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Best credit cards for paying rent in October 2026

Axis Bank Reserve comes first (₹10,800, ₹/yr at ₹30,000/mo of rent) and costs ₹27,300 a year at ₹75,000 a month after the fee.

Verified 212 sources

The top 3

Most back on every ₹100 of rent & property management: Axis Bank Reserve, 3.00% .

The full ranking

58 cards, best first. Ranked by ₹/yr at ₹30,000/mo of rent; the ₹ a year column follows the spend you pick.

₹ a year at your monthly spend
Rent: ranks 1 to 25
Card₹/yr at ₹30,000/mo of rent₹ a yearFee
1. Axis Bank ReserveAxis Bank · 3.00% on rent — the card's ordinary rate, no rent accelerator published ₹10,800 −₹40,900 −₹27,300 −₹4,600 ₹40,700 ₹1,51,200 ₹50,000 fee
2. HSBC Premier (Metal)HSBC · 6.00% on rent — the card's ordinary rate, no rent accelerator published; the ceiling on it is one bucket… ₹21,600 ₹300 ₹30,800 ₹81,500 ₹1,83,000 ₹3,18,400 ₹12,000 joining + ₹20,000/yr
3. Axis Magnus for BurgundyAxis Bank · 4.80% on rent — the card's ordinary rate, no rent accelerator published ₹17,280 −₹15,500 ₹6,300 ₹42,600 ₹2,57,800 ₹5,40,000 ₹30,000 fee
4. Axis MagnusAxis Bank · 2.40% on rent — the card's ordinary rate, no rent accelerator published ₹8,640 −₹5,200 ₹5,600 ₹23,800 ₹1,28,900 ₹2,70,000 ₹12,500 fee
5. Standard Chartered UltimateStandard Chartered · 2.00% on rent — the card's REDUCED rent rate — 3 RP/₹150 (2%) on MCC 7349+6513 vs base 5/₹150 (3.3%) ₹7,193 ₹4,400 ₹18,400 ₹41,800 ₹88,500 ₹1,50,900 ₹5,000 fee
6. IndusInd TigerIndusInd Bank · 1.00% on rent — the card's ordinary rate, no rent accelerator published ₹3,600 ₹7,100 ₹32,000 ₹78,200 ₹1,70,700 ₹2,74,100 ₹0 fee, lifetime free
7. IDBI Bank LIC Eclat SelectIDBI Bank · 1.00% on rent — the card's ordinary rate, no rent accelerator published ₹3,600 ₹3,800 ₹9,300 ₹17,800 ₹34,700 ₹57,300 ₹0 fee, lifetime free
8. IDBI Bank Royale SignatureIDBI Bank · 0.75% on rent — the card's ordinary rate, no rent accelerator published ₹2,700 ₹2,900 ₹7,200 ₹13,600 ₹26,300 ₹43,200 ₹0 fee, lifetime free
9. IDBI Bank LIC LumineIDBI Bank / LIC Cards Services · 0.75% on rent — the card's ordinary rate, no rent accelerator published ₹2,700 ₹3,200 ₹7,000 ₹13,300 ₹26,000 ₹42,900 ₹0 fee, lifetime free
10. IDBI Bank Euphoria WorldIDBI Bank · 0.75% on rent — the card's ordinary rate, no rent accelerator published ₹2,700 ₹2,900 ₹7,200 ₹13,600 ₹26,300 ₹43,200 ₹1,499 fee
11. IDFC FIRST WOW! BlackIDFC FIRST Bank · 0.67% on rent — the card's ordinary rate, no rent accelerator published ₹2,403 ₹2,100 ₹5,200 ₹10,400 ₹20,800 ₹34,600 ₹750 fee
12. IndusInd Platinum RuPayIndusInd Bank · 0.60% on rent — the card's ordinary rate, no rent accelerator published ₹2,160 ₹2,000 ₹5,100 ₹10,200 ₹20,300 ₹33,800 ₹10,000 joining
13. IndusInd LegendIndusInd Bank · 0.56% on rent — the card's REDUCED rent rate — 0.70 RP/₹100 vs 1 RP/₹100 weekday base ₹2,016 ₹2,600 ₹9,000 ₹15,500 ₹28,600 ₹46,100 ₹5,000 joining
14. IndusInd Pinnacle WorldIndusInd Bank · 0.56% on rent — the card's REDUCED rent rate — 0.70 RP/₹100 on real estate/rental payments ₹2,016 ₹2,600 ₹6,600 ₹13,100 ₹26,200 ₹43,700 ₹15,000 joining
15. IDFC FIRST WOW!IDFC FIRST Bank · 0.50% on rent — the card's ordinary rate, no rent accelerator published ₹1,800 ₹1,600 ₹3,900 ₹7,800 ₹15,600 ₹26,000 ₹0 fee, lifetime free
16. IndusInd DuoIndusInd Bank · 0.50% on rent — the card's ordinary rate, no rent accelerator published ₹1,800 ₹1,800 ₹4,500 ₹9,000 ₹18,000 ₹30,000 ₹0 fee, lifetime free
17. IndianOil Kotak Credit CardKotak Mahindra Bank · 0.50% on rent — the card's ordinary rate, no rent accelerator published ₹1,800 ₹1,800 ₹3,800 ₹6,800 ₹12,600 ₹20,300 ₹449 fee
18. IDFC FIRST HPCL Power+IDFC FIRST Bank · 0.50% on rent — the card's ordinary rate, no rent accelerator published ₹1,800 ₹1,400 ₹3,300 ₹6,400 ₹12,400 ₹20,000 ₹499 fee
19. IDBI Bank WinningsIDBI Bank · 0.50% on rent — the card's ordinary rate, no rent accelerator published ₹1,800 ₹2,300 ₹4,900 ₹9,100 ₹17,500 ₹28,800 ₹899 fee
20. IDFC FIRST Diamond ReserveIDFC FIRST Bank · 0.50% on rent — the card's ordinary rate, no rent accelerator published ₹1,800 −₹400 ₹10,300 ₹23,000 ₹48,500 ₹82,500 ₹3,000 fee
21. IDFC FIRST AshvaIDFC FIRST Bank · 0.80% on rent — the card's REDUCED rent rate — 3 RP/₹150 vs the 5 RP/₹150 base (~0.80% at ₹0.40) · Ranked lower: includes points worth full value only in one app ₹2,878 ₹2,300 ₹17,500 ₹38,000 ₹78,800 ₹1,33,200 ₹2,999 fee
22. IDFC FIRST MayuraIDFC FIRST Bank · 1.00% on rent — the card's REDUCED rent rate — 3 RP/₹150 vs the 5 RP/₹150 base (~1/3 off) · Ranked lower: includes points worth full value only in one app ₹3,602 ₹600 ₹19,700 ₹48,900 ₹99,900 ₹1,67,900 ₹5,999 fee
23. IDFC FIRST SelectIDFC FIRST Bank · 0.38% on rent — the card's ordinary rate, no rent accelerator published ₹1,350 ₹1,200 ₹2,900 ₹5,900 ₹11,800 ₹19,700 ₹0 fee, lifetime free
24. IDFC FIRST MillenniaIDFC FIRST Bank · 0.38% on rent — the card's ordinary rate, no rent accelerator published ₹1,350 ₹1,200 ₹2,900 ₹5,900 ₹11,800 ₹19,700 ₹0 fee, lifetime free
25. IDFC FIRST ClassicIDFC FIRST Bank · 0.38% on rent — the card's ordinary rate, no rent accelerator published ₹1,350 ₹1,200 ₹2,900 ₹5,900 ₹11,800 ₹19,700 ₹0 fee, lifetime free
Ranks 26 to 58 33 cards
  1. IDFC FIRST Wealth ₹1,350
  2. IDBI Bank Aspire Platinum ₹1,200
  3. IndiGo IDFC FIRST Dual Credit Card ₹900
  4. CUB SalarySe Level UP Virtual ₹720
  5. CUB SalarySe Level UP ₹720
  6. EazyDiner IndusInd Platinum ₹504
  7. Unity Bank BharatPe Credit Card ₹7,200
  8. IndusInd Bank Nexxt Credit Card ₹1,921
  9. Standard Chartered EaseMyTrip ₹1,800
  10. IDFC FIRST EA₹N ₹1,800
  11. IDBI Bank Imperium Platinum ₹1,200
  12. IndusInd Platinum Aura Edge ₹720
  13. AU Zenith+ ₹900
  14. Axis Bank PRIMUS ₹18,000 · Invite only
  15. Standard Chartered Beyond ₹7,200 · Invite only
  16. Utkarsh Eternal Credit Card ₹4,500 · Invite only
  17. Utkarsh Rhodium Credit Card ₹4,500 · Invite only
  18. Amex Platinum Charge ₹4,500 · Issuing paused
  19. Utkarsh SmartGen Credit Card ₹3,600 · Invite only
  20. Amex Membership Rewards Card ₹3,600 · Issuing paused
  21. Amex Gold Charge ₹3,600 · Issuing paused
  22. Axis Bank Signature ₹3,600 · Closed to new applicants
  23. Amex Platinum Travel ₹3,600 · Issuing paused
  24. Amex Platinum Reserve ₹3,600 · Issuing paused
  25. IndusInd Indulge ₹2,700 · Invite only
  26. IndusInd PIONEER Private ₹2,520 · Invite only
  27. IndusInd Pioneer Legacy ₹2,016 · Invite only
  28. IndusInd Iconia Amex ₹1,882 · Closed to new applicants
  29. Indus Solitaire ₹1,391 · Invite only
  30. IndusInd Celesta ₹685 · Invite only
  31. IndusInd Crest ₹685 · Invite only
  32. IDFC FIRST Private ₹2,400 · Invite only · Ranked lower: includes points worth full value only in one app
  33. IDFC FIRST Gaj ₹2,399 · Invite only · Ranked lower: includes points worth full value only in one app
Earns nothing on rent — or no number we will stand behind 321 cards

