← The travel board at this band
Which cashback card pays you at ₹2,00,000 a month?
These cards pay you in rupees. Nothing they earn can become an award seat — no lounge quota, no transfer route worth taking, no travel co-brand, no travel accelerator, and a foreign markup at India's norm. That is why they are not on the travel board, and it is the only reason: every figure, rank and verdict here is the desk's own, computed exactly as it is over there.
153 cashback cards you could be issued today · keep-rated first
Keep-rated cards first, then downgrade, then cancel; inside a tier, the higher net value sits higher; a tie goes to our editorial rank — which is the rank this desk gives the card across the whole board, not a rank inside this list. Priced at ₹2,00,000 a month, the the low end of this band.
Google Pay Flex Axis Bank₹38,400a yearb/e first rupeeHSBC Live+Income floor ₹50,000 a month, per the issuer.cuts fuel₹33,800a yearb/e ₹6kAxis Bank ACEcuts fuel₹33,800a yearb/e ₹3kDhi CUB Visa Signature₹30,000a yearb/e first rupeeESAF INORI RuPay Platinum₹30,000a yearb/e first rupeeUtkarsh Rhodium Credit Cardcuts utilities and fuel₹25,200a yearb/e ₹40kslice UPI Credit Card₹24,000a yearb/e first rupeeUtkarsh superCard₹24,000a yearb/e first rupeeYES PaisaSave₹24,000a yearb/e ₹5kYES PaisaSave RuPay₹24,000a yearb/e first rupeeAirtel Axis Bank Credit Card₹24,000a yearb/e ₹5kSBM MobiKwik First Credit Card₹24,000a yearb/e first rupeeSnapdeal BOBCARD₹23,800a yearb/e ₹3kIndianOil RBL Bank XTRA Credit Cardcuts utilities₹23,600a yearb/e ₹14kBOBCARD Cashback₹23,500a yearb/e ₹5kIDBI Bank LIC Eclat Selectcuts fuel₹23,400a yearb/e first rupeeFlipkart SBI Cardcuts fuel₹22,600a yearb/e ₹5kAxis Bank Freecharge Pluscuts fuel₹22,600a yearb/e ₹4kRBL Signature Bankingcuts utilities and fuel₹21,500a yearb/e ₹25kCASHBACK SBI CardIncome floor ₹1 a month, per the issuer.cuts utilities and fuel₹20,200a yearb/e ₹10k
133 more cashback cards, in the same order
Axis Bank SuperMoney RuPaycuts utilities and fuel₹20,200a yearb/e first rupeeUtkarsh SmartGen Credit Cardcuts utilities and fuel₹20,200a yearb/e ₹2kPaisabazaar Paisa Plus Credit Cardcuts utilities and fuel₹20,200a yearb/e ₹5k (waiver)IDBI Bank LIC Lumine₹18,600a yearb/e first rupeeFibe Axis Bank Credit Cardcuts fuel₹18,000a yearb/e first rupeeIDFC FIRST Hello Cashback₹18,000a yearb/e ₹9kAxis Bank Cashbackcuts fuel₹16,300a yearb/e ₹13kRBL Aspire Bankingcuts utilities and fuel₹15,000a yearb/e ₹15kLIC Axis Bank Platinumcuts utilities and fuel₹14,400a yearb/e first rupeeIndusInd Platinumcuts fuel₹13,500a yearb/e first rupeeIndusInd Platinum RuPaycuts fuel₹13,500a yearb/e first rupeeUnion UNI-CARBON₹12,700a yearb/e ₹9k (waiver)IndusInd Duo₹12,000a yearb/e first rupeeSwiggy Ornge HDFC Bank Credit CardIncome floor ₹20,000 a month, per the issuer.cuts fuel₹12,000a yearb/e ₹5kSwiggy BLCK HDFC Bank Credit CardIncome floor ₹1,00,000 a month, per the issuer.cuts fuel₹12,000a yearb/e ₹9kRBL BankBazaar SaveMax Pro₹12,000a yearb/e ₹17kStandard Chartered Manhattan₹12,000a yearb/e ₹10k (waiver)PNB Kiwi₹12,000a yearb/e ₹13k (waiver)AU Prathama Credit Card₹11,900a yearb/e ₹4kICICI Bank HPCL Coral Credit Card₹11,400a yearb/e ₹4kEazyDiner IndusInd Platinum₹11,200a yearb/e first rupeeKotak Cashback+cuts utilities₹10,800a yearb/e ₹14kKotak Cashback+ Primecuts utilities₹10,800a yearb/e ₹14kIndianOil RBL Bank Credit Cardcuts utilities₹10,800a