Transfer desk · by program
Feeding AirAsia Rewards from India
Every way in — 49 direct card routes, 1 chain via intermediaries, 3 partner-balance hops — priced at the ₹0.23/pt house value. Multi-leg paths show the aggregated end-to-end ratio. Every ratio here reads our points : partner miles — 2:1 means two of your points buy one partner mile, 1:2 means one point buys two. The strongest pipe today: Axis Bank PRIMUS at 1:5.
Program detail — award charts, nerf log, ways out: the AirAsia Rewards hub →
01 · Direct from a card
The best conversion each Indian currency reaches, and the highest-ranked card that rides it. Every card route is in the ranked table under it.
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Axis EDGE Miles 1:5 (weeks)
Best on Axis Bank PRIMUS — 5 cards on this currency can ride it
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HSBC Reward Points 1:3 (1–2 days)
Best on HSBC Premier (Metal) — 7 cards on this currency can ride it
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HDFC Reward Points 1:1 (1–2 days)
Best on HDFC Infinia Metal — 4 cards on this currency can ride it
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SBI Travel Credits 1:1 (weeks)
Best on SBI Card MILES PRIME — 3 cards on this currency can ride it
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RBL Reward Points (Nova/Lumière) 1:1
Best on RBL Lumière — 2 cards on this currency can ride it
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Axis EDGE Reward Points 5:4 (weeks)
Best on Axis Magnus for Burgundy — 27 cards on this currency can ride it
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Best on SBI AURUM
Every card route, ranked
49 rows · best conversion first
| Card | Earns | Ratio | Miles / pt | ₹ / pt | Time | → out |
|---|---|---|---|---|---|---|
| Axis Bank PRIMUS yours #45 Axis EDGE Miles | Axis EDGE Miles | 1:5 (weeks) | 5.00 | ₹1.15 | up to 10 working days min 500 EDGE Miles | |
| Axis Olympus yours #5 Axis EDGE Miles | Axis EDGE Miles | 1:4 (weeks) | 4.00 | ₹0.92 | up to 10 working days min 500 EDGE Miles | |
| HSBC Premier (Metal) yours #7 HSBC Reward Points | HSBC Reward Points | 1:3 (1–2 days) | 3.00 | ₹0.69 | instantly or within 1 working day | |
| HSBC TravelOne yours #19 HSBC Reward Points | HSBC Reward Points | 1:3 (1–2 days) | 3.00 | ₹0.69 | instantly or within 1 working day | |
| HSBC Privé yours #44 HSBC Reward Points | HSBC Reward Points | 1:3 (1–2 days) | 3.00 | ₹0.69 | instantly or within 1 working day | |
| HSBC Smart Value yours #837 HSBC Reward Points | HSBC Reward Points | 1:3 (1–2 days) | 3.00 | ₹0.69 | instantly or within 1 working day | |
| HSBC Advance Platinum yours #925 HSBC Reward Points | HSBC Reward Points | 1:3 (1–2 days) | 3.00 | ₹0.69 | instantly or within 1 working day | |
| HSBC Platinum yours #75 HSBC Reward Points | HSBC Reward Points | 1:2 (1–2 days) | 2.00 | ₹0.46 | instantly or within 1 working day | |
| HSBC RuPay Platinum yours #76 HSBC Reward Points | HSBC Reward Points | 1:2 (1–2 days) | 2.00 | ₹0.46 | instantly or within 1 working day | |
| Axis Atlas yours #674 Axis EDGE Miles | Axis EDGE Miles | 1:2 (weeks) | 2.00 | ₹0.46 | up to 10 working days min 500 EDGE Miles | |
| HDFC Infinia Metal yours #1 HDFC Reward Points | HDFC Reward Points | 1:1 (1–2 days) | 1.00 | ₹0.23 | 24 hours | |
| HDFC Diners Club Black Metal yours #4 HDFC Reward Points | HDFC Reward Points | 1:1 (1–2 days) | 1.00 | ₹0.23 | 24 hours | |
| Axis Horizon yours #41 Axis EDGE Miles | Axis EDGE Miles | 1:1 (weeks) | 1.00 | ₹0.23 | up to 10 working days min 500 EDGE Miles | |
| SBI Card MILES PRIME yours #58 SBI Travel Credits | SBI Travel Credits | 1:1 (weeks) | 1.00 | ₹0.23 | up to 21 days | |
| SBI Card MILES ELITE yours #95 SBI Travel Credits | SBI Travel Credits | 1:1 (weeks) | 1.00 | ₹0.23 | up to 21 days | |
| SBI Card MILES yours #136 SBI Travel Credits | SBI Travel Credits | 1:1 (weeks) | 1.00 | ₹0.23 | up to 21 days | |
| RBL Lumière yours #195 RBL Reward Points (Nova/Lumière) | RBL Reward Points (Nova/Lumière) | 1:1 | 1.00 | ₹0.23 | — | |
| Axis Magnus for Burgundy yours #2 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:4 (weeks) | 0.80 | ₹0.18 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Burgundy Private yours #6 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:4 (weeks) | 0.80 | ₹0.18 | up to 10 working days min 300 EDGE REWARD Points | |
