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The issuer board

Every HDFC Bank credit card.

114 cards on the desk, ranked #1 to #980 against every other card in India — not against each other. Fees run ₹0 to ₹12,500, and 10 of them are genuinely free for life. 43 of the 114 we carry without ranking, because HDFC Bank publishes no fee or no earn table for them — they are listed at the bottom, with what we do know.

how this board is ordered fold that back up

Ordered by our board, best first. The rank is the card's position among all Indian cards we price, so a gap between two rows is other issuers' cards sitting between them.

RBI, July 2026: 2,69,76,915 cards in force — 22.0% of every credit card in India · ₹60,218 cr spent on them that month, 66% of it online.

The one worth having

#1 in India Keep

HDFC Infinia Metal

Still the king — but the crown sits a little crooked in 2026.

₹1,67,292 ranking value a year at ₹3L/month
₹12,500 fee what it costs
3.3% headline earn rate
Read the verdict →

Narrow 114 HDFC Bank cards

network, lounges, the fine print and what you can be approved for fold that back up

The first seven narrow the board — a card that isn't what you asked for is hidden, not greyed, because six hundred dimmed rows are a hazard rather than a filter. Income is different: it greys the cards you can't be approved for and prints the reason, since "you can't get this" is worth knowing. Spend categories come from each card's own MITC/T&C exclusions; a card that publishes no rule for a category stays, because silence isn't a claim. Abroad and late fee read the issuer's own MITC line: 3.5% is India's norm, so "under" means cheaper than standard, and a card whose document states neither is filed under "not published" rather than assumed cheap. Your picks live in the URL, so the link you copy is the board you're looking at.

The board

All 71 priced cards, best to worst.

rank · card · fee (what you pay to get it) · headline earn rate, per ₹100 of ordinary spend · verdict