yearb/e ₹10kICICI Bank Platinum Chip Credit CardIncome floor ₹20,000 a month, per the issuer.cuts fuel₹10,700a yearb/e first rupeeIndianOil HDFC Bank Credit Card₹10,200a yearb/e ₹5k (waiver)Axis Bank Shoppers Stop Credit Cardcuts utilities and fuel₹10,100a yearb/e ₹10k (waiver)RBL Cookies₹6,000 of this is a voucher — ₹0 if you don't use it.cuts utilities and fuel₹10,000a yearb/e ₹6k (waiver)RBL Movies and Morecuts utilities and fuel₹8,800a yearb/e ₹15k (waiver)IndianOil Kotak Credit Card₹8,700a yearb/e ₹5k (waiver)IDBI Bank Aspire Platinum₹8,600a yearb/e first rupeeRBL Apexcuts utilities and fuel₹8,000a yearb/e ₹10kSuryoday SFB RuPay Platinumcuts utilities, travel and fuel₹7,700a yearb/e ₹3k (waiver)Suryoday SFB RuPay Selectcuts utilities, travel and fuel₹7,700a yearb/e ₹4kPNB VISA Platinum₹7,500a yearb/e ₹13kAU Xcite Ace Credit Card₹7,200a yearb/e ₹8kCUB CSK RuPay Platinumcuts utilities and fuel₹6,700a yearb/e first rupeeCUB SRH RuPay Platinumcuts utilities and fuel₹6,700a yearb/e first rupeePaytm HDFC Bank Digitalcuts fuel₹6,000a yearb/e ₹2kPaytm HDFC Bank Mobilecuts fuel₹6,000a yearb/e ₹3k (waiver)BPCL SBI Card₹6,000a yearb/e ₹9k (waiver)RBL Paisabazaar Duetcuts utilities and fuel₹6,000a yearb/e first rupeeSwiggy HDFC Bank Credit Cardcuts fuel₹6,000a yearb/e ₹5kYES Bank FinBooster₹6,000a yearb/e first rupeeYES FinBooster RuPay₹6,000a yearb/e first rupeeYES Bank anQ Pi₹6,000a yearb/e first rupeePRAGATI BOBCARD (RRB)₹6,000a yearb/e ₹3k (waiver)Nainital Bank RENAISSANCE₹6,000a yearb/e ₹3k (waiver)AU Tejas Credit Card₹6,000a yearb/e ₹13k (waiver)AU Zaggle Credit Card₹6,000a yearb/e first rupeeIDFC FIRST Quantum+₹6,000a yearb/e first rupeeStandard Chartered Smartcuts fuel₹6,000a yearb/e ₹5kNainital Bank RENAISSANCE BOBCARD₹6,000a yearb/e ₹3k (waiver)UJJIVAN SFB Platinum BOBCARD₹6,000a yearb/e first rupeePNB VISA Classic₹6,000a yearb/e first rupeeYES BANK RuPay Virtual₹6,000a yearb/e first rupeeAditya Birla Capital AU Flex₹6,000a yearb/e first rupeeAditya Birla Capital AU Nxt₹6,000a yearb/e first rupeeAU SPONT Credit Card₹5,700a yearb/e ₹3kPNB VISA Gold₹5,700a yearb/e ₹10kHDFC Bank MoneyBack+Income floor ₹20,000 a month, per the issuer.cuts fuel₹5,600a yearb/e ₹5k (waiver)Reliance SBI Cardcuts fuel₹5,600a yearb/e ₹9k (waiver)RBL Platinum Choicecuts utilities and fuel₹5,000a yearb/e ₹5k (waiver)RBL Bingecuts utilities and fuel₹5,000a yearb/e ₹10k (waiver)RBL Shopritecuts utilities and fuel₹5,000a yearb/e ₹15k (waiver)RBL Patanjali Vishishtcuts utilities and fuel₹5,000a yearb/e ₹15k (waiver)RBL BankBazaar SaveMaxcuts utilities and fuel₹5,000a yearb/e first rupeeYES Bank POP-CLUB₹4,800a yearb/e ₹13k (waiver)PM SVANidhi BOBCARD₹4,800a yearb/e first rupeeBOBCARD Easy (FD Backed)₹4,800a yearb/e first rupeeBOBCARD Select (FD Backed)₹4,800a yearb/e first rupeeRBL Platinum Advantagecuts utilities and fuel₹4,500a yearb/e ₹20kRBL Bank SalarySe UPcuts utilities and fuel₹4,000a yearb/e ₹20k (waiver)Federal RuPay Wave Credit Card₹4,000a yearb/e first rupeeDCB PayLess Select Credit Card₹4,000 of this is a fixed-₹ credit, not points — ₹0 if you don't use it.cuts fuel₹4,000a yearb/e ₹18k (waiver)SimplySAVE SBI Cardcuts fuel₹3,800a yearb/e ₹9k (waiver)Standard Chartered Platinum Rewards₹3,800a yearb/e ₹13kRBL Bank DMI Financecuts utilities and fuel₹3,700a yearb/e ₹20kEquitas Tiga₹3,600a yearb/e ₹10k (waiver)RBL Bank Shoppers Stop Gold₹3,000 of this is a voucher — ₹0 if you don't use it.cuts utilities, travel and fuel₹3,500a yearb/e ₹27kHSBC RuPay CashbackIncome floor ₹50,000 a month, per the issuer.cuts fuel₹3,400a yearb/e ₹5kPVR INOX Kotak₹3,100a yearb/e ₹10kRBL Bank QuickPay₹2,900a yearb/e ₹7kShoppers Stop HDFC Bankcuts groceries and fuel₹2,700a yearb/e ₹16kIndusInd Samman RuPay₹2,400a yearb/e ₹2kUtkarsh Wish Credit Card₹2,400a yearb/e first rupeeRBL Bank Shoppers Stop Platinum₹5,500 of this is a voucher — ₹0 if you don't use it.cuts utilities, travel and fuel₹2,000a yearb/e ₹79kBOBCARD Swavlamban₹1,900a yearb/e first rupeeHDFC Bank UPI RuPay Mega Saver₹1,500a yearb/e ₹3k (waiver)HDFC Bank UPI RuPaycuts fuel₹1,200a yearb/e ₹3k (waiver)AU Altura Credit Card₹600 of this is a fixed-₹ credit, not points — ₹0 if you don't use it.cuts fuel₹1,200a yearb/e ₹2kAU InstaPay RuPay Credit Card₹1,200a yearb/e first rupeeIndusInd ePay Amex₹1,100a yearb/e first rupeeDCB PayLess Platinum Credit Card₹1,000 of this is a fixed-₹ credit, not points — ₹0 if you don't use it.cuts fuel₹1,000a yearb/e ₹5k (waiver)Unity Bank BharatPe Credit Card₹48,000a yearb/e first rupeeUtkarsh Eternal Credit Cardcuts utilities and fuel₹25,200a yearb/e ₹15k (waiver)Union Bank VISA Signature₹24,000a yearb/e ₹17kFlipkart Axis Bank Credit Cardcuts utilities and fuel₹20,200a yearb/e ₹5kEquitas Selfe Secured₹14,800a yearb/e ₹24kIndusInd Bank Nexxt Credit Card₹12,800a yearb/e first rupeeCUB CSK Master Platinumcuts utilities and fuel₹12,100a yearb/e ₹17kCUB SRH Master Platinumcuts utilities and fuel₹12,100a yearb/e ₹17kUnion Bank RuPay Platinum₹12,000a yearb/e ₹3k (waiver)Paytm HDFC Bankcuts fuel₹12,000a yearb/e ₹5k (waiver)Union Bank VISA Platinum₹12,000a yearb/e ₹5k (waiver)RBL Platinum ShopGaincuts fuel₹11,600a yearb/e ₹14k (waiver)YES Bank Wellness₹11,500a yearb/e ₹9kYES Bank ACE₹11,400a yearb/e ₹5k (waiver)YES Bank BYOC (Cashback)₹10,800a yearb/e ₹10kRBL Platinum Maxcuts utilities and fuel₹9,100a yearb/e ₹20kRBL Platinum Primecuts utilities and fuel₹9,100a yearb/e ₹20kIDBI Bank Imperium Platinum₹8,600a yearb/e ₹7k (waiver)Kotak 811 Credit Card₹7,200a yearb/e ₹5k (waiver)Landmark Rewards SBI Cardcuts fuel₹7,100a yearb/e ₹18kKotak UPI RuPaycuts fuel₹6,800a yearb/e first rupeeRBL Platinum Delightcuts utilities and fuel₹6,000a yearb/e ₹6kVarunah BOBCARD₹6,000a yearb/e first rupeeBOBCARD VIKRAM₹6,000a yearb/e first rupeeIDFC FIRST EA₹N₹6,000a yearb/e ₹9k (waiver)RBL Platinum Pluscuts utilities and fuel₹5,000a yearb/e ₹10k (waiver)Paisabazaar Step-Up SBM Credit Cardcuts utilities and fuel₹5,000a yearb/e first rupeeBOBCARD Select₹4,800a yearb/e ₹6k (waiver)BOBCARD Easy₹4,800a yearb/e ₹3k (waiver)Axis Bank Kwikcuts fuel₹4,500a yearb/e first rupeeRBL Paisabazaar Duet Pluscuts utilities and fuel₹3,600a yearb/e ₹15kHDFC Bank FreedomIncome floor ₹12,000 a month, per the issuer.cuts fuel₹1,700a yearb/e ₹5k (waiver)RBL Bank Shoppers Stop Black₹8,500 of this is a voucher — ₹0 if you don't use it.cuts utilities, travel and fuel₹0a yearb/e ₹1.4LYES Prosperity Cashback+₹16,500a yearb/e ₹17kYES Prosperity Cashback₹11,000a yearb/e ₹17kUnion Bank VISA Gold₹6,000a yearb/e ₹3k (waiver)YES BANK EMIIncome floor ₹25,000 a month, per the issuer.₹6,000a yearb/e ₹5kRBL EasySavercuts fuel₹900a yearb/e ₹71kRBL MyFirstcuts fuel₹400a yearb/e ₹1.5L
244 cards that DO earn a travel benefit — the travel board → Or just tell me the best one → Every card we carry, and why →