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Axis Bank credit cards: 38 you can apply for

The best one for most people is Axis Miles & More World Select.

₹22,200a year after fees, at ₹75,000 a month

It pays back the most of the 38 Axis Bank cards open to apply that we can value.

Rank all 38 at your own spend in the card finder

Verified 13 sources

Points and where they go

Axis Bank's main points currency is Axis EDGE Reward Points, worth ₹0.40 a point: 27 airline and hotel programmes take them. Its cards earn 11 kinds of points in all.

What Axis Bank cards earn
ProgrammeWorth a pointCardsPartners
Axis EDGE Reward Points₹0.402827
Axis EDGE Miles₹2.00527
LIC Axis Bank Reward Points₹0.954none
Lufthansa Miles & Moreevery way to earn them ₹1.002none
IndiGo BluChipevery way to earn them ₹0.502none
SpiceJet SpiceClubevery way to earn them ₹0.502none
Google Pay Stars₹1.001none
Shoppers Stop First Citizen Points₹0.501none

7 more cards pay cash back. Values are what we think a point is worth in India.

Every Axis Bank transfer partner 58 routes
Axis EDGE Reward Points: where they transfer
Transfer toRatioOne point becomesTime
Singapore Airlines KrisFlyer5:2₹0.44up to 10 working days
Air Canada Aeroplan5:2₹0.40up to 1 working day
Etihad Guest5:2₹0.40up to 1 working day
Ethiopian ShebaMiles5:2₹0.40up to 10 working days
Japan Airlines Mileage Bank5:2₹0.44up to 10 working days
Thai Royal Orchid Plus5:2₹0.40up to 1 working day
Turkish Airlines Miles&Smiles5:2₹0.40up to 10 working days
United MileagePlus5:2₹0.40up to 1 working day
Air France-KLM Flying Blue5:2₹0.40up to 1 working day
Air India Maharaja Club5:2₹0.40up to 5 working days
Qantas Frequent Flyer5:2₹0.40up to 1 working day
AirAsia Rewards5:2₹0.09up to 10 working days
SpiceJet SpiceClub5:2₹0.20up to 10 working days
The British Airways Club (Avios)5:1₹0.20up to 1 working day
Finnair Plus (Avios)5:1₹0.20up to 1 working day
Vietnam Airlines Lotusmiles5:1₹0.20up to 1 working day
The Postcard Hotel5:2₹0.40up to 2 working days
IHG One Rewards5:2₹0.22up to 1 working day
Radisson Rewards5:2₹0.09up to 1 working day
Wyndham Rewards5:2₹0.26up to 1 working day
Orchid Rewards5:2₹0.40up to 1 working day
IndiGo BluChip5:1₹0.101–2 working days
Cathay Asia Miles5:1₹0.20up to 1 working day
Hilton Honors5:2₹0.16up to 1 working day
Lufthansa Miles & More5:2₹0.40up to 5 working days
ALL - Accor Live Limitless5:1₹0.43up to 1 working day
Qatar Airways Privilege Club (Avios)5:1₹0.20up to 1 working day

Ratios read Axis EDGE Reward Points : the partner's points. One point becomes = what it is worth once it lands, at our value for the partner.

Axis EDGE Miles: where they transfer
Transfer toRatioOne point becomesTime
Singapore Airlines KrisFlyer1:2₹2.20up to 10 working days
Air Canada Aeroplan1:2₹2.00up to 1 working day
Etihad Guest1:2₹2.00up to 1 working day
Ethiopian ShebaMiles1:2₹2.00up to 10 working days
Japan Airlines Mileage Bank1:2₹2.20up to 10 working days
Thai Royal Orchid Plus1:2₹2.00up to 1 working day
Turkish Airlines Miles&Smiles1:2₹2.00up to 10 working days
United MileagePlus1:2₹2.00up to 1 working day
Air France-KLM Flying Blue1:2₹2.00up to 1 working day
Air India Maharaja Club1:2₹2.00up to 5 working days
Qantas Frequent Flyer1:2₹2.00up to 1 working day
AirAsia Rewards1:2₹0.46up to 10 working days
SpiceJet SpiceClub1:2₹1.00up to 10 working days
The British Airways Club (Avios)2:1₹0.50up to 1 working day
Finnair Plus (Avios)2:1₹0.50up to 1 working day
Vietnam Airlines Lotusmiles2:1₹0.50up to 1 working day
IndiGo BluChip2:1₹0.251–2 working days
The Postcard Hotel1:2₹2.00up to 2 working days
IHG One Rewards1:2₹1.10up to 1 working day
Radisson Rewards1:1₹0.22up to 1 working day
Orchid Rewards1:1₹1.00up to 1 working day
Wyndham Rewards1:2₹1.30up to 1 working day
Cathay Asia Miles2:1₹0.50up to 1 working day
Hilton Honors1:2₹0.80up to 1 working day
Lufthansa Miles & More1:1₹1.00up to 5 working days
ALL - Accor Live Limitless2:1₹1.07up to 1 working day
Qatar Airways Privilege Club (Avios)2:1₹0.50up to 1 working day

