← The travel board at this band
Which cashback card pays you at ₹1,00,000 a month?
These cards pay you in rupees. Nothing they earn can become an award seat — no lounge quota, no transfer route worth taking, no travel co-brand, no travel accelerator, and a foreign markup at India's norm. That is why they are not on the travel board, and it is the only reason: every figure, rank and verdict here is the desk's own, computed exactly as it is over there.
153 cashback cards you could be issued today · keep-rated first
Keep-rated cards first, then downgrade, then cancel; inside a tier, the higher net value sits higher; a tie goes to our editorial rank — which is the rank this desk gives the card across the whole board, not a rank inside this list. Priced at ₹1,00,000 a month, the the low end of this band.
Google Pay Flex Axis Bank₹19,200a yearb/e first rupeeHSBC Live+Income floor ₹50,000 a month, per the issuer.cuts fuel₹16,900a yearb/e ₹6kAxis Bank ACEcuts fuel₹16,900a yearb/e ₹3kDhi CUB Visa Signature₹15,000a yearb/e first rupeeESAF INORI RuPay Platinum₹15,000a yearb/e first rupeeRBL Signature Bankingcuts utilities and fuel₹13,600a yearb/e ₹25kRBL Aspire Bankingcuts utilities and fuel₹13,100a yearb/e ₹15kIndianOil RBL Bank XTRA Credit Cardcuts utilities₹12,800a yearb/e ₹14kUtkarsh Rhodium Credit Cardcuts utilities and fuel₹12,600a yearb/e ₹40kIDBI Bank LIC Eclat Selectcuts fuel₹12,200a yearb/e first rupeeslice UPI Credit Card₹12,000a yearb/e first rupeeUtkarsh superCard₹12,000a yearb/e first rupeeYES PaisaSave₹12,000a yearb/e ₹5kYES PaisaSave RuPay₹12,000a yearb/e first rupeeIDFC FIRST Hello Cashback₹12,000a yearb/e ₹9kAirtel Axis Bank Credit Card₹12,000a yearb/e ₹5kSBM MobiKwik First Credit Card₹12,000a yearb/e first rupeeSnapdeal BOBCARD₹11,800a yearb/e ₹3kBOBCARD Cashback₹11,500a yearb/e ₹5kFibe Axis Bank Credit Cardcuts fuel₹11,300a yearb/e first rupee
133 more cashback cards, in the same order
Flipkart SBI Cardcuts fuel₹11,300a yearb/e ₹5kAxis Bank Freecharge Pluscuts fuel₹11,300a yearb/e ₹4kSwiggy Ornge HDFC Bank Credit CardIncome floor ₹20,000 a month, per the issuer.cuts fuel₹11,300a yearb/e ₹5kSwiggy BLCK HDFC Bank Credit CardIncome floor ₹1,00,000 a month, per the issuer.cuts fuel₹11,300a yearb/e ₹9kCASHBACK SBI CardIncome floor ₹1 a month, per the issuer.cuts utilities and fuel₹10,100a yearb/e ₹10kAxis Bank SuperMoney RuPaycuts utilities and fuel₹10,100a yearb/e first rupeeUtkarsh SmartGen Credit Cardcuts utilities and fuel₹10,100a yearb/e ₹2kPaisabazaar Paisa Plus Credit Cardcuts utilities and fuel₹10,100a yearb/e ₹5k (waiver)IDBI Bank LIC Lumine₹9,600a yearb/e first rupeeAxis Bank Cashbackcuts fuel₹8,200a yearb/e ₹13kRBL Apexcuts utilities and fuel₹8,000a yearb/e ₹10kRBL Cookies₹6,000 of this is a voucher — ₹0 if you don't use it.cuts utilities and fuel₹8,000a yearb/e ₹6k (waiver)LIC Axis Bank Platinumcuts utilities and fuel₹7,200a yearb/e first rupeeAU Xcite Ace Credit Card₹7,200a yearb/e ₹8kIndusInd Platinumcuts fuel₹6,800a yearb/e first rupeeIndusInd Platinum RuPaycuts fuel₹6,800a yearb/e first rupeeUnion UNI-CARBON₹6,700a yearb/e ₹9k (waiver)EazyDiner IndusInd Platinum₹6,400a yearb/e first rupeeRBL Movies and Morecuts utilities and fuel₹6,300a yearb/e ₹15k (waiver)Paytm HDFC Bank Digitalcuts fuel₹6,000a yearb/e ₹2kIndusInd Duo₹6,000a yearb/e first rupeeRBL Paisabazaar Duetcuts utilities and fuel₹6,000a yearb/e first