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The issuer board

Every Kotak Mahindra Bank credit card.

57 cards on the desk, ranked #21 to #1079 against every other card in India — not against each other. Fees run ₹0 to ₹25,000, and 16 of them are genuinely free for life. 18 of the 57 we carry without ranking, because Kotak Mahindra Bank publishes no fee or no earn table for them — they are listed at the bottom, with what we do know.

how this board is ordered fold that back up

Ordered by our board, best first. The rank is the card's position among all Indian cards we price, so a gap between two rows is other issuers' cards sitting between them.

RBI, July 2026: 48,47,682 cards in force — 3.9% of every credit card in India · ₹6,776 cr spent on them that month, 52% of it online.

The one worth having

#21 in India Keep

Kotak Air+ Prime

The Air+ with a car dealership bolted on — and the only Kotak card that reaches Air India and Air Canada from the same balance.

₹88,200 ranking value a year at ₹3L/month
₹3,000 fee what it costs
2.0% headline earn rate
Read the verdict →

Narrow 57 Kotak Mahindra Bank cards

network, lounges, the fine print and what you can be approved for fold that back up

The first seven narrow the board — a card that isn't what you asked for is hidden, not greyed, because six hundred dimmed rows are a hazard rather than a filter. Income is different: it greys the cards you can't be approved for and prints the reason, since "you can't get this" is worth knowing. Spend categories come from each card's own MITC/T&C exclusions; a card that publishes no rule for a category stays, because silence isn't a claim. Abroad and late fee read the issuer's own MITC line: 3.5% is India's norm, so "under" means cheaper than standard, and a card whose document states neither is filed under "not published" rather than assumed cheap. Your picks live in the URL, so the link you copy is the board you're looking at.

The board

All 39 priced cards, best to worst.

rank · card · fee (what you pay to get it) · headline earn rate, per ₹100 of ordinary spend · verdict

  1. #21 Kotak Air+ Prime ₹3,000 fee 2.0% Keep
  2. #22 Kotak Air+ ₹3,000 fee 2.0% Keep
  3. #70 Kotak Air ₹999 fee 1.0% Keep
  4. #84 IndiGo Kotak Premium Credit Card ₹3,000 fee 1.0% Keep
  5. #94 Kotak Solitaire ₹0 joining + ₹25,000/yr 3.0% Keep
  6. #97 IndiGo Kotak Credit Card ₹1,500 fee 0.5% Downgrade
  7. #117 Kotak White ₹3,000 fee none Keep
  8. #118 Kotak Zen Signature ₹1,500 fee 0.8% Keep
  9. #119 Kotak White Reserve ₹12,500 fee none Keep
  10. #127 Kotak NRI Royale Signature ₹1,000 fee 0.5% Keep
  11. #174 Kotak League Platinum ₹499 fee 0.3% Downgrade
  12. #224 Kotak Cashback+ ₹750 fee 0.5% Keep
  13. #225 Kotak Cashback+ Prime ₹750 fee 0.5% Keep
  14. #227 Kotak UPI RuPay ₹0 fee 0.3% Downgrade
  15. #244 IndianOil Kotak Credit Card ₹449 fee 0.5% Keep
the remaining 24 Kotak Mahindra Bank cards, #249–#1079
  1. #249 Kotak BizEdge Credit Card ₹999 fee 0.3% Keep
  2. #268 Kotak811 Dream Different ₹424 joining 0.3% Keep
  3. #333 Kotak 811 Credit Card ₹500 fee 0.3% Downgrade
  4. #334 PVR INOX Kotak ₹0 joining + ₹499/yr none Keep
  5. #335 Kotak Biz ₹299 joining + ₹499/yr 0.3% Keep
  6. #459 Kotak Solitaire Business ₹0 joining + ₹3,499/yr 0.7% Keep
  7. #632 Amazon Pay Kotak Business Credit Card ₹0 joining + ₹499/yr 1.0% Keep
  8. #633 Kotak Delight Platinum ₹1,999 joining + ₹299/yr none Downgrade
  9. #675 Kotak Infinite ₹0 fee 2.0% Keep
  10. #681 Kotak Royale Signature ₹1,499 joining + ₹999/yr 0.3% Keep
  11. #682 Kotak Privy League Signature ₹2,500 fee 0.5% Downgrade
  12. #684 Kotak Mojo Platinum ₹1,000 fee 0.3% Downgrade
  13. #779 Kotak Veer Select ₹0 joining + ₹599/yr 0.4% Keep
  14. #780 Kotak Veer Platinum ₹0 joining + ₹299/yr 0.3% Keep
  15. #781 Kotak Urbane Gold ₹0 joining + ₹199/yr 0.3% Downgrade
  16. #782 PVR Kotak Gold ₹0 joining + ₹499/yr none Downgrade
  17. #783 PVR Kotak Platinum ₹0 joining + ₹999/yr none Cancel
  18. #812 Kotak Essentia Platinum ₹1,499 joining + ₹749/yr 0.4% Keep
  19. #813 Kotak Feast Gold ₹0 joining + ₹499/yr none Cancel
  20. #858 Myntra Kotak ₹500 fee 1.3% Cancel
  21. #871 Kotak Solaris Platinum ₹500 fee 0.3% Cancel
  22. #874 METRO Kotak ₹0 fee 0.5% Keep
  23. #1078 Easyday Kotak Titanium Card ₹0 joining + ₹499/yr 0.5% Cancel
  24. #1079 Easyday Kotak Silver Card ₹0 fee 0.5% Cancel

Carried, not ranked

18 cards Kotak Mahindra Bank won't put a number on.

Each of these is missing the fee, the earn table, or both, in every document Kotak Mahindra Bank publishes. We keep the card — its page, its lounge row, its sources — and we refuse to rank it, because a net-value number computed against a fee nobody published would be wrong by exactly that fee. Each promotes itself onto the board above the day the document lands.

  1. Kotak811 Super Money Card ₹249 joining earn n/p
  2. Kotak Corporate Platinum ₹0 joining + ₹999/yr earn n/p
  3. Kotak Corporate Wealth Signature ₹0 fee earn n/p
  4. Kotak Travel Agent ₹0 joining + ₹999/yr earn n/p
  5. Kotak Privy League Platinum Corporate ₹0 fee earn n/p
13 more we carry without a number
  1. Kotak Corporate Gold Fee not published earn n/p
  2. Kotak Corporate Classic ₹0 joining + ₹1,000/yr earn n/p
  3. Kotak Corporate Basic ₹0 fee earn n/p
  4. Kotak Purchase Credit Card ₹0 fee earn n/p
  5. Kotak Virtual Purchase Credit Card ₹0 fee earn n/p
  6. Kotak Central Travel Account Credit Card ₹0 fee earn n/p
  7. Kotak Shorter Billing Cycle Credit Card ₹0 fee earn n/p
  8. Kotak IndiGo 6E Rewards ₹700 fee earn n/p
  9. Kotak IndiGo 6E Rewards XL ₹1,500 fee earn n/p
  10. Kotak Fortune Gold ₹0 fee earn n/p
  11. Kotak Best Price Business ₹0 fee earn n/p
  12. Kotak Aqua Gold ₹0 fee earn n/p
  13. Kotak Silk Inspire Platinum Fee not published 0.5%

Our standing verdicts

39 keep · 9 downgrade · 9 cancel

What these cards pay in

Kotak Reward Points · Statement cashback (₹) · Kotak Air Miles · IndiGo BluChip