Your rent earns nothing on this card — Zero reward points · MCC 6513 sits in Annexure 1 (22): Snapdeal BOBCARD , ICAI Exclusive BOBCARD , ICSI Diamond BOBCARD , CMA One BOBCARD , Varunah Premium BOBCARD , Varunah Plus BOBCARD , Varunah BOBCARD , Indian Army YODDHA BOBCARD , Assam Rifles SENTINEL BOBCARD , Coast Guard RAKSHAMAH BOBCARD , BOBCARD VIKRAM , PRAGATI BOBCARD (RRB) , BOBCARD Select , BOBCARD Easy , Nainital Bank RENAISSANCE BOBCARD , BOBCARD Swavlamban , UJJIVAN SFB Platinum BOBCARD , UJJIVAN SFB Elite BOBCARD , BOBCARD Easy (FD Backed) , BOBCARD Select (FD Backed) , BOBCARD Premier (FD Backed) , BOBCARD Prime .

Your rent earns nothing on this card — No points · "Real Estate/Rental" (MCC 6513) on the T&C's own category/MCC exclusion table · bank-wide — AND the issuer charges: RBL also levies a 1% fee on every rental transaction (11): RBL Bank Patanjali Swarn , RBL Signature Banking , RBL Aspire Banking , RBL Platinum Maxima Plus , RBL Platinum Maxima , RBL Apex , IRCTC RBL Bank Credit Card , TVS Credit RBL Bank Gold , RBL Bank Blockbuster , TVS Credit RBL Bank , RBL Bank Black .

Your rent earns nothing on this card — and SBI's MITC charges ₹199 + taxes per rent transaction on top (8): Reliance SBI Card PRIME , PhonePe SBI Card SELECT BLACK , Apollo SBI Card SELECT , Paytm SBI Card SELECT , Paytm SBI Card , Air India SBI Signature Card , Club Vistara SBI Card PRIME , Club Vistara SBI Card .

Your rent earns nothing on this card — Zero on every ICICI card (MCC 6513) — AND the issuer charges: a 1% rent-pay fee (7): ICICI Bank Emeralde , ICICI Bank Expressions , ICICI Bank HPCL Super Saver , ICICI Bank Parakram Select , ICICI Bank Rubyx against FD , Emirates Skywards ICICI Bank Rubyx , Chennai Super Kings ICICI Bank .

Your rent earns nothing on this card — MITC adds ₹199 + taxes per rent transaction (5): SBI Card PRIME , SBI Card PULSE , KVB SBI Signature Card , KVB SBI Platinum Card , South Indian Bank SBI Platinum Card .

Your rent earns nothing on this card — plus 1% + GST on every rent transaction (4): Kotak NRI Royale Signature , Kotak League Platinum , Kotak Royale Signature , Kotak Mojo Platinum .

Your rent earns nothing on this card — minimum ₹199 above ₹1,000 · capped at 5 rent transactions per 30 days — AND the issuer charges: 1% fee (4): YES Bank BYOC (Rewards) , YES Essence , YES Bank Wellness Plus , YES First Preferred .

Your rent earns nothing on this card — the rule zeroes the category — AND the issuer charges: MCC 6513 earns nothing and carries a 1% rental surcharge on every transaction (4): CUB SRH Master Platinum , CUB CSK RuPay Platinum , CUB SRH RuPay Platinum , CUB SRH Master World .

Your rent earns nothing on this card — Rent earns no Cash Points (T&C exclusion list) (3): DBS Spark 5 Credit Card , DBS Spark 10 Credit Card , DBS Spark 20 Credit Card .

Your rent earns nothing on this card — No Jewels on "Rent payment transactions" (Edge / Edge+ T&C) (3): Edge CSB Bank RuPay Credit Card , Edge+ CSB Bank RuPay Credit Card , Edge+ CSB Bank Mastercard Credit Card .

Your rent earns nothing on this card — MCC 6513 · community — AND the issuer charges: SBI Card also levies ₹199+tax processing fee per rent txn (3): SBI Card MILES PRIME , SBI Card MILES ELITE , SBI Card MILES .

Your rent earns nothing on this card — Rent in the published exclusion list (3): Equitas PowerMiles , IndiGo Kotak Credit Card , IndiGo Kotak Premium Credit Card .

Your rent earns nothing on this card — Zero reward points on rent from 1 Apr 2023 (MITC) (3): Federal Bank Imperio , Federal Bank Signet , Federal RuPay Wave Credit Card .

Your rent earns nothing on this card — Rent in the MITC exclusion list (3): Equitas Selfe Secured , Equitas PowerMiles Secured , Equitas Tiga .