Ratios read Axis EDGE Miles : the partner's points. One point becomes = what it is worth once it lands, at our value for the partner.

IndiGo BluChip: where they transfer
Transfer toRatioOne point becomesTime
ALL - Accor Live LimitlessIndiGo BluChip is itself a programme: a move between programmes 6:1₹0.36not published

Ratios read IndiGo BluChip : the partner's points. One point becomes = what it is worth once it lands, at our value for the partner.

Flipkart SuperCoins: where they transfer
Transfer toRatioOne point becomesTime
Air India Maharaja ClubFlipkart SuperCoins is itself a programme: a move between programmes 2:1₹0.50within 3 working days
Mag MilesFlipkart SuperCoins is itself a programme: a move between programmes 5:2₹0.40instant
Marriott BonvoyFlipkart SuperCoins is itself a programme: a move between programmes 2:1₹0.25in-app

Ratios read Flipkart SuperCoins : the partner's points. One point becomes = what it is worth once it lands, at our value for the partner.

Compare every route, including longer ones through other programmes

Recent changes

All 43 Axis Bank changes since 2019

All 79 Axis Bank cards

Fees run ₹0 to ₹3,00,000, and 25 of them are genuinely free for life. We cannot value 22 of them: Axis Bank publishes no fee or no earn table for those cards, so they are listed as "Not valued". Each card shows what it pays back a year after its fee at ₹75,000 a month, and our verdict: 54 keep, 20 downgrade, 5 cancel.

Open to apply 38

  2. Axis Bank Cashback credit card

    Axis Bank Cashback

    ₹6,100 a year, after fees

    ₹1,000 fee · Reward rate 0.8%–7%

    Ranked higher: its bonus category adds ₹10,900 a year

    Keep

  3. Scapia (Axis Bank)

    ₹15,100 a year, after fees

    ₹0 fee · Lounges in India · No forex markup · Reward rate 2%–4%

    Keep

  4. Axis Bank ACE credit card

    Axis Bank ACE

    ₹12,700 a year, after fees

    ₹499 fee · Lounges in India · Reward rate 1.5%–5%

    Ranked higher: its bonus category adds ₹3,200 a year

    Keep

  5. Axis Horizon credit card

    Axis Horizon

    ₹13,600 a year, after fees

    ₹3,000 fee · Lounges in India and abroad · 27 transfer partners · Reward rate 2%–5%

    Keep

  6. Axis Magnus for Burgundy

    ₹6,300 a year, after fees

    ₹30,000 fee · Lounges in India and abroad · 2% forex markup · Reward rate 4.8%–24%

    Ranked higher: its bonus category adds ₹13,800 a year

    Keep

  7. Axis Miles & More World credit card

    Axis Miles & More World

    ₹14,600 a year, after fees

    ₹3,500 fee · Lounges in India and abroad · Reward rate 2%

    Keep

  8. Airtel Axis Bank Credit Card

    Airtel Axis Bank Credit Card

    ₹9,000 a year, after fees

    ₹500 fee · Reward rate 1%–25%

    Ranked higher: its bonus category adds ₹4,300 a year

    Keep

30 more open to apply by value
  1. Axis Magnus credit card

    Axis Magnus

    ₹5,600 a year, after fees

    ₹12,500 fee · Lounges in India and abroad · 2% forex markup · Reward rate 2.4%–12%

