Transfer desk · by program

Feeding Air Canada Aeroplan from India

Every way in — 14 direct card routes, 6 chains via intermediaries, 6 partner-balance hops — priced at the ₹1.00/pt house value. Multi-leg paths show the aggregated end-to-end ratio. The strongest pipe today: Axis Olympus at 1:4.

01 · Direct from a card

CardEarnsRatioMiles / pt₹ / ptTime→ out
Axis Olympus #8 Axis EDGE Miles 1:4 4.00 ₹4.00 2–3 days
Axis Atlas #2 Axis EDGE Miles 1:2 2.00 ₹2.00 2–3 days
Axis Horizon #33 Axis EDGE Miles 1:1 1.00 ₹1.00 2–3 days
SBI Card MILES PRIME #36 SBI Travel Credits 1:1 1.00 ₹1.00 up to 21 days
SBI Card MILES ELITE #47 SBI Travel Credits 1:1 1.00 ₹1.00 up to 21 days
SBI Card MILES #62 SBI Travel Credits 1:1 1.00 ₹1.00 up to 21 days
Axis Magnus for Burgundy #3 Axis EDGE Reward Points 5:4 0.80 ₹0.80 2–3 days
HDFC Infinia Metal #1 HDFC Reward Points 2:1 0.50 ₹0.50 24 hours
HDFC Diners Club Black Metal #5 HDFC Reward Points 2:1 0.50 ₹0.50 24 hours
HDFC Diners Club Privilege #23 HDFC Reward Points 2:1 0.50 ₹0.50 24 hours
Axis Magnus (legacy) #6 Axis EDGE Reward Points 5:2 0.40 ₹0.40 2–3 days
Axis Bank Reserve #20 Axis EDGE Reward Points 5:2 0.40 ₹0.40 2–3 days
HDFC Regalia Gold #11 HDFC Reward Points 100:33 0.33 ₹0.33 24 hours
Axis Bank SELECT #40 Axis EDGE Reward Points 10:1 0.10 ₹0.10 2–3 days

02 · Via intermediaries — aggregated ratio

Card points hopping through 1–4 partner programs into Air Canada Aeroplan, every leg multiplied into one end-to-end ratio. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.

PathAggregatedMiles / pt₹ / mile→ out
Amex Membership Rewards Marriott Bonvoy → Air Canada Aeroplan
legs 1:1 · 3:1 + bonus
⚠ min 3,000 pts · max 2,40,000 pts/day
2.4:1 0.42 ₹1.20
RBL Reward Points Club ITC Marriott Bonvoy → Air Canada Aeroplan
legs 3:1 · 2:3 · 3:1 + bonus · rbl-world-safari only
⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day
4.8:1 0.21 ₹1.20
RBL Reward Points (Nova/Lumière) Club ITC Marriott Bonvoy → Air Canada Aeroplan
legs 1:1 · 2:3 · 3:1 + bonus · rbl-lumiere/rbl-nova only
RBL Nova: 3.2:1
⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day
1.6:1 0.63 ₹1.60
HSBC Reward Points Accor Live Limitless (ALL) → Air Canada Aeroplan
legs 1:1 · 2:1
⚠ min 4,000 pts
2:1 0.50 ₹2.00
Kotak Air Miles Accor Live Limitless (ALL) → Air Canada Aeroplan
legs 2:1 · 2:1
⚠ min 4,000 pts
4:1 0.25 ₹4.00
IndusInd Reward Points Singapore Airlines KrisFlyer Marriott Bonvoy → Air Canada Aeroplan
legs 10:3 · 2:1 · 3:1 + bonus
IndusInd Pioneer Heritage: 9.6:1 · IndusInd Pinnacle World: 9.6:1 · IndusInd Legend: 19.2:1
⚠ Singapore Airlines KrisFlyer: min 3,000 miles · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day
16:1 0.06 ₹12.80

03 · Already holding hotel or partner points?

Balance-origin hops — a stash you already hold, no card involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.

Your balance inRatioMiles / pt₹ / mileTime→ out
Shangri-La Circle
⚠ min 1,000 points
1:1 1.00 ₹6.35 ~4–6 weeks
Accor Live Limitless (ALL)
⚠ min 4,000 pts
2:1 0.50 ₹4.30 up to 6 weeks
Marriott Bonvoy
Reachable directly from HDFC at 2:1 — chain only if points are stranded in Bonvoy.
⚠ min 3,000 pts · max 2,40,000 pts/day
3:1 0.42 ₹1.56 ~5 days
IHG One Rewards
⚠ min 10,000 pts
5:1 0.20 ₹2.75 up to 6 weeks (official)
Wyndham Rewards
⚠ min 6,000 pts · cap 60,000 pts per transfer
5:1 0.20 ₹3.25 6–8 weeks
Hilton Honors
⚠ min 10,000 pts · cap 500,000 pts/calendar year
10:1 0.10 ₹4.00 up to 30 days

Miles/pt = Air Canada Aeroplan miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the burn at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. † priced at the marginal bonus-block rate (e.g. Bonvoy 60,000-pt blocks) — smaller transfers land fewer miles than the row implies. Cards saved in your wallet are highlighted automatically.