Your rent earns nothing on this card — No points · "Real Estate/Rental" (MCC 6513) on the product page's two stacked exclusion footnotes · bank-wide — AND the issuer charges: RBL also levies a 1% fee on every rental transaction (3): RBL World Plus , RBL World Prime , RBL World Max .

Your rent earns nothing on this card — Zero RP since 1-Jan-2023 — AND the issuer charges: 1% fee from 2nd rent txn/month (1-Jul-2025) (2): HDFC Diners Club Black Metal , HDFC Regalia Gold .

Your rent earns nothing on this card — Rent in the published no-earn list (2): Kotak Air+ , Kotak Air .

Your rent earns nothing on this card — Zero · rent is named in the product page's eligible-spend definition (2): Axis Miles & More World Select , Axis Miles & More World .

Your rent earns nothing on this card — Zero NeuCoins · MCC 7349 and 6513 (2): Tata Neu Infinity SBI Card , Tata Neu Plus SBI Card .

Your rent earns nothing on this card — Zero reward points · "Real Estate and Managers 6513" · 7349 is not named · so the exclusion as written is narrower than the… — AND the issuer charges: the tariff sheet charges a separate 1% processing fee on rental payments (2): HSBC Platinum , HSBC RuPay Platinum .

Your rent earns nothing on this card — Zero BluChips · in SBI's published exclusion list (2): IndiGo SBI Card ELITE , IndiGo SBI Card .

Your rent earns nothing on this card — "Rental Payments" in the card's published exclusion list (2): IndiGo Axis Bank Premium Credit Card , IndiGo Axis Bank Credit Card .

Your rent earns nothing on this card — Zero miles (ICICI-wide 6513/7349; 5-Feb-2024) — AND the issuer charges: 1% rent fee applies (2): Emirates Skywards ICICI Bank Emeralde , Emirates Skywards ICICI Bank Sapphiro .

Your rent earns nothing on this card — Zero SC Points — AND the issuer charges: 1% rent transaction fee (MCC 6513) since 5-Mar-2023 (2): SpiceJet Axis Bank Voyage Black , SpiceJet Axis Bank Voyage .

Your rent earns nothing on this card — and Axis charges 1% on every rental transaction (2): Axis Bank Privilege , LIC Axis Bank Platinum .

Your rent earns nothing on this card — min ₹99 (official KFS) — AND the issuer charges: 1% fee on domestic rentals (2): AU Ananta , AU Vetta .

Your rent earns nothing on this card — Rent (MCC 6513) excluded · RBL standard · community · flag (2): RBL Insignia Preferred Banking World Card , RBL Lumière .

Your rent earns nothing on this card — Zero on every ICICI card · "No reward point will be extended for the transaction routed from 6513 MCC for all credit cards" — AND the issuer charges: rent carries a 1% transaction fee on top (2): ICICI Bank Coral , ICICI Bank Parakram .

Your rent earns nothing on this card — Rental payments earn nothing — AND the issuer charges: carry a 1% fee per transaction (2): Axis Bank ACE , Axis Bank Freecharge Plus .

Your rent earns nothing on this card — No points · "Real Estate/Rental" (MCC 6513) on the product page's own dated exclusion footnote · bank-wide — AND the issuer charges: RBL also levies a 1% fee on every rental transaction (2): RBL Platinum Edge , RBL Platinum LifeEasy .

Your rent earns nothing on this card — Rental spends earn nothing (2): Paytm HDFC Bank Mobile , Paytm HDFC Bank .

Your rent earns nothing on this card — Zero points · MCC 6513 sits in Annexure 1 — AND the issuer charges: every rent transaction carries a non-reversible 1% processing fee (2): BOBCARD Premier , HPCL ENERGIE BOBCARD .

Your rent earns nothing on this card — the rule zeroes the category — AND the issuer charges: a 1% fee applies to every rent transaction (2): Axis Bank Pride Platinum , Axis Bank Pride Signature .

Your rent earns nothing on this card — Zero points — AND the issuer charges: SBI's MITC adds a ₹199 processing fee per rent transaction (MCC 6513) (2): Landmark Rewards SBI Card SELECT , Landmark Rewards SBI Card .

Your rent earns nothing on this card — Zero points from 1 Apr 2024 (MCC 6513) · named on this card by name in its own e-kit — AND the issuer charges: SBI's MITC adds a ₹199 processing fee per rent transaction (2): Reliance SBI Card , SBI Card Unnati .

Your rent earns nothing on this card — Zero cashback (MCC 6513) — AND the issuer charges: HDFC's 1% rent transaction fee (2): Swiggy Ornge HDFC Bank Credit Card , Swiggy BLCK HDFC Bank Credit Card .

Your rent earns nothing on this card — Zero RP and no milestone credit · "Real Estate/Rental" (MCC 6513) — AND the issuer charges: 1% fee on every rental transaction bank-wide (MITC) (2): RBL Patanjali Vishisht , RBL Bank DMI Finance .

Your rent earns nothing on this card — Zero points on rent (glossary MCC list) (2): YES PaisaSave , YES PaisaSave RuPay .

Your rent earns nothing on this card — CUB works the example at ₹200 plus taxes on a ₹20,000 rent payment — AND the issuer charges: the KFS adds a 1% rental surcharge on EVERY rent transaction (2): CUB CSK Master Platinum , CUB CSK Master World .

Your rent earns nothing on this card — Zero points and no milestone credit (MCC 6513) — AND the issuer charges: a separate 1% rental fee (2): RBL Bank Shoppers Stop Platinum , RBL Bank Shoppers Stop Gold .

Your rent earns nothing on this card — Named in the post-merger exclusion list — AND the issuer charges: a 1% rent-transaction fee applies on top (2): Axis Bank Vistara Infinite Credit Card , Axis Bank Vistara Signature Credit Card .

Your rent earns nothing on this card — Zero RP since 1-Jan-2023 (rent + property mgmt) — AND the issuer charges: 1% fee from 2nd rent txn per calendar month (1-Jul-2025) (1): HDFC Infinia Metal .

Your rent earns nothing on this card — Zero RP since 5-Feb-2024 (MCC 6513; 7349 per official notice) — AND the issuer charges: 1% rent fee applies (1): ICICI Emeralde Private Metal .

Your rent earns nothing on this card — "Rent" in the official Excluded Merchant Categories list (Olympus T&C §4) (1): Axis Olympus .

Your rent earns nothing on this card — Zero miles (Annexure 1) — AND the issuer charges: 1% processing fee (official MITC) (1): BOBCARD Etihad Guest Premium .

Your rent earns nothing on this card — "Real Estate/Rental" in the official rbl.bank.in exclusion list (1): RBL Nova .

Your rent earns nothing on this card — MCC 6513 'Real Estate and Managers' · community (1): HSBC TravelOne .

Your rent earns nothing on this card — the rule zeroes the category — AND the issuer charges: a separate 1% fee applies to every rent transaction (1): Kotak Air+ Prime .

Your rent earns nothing on this card — MCC 6513 earns nothing — AND the issuer charges: rent also carries a 1% transaction fee (or ₹199 whichever is higher) (1): DBS Altitude .

Your rent earns nothing on this card — Zero points · still counts toward milestone Free Night Award thresholds per CardInsider · medium confidence (1): Marriott Bonvoy HDFC Bank .

Your rent earns nothing on this card — Zero miles · MCC 6513 · 7349 (rent / property management) in the T&C's exclusion table (1): KrisFlyer SBI Card APEX .