rupeeRBL BankBazaar SaveMax Pro₹6,000a yearb/e ₹17kSwiggy HDFC Bank Credit Cardcuts fuel₹6,000a yearb/e ₹5kAU Zaggle Credit Card₹6,000a yearb/e first rupeeIDFC FIRST Quantum+₹6,000a yearb/e first rupeeStandard Chartered Smartcuts fuel₹6,000a yearb/e ₹5kStandard Chartered Manhattan₹6,000a yearb/e ₹10k (waiver)PNB Kiwi₹6,000a yearb/e ₹13k (waiver)AU Prathama Credit Card₹5,900a yearb/e ₹4kICICI Bank HPCL Coral Credit Card₹5,700a yearb/e ₹4kAU SPONT Credit Card₹5,700a yearb/e ₹3kPaytm HDFC Bank Mobilecuts fuel₹5,600a yearb/e ₹3k (waiver)Kotak Cashback+cuts utilities₹5,400a yearb/e ₹14kKotak Cashback+ Primecuts utilities₹5,400a yearb/e ₹14kIndianOil RBL Bank Credit Cardcuts utilities₹5,400a yearb/e ₹10kICICI Bank Platinum Chip Credit CardIncome floor ₹20,000 a month, per the issuer.cuts fuel₹5,300a yearb/e first rupeeIndianOil HDFC Bank Credit Card₹5,300a yearb/e ₹5k (waiver)Axis Bank Shoppers Stop Credit Cardcuts utilities and fuel₹5,000a yearb/e ₹10k (waiver)IndianOil Kotak Credit Card₹4,800a yearb/e ₹5k (waiver)IDBI Bank Aspire Platinum₹4,600a yearb/e first rupeeDCB PayLess Select Credit Card₹4,000 of this is a fixed-₹ credit, not points — ₹0 if you don't use it.cuts fuel₹4,000a yearb/e ₹18k (waiver)Suryoday SFB RuPay Platinumcuts utilities, travel and fuel₹3,800a yearb/e ₹3k (waiver)Suryoday SFB RuPay Selectcuts utilities, travel and fuel₹3,800a yearb/e ₹4kRBL Bank DMI Financecuts utilities and fuel₹3,700a yearb/e ₹20kHSBC RuPay CashbackIncome floor ₹50,000 a month, per the issuer.cuts fuel₹3,500a yearb/e ₹5kRBL Bank Shoppers Stop Gold₹3,000 of this is a voucher — ₹0 if you don't use it.cuts utilities, travel and fuel₹3,500a yearb/e ₹27kPNB VISA Platinum₹3,500a yearb/e ₹13kCUB CSK RuPay Platinumcuts utilities and fuel₹3,300a yearb/e first rupeeCUB SRH RuPay Platinumcuts utilities and fuel₹3,300a yearb/e first rupeePVR INOX Kotak₹3,100a yearb/e ₹10kBPCL SBI Card₹3,000a yearb/e ₹9k (waiver)YES Bank FinBooster₹3,000a yearb/e first rupeeYES FinBooster RuPay₹3,000a yearb/e first rupeeYES Bank anQ Pi₹3,000a yearb/e first rupeePRAGATI BOBCARD (RRB)₹3,000a yearb/e ₹3k (waiver)Nainital Bank RENAISSANCE₹3,000a yearb/e ₹3k (waiver)AU Tejas Credit Card₹3,000a yearb/e ₹13k (waiver)Nainital Bank RENAISSANCE BOBCARD₹3,000a yearb/e ₹3k (waiver)UJJIVAN SFB Platinum BOBCARD₹3,000a yearb/e first rupeePNB VISA Classic₹3,000a yearb/e first rupeeYES BANK RuPay Virtual₹3,000a yearb/e first rupeeAditya Birla Capital AU Flex₹3,000a yearb/e first rupeeAditya Birla Capital AU Nxt₹3,000a yearb/e first rupeeHDFC Bank MoneyBack+Income floor ₹20,000 a month, per the issuer.cuts fuel₹2,800a yearb/e ₹5k (waiver)Reliance SBI Cardcuts fuel₹2,800a yearb/e ₹9k (waiver)PNB VISA Gold₹2,700a yearb/e ₹10kRBL Platinum Choicecuts utilities and fuel₹2,500a yearb/e ₹5k (waiver)RBL Bingecuts utilities and fuel₹2,500a yearb/e ₹10k (waiver)RBL Shopritecuts utilities and fuel₹2,500a yearb/e ₹15k (waiver)RBL Patanjali Vishishtcuts utilities and fuel₹2,500a yearb/e ₹15k (waiver)RBL BankBazaar SaveMaxcuts utilities and fuel₹2,500a yearb/e first rupeeFederal RuPay Wave Credit Card₹2,500a yearb/e first rupeeIndusInd Samman RuPay₹2,400a yearb/e ₹2kYES Bank POP-CLUB₹2,400a yearb/e ₹13k (waiver)PM SVANidhi BOBCARD₹2,400a yearb/e first rupeeUtkarsh Wish Credit Card₹2,400a yearb/e first rupeeBOBCARD Easy (FD Backed)₹2,400a yearb/e first rupeeBOBCARD Select (FD Backed)₹2,400a yearb/e