    Ranked higher: its bonus category adds ₹6,900 a year

    Keep

  2. Axis Bank Privilege Easy

    ₹12,500 a year, after fees

    ₹1,500 fee · Lounges in India · 27 transfer partners · Reward rate 1%

    Keep

  3. Fibe Axis Bank Credit Card

    Fibe Axis Bank Credit Card

    ₹8,500 a year, after fees

    ₹0 fee · Lounges in India · Reward rate 1%–3%

    Ranked higher: its bonus category adds ₹3,200 a year

    Keep

  4. Axis Bank SuperMoney RuPay

    ₹7,600 a year, after fees

    ₹0 fee · Reward rate 1%–3%

    Ranked higher: its bonus category adds ₹3,600 a year

    Keep

  5. LIC Axis Bank Signature

    ₹8,000 a year, after fees

    ₹0 fee · Lounges in India · Reward rate 1%–1.9%

    Ranked higher: its bonus category adds ₹1,300 a year

    Keep

  6. IndianOil Axis Bank Premium credit card

    IndianOil Axis Bank Premium

    ₹4,000 a year, after fees

    ₹1,000 fee · Lounges in India · 27 transfer partners · Reward rate 0.7%–4%

    Ranked higher: its bonus category adds ₹3,600 a year

    Keep

  7. Axis Bank SELECT credit card

    Axis Bank SELECT

    ₹5,300 a year, after fees

    ₹3,000 fee · Lounges in India and abroad · 27 transfer partners · Reward rate 1%–2%

    Keep

  8. LIC Axis Bank Platinum

    ₹5,400 a year, after fees

    ₹0 fee · Reward rate 0.7%–1.4%

    Ranked higher: its bonus category adds ₹1,000 a year

    Keep

  9. Axis Bank Pride Signature

    ₹6,000 a year, after fees

    ₹500 fee · Lounges in India · 27 transfer partners · Reward rate 0.8%

    Keep

  10. Axis Bank Shoppers Stop Credit Card

    ₹3,800 a year, after fees

    ₹500 fee · Reward rate 0.5%–5%

    Ranked higher: its bonus category adds ₹1,600 a year

    Keep

  11. IndianOil Easy Axis Bank

    ₹1,600 a year, after fees

    ₹0 fee · 27 transfer partners · Reward rate 0.2%–4%

    Ranked higher: its bonus category adds ₹2,200 a year

    Keep

  12. Google Pay Flex Axis Bank

    ₹14,400 a year, after fees

    ₹0 fee · Reward rate 0.4%–1.6%

    Ranked lower: includes a promotional reward rate

    Keep

  13. Axis Bank Reserve credit card

    Axis Bank Reserve

    −₹27,300 a year, after fees

    ₹50,000 fee · Lounges in India and abroad · 1.5% forex markup · Reward rate 3%–6%

    Keep

  14. SpiceJet Axis Bank Voyage Black

    ₹16,700 a year, after fees

    ₹2,000 fee · Lounges in India · Reward rate 1.5%–7%

    Downgrade

  15. Samsung Axis Bank Signature

    ₹7,600 a year, after fees

    ₹500 fee · Lounges in India · 27 transfer partners · Reward rate 1%–10%

    Ranked higher: its bonus category adds ₹6,500 a year

    Downgrade

  16. IndiGo Axis Bank Premium Credit Card

    ₹10,100 a year, after fees

    ₹5,000 fee · Lounges in India and abroad · 2.5% forex markup · Reward rate 1%–3.5%