Your rent earns nothing on this card — Zero RP (official page) · points earned on rent are reversed (1): ICICI Times Black .

Your rent earns nothing on this card — MCC 6513 zero (1): Axis Horizon .

Your rent earns nothing on this card — Zero RP since 1-Apr-2025 · max 5 rent txns/30 days (official MITC) — AND the issuer charges: 1% rent fee (min ₹199 above ₹1,000) (1): YES Bank Marquee .

Your rent earns nothing on this card — Zero RP since 1-Jan-2023 — AND the issuer charges: 1% fee from the 2nd rent txn/month (1): HDFC Diners Club Privilege .

Your rent earns nothing on this card — official KFS — AND the issuer charges: Zero coins AND a 1% + GST convenience fee per rent txn (max ₹3,000) (1): Scapia (Federal Bank) .

Your rent earns nothing on this card — Zero Scapia Coins on "real estate rentals" (T&C 4.3) — AND the issuer charges: a 1% uncapped fee on rent (1): Scapia (Axis Bank) .

Your rent earns nothing on this card — Rent on the official no-RP exclusion list (1): ixigo AU .

Your rent earns nothing on this card — Earn on rent not published · most IndusInd co-brands exclude it (unconfirmed) — AND the issuer charges: the 1% third-party-rent fee is NOT levied on Avios (MITC) (1): IndusInd Avios Visa Infinite .

Your rent earns nothing on this card — MCC 6513 · no base miles — AND the issuer charges: a 1% processing fee per transaction (1): BOBCARD Etihad Guest .

Your rent earns nothing on this card — Zero NeuCoins — AND the issuer charges: HDFC 1% fee from the 2nd rent txn/month (community) (1): Tata Neu Infinity HDFC Bank .

Your rent earns nothing on this card — 0% cashback — AND the issuer charges: rental payments also carry a 1% processing fee (1): HSBC Live+ .

Your rent earns nothing on this card — Zero cashback on "payment of property management fees · rental commissions · rental payments or any such payments made through… — AND the issuer charges: the tariff sheet charges a 1% processing fee on rental payments on top (1): HSBC RuPay Cashback .

Your rent earns nothing on this card — Zero RP on rent (Selfe T&C exclusion sentence; read via search extract) (1): Equitas Selfe Credit Card .

Your rent earns nothing on this card — Zero earn (Annexure 1) — AND the issuer charges: 1% processing fee (official) (1): BOBCARD Eterna .

Your rent earns nothing on this card — the rule zeroes the category — AND the issuer charges: 1% rent surcharge applies (1): Axis Bank SELECT .

Your rent earns nothing on this card — Zero w.e.f · 18 Jun 2024 — AND the issuer charges: the ICICI-wide 1% rent-pay fee on MCC 6513 (1): Amazon Pay ICICI Bank .

Your rent earns nothing on this card — Zero points (ICICI-wide 6513/7349; 5-Feb-2024) — AND the issuer charges: 1% rent fee applies (1): Adani One ICICI Bank Signature .

Your rent earns nothing on this card — No Niyo Coins on rent payment (rewards T&C) (1): Niyo Global SBM Credit Card .

Your rent earns nothing on this card — community · flag — AND the issuer charges: Zero RP + 1% rent fee (YES-wide since 1-Apr-2025) (1): YES Bank RESERV .

Your rent earns nothing on this card — Rentals excluded (CardInsider exclusion list) (1): RBL iGlobe .

Your rent earns nothing on this card — Zero Air Miles · official MCC table (6513) (1): Kotak Solitaire .

Your rent earns nothing on this card — "Rental and Government related transactions" · one bullet · both categories (1): Tata Neu Plus HDFC Bank .

Your rent earns nothing on this card — 'Real Estate/Rental' MCC 6513 · zero (1): RBL World Safari .

Your rent earns nothing on this card — "Rental" · named in §3.4(d) as ineligible to earn (1): RBL World Safari Lite .

Your rent earns nothing on this card — No points · "Real Estate/Rental" (MCC 6513) on the T&C's own §3.4(c) exclusion sentence · bank-wide — AND the issuer charges: RBL also levies a 1% fee on every rental transaction (1): RBL World Safari Plus .

Your rent earns nothing on this card — "rental transactions" · named in the Reward Points TnCs exclusion list (1): PhonePe HDFC Bank Ultimo .

Your rent earns nothing on this card — No accrual on rental payments — AND the issuer charges: a 1% fee from the second rental transaction in a calendar month (1): Shoppers Stop Black HDFC Bank .

Your rent earns nothing on this card — The MITC charges ₹199 + taxes per rent transaction on top (1): SBI Card ELITE .

Your rent earns nothing on this card — Zero points · MCC 6513 sits in Annexure 1 · so it earns neither core nor accelerated points — AND the issuer charges: every rent transaction carries a non-reversible 1% processing fee (1): BOBCARD Tiara .

Your rent earns nothing on this card — the older Paytm feature T&C's 1%-capped-at-500 rule is superseded (1): Paytm HDFC Bank Select .

Your rent earns nothing on this card — Zero on every ICICI card · "No reward point will be extended for the transaction routed from 6513 MCC for all credit cards" — AND the issuer charges: the 1% rent-pay fee (1): MakeMyTrip ICICI Bank Platinum .

Your rent earns nothing on this card — Rent (MCC 6513) does not count towards milestones — AND the issuer charges: the KFS charges a 2% rent fee (1): Kotak White .

Your rent earns nothing on this card — No per-swipe points · but rent typically doesn't count toward milestone spend (unconfirmed) (1): Kotak White Reserve .

Your rent earns nothing on this card — "rental transactions" · named in the PhonePe programme's Reward Points exclusion list (1): PhonePe HDFC Bank Uno .

Your rent earns nothing on this card — Zero RP · Rental (MCC 6513) is one of the three categories Icon's own terms exclude · bank-wide… — AND the issuer charges: RBL also levies a 1% fee on every rental transaction (1): RBL Icon .

Your rent earns nothing on this card — MCC 6513 earns nothing and is excluded from the ₹30,000 waiver count — AND the issuer charges: a 1% + GST surcharge applies to every rent transaction (1): IndianOil Axis Bank Premium .

Your rent earns nothing on this card — Zero Zen Points w.e.f · 1 Jun 2025 · MCC 6513 — AND the issuer charges: 1% + GST as a transaction fee on every rent payment (1): Kotak Zen Signature .

Your rent earns nothing on this card — "Government and Rental pay transactions (Property management services like rent; maintenance; packers & movers; etc)" (1): IRCTC HDFC Bank Credit Card .

Your rent earns nothing on this card — Zero miles · in SBI's published exclusion list (1): KrisFlyer SBI Card .

Your rent earns nothing on this card — Named verbatim in the MITC's rewards exclusion list (1): BOBCARD Uni GoldX .

Your rent earns nothing on this card — Zero coins · "Real Estate Agents and Managers – Rentals" is the first line of Zagg's own exclusion list (1): YES Bank Zagg Credit Card .

Your rent earns nothing on this card — Zero myCash (ICICI-wide 6513/7349; 5-Feb-2024) — AND the issuer charges: 1% rent fee applies (1): MakeMyTrip ICICI Bank .

