Transfer desk · by program
Feeding Air India Maharaja Points from India
Every way in — 31 direct card routes, 2 chains via intermediaries, 2 partner-balance hops — priced at the ₹0.80/pt house value. Multi-leg paths show the aggregated end-to-end ratio. The strongest pipe today: Axis Olympus at 1:4.
Program detail — award charts, nerf log, ways out: the Air India Maharaja Points hub →
01 · Direct from a card
| Card | Earns | Ratio | Miles / pt | ₹ / pt | Time | → out |
|---|---|---|---|---|---|---|
| Axis Olympus #8 | Axis EDGE Miles | 1:4 | 4.00 | ₹3.20 | 2–3 days | |
| Axis Atlas #2 | Axis EDGE Miles | 1:2 | 2.00 | ₹1.60 | 2–3 days | |
| ICICI Emeralde Private Metal #4 | ICICI Reward Points | 1:1 | 1.00 | ₹0.80 | 5 working days | |
| HSBC Premier (Metal) #9 | HSBC Reward Points | 1:1 | 1.00 | ₹0.80 | 5 working days | |
| IndusInd Tiger #13 | IndusInd Reward Points | 1:1 | 1.00 | ₹0.80 | 2–4 working days | |
| HSBC TravelOne #17 | HSBC Reward Points | 1:1 | 1.00 | ₹0.80 | 5 working days | |
| ICICI Times Black #21 | ICICI Reward Points | 1:1 | 1.00 | ₹0.80 | 5 working days | |
| Axis Horizon #33 | Axis EDGE Miles | 1:1 | 1.00 | ₹0.80 | 2–3 days | |
| SBI Card MILES PRIME #36 | SBI Travel Credits | 1:1 | 1.00 | ₹0.80 | up to 21 days | |
| Kotak Solitaire #46 | Kotak Air Miles | 1:1 | 1.00 | ₹0.80 | not published | |
| SBI Card MILES ELITE #47 | SBI Travel Credits | 1:1 | 1.00 | ₹0.80 | up to 21 days | |
| SBI Card MILES #62 | SBI Travel Credits | 1:1 | 1.00 | ₹0.80 | up to 21 days | |
| RBL Lumière #75 | RBL Reward Points (Nova/Lumière) | 1:1 | 1.00 | ₹0.80 | up to 7 working days | |
| Axis Magnus for Burgundy #3 | Axis EDGE Reward Points | 5:4 | 0.80 | ₹0.64 | 2–3 days | |
| AU Zenith+ #74 | AU Reward Points | 3:2 | 0.67 | ₹0.53 | up to 7 working days | |
| HDFC Infinia Metal #1 | HDFC Reward Points | 2:1 | 0.50 | ₹0.40 | 48–96 hours | |
| HDFC Diners Club Black Metal #5 | HDFC Reward Points | 2:1 | 0.50 | ₹0.40 | 48–96 hours | |
| RBL Nova #14 | RBL Reward Points (Nova/Lumière) | 2:1 | 0.50 | ₹0.40 | up to 7 working days | |
| Kotak Air+ #16 | Kotak Air Miles | 2:1 | 0.50 | ₹0.40 | not published | |
| HDFC Diners Club Privilege #23 | HDFC Reward Points | 2:1 | 0.50 | ₹0.40 | 48–96 hours | |
| IndusInd Pinnacle World #64 | IndusInd Reward Points | 2:1 | 0.50 | ₹0.40 | 2–4 working days | |
| IndusInd Pioneer Heritage #73 | IndusInd Reward Points | 2:1 | 0.50 | ₹0.40 | 2–4 working days | |
| Axis Magnus (legacy) #6 | Axis EDGE Reward Points | 5:2 | 0.40 | ₹0.32 | 2–3 days | |
| Axis Bank Reserve #20 | Axis EDGE Reward Points | 5:2 | 0.40 | ₹0.32 | 2–3 days | |
| HDFC Regalia Gold #11 | HDFC Reward Points | 100:33 | 0.33 | ₹0.26 | 48–96 hours | |
| IndusInd Legend #56 | IndusInd Reward Points | 4:1 | 0.25 | ₹0.20 | 2–4 working days | |
| AU Zenith #57 | AU Reward Points | 6:1 | 0.17 | ₹0.13 | up to 7 working days | |
| AU Vetta #67 | AU Reward Points | 6:1 | 0.17 | ₹0.13 | up to 7 working days | |
| Axis Bank SELECT #40 | Axis EDGE Reward Points | 10:1 | 0.10 | ₹0.08 | 2–3 days | |
| YES Bank Marquee #22 | YES Rewardz (YES CC Rewardz) | 15:1 | 0.07 | ₹0.05 | up to 7 working days | |
| YES Bank RESERV #45 | YES Rewardz (YES CC Rewardz) | 15:1 | 0.07 | ₹0.05 | up to 7 working days |
02 · Via intermediaries — aggregated ratio
Card points hopping through 1–4 partner programs into Air India Maharaja Points, every leg multiplied into one end-to-end ratio. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.
| Path | Aggregated | Miles / pt | ₹ / mile | → out |
|---|---|---|---|---|
| Amex Membership Rewards → Avios (BA / Qatar / Finnair) → Accor Live Limitless (ALL) → Air India Maharaja Points legs 2:1 · 7:2 · 2:1 ⚠ Avios (BA / Qatar / Finnair): min 3,500 Avios (inferred from the published block) · Accor Live Limitless (ALL): min 2,000 pts | 14:1 | 0.07 | ₹7.00 | |
| RBL Reward Points → Club ITC → Marriott Bonvoy → Avios (BA / Qatar / Finnair) → Accor Live Limitless (ALL) → Air India Maharaja Points legs 3:1 · 2:3 · 3:1 · 7:2 · 2:1 · rbl-world-safari only ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day · Avios (BA / Qatar / Finnair): min 3,500 Avios (inferred from the published block) · Accor Live Limitless (ALL): min 2,000 pts | 33.6:1† | 0.03 | ₹8.40 |
03 · Already holding hotel or partner points?
Balance-origin hops — a stash you already hold, no card involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.
| Your balance in | Ratio | Miles / pt | ₹ / mile | Time | → out |
|---|---|---|---|---|---|
| Accor Live Limitless (ALL) Official page still titles it Flying Returns; credits to Maharaja Club post-merger. ⚠ min 2,000 pts | 2:1 | 0.50 | ₹4.30 | up to 6 weeks | |
| flipkart-supercoins Official Air India partner page; corroborated CardInsider. The only non-bank coin converting into a tracked … ⚠ min 50 SuperCoins | 5:2 | 0.40 | — | ≤3 working days |
Miles/pt = Air India Maharaja Points miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the burn at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. † priced at the marginal bonus-block rate (e.g. Bonvoy 60,000-pt blocks) — smaller transfers land fewer miles than the row implies. Cards saved in your wallet are highlighted automatically.