| HDFC Regalia Gold yours #14 HDFC Reward Points | HDFC Reward Points | 2:1 (1–2 days) | 0.50 | ₹0.12 | 24 hours | |
| HDFC BizPower yours #15 HDFC Reward Points | HDFC Reward Points | 2:1 (1–2 days) | 0.50 | ₹0.12 | 24 hours | |
| RBL Nova yours #18 RBL Reward Points (Nova/Lumière) | RBL Reward Points (Nova/Lumière) | 2:1 | 0.50 | ₹0.12 | — | |
| IndianOil Axis Bank Premium yours #132 Axis EDGE Miles | Axis EDGE Miles | 2:1 (weeks) | 0.50 | ₹0.12 | up to 10 working days min 500 EDGE Miles | |
| Axis Magnus yours #10 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Reserve yours #37 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Freecharge yours #228 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank My Wings yours #230 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank My Zone Easy yours #231 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Platinum yours #232 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Pride Platinum yours #233 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Pride Signature yours #234 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Titanium Smart Traveller yours #235 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| IndianOil Axis Bank Credit Card yours #245 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Privilege Easy yours #384 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| IndianOil Easy Axis Bank yours #385 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Purchase Reward Card yours #549 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Signature yours #702 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank MY Business yours #852 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (weeks) | 0.40 | ₹0.09 | up to 10 working days min 300 EDGE REWARD Points | |
| SBI AURUM yours #196 AURUM Reward Points | AURUM Reward Points | 4:1 | 0.25 | ₹0.06 | — | |
| Axis Bank SELECT yours #69 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:1 (weeks) | 0.20 | ₹0.05 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Privilege yours #116 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:1 (weeks) | 0.20 | ₹0.05 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank REWARDS yours #186 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:1 (weeks) | 0.20 | ₹0.05 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank My Zone yours #182 Axis EDGE Reward Points | Axis EDGE Reward Points | 10:1 (weeks) | 0.10 | ₹0.02 | up to 10 working days min 300 EDGE REWARD Points | |
| Samsung Axis Bank Signature yours #188 Axis EDGE Reward Points | Axis EDGE Reward Points | 10:1 (weeks) | 0.10 | ₹0.02 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank NEO yours #190 Axis EDGE Reward Points | Axis EDGE Reward Points | 10:1 (weeks) | 0.10 | ₹0.02 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Business Supreme Visa yours #444 Axis EDGE Reward Points | Axis EDGE Reward Points | 10:1 (weeks) | 0.10 | ₹0.02 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Business Supreme Mastercard yours #445 Axis EDGE Reward Points | Axis EDGE Reward Points | 10:1 (weeks) | 0.10 | ₹0.02 | up to 10 working days min 300 EDGE REWARD Points | |
| Axis Bank Corporate Credit Card yours #446 Axis EDGE Reward Points | Axis EDGE Reward Points | 10:1 (weeks) | 0.10 | ₹0.02 | up to 10 working days min 300 EDGE REWARD Points | |
| Samsung Axis Bank Infinite yours #683 Axis EDGE Reward Points | Axis EDGE Reward Points | 10:1 (weeks) | 0.10 | ₹0.02 | up to 10 working days min 300 EDGE REWARD Points |
02 · Via intermediaries — aggregated ratio
1 chain · every leg's toll multiplied in
Card points hopping through 1–4 partner programs into AirAsia Rewards, every leg multiplied into one end-to-end ratio. A chain is that whole path; each transfer inside it is a leg, and each one costs days and usually points. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.
| Path | Aggregated | Miles / pt | ₹ / mile | → out |
|---|---|---|---|---|
| Amex Membership Rewards → Hilton Honors → AirAsia Rewards legs 2:3 · 5:1 ⚠ min 10,000 pts · cap 500,000 pts/calendar year | 3.33:1 | 0.30 | ₹1.67 |
03 · Already holding hotel or partner points?