Your rent earns nothing on this card — community · flag — AND the issuer charges: Zero RP + Federal's 1% convenience fee per rent txn (as on Scapia KFS) (1): Federal Bank Celesta .

Your rent earns nothing on this card — min ₹99 (bank-wide KFS) — AND the issuer charges: 1% fee on domestic rentals (1): AU Zenith .

Your rent earns nothing on this card — Rent earns nothing and is excluded from the milestone count — AND the issuer charges: a 1% fee applies to every rent transaction (1): Axis Bank My Zone .

Your rent earns nothing on this card — the rule zeroes the category — AND the issuer charges: Rental payments earn nothing and carry a 1% fee per transaction (1): Fibe Axis Bank Credit Card .

Your rent earns nothing on this card — "Rent payments" are named in the T&C's own exclusion list — AND the issuer charges: on top of the ICICI-wide zero on MCC 6513 and its 1% rent-pay fee (1): Adani One ICICI Bank Platinum .

Your rent earns nothing on this card — Zero points · MCC 6513 · discontinued on this card w.e.f · 15 Apr 2024 — AND the issuer charges: SBI's MITC charges ₹199 + taxes as a processing fee on every rent transaction… (1): BPCL SBI Card OCTANE .

Your rent earns nothing on this card — and it is struck out of the ₹2,00,000 waiver count as well (1): Axis Bank REWARDS .

Your rent earns nothing on this card — Zero EDGE REWARD Points on rental payments (Samsung Signature T&C; read via search extract) (1): Samsung Axis Bank Signature .

Your rent earns nothing on this card — "Rental Payments" earn nothing — AND the issuer charges: carry a 1% fee per transaction (1): Flipkart Axis Bank Credit Card .

Your rent earns nothing on this card — Zero points — AND the issuer charges: a 1% fee on every rent transaction (1): Axis Bank NEO .

Your rent earns nothing on this card — Rent excluded across every SBI card since 15 Apr 2024 (official issuer-wide notice) (1): SBI AURUM .

Your rent earns nothing on this card — Excluded by MCC (6513; 7349) in the product T&C (1): HDFC PIXEL Go .

Your rent earns nothing on this card — Zero RP since 15 Apr 2024 per the card's own e-kit T&C — AND the issuer charges: SBI's ₹199 processing fee per rent txn (1): IRCTC SBI Card Premier .

Your rent earns nothing on this card — capped ₹3,000 a transaction (MCC 6513) — AND the issuer charges: a 1% fee also applies to rent paid through third-party apps from 1-Aug-2024 (1): HDFC Bank Millennia .

Your rent earns nothing on this card — Excluded from all three buckets by MCC: 6513 · 7349 (1): HDFC Bank PIXEL Play .

Your rent earns nothing on this card — "With effect from 1st January 2023 · Rent payments and Govt Related Transactions will NOT earn Reward Points" (1): HDFC Bank Freedom .

Your rent earns nothing on this card — Named in the same exclusion sentence as fuel · zero reward points — AND the issuer charges: the 1% rent fee with a ₹249 minimum (1): LIC IDFC FIRST Select .

Your rent earns nothing on this card — 0% cashback — AND the issuer charges: SBI's MITC charges ₹199 + taxes as a processing fee on every rent transaction… (1): Flipkart SBI Card .

Your rent earns nothing on this card — Zero CheQ Points on rent-related spends (AU's CheQ AU documents; read via search extract) (1): CheQ AU Credit Card .

Your rent earns nothing on this card — SBI's MITC identifies it as MCC 6513 and charges ₹199 + taxes per rent transaction on top (1): Titan SBI Card .

Your rent earns nothing on this card — SBI's MITC charges ₹199 + taxes per rent transaction on top (1): Landmark Rewards SBI Card PRIME .

Your rent earns nothing on this card — Rent on the published closed exclusion list (T&C) (1): DBS Vantage .

Your rent earns nothing on this card — No CRED Reward Points on rent (the product page's exclusion line) (1): CRED IndusInd Bank RuPay Credit Card .

Your rent earns nothing on this card — Zero cashback on MCC 6513 and 7349 (1): CASHBACK SBI Card .

Your rent earns nothing on this card — Rent earns nothing — AND the issuer charges: carries a 1% fee per transaction (1): Axis Bank Cashback .

Your rent earns nothing on this card — the rule zeroes the category — AND the issuer charges: Rental payments earn nothing and carry an uncapped 1% transaction fee (1): Axis Bank SuperMoney RuPay .

Your rent earns nothing on this card — Rent earns nothing — AND the issuer charges: carries a 1% fee from the second rental transaction of a calendar month (1): Paytm HDFC Bank Digital .

Your rent earns nothing on this card — Zero monies on rent · MCC 6513 (slice MITC) (1): slice UPI Credit Card .

Your rent earns nothing on this card — On Kotak's restricted-category list · rent earns nothing (1): Kotak Cashback+ .

Your rent earns nothing on this card — On Kotak's restricted-category list for this card (1): Kotak Cashback+ Prime .

Your rent earns nothing on this card — Zero points · rent accrual discontinued on this card w.e.f · 15 Apr 2024 (1): IRCTC SBI Platinum Card .

Your rent earns nothing on this card — minimum ₹199 above ₹1,000 — AND the issuer charges: 1% fee (1): YES Bank ELITE+ .

Your rent earns nothing on this card — the rule zeroes the category — AND the issuer charges: Rent earns nothing and carries a 1% fee on every transaction (1): Kotak UPI RuPay .

Your rent earns nothing on this card — Zero since 5-Feb-2024 (6513/7349) — AND the issuer charges: 1% fee (1): ICICI Sapphiro .

Your rent earns nothing on this card — Rent earns nothing · so there is no gate here to answer — AND the issuer charges: a 1% fee applies to every rent transaction (1): Axis Bank Freecharge .

Your rent earns nothing on this card — Rental payments earn nothing — AND the issuer charges: a 1% fee applies to every rent transaction (1): Axis Bank Kwik .

Your rent earns nothing on this card — No EDGE REWARD Points on rent (MCC 6513) (1): Axis Bank My Wings .

Your rent earns nothing on this card — No EDGE REWARD Points on rent (1): Axis Bank My Zone Easy .

Your rent earns nothing on this card — capped at ₹1,500 — AND the issuer charges: a 1% fee applies to every rent transaction (1): Axis Bank Platinum .

Your rent earns nothing on this card — Rent payments earn nothing — AND the issuer charges: a 1% fee applies to every rent transaction on MCC 6513 (1): Axis Bank Titanium Smart Traveller .

Your rent earns nothing on this card — No Reward Points on rent (MCC 6513) · not reversed on a refund — AND the issuer charges: SBI's MITC charges ₹199 + taxes as a processing fee on every rent transaction (1): BPCL SBI Card .

Your rent earns nothing on this card — Zero RP · "Real Estate / Rental" on the page's exclusion list — AND the issuer charges: 1% fee on every rental transaction (1): RBL BankBazaar SaveMax Pro .

Your rent earns nothing on this card — Zero reward points · "No reward point will be extended for the transaction routed from 6513 MCC for all credit cards" · ICICI… — AND the issuer charges: charges a 1% rent-pay fee on top (1): ICICI Bank HPCL Coral Credit Card .

Your rent earns nothing on this card — Zero CashPoints · "Rent Payments" is on the T&C's exclusion list for every bucket (1): HDFC Bank UPI RuPay .