  1. #1 HDFC Infinia Metal ₹12,500 fee 3.3% Keep
  2. #4 HDFC Diners Club Black Metal ₹10,000 fee 3.3% Keep
  3. #9 Marriott Bonvoy HDFC Bank ₹3,000 fee 0.9% Keep
  4. #13 HDFC Biz Black Metal ₹10,000 fee 3.3% Keep
  5. #14 HDFC Regalia Gold ₹2,500 fee 1.6% Keep
  6. #15 HDFC BizPower ₹2,500 fee 1.6% Keep
  7. #43 HDFC Diners Club Privilege ₹1,000 fee 1.0% Keep
  8. #55 Tata Neu Infinity HDFC Bank ₹1,499 fee 1.5% Keep
  9. #101 Tata Neu Plus HDFC Bank ₹499 fee 1.0% Keep
  10. #108 PhonePe HDFC Bank Ultimo ₹999 fee none Keep
  11. #110 Shoppers Stop Black HDFC Bank ₹4,500 fee 1.0% Keep
  12. #114 Paytm HDFC Bank Select ₹1,000 fee 1.0% Keep
  13. #126 PhonePe HDFC Bank Uno ₹499 fee none Downgrade
  14. #134 HDFC PIXEL Go ₹250 fee 1.0% Keep
  15. #153 IRCTC HDFC Bank Credit Card ₹500 fee 1.0% Keep
the remaining 56 HDFC Bank cards, #197–#930
  1. #197 HDFC Bank Millennia ₹1,000 fee 1.0% Keep
  2. #198 HDFC Bank PIXEL Play ₹500 fee 1.0% Keep
  3. #199 HDFC Bank Freedom ₹500 fee 0.1% Downgrade
  4. #219 Paytm HDFC Bank Digital ₹149 fee 1.0% Keep
  5. #220 Paytm HDFC Bank Mobile ₹149 fee 0.5% Keep
  6. #221 Paytm HDFC Bank Business ₹500 fee 1.0% Keep
  7. #222 Paytm HDFC Bank Select Business ₹1,000 fee 1.0% Keep
  8. #223 Flipkart Wholesale HDFC Bank ₹499 fee 1.0% Keep
  9. #226 Paytm HDFC Bank ₹500 fee 1.0% Downgrade
  10. #237 HDFC Bank BizGrow ₹500 fee 0.3% Keep
  11. #239 HDFC Bank UPI RuPay ₹99 fee 0.3% Keep
  12. #243 IndianOil HDFC Bank Credit Card ₹500 fee 0.6% Keep
  13. #252 HDFC Bank MoneyBack+ ₹500 fee 0.3% Keep
  14. #256 Shoppers Stop HDFC Bank ₹299 fee 0.3% Keep
  15. #272 Swiggy Ornge HDFC Bank Credit Card ₹500 fee 1.0% Keep
  16. #273 Swiggy BLCK HDFC Bank Credit Card ₹1,000 fee 1.0% Keep
  17. #311 Swiggy HDFC Bank Credit Card ₹500 fee 1.0% Keep
  18. #312 HDFC Bank UPI RuPay Mega Saver ₹99 fee 0.3% Keep
  19. #313 HDFC Bank Biz First ₹500 fee 0.1% Keep
  20. #314 HDFC Bank GIGA Business ₹500 fee 0.2% Keep
  21. #315 HDFC Bank Micro Enterprise Business ₹0 joining + ₹500/yr 0.2% Keep
  22. #434 HDFC Bank Corporate Premium ₹0 fee 1.0% Keep
  23. #438 HDFC Bank Purchase Premium ₹0 fee 0.5% Keep
  24. #439 HDFC Bank Purchase MoneyBack ₹0 fee 1.0% Keep
  25. #440 HDFC Bank Purchase Reward ₹0 fee 1.3% Keep
  26. #441 HDFC Bank Purchase Card ₹0 fee none Keep
  27. #626 HDFC Bank Business Regalia First ₹1,000 fee 0.1% Downgrade
  28. #630 HDFC Bank Regalia First ₹1,000 fee 0.5% Downgrade
  29. #678 HDFC Harley-Davidson Diners Club ₹2,500 fee 1.3% Keep
  30. #693 HDFC Regalia ₹2,500 fee 1.0% Downgrade
  31. #694 HDFC Regalia Activ ₹2,500 fee 1.0% Keep
  32. #732 Best Price Save Max HDFC Bank ₹1,000 fee 0.4% Keep
  33. #733 Best Price Save Smart HDFC Bank ₹500 fee 0.5% Keep
  34. #734 HDFC Bank Bharat ₹500 fee none Downgrade
  35. #736 HDFC Bank Business Platinum ₹0 fee 0.5% Keep
  36. #737 HDFC Bank Business Regalia ₹2,500 fee 1.0% Keep
  37. #738 CSC Small Business MoneyBack HDFC Bank ₹250 fee 0.2% Keep
  38. #739 HDFC Bank Diners Club Black (non-metal) ₹10,000 fee 3.3% Keep
  39. #740 HDFC Bank Diners Club Miles ₹1,000 fee 2.0% Keep
  40. #741 HDFC Bank Diners Club Premium ₹2,500 fee 1.0% Keep
  41. #742 HDFC Bank Diners Club Rewardz ₹1,000 fee 0.5% Downgrade
  42. #745 HDFC Bank Easy EMI ₹500 fee 1.0% Keep
  43. #747 InterMiles HDFC Bank Diners Club ₹5,000 fee 1.1% Cancel
  44. #748 InterMiles HDFC Bank Platinum ₹1,000 fee 0.5% Cancel
  45. #749 InterMiles HDFC Bank Signature ₹2,500 fee 0.8% Cancel
  46. #750 JetPrivilege HDFC Bank Titanium ₹500 fee 0.3% Cancel
  47. #751 HDFC Bank MoneyBack (original) ₹500 fee 0.3% Downgrade
  48. #753 Pine Labs HDFC Bank ₹499 fee 0.3% Keep
  49. #754 Pine Labs HDFC Bank Pro ₹1,000 fee 1.3% Keep
  50. #757 Retailio HDFC Bank Business ₹499 fee 0.3% Keep
  51. #758 HDFC Bank Solitaire ₹500 fee 0.3% Keep
  52. #759 HDFC Bank Superia ₹1,000 fee 1.1% Keep
  53. #763 HDFC Bank Titanium Times ₹500 fee 0.1% Keep
  54. #793 HDFC Bank Business MoneyBack ₹500 fee 0.3% Keep
  55. #794 HDFC Bank Business Bharat CashBack ₹500 fee none Downgrade
  56. #930 HDFC Bank Idea International Silver ₹300 joining + ₹700/yr 1.0% Keep

Carried, not ranked

43 cards HDFC Bank won't put a number on.