first rupeeRBL Platinum Advantagecuts utilities and fuel₹2,000a yearb/e ₹20kRBL Bank SalarySe UPcuts utilities and fuel₹2,000a yearb/e ₹20k (waiver)RBL Bank Shoppers Stop Platinum₹5,500 of this is a voucher — ₹0 if you don't use it.cuts utilities, travel and fuel₹2,000a yearb/e ₹79kSimplySAVE SBI Cardcuts fuel₹1,900a yearb/e ₹9k (waiver)BOBCARD Swavlamban₹1,900a yearb/e first rupeeStandard Chartered Platinum Rewards₹1,800a yearb/e ₹13kEquitas Tiga₹1,800a yearb/e ₹10k (waiver)Shoppers Stop HDFC Bankcuts groceries and fuel₹1,600a yearb/e ₹16kHDFC Bank UPI RuPay Mega Saver₹1,500a yearb/e ₹3k (waiver)RBL Bank QuickPay₹1,400a yearb/e ₹7kHDFC Bank UPI RuPaycuts fuel₹1,300a yearb/e ₹3k (waiver)AU Altura Credit Card₹600 of this is a fixed-₹ credit, not points — ₹0 if you don't use it.cuts fuel₹1,200a yearb/e ₹2kAU InstaPay RuPay Credit Card₹1,200a yearb/e first rupeeIndusInd ePay Amex₹1,100a yearb/e first rupeeDCB PayLess Platinum Credit Card₹1,000 of this is a fixed-₹ credit, not points — ₹0 if you don't use it.cuts fuel₹1,000a yearb/e ₹5k (waiver)Unity Bank BharatPe Credit Card₹24,000a yearb/e first rupeeUtkarsh Eternal Credit Cardcuts utilities and fuel₹12,600a yearb/e ₹15k (waiver)Union Bank VISA Signature₹12,000a yearb/e ₹17kPaytm HDFC Bankcuts fuel₹11,300a yearb/e ₹5k (waiver)YES Bank BYOC (Cashback)₹10,800a yearb/e ₹10kFlipkart Axis Bank Credit Cardcuts utilities and fuel₹10,100a yearb/e ₹5kRBL Platinum ShopGaincuts fuel₹8,800a yearb/e ₹14k (waiver)IndusInd Bank Nexxt Credit Card₹6,400a yearb/e first rupeeEquitas Selfe Secured₹6,400a yearb/e ₹24kUnion Bank RuPay Platinum₹6,000a yearb/e ₹3k (waiver)RBL Platinum Delightcuts utilities and fuel₹6,000a yearb/e ₹6kUnion Bank VISA Platinum₹6,000a yearb/e ₹5k (waiver)IDFC FIRST EA₹N₹6,000a yearb/e ₹9k (waiver)CUB CSK Master Platinumcuts utilities and fuel₹6,000a yearb/e ₹17kCUB SRH Master Platinumcuts utilities and fuel₹6,000a yearb/e ₹17kYES Bank ACE₹5,700a yearb/e ₹5k (waiver)YES Bank Wellness₹5,500a yearb/e ₹9kIDBI Bank Imperium Platinum₹4,600a yearb/e ₹7k (waiver)Landmark Rewards SBI Cardcuts fuel₹4,300a yearb/e ₹18kKotak 811 Credit Card₹4,200a yearb/e ₹5k (waiver)RBL Platinum Maxcuts utilities and fuel₹4,000a yearb/e ₹20kRBL Platinum Primecuts utilities and fuel₹4,000a yearb/e ₹20kRBL Paisabazaar Duet Pluscuts utilities and fuel₹3,600a yearb/e ₹15kKotak UPI RuPaycuts fuel₹3,400a yearb/e first rupeeVarunah BOBCARD₹3,000a yearb/e first rupeeBOBCARD VIKRAM₹3,000a yearb/e first rupeeRBL Platinum Pluscuts utilities and fuel₹2,500a yearb/e ₹10k (waiver)Paisabazaar Step-Up SBM Credit Cardcuts utilities and fuel₹2,500a yearb/e first rupeeBOBCARD Select₹2,400a yearb/e ₹6k (waiver)BOBCARD Easy₹2,400a yearb/e ₹3k (waiver)Axis Bank Kwikcuts fuel₹2,300a yearb/e first rupeeHDFC Bank FreedomIncome floor ₹12,000 a month, per the issuer.cuts fuel₹800a yearb/e ₹5k (waiver)RBL Bank Shoppers Stop Blackcuts utilities, travel and fuelcosts you₹8,500a year at this spendb/e ₹1.4LYES Prosperity Cashback+₹7,500a yearb/e ₹17kYES BANK EMIIncome floor ₹25,000 a month, per the issuer.₹6,000a yearb/e ₹5kYES Prosperity Cashback₹5,000a yearb/e ₹17kUnion Bank VISA Gold₹3,000a yearb/e ₹3k (waiver)RBL EasySavercuts fuel₹200a yearb/e ₹71kRBL MyFirstcuts fuelcosts you₹300a year at this spendb/e ₹1.5L
244 cards that DO earn a travel benefit — the travel board → Or just tell me the best one → Every card we carry, and why →