    Ranked higher: its bonus category adds ₹2,700 a year

    Downgrade

  17. Flipkart Axis Bank Credit Card

    ₹7,600 a year, after fees

    ₹500 fee · Reward rate 1%–7.5%

    Ranked higher: its bonus category adds ₹2,900 a year

    Downgrade

  18. SpiceJet Axis Bank Voyage

    ₹8,600 a year, after fees

    ₹750 fee · Lounges in India · Reward rate 0.8%–4.5%

    Downgrade

  19. Axis Bank Privilege

    ₹9,600 a year, after fees

    ₹1,500 fee · Lounges in India · 27 transfer partners · Reward rate 1%

    Downgrade

  20. Axis Bank REWARDS

    ₹5,400 a year, after fees

    ₹1,000 fee · Lounges in India · 27 transfer partners · Reward rate 0.3%–3.2%

    Ranked higher: its bonus category adds ₹1,800 a year

    Downgrade

  21. IndiGo Axis Bank Credit Card

    ₹4,800 a year, after fees

    ₹799 fee · Lounges in India · Reward rate 0.5%–1.5%

    Ranked higher: its bonus category adds ₹1,100 a year

    Downgrade

  22. Axis Bank My Zone

    ₹2,700 a year, after fees

    ₹500 fee · Lounges in India · 27 transfer partners · Reward rate 0.4%–18%

    Ranked higher: its bonus category adds ₹3,000 a year

    Downgrade

  23. Axis Bank NEO

    ₹500 a year, after fees

    ₹250 fee · 27 transfer partners · Reward rate 0.1%–18%

    Ranked higher: its bonus category adds ₹5,000 a year

    Downgrade

  24. Axis Bank Platinum

    ₹4,500 a year, after fees

    ₹500 joining + ₹200/yr · 27 transfer partners · Reward rate 0.6%–25%

    Downgrade

  25. IndianOil Axis Bank Credit Card

    ₹1,600 a year, after fees

    ₹500 fee · 27 transfer partners · Reward rate 0.2%–4%

    Ranked higher: its bonus category adds ₹2,200 a year

    Downgrade

  26. Axis Bank Pride Platinum

    ₹3,000 a year, after fees

    ₹250 fee · 27 transfer partners · Reward rate 0.4%

    Downgrade

  27. Axis Bank My Zone Easy

    ₹2,500 a year, after fees

    ₹500 fee · 27 transfer partners · Reward rate 0.4%–25%

    Downgrade

  28. Axis Bank Kwik

    ₹1,700 a year, after fees

    ₹0 fee · Reward rate 0.2%

    Downgrade

  29. Axis Bank Titanium Smart Traveller

    ₹1,500 a year, after fees

    ₹250 joining + ₹100/yr · 27 transfer partners · Reward rate 0.2%–0.8%

    Downgrade

  30. Axis Bank My Wings

    ₹2,500 a year, after fees

    ₹1,200 joining + ₹500/yr · Lounges in India · 27 transfer partners · Reward rate 0.4%

    Cancel

Invite only 5

  1. Axis Bank Freecharge Plus credit card

    Axis Bank Freecharge Plus

    ₹8,500 a year, after fees

    ₹350 fee · Reward rate 1%–5%

    Ranked higher: its bonus category adds ₹3,200 a year

    Keep Invite only

  2. Axis Bank Freecharge

    ₹2,200 a year, after fees

    ₹250 fee · 27 transfer partners · Reward rate 0.1%

    Downgrade Invite only

  3. Axis Olympus

    ₹30,200 a year, after fees

    ₹20,000 fee · Lounges in India and abroad · 1.8% forex markup · Reward rate 4%–8%

    Ranked lower: includes ₹20,000 in vouchers

    Keep Invite only

  4. Axis Burgundy Private credit card

    Axis Burgundy Private

    −₹54,600 a year, after fees

    ₹1,00,000 fee · Lounges in India and abroad · No forex markup · Reward rate 6%

    Keep Invite only

  5. Axis Bank PRIMUS

    −₹1,80,000 a year, after fees

    ₹5,00,000 joining + ₹3,00,000/yr · Lounges in India and abroad · No forex markup · Reward rate 5%

    Ranked lower: includes ₹75,000 in vouchers

    Keep Invite only

Not confirmed on sale 7 cards

  1. Axis Bank Easy Gold

    Not valued fee or rewards not published

    ₹0 joining + ₹100/yr

    Keep

  2. Axis Bank My Choice

    Not valued fee or rewards not published

    ₹250 fee

    Keep

  3. Axis Bank Buzz

    Not valued fee or rewards not published

    ₹750 fee

    Cancel

  4. Axis Bank Infinite

    Not valued fee or rewards not published

    ₹0 fee · Lounges in India

    Keep

Business cards 8 cards

  1. Axis Bank Business Supreme Mastercard

    ₹5,100 a year, after fees

    ₹1,500 fee · Lounges in India · 27 transfer partners · Reward rate 0.4%–0.8%

    Ranked lower: includes ₹3,000 in vouchers

    Keep

  2. Axis Bank Business Supreme Visa

    ₹900 a year, after fees

    ₹0 fee · 27 transfer partners · Reward rate 0.1%–0.4%

    Keep

  5. Axis Bank Executive Corporate

    Not valued fee or rewards not published

    ₹3,500 fee · Lounges in India and abroad

    Keep

Closed or paused 21 cards
  1. Axis Atlas credit card

    Axis Atlas

    ₹40,200 a year, after fees

    ₹5,000 fee · Lounges in India and abroad · 27 transfer partners · Reward rate 4%–10%

    Keep Closed

  5. LIC Axis Bank Titanium

    ₹2,600 a year, after fees

    ₹0 fee · Reward rate 0.3%–0.6%

    Keep Closed

  6. Samsung Axis Bank Infinite

    ₹9,000 a year, after fees

    ₹5,000 fee · Lounges in India and abroad · 27 transfer partners · Reward rate 1%–3%