Your rent earns nothing on this card — Zero RP and no milestone credit · "Real Estate / Rental" (MCC 6513) — AND the issuer charges: 1% fee on every rental transaction bank-wide (MITC) (1): RBL Movies and More .

Your rent earns nothing on this card — Zero reward points · "No reward point will be extended for the transaction routed from 6513 MCC for all credit cards" · and… (1): ICICI Bank Platinum Chip Credit Card .

Your rent earns nothing on this card — No Stars on rental payments — AND the issuer charges: a 1% fee on every rent transaction (1): Google Pay Flex Axis Bank .

Your rent earns nothing on this card — Zero Fuel Points · named in both §2.1 and the Table 1.1 exclusion column (1): IndianOil HDFC Bank Credit Card .

Your rent earns nothing on this card — Zero RP (ICICI-wide 6513/7349; 5-Feb-2024) — AND the issuer charges: 1% rent fee applies (1): ICICI Bank Rubyx .

Your rent earns nothing on this card — No EDGE REWARDS at all · rent is on Axis's published exclusion list for this card — AND the issuer charges: a 1% + GST fee applies to every rent transaction (1): IndianOil Axis Bank Credit Card .

Your rent earns nothing on this card — Zero points (MCC 6513) — AND the issuer charges: SBI's MITC adds a ₹199 processing fee per rent transaction (1): PhonePe SBI Card PURPLE .

Your rent earns nothing on this card — Zero points — AND the issuer charges: SBI's MITC adds a ₹199 processing fee on every rent transaction (MCC 6513) (1): SimplySAVE SBI Card .

Your rent earns nothing on this card — Zero points since 1 Jan 2023 (MCC 6513) — AND the issuer charges: a 1% fee capped at ₹3,000 applies from 1 Aug 2024 (1): HDFC Bank MoneyBack+ .

Your rent earns nothing on this card — Zero points on rent (MCC 6513) from 1 Apr 2024 · named on this card in its own booklet (1): SimplySAVE UPI SBI Card .

Your rent earns nothing on this card — Zero points — AND the issuer charges: HDFC's bank-wide 1% rent fee applies (1): Shoppers Stop HDFC Bank .

Your rent earns nothing on this card — Zero on every ICICI card · "No reward point will be extended for the transaction routed from 6513 MCC for all credit cards" — AND the issuer charges: a 1% rent-pay fee (1): ICICI Bank Coral against FD .

Your rent earns nothing on this card — Zero on every ICICI card · "No reward points will be provided for transactions falling under the Cash and Rent categories"… — AND the issuer charges: a 1% transaction fee · rent is struck out of the ₹1,50,000 fee-reversal count. (1): ICICI Bank NRI Coral .

Your rent earns nothing on this card — Zero on every ICICI card ("Cash and Rent categories"; MCC 6513) — AND the issuer charges: a 1% transaction fee · rent is struck out of the ₹6,00,000 fee-reversal count. (1): ICICI Bank NRI Sapphiro .

Your rent earns nothing on this card — No cashback on rent (MITC exclusions) (1): Utkarsh superCard .

Your rent earns nothing on this card — Earns nothing and counts for nothing — AND the issuer charges: it carries a 1% fee per rent transaction on top (1): Axis Bank Shoppers Stop Credit Card .

Your rent earns nothing on this card — Rent excluded · BOBCARD standard · community · flag (1): IRCTC BOBCARD .

Your rent earns nothing on this card — RBL also charges 1% on every rental transaction (MITC) (1): RBL Platinum Delight .

Your rent earns nothing on this card — Zero RP · Rent Payments in the first footnote · "Real Estate" (MCC 6513) restated 15-Oct-2024 — AND the issuer charges: 1% fee on every rental transaction bank-wide (MITC) (1): RBL Platinum ShopGain .

Your rent earns nothing on this card — Zero RP and no waiver credit · "Real Estate/Rental" (MCC 6513) — AND the issuer charges: 1% fee on every rental transaction bank-wide (MITC) (1): RBL Bank SalarySe UP .

Your rent earns nothing on this card — RBL levies 1% on every rental transaction bank-wide (MITC) (1): RBL Paisabazaar Duet .

Your rent earns nothing on this card — Zero benefit · "Real Estate/Rental" (MCC 6513) — AND the issuer charges: RBL's bank-wide 1% fee on every rental transaction (MITC) (1): RBL Cookies .

Your rent earns nothing on this card — Zero Reward Points on rent (ABC PRO page exclusion sentence) (1): Aditya Birla Capital AU Pro .

Your rent earns nothing on this card — Zero CashPoints on rent (Mega Saver page) (1): HDFC Bank UPI RuPay Mega Saver .

Your rent earns nothing on this card — and YES charges 1% of the transaction · minimum ₹1 up to ₹1,000 · minimum ₹199 above it (1): YES Bank SELECT .

Your rent earns nothing on this card — Domestic rent also costs 1% of the transaction with a ₹99 minimum (1): AU Bank NOMO Credit Card .

Your rent earns nothing on this card — Zero Reward Points on rent (AU's Laksya page exclusion sentence) (1): AU Laksya Credit Card .

Your rent earns nothing on this card — Zero points · MCC 6513 · discontinued on this card w.e.f · 1 Apr 2024 (1): SimplyCLICK SBI Card .

Your rent earns nothing on this card — No cashback on rent (product page) (1): AU SPONT Credit Card .

Your rent earns nothing on this card — Zero cashback · MCC 6513 sits in Annexure 1 (1): BOBCARD Cashback .

Your rent earns nothing on this card — Zero RP · Rent Payments went since 13-Nov-2023 and "Real Estate" (MCC 6513) was named again on 15-Oct-2024 · bank-wide (MITC) — AND the issuer charges: RBL also levies a 1% fee on every rental transaction (1): RBL Platinum Max .

Your rent earns nothing on this card — RBL charges 1% on every rental transaction bank-wide (MITC) (1): RBL Platinum Prime .

Your rent earns nothing on this card — Zero Reward Points on rent (product page) (1): AU Bank Traverse Credit Card (NRI) .

Your rent earns nothing on this card — No cashback · "Real Estate/Rental" (MCC 6513) — AND the issuer charges: 1% fee on every rental transaction bank-wide (MITC) (1): RBL Paisabazaar Duet Plus .

Your rent earns nothing on this card — Domestic rent (MCC 6513) also costs 1% of the transaction with a ₹99 minimum (1): AU Altura Credit Card .

Your rent earns nothing on this card — Zero Reward Points on rent (AU's Tejas page exclusion sentence) (1): AU Tejas Credit Card .

Your rent earns nothing on this card — Zero Reward Points on rent (AU's Xcite Ultra page) (1): AU Xcite Ultra Credit Card .

Your rent earns nothing on this card — Zero RP · "Real Estate/Rental" (MCC 6513) · excluded from earn and from the waiver — AND the issuer charges: 1% fee on every rental transaction bank-wide (MITC) (1): RBL Shoprite .

Your rent earns nothing on this card — No cashback on rent · and rent does not count toward the milestone rungs (AU's Xcite Ace page) (1): AU Xcite Ace Credit Card .

Your rent earns nothing on this card — Zero Reward Points on rent (AU's Xcite page exclusion sentence) (1): AU Xcite Credit Card .

