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RBL Reward Points (Nova/Lumière)

New-gen Visa Infinite currency for Nova + Lumière — NOT the closed-loop rbl-reward-points (World Safari/Icon, ₹0.25). Redeems a flat ₹1/point on RBL's travel portal (RBL's own '6% value back' = 12 RP/₹200 at ₹1) and catalogue. Transfers: Nova 2:1 to Maharaja/KrisFlyer/AirAsia/Qatar Avios (₹0.50/mile — worse than redeeming, sets the floor), Lumière 1:1 (par ₹1; premium-cabin awards push the ceiling). (RBL press release + product pages + CardInsider, 2026-07-21.)

RBL Bank·holding flat·reviewed 2026-07-21
₹0.50
Floor
₹1.00
House value / point
₹1.00
Ceiling
—
Trend

Nerf risk: stable No tracker events on record for this program

Floor = the worst redemption you can always fall back on; ceiling = the best sweet-spot exit. The house value is what a disciplined traveller actually clears.

Every way in

Cards that earn it

RBL Nova
RBL Bank · ranked #14
2.0% reward rate · 2 pts/₹100
RBL Lumière
RBL Bank · ranked #75
2.0% reward rate · 2 pts/₹100

Every way out

Ranked by real ₹ per point at our house values — the play first, the traps last. Ratios read RBL Reward Points (Nova/Lumière) points : partner miles.

1:1
Club ITC up to 7 working days
RBL Nova gets 2:1
ITC's own grid (2026-07-21): Lumière 1:1, Nova 2:1 — the earlier Lumière-only ruling was wrong. ITC luxury stays via Green Points.
₹1.00 /pt
2:1
Singapore Airlines KrisFlyer up to 7 working days
RBL Lumière gets 1:1
KrisFlyer Saver business to SIN and onward to Europe — the marquee route, and where Lumière's 1:1 finally makes these points worth transferring.
₹0.55 /pt
2:1
Qatar Airways Privilege Club (Avios) up to 7 working days
RBL Lumière gets 1:1
Qatar Qsuite business to Doha and beyond via the Avios pool; Lumière's 1:1 makes it a real option, Nova's 2:1 a fallback.
₹0.50 /pt
2:1
Air India Maharaja Club up to 7 working days
RBL Lumière gets 1:1
Air India domestic + Star Alliance premium cabins on the Maharaja chart. Lumière's 1:1 holds the ₹1; Nova's 2:1 halves it — redeem at the flat ₹1 instead unless you need Maharaja specifically.
₹0.40 /pt
2:1
AirAsia Rewards up to 7 working days
RBL Lumière gets 1:1
Cheap AirAsia short-haul across Southeast Asia; only compelling at Lumière's 1:1, a top-up at Nova's 2:1.
₹0.12 /pt

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