Transfer desk · by program

Feeding AirAsia Rewards from India

Every way in — 18 direct card routes, 1 chain via intermediaries, 1 partner-balance hop — priced at the ₹0.23/pt house value. Multi-leg paths show the aggregated end-to-end ratio. The strongest pipe today: Axis Olympus at 1:4.

01 · Direct from a card

CardEarnsRatioMiles / pt₹ / ptTime→ out
Axis Olympus #8 Axis EDGE Miles 1:4 4.00 ₹0.92 2–3 days
HSBC Premier (Metal) #9 HSBC Reward Points 1:3 3.00 ₹0.69 instant
HSBC TravelOne #17 HSBC Reward Points 1:3 3.00 ₹0.69 instant
Axis Atlas #2 Axis EDGE Miles 1:2 2.00 ₹0.46 2–3 days
HDFC Infinia Metal #1 HDFC Reward Points 1:1 1.00 ₹0.23 24 hours
HDFC Diners Club Black Metal #5 HDFC Reward Points 1:1 1.00 ₹0.23 24 hours
HDFC Diners Club Privilege #23 HDFC Reward Points 1:1 1.00 ₹0.23 24 hours
Axis Horizon #33 Axis EDGE Miles 1:1 1.00 ₹0.23 2–3 days
SBI Card MILES PRIME #36 SBI Travel Credits 1:1 1.00 ₹0.23 up to 21 days
SBI Card MILES ELITE #47 SBI Travel Credits 1:1 1.00 ₹0.23 up to 21 days
SBI Card MILES #62 SBI Travel Credits 1:1 1.00 ₹0.23 up to 21 days
RBL Lumière #75 RBL Reward Points (Nova/Lumière) 1:1 1.00 ₹0.23 up to 7 working days
Axis Magnus for Burgundy #3 Axis EDGE Reward Points 5:4 0.80 ₹0.18 2–3 days
HDFC Regalia Gold #11 HDFC Reward Points 2:1 0.50 ₹0.12 24 hours
RBL Nova #14 RBL Reward Points (Nova/Lumière) 2:1 0.50 ₹0.12 up to 7 working days
Axis Magnus (legacy) #6 Axis EDGE Reward Points 5:2 0.40 ₹0.09 2–3 days
Axis Bank Reserve #20 Axis EDGE Reward Points 5:2 0.40 ₹0.09 2–3 days
Axis Bank SELECT #40 Axis EDGE Reward Points 5:1 0.20 ₹0.05 2–3 days

02 · Via intermediaries — aggregated ratio

Card points hopping through 1–4 partner programs into AirAsia Rewards, every leg multiplied into one end-to-end ratio. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.

PathAggregatedMiles / pt₹ / mile→ out
Amex Membership Rewards Hilton Honors → AirAsia Rewards
legs 10:9 · 5:1
⚠ min 10,000 pts · cap 500,000 pts/calendar year
5.56:1 0.18 ₹2.78

03 · Already holding hotel or partner points?

Balance-origin hops — a stash you already hold, no card involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.

Your balance inRatioMiles / pt₹ / mileTime→ out
Hilton Honors
10,000 pts → 2,000 AirAsia points worth ~₹0.20 each — ₹400 back for ₹4,000 of Hilton points.
⚠ min 10,000 pts · cap 500,000 pts/calendar year
5:1 0.20 ₹2.00 up to 30 days

Miles/pt = AirAsia Rewards miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the burn at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. Cards saved in your wallet are highlighted automatically.