3 program hops · no card involved
Balance-origin hops — a transfer between two loyalty programs rather than out of a card, so it is a stash you already hold and no card is involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.
| Your balance in | Ratio | Miles / pt | ₹ / mile | Time | → out |
|---|---|---|---|---|---|
| Maximize MaxCoins In-app Redeem catalogue, read 2026-08-06 (owner screenshots): '100 MaxCoins = 100 AirAsia' — 1:1 into a ₹0.2… | 1:1 | 1.00 | ₹1.08 | — | |
| Mag Miles FAQ: 'Every 1 Mag Mile becomes 1 AirAsia Rewards point.' Instant — and the worst exit in the file: AirAsia R… ⚠ min 100 Mag Miles first transfer, 10 thereafter | 1:1 (instant) | 1.00 | ₹1.00 | instant | |
| Hilton Honors 10,000 pts → 2,000 AirAsia points worth ~₹0.20 each — ₹400 back for ₹4,000 of Hilton points. Hilton's table … ⚠ min 10,000 pts · cap 500,000 pts/calendar year | 5:1 (weeks) | 0.20 | ₹2.00 | up to 30 days |
Miles/pt = AirAsia Rewards miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the redemption at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. Cards saved in your wallet are highlighted automatically.
Straight answers
The questions people actually type about moving points into AirAsia Rewards — answered from the same rows as the tables above, with the same numbers.
How long do Axis EDGE Miles → AirAsia Rewards transfers take?
Up to 10 working days. Axis EDGE Miles converts at 1:5, so one point becomes 5.00 AirAsia Rewards, worth ₹1.15 at our house mark. 5 cards on this currency can ride it, and Axis Bank PRIMUS is the highest-ranked. That gap is the risk: award space can vanish before the miles land, so never move points on spec.
How long do HSBC Reward Points → AirAsia Rewards transfers take?
Instantly or within 1 working day. HSBC Reward Points converts at 1:3, so one point becomes 3.00 AirAsia Rewards, worth ₹0.69 at our house mark. 7 cards on this currency can ride it, and HSBC Premier (Metal) is the highest-ranked. That gap is the risk: award space can vanish before the miles land, so never move points on spec.
How long do HDFC Reward Points → AirAsia Rewards transfers take?
24 hours. HDFC Reward Points converts at 1:1, so one point becomes 1.00 AirAsia Rewards, worth ₹0.23 at our house mark. 4 cards on this currency can ride it, and HDFC Infinia Metal is the highest-ranked. That gap is the risk: award space can vanish before the miles land, so never move points on spec.
How long do SBI Travel Credits → AirAsia Rewards transfers take?
Up to 21 days. SBI Travel Credits converts at 1:1, so one point becomes 1.00 AirAsia Rewards, worth ₹0.23 at our house mark. 3 cards on this currency can ride it, and SBI Card MILES PRIME is the highest-ranked. That gap is the risk: award space can vanish before the miles land, so never move points on spec.
How long do RBL Reward Points (Nova/Lumière) → AirAsia Rewards transfers take?
Not published. RBL Reward Points (Nova/Lumière) states no transfer window for AirAsia Rewards and we will not invent one. What we do hold: the route runs at 1:1, one point becomes 1.00 AirAsia Rewards, and RBL Lumière is the highest-ranked of 2 that can ride it. Assume multi-day, and never book the paid half of a trip against miles that have not landed.
How long do Axis EDGE Reward Points → AirAsia Rewards transfers take?
Up to 10 working days. Axis EDGE Reward Points converts at 5:4, so one point becomes 0.80 AirAsia Rewards, worth ₹0.18 at our house mark. 27 cards on this currency can ride it, and Axis Magnus for Burgundy is the highest-ranked. That gap is the risk: award space can vanish before the miles land, so never move points on spec.
How long do AURUM Reward Points → AirAsia Rewards transfers take?
Not published. AURUM Reward Points states no transfer window for AirAsia Rewards and we will not invent one. What we do hold: the route runs at 4:1, one point becomes 0.25 AirAsia Rewards, and SBI AURUM is the only card that can ride it. Assume multi-day, and never book the paid half of a