Each of these is missing the fee, the earn table, or both, in every document HDFC Bank publishes. We keep the card — its page, its lounge row, its sources — and we refuse to rank it, because a net-value number computed against a fee nobody published would be wrong by exactly that fee. Each promotes itself onto the board above the day the document lands.

  1. HDFC Bank UPI RuPay Biz Fee not published 0.3%
  2. HDFC Bank Corporate Platinum Fee not published 0.6%
  3. HDFC Bank Business Corporate Regalia Fee not published 0.8%
  4. HDFC Bank Business Corporate MoneyBack Fee not published 0.4%
  5. HDFC Bank SAP Concur Black Fee not published 1.0%
38 more we carry without a number
  1. HDFC Bank Central Travel Account Card ₹0 fee earn n/p
  2. HDFC Bank TMC Credit Card ₹0 fee earn n/p
  3. HDFC Bank Dealer Credit Card ₹0 fee earn n/p
  4. HDFC Bank Fleet Credit Card ₹0 fee earn n/p
  5. Equitas Elegance HDFC Bank ₹1,000 fee earn n/p
  6. Equitas Excite HDFC Bank ₹500 fee earn n/p
  7. PharmEasy HDFC Bank ₹500 fee earn n/p
  8. Snapdeal HDFC Bank ₹500 fee earn n/p
  9. HDFC Bank Business Program ₹500 fee earn n/p
  10. 6E Rewards IndiGo HDFC Bank ₹500 fee earn n/p
  11. 6E Rewards XL IndiGo HDFC Bank ₹1,500 fee earn n/p
  12. HDFC Bank All Miles ₹1,000 fee earn n/p
  13. HDFC Bank Business Gold ₹500 fee earn n/p
  14. HDFC Bank Doctor's Regalia ₹2,500 fee earn n/p
  15. HDFC Bank Doctor's Superia ₹1,000 fee earn n/p
  16. HDFC Bank H.O.G Diners Club ₹10,000 fee earn n/p
  17. Maruti Suzuki NEXA AllMiles HDFC Bank ₹500 fee earn n/p
  18. HDFC Bank Platinum Edge ₹599 fee earn n/p
  19. HDFC Bank Platinum Plus Fee not published earn n/p
  20. HDFC Bank Teachers Platinum ₹500 fee earn n/p
  21. HDFC Bank Times Platinum ₹1,000 fee earn n/p
  22. HDFC Bank Titanium Edge Fee not published 0.1%
  23. HDFC Bank Visa Signature Fee not published earn n/p
  24. HDFC Bank World MasterCard Fee not published earn n/p
  25. HDFC Bank Business Freedom ₹500 fee earn n/p
  26. HDFC Bank Corporate Signature / World Fee not published earn n/p
  27. HDFC Bank Gold ₹199 fee earn n/p
  28. HDFC Bank Woman's Gold Fee not published earn n/p
  29. HDFC Bank Titanium ₹249 fee earn n/p
  30. HDFC Bank Solitaire Premium ₹2,499 fee earn n/p
  31. HDFC Bank Silver Fee not published earn n/p
  32. HDFC Bank Value Plus Fee not published earn n/p
  33. HDFC Bank Doctor's Platinum Fee not published earn n/p
  34. HDFC Bank SAP Concur Prime Fee not published 0.6%
  35. HDFC Bank Health Plus International ₹0 joining + ₹950/yr earn n/p
  36. HDFC Bank eSeva International Silver ₹300 joining + ₹750/yr earn n/p
  37. HDFC Bank Idea International Gold Fee not published 1.0%
  38. HDFC Bank Distributor Card Fee not published earn n/p

Our standing verdicts

94 keep · 12 downgrade · 8 cancel

What these cards pay in

HDFC Reward Points · HDFC Bank CashPoints · Statement cashback (₹) · InterMiles