Your rent earns nothing on this card — No cashback on rent (CUB FAQ) — AND the issuer charges: MCC 6513 also carries a 1% surcharge (1): Dhi CUB Visa Signature .

Your rent earns nothing on this card — No EDGE REWARDS · rent is on the exclusion list (1): IndianOil Easy Axis Bank .

Your rent earns nothing on this card — Zero Reward Points on rent (AU's Prathama page exclusion sentence) (1): AU Prathama Credit Card .

Your rent earns nothing on this card — MCC 6513 · "Real Estate Agents and Managers – Rentals" · earns nothing — AND the issuer charges: the MITC adds a 1% surcharge on rental payments plus a hard ceiling: "not more… (1): Suryoday SFB RuPay Platinum .

Your rent earns nothing on this card — Zero Reward Points on rent since 1-Jun-2025 (811 page) (1): Kotak 811 Credit Card .

Your rent earns nothing on this card — and no more than 40% of the credit limit may be used for rent in a calendar month — AND the issuer charges: carries a 1% surcharge (1): Suryoday SFB RuPay Select .

Your rent earns nothing on this card — domestic rent (MCC 6513) also costs 1% with a ₹99 minimum (MITC) (1): AU Altura Plus Credit Card .

Your rent earns nothing on this card — Zero RP · Rent Payments from 13-Nov-2023 · "Real Estate" (MCC 6513) restated 15-Oct-2024 · and named again inside the… — AND the issuer charges: 1% fee on every rental transaction bank-wide (MITC) (1): RBL Binge .

Your rent earns nothing on this card — Named in the exclusion prose and by MCC 6513 (1): DCB PayLess Select Credit Card .

Your rent earns nothing on this card — Rent neither earns nor counts toward the quarterly ₹50,000 (1): DCB PayLess Platinum Credit Card .

Your rent earns nothing on this card — No POPCoins on rent · at most five rent transactions in 30 days (1): YES Bank POP-CLUB .

Your rent earns nothing on this card — MCC 6513 is on MobiKwik's exclusion table and earns no cashback — AND the issuer charges: from 15 July 2026 SBM also charges a non-refundable 1% processing fee on the… (1): SBM MobiKwik First Credit Card .

Your rent earns nothing on this card — "Rent Payment" · MCC 6513 and 7349 — AND the issuer charges: from 15 July 2026 SBM adds a non-refundable 1% processing fee on the payment (1): Paisabazaar Paisa Plus Credit Card .

Your rent earns nothing on this card — "Rent Payment · 6513" — AND the issuer charges: from 15 July 2026 SBM adds a non-refundable 1% processing fee on the payment… (1): Paisabazaar Step-Up SBM Credit Card .

Your rent earns nothing on this card — Zero RP · "Real Estate / Rental" (MCC 6513) on the original list — AND the issuer charges: 1% fee on every rental transaction bank-wide (MITC) (1): RBL BankBazaar SaveMax .

Your rent earns nothing on this card — No Fuel Points · "Real Estate/Rental" (MCC 6513) on the T&C's §3.7 exclusion table (1): IndianOil RBL Bank Credit Card .

Your rent earns nothing on this card — No Fuel Points · "Real Estate/Rental" (MCC 6513) on the T&C's §3.8 exclusion table (1): IndianOil RBL Bank XTRA Credit Card .

Your rent earns nothing on this card — Zero YES Rewardz Points (product-page exclusion list) (1): YES Bank FinBooster .

Your rent earns nothing on this card — Zero RP · Rent Payments in the first footnote · "Real Estate" (MCC 6513) restated 15-Oct-2024 — AND the issuer charges: 1% fee on every rental transaction (MITC) (1): RBL Platinum Choice .

Your rent earns nothing on this card — Rent payments do not count towards the ₹10,000 ticket milestone since 1 June 2025 (1): PVR INOX Kotak .

Your rent earns nothing on this card — Zero RP · Rent Payments in the first footnote · "Real Estate" (MCC 6513) in the 15-Oct-2024 one — AND the issuer charges: 1% fee on every rental transaction bank-wide (MITC) (1): RBL Platinum Plus .

Your rent earns nothing on this card — No YES Rewardz Points on rent (card T&C) · at most 5 rent transactions in 30 days — AND the issuer charges: a 1% fee on rent (1): YES FinBooster RuPay .

Your rent earns nothing on this card — No YES Rewardz Points on rent · at most 3 rent transactions in 30 days — AND the issuer charges: a 1% fee (1): YES Bank anQ Pi .

Your rent earns nothing on this card — Zero RP on base and on 5X/10X — AND the issuer charges: AU's MITC charges a 1% transaction fee (minimum ₹99) on domestic rent (1): AU LIT Credit Card .

Your rent earns nothing on this card — Zero points and no milestone credit (MCC 6513) — AND the issuer charges: a separate 1% fee on every rental transaction (1): RBL Bank Shoppers Stop Black .

Your rent earns nothing on this card — Zero RP · Rent Payments since 13-Nov-2023 · "Real Estate" (MCC 6513) restated 15-Oct-2024 — AND the issuer charges: RBL's bank-wide 1% fee on every rental transaction (MITC) (1): RBL Platinum Advantage .

Your rent earns nothing on this card — No KIWIS on real estate MCC 6513 (Annexure-I) (1): PNB Kiwi .

Your rent earns nothing on this card — Zero RP · Rent Payments from 13-Nov-2023 · "Real Estate" (MCC 6513) restated 15-Oct-2024 — AND the issuer charges: 1% fee on every rental transaction bank-wide (MITC) (1): RBL EasySaver .

Your rent earns nothing on this card — Zero RP · Rent Payments from 13-Nov-2023 and "Real Estate" (MCC 6513) from 15-Oct-2024 — AND the issuer charges: 1% fee on every rental transaction bank-wide (MITC) (1): RBL MyFirst .

Your rent earns nothing on this card — Rent excluded (IndusInd standard; community; unconfirmed) (1): IndusInd Pioneer Heritage .

Your rent earns nothing on this card — the rule zeroes the category — AND the issuer charges: Zero coins AND a 1% + GST convenience fee per rent txn (1): Scapia (BOBCARD) .

Your rent earns nothing on this card — Zero SuperCoins on MCC 6513 since 15-Mar-2022 — AND the issuer charges: 1% rent fee since 5-Mar-2023 (1): Flipkart Axis Bank Super Elite .

Your rent earns nothing on this card — Accrual on rent (MCC 6513) was discontinued with effect from 1 April 2024 (1): Shaurya SBI Card .

Your rent earns nothing on this card — Zero points under SBI's card-wide Shop-and-Smile exclusions — AND the issuer charges: the MITC adds a ₹199 processing fee per rent transaction (MCC 6513) (1): Shaurya Select SBI Card .

Your rent earns nothing on this card — Rent excluded · community · flag (1): OneCard Metal .

Your rent earns nothing on this card — Fully excluded (6513) · no partial earn unlike Magnus/Reserve · also excluded from tier + milestone thresholds (1): Axis Atlas .

The issuer publishes no rent earn rule for this card at all — an absence is not a zero, and we won't score one as the other — No earn rule published for this card (1): HDFC Harley-Davidson Diners Club .

Your rent earns nothing on this card — Zero on every ICICI card (MCC 6513) — AND the issuer charges: the 1% rent-pay fee (1): MakeMyTrip ICICI Bank Signature .