    Its fee is waived only from ₹7 lakh a year — the low end of this range

    Downgrade Closed

  7. Axis Bank Signature

    ₹8,500 a year, after fees

    ₹1,500 joining + ₹1,000/yr · Lounges in India · 27 transfer partners · Reward rate 1%–2%

    Downgrade Closed

  8. Flipkart Axis Bank Super Elite

    ₹8,500 a year, after fees

    ₹500 fee · Reward rate 1%–6%

    Ranked higher: its bonus category adds ₹2,700 a year

    Cancel Paused

  9. Axis Bank MY Business

    ₹3,100 a year, after fees

    ₹999 joining + ₹499/yr · Lounges in India · 27 transfer partners · Reward rate 0.4%–0.8%

    Cancel Closed

  10. LIC Axis Bank Gold

    ₹2,600 a year, after fees

    ₹0 fee · Reward rate 0.3%–0.6%

    Cancel Closed

  11. Axis Bank AURA

    Not valued fee or rewards not published

    ₹749 fee

    Downgrade Closed

  12. Axis Bank Advantage

    Not valued fee or rewards not published

    Fee not published · Lounges in India

    Keep Closed

  13. Axis Bank Insta Easy

    Not valued fee or rewards not published

    ₹0 fee

    Keep Closed

  17. Axis Bank VISA Gold

    Not valued fee or rewards not published

    ₹0 fee

    Keep Closed

  18. Axis Bank VISA Silver

    Not valued fee or rewards not published

    ₹0 fee

    Keep Closed

  21. Axis Bank Shriram

    Not valued fee or rewards not published

    ₹500 joining + ₹300/yr

    Keep Closed

Filter Axis Bank cards by fee, lounges or forex

Axis Bank in RBI's figures

Cards in force
1,62,93,823
13.1% of India's cards
Spent in August 2026
₹23,038 crore
51% of it online
Spend per card
₹14,139
a month, on average

Source: the Reserve Bank of India's monthly card statistics, August 2026. Every bank's figures

Sources

The Axis Bank documents that state its fees and charges, and RBI's release. Each card's page lists its own sources too.

  1. Official Axis Bank master MITC for credit cards — the fees, charges and terms this card's MITC row is read from read
  2. Official Axis Bank Key Fact Sheet, updated 8-Oct-2026 — ₹5,00,000 joining / ₹3,00,000 annual (cards issued after 31 Jul 2024; ₹1,80,000 joining for cards issued until then) read
  3. Official Axis Bank Key Fact Sheet (updated 8-Oct-2026) — the Affluent-Cards fee table row for Burgundy Private read
  4. Official Axis Bank ACE product page — the 5%/4%/1.5% cashback grid, four lounge visits a year, and the fee table with ₹499 joining read
  5. Official Axis Bank Cashback product page — the 2%/5%/7% online ladder, the 0.75% base, and the ₹1,000 joining and annual fees with the ₹4 lakh waiver read
  6. Official Axis Bank Freecharge Plus product page — the 5%/2%/1% grid, the ₹350 fee with its NIL first year and ₹50,000 waiver, and the invite-only application route read
  7. Official Axis Bank MITC — Shoppers Stop at ₹500 joining and ₹500 annual, waived on ₹1,00,000 of preceding-year spend, add-on Nil; 3.75%/mo finance charge and the 3.50% "all other cards" forex tier read
  8. Official Axis Bank My Zone product page — 4 EDGE REWARD Points per ₹200, 1 lounge visit a quarter, the Cleartrip 7%/18% discounts, and the fee table (₹500, forex 3.50%) read
  9. Official Axis Bank NEO product page — the Cleartrip 7%/18% discounts, the monthly coupon stack, the 1-point-per-₹200 earn rate and the fee table read
  10. Official Axis Bank product page — sourcing discontinued, 2 Maharaja Points per ₹200, 2 Visa lounge visits subject to spends, forex 3.50%, DCC 1.5% read
  11. Official Axis Bank product page — sourcing discontinued, 4 Maharaja Points per ₹200, 2 Visa lounge visits subject to spends, 3 rounds of golf, forex 3.50%, DCC 1.5% read
  12. Official Axis Bank product page — sourcing discontinued, 6 Maharaja Points per ₹200, 2 Visa lounge visits subject to spends, 6 rounds of golf, forex 3.50%, DCC 1.5% read
  13. Official Reserve Bank of India: ATM, Acceptance Infrastructure and Card Statistics for the Month of August 2026 read