AU moves Zenith and Vetta to 3.49% forex and a ₹100 fuel-waiver cap
From 1 October, AU's ₹7,999 Zenith charges 3.49% forex instead of 1.99%, and Vetta goes from 2.99% to 3.49%. Both cards' fuel-surcharge waiver drops to ₹100 a month. Zenith+ is unchanged.
What changed
Fee change · AU Small Finance Bank
Before
Zenith 1.99% forex and a ₹1,000 monthly fuel-surcharge waiver; Vetta 2.99% forex and ₹250
After
Both cards at AU's standard 3.49% forex and a ₹100 fuel-surcharge waiver a statement month; Zenith+ unmoved at 0.99%
AU Small Finance Bank’s Key Fact Statement v1.9, dated 30 September 2026, moves two cards into the bank’s standard forex row. It took effect on 1 October.
| Card | Forex before | Forex now | Fuel waiver before | Fuel waiver now |
|---|---|---|---|---|
| Zenith | 1.99% + GST | 3.49% + GST | ₹1,000 / month | ₹100 / month |
| Vetta | 2.99% + GST | 3.49% + GST | ₹250 / month | ₹100 / month |
Zenith costs ₹7,999 a year, and low forex was one of the few things it did better than the market. That is gone, and Zenith’s product page has also dropped the railway-lounge visits it used to list.
Zenith+ did not move: 0.99% forex and a ₹1,000 fuel cap. Ananta stays at ₹200. If you hold Zenith for travel, compare it with Zenith+ before your next renewal.
Source: AU Small Finance Bank — Key Fact Statement / Schedule of Charges, v1.9, 30 September 2026.
Sources
- The story’s source: au.bank.in
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