Your rent earns nothing on this card — First on the post-merger exclusion list — AND the issuer charges: a 1% rent-transaction fee applies on top (1): Axis Bank Vistara Credit Card .

Your rent earns nothing on this card — Zero points · MCC 6513 · discontinued for this card w.e.f · 15 Apr 2024 (1): Air India SBI Platinum Card .

Your rent earns nothing on this card — Zero RP since 1-Jan-2023 (bank-wide; official fees PDF) (1): HDFC Regalia .

Your rent earns nothing on this card — "With effect from 1st Jan'23 · Reward points will not be accrued for rental pay transactions · property management services like… — AND the issuer charges: a 1% fee also applies from the second rent transaction of a calendar month (1): HDFC Regalia Activ .

Your rent earns nothing on this card — HDFC also charges 1% on rent paid through a third-party merchant from the second rental transaction of a calendar month (1): Swiggy HDFC Bank Credit Card .

Your rent earns nothing on this card — Zero RP on rent (Kotak change notice; eff; 1 June 2025) (1): Kotak Privy League Signature .

Your rent earns nothing on this card — No cashback on either leg · "No cashback will be accrued on spends across Rent · Wallet and Fuel categories" · and rent is also… (1): Myntra Kotak .

Your rent earns nothing on this card — No Reward Points · MCC 6513 · filed by RBL under "Real Estate/Rental" (1): RBL Bank novio .

Your rent earns nothing on this card — No Reward Points · MCC 6513 (1): RBL vCard .

What changed

Changes to rent & property management rewards, newest first 9 events

How we rank

THE COUNT FIRST, THEN THE RATE, THEN THE BILL. A card whose published rent rule zeroes the category is not ranked at ₹0 — a zero is a finding, not a position — so it is named below the table with its own rule, and 320 of the 378 we could price sit there; 160 of them carry a handling fee as well, quoted beside the zero. 1 more publishes a rent rule that states no earn at all, which is an ABSENCE and not a zero: it is named separately and counted in neither. Of the rest: (1) THE RATE is first-tier earn × the card's published rent treatment × its currency's house ₹/point — the same expression /spends, /spends/rent and /wallet crown on — raised only where the card's own earn table publishes a rent tier ABOVE it AND our own rent rule states the same number. A RENT TIER IN INDIA IS A DEMOTION WEARING AN ACCELERATOR'S CLOTHES, and the arithmetic says so: 0 of the 58 ranked tiers clear that bar at all, and the most any of them is worth over the card's own category rate is ₹0 a year. Nothing on this board is carried by an accelerator. (2) THE CEILING is converted to ₹ of rent a month and applied; a tier that SAYS it is capped in units nothing here converts is refused rather than priced as uncapped, and 0 cards are ranked at the category rate for that reason. 2 more cards rank at the category rate for a different reason: our own rule puts their ceiling in ONE bucket shared across categories with no published split, so no ceiling is applied to a rent payment — each row says so. Separately, 3 ranked cards have a cap on the rent CATEGORY itself — Axis stops paying at ₹50,000 of rent a month and pays zero beyond it — and ₹30,000 a month was chosen to sit under every one of them, so no row here is quietly priced past a cap, and the site refuses to publish if a rule ever lands below the reference. (3) THE FEE IS PRINTED AND NOT NETTED. 25 ranked rules carry one and every row that does quotes it verbatim, but across this site the issuers write it against different denominators — per transaction at IndusInd and Standard Chartered, from the SECOND transaction of a calendar month at HDFC, per cycle elsewhere — and several state a rupee FLOOR (₹99 at AU, ₹199 at SBI and YES, ₹249 at IDFC) or a CAP (₹3,000 at Federal) rather than a plain percentage. Netting a charge whose shape we have not modelled would be inventing a number; the comparison in the answer is made in the open instead. A clause is only quoted where it states an amount the ISSUER charges: a rule that exempts the card, prints the fee as Nil, or names a third-party PLATFORM's cut is not a charge and is not printed as one. ₹30,000 a month is a metro two-bedroom, and it is stated because it decides which ceilings bind and whether a fee floor is the real charge. Rent paid through CRED, NoBroker or RedGirraffe carries that platform's OWN convenience fee — commonly 1–3% — on top of everything here, and this board prices neither it nor the promotional cashback such apps run; /news/offers carries those with their end dates. 379 priced cards carry a rent rule in our fine-print records; 272 priced cards have no rent rule here yet and appear on no part of this page.

The records behind this board — the card records this ranks and the rent rules in our fine-print records — carry re-verification dates from 9 Jul 2026 to 26 Oct 2026; the ranking is recomputed from them on every build.

Every figure comes from each card's own published fee and earn rate. How we value cards.

Questions

Which is the best credit card for paying rent in India?

START WITH THE NEGATIVE, BECAUSE IT IS THE FINDING: 320 of the 378 whose rent rule we hold earn EXACTLY NOTHING when you pay your landlord — and 160 of those 320 charge you a handling fee on top of paying you zero. They are named under the table with the clause that does it. Axis Bank Reserve leads the 58 that earn anything: ₹10,800 a year at ₹30,000 a month of rent (₹3,60,000 a year). Axis Bank Reserve gets there on 3.00% on rent. Its issuer caps the rent category itself — Earns 15/₹200 on rent up to ₹1,00,000 spend/month, zero beyond… — and ₹30,000 a month stays under that cap, which is why the reference sits where it does. AND 25 OF THE 58 RANKED CARDS CHARGE YOU TO PAY THE RENT. The clause is quoted verbatim on every row that carries one and it is NOT netted out of the ₹, because the same words mean a transaction on one card, a calendar month on the next, and several carry a rupee floor or a cap instead. Do the comparison yourself, because it is brutal: 1% of ₹30,000 is ₹300 a month, ₹3,600 a year — and 19 of those 25 earn LESS than that in a year.

How many cards are in this rent ranking?

58 of the 990 Indian personal cards we track are ranked here. 321 are listed unranked with the computed reason — earns nothing on rent — or no number we will stand behind — because a card we can't rank honestly gets named, not hidden. A further 339 are carried but not valued at all — 51 with no annual fee any issuer document states, 241 whose issuer has not published how the card earns, 47 with neither — because scoring an unknown as ₹0 is a claim, not a gap. Business and corporate cards are ranked apart from these: 70 priced ones sit on /cards/best/business, because pricing an MSME card against a personal wallet answers a question nobody asked.

How up to date is this list?

The records behind this board — the card records this ranks and the rent rules in our fine-print records — carry re-verification dates from 9 Jul 2026 to 26 Oct 2026; the ranking is recomputed from them on every build. Nothing on this page is typed by hand: the podium, the table and the numbers in this answer are all recomputed from those records every time the site builds, so a devaluation moves the ranking the day we log it.

Which credit cards for paying rent in India have no annual fee?

15 of the 58 ranked here are lifetime free. The best on ₹/yr at ₹30,000/mo of rent is IndusInd Tiger at ₹3,600. This board's call, Axis Bank Reserve, costs ₹50,000/yr and reaches ₹10,800 — that gap is what the fee buys.

Is Axis Bank Reserve better than HSBC Premier (Metal)?

On what this board ranks — ₹/yr at ₹30,000/mo of rent — yes: ₹10,800 against ₹21,600. That is the whole claim, and a narrow one. No card wins overall: 24 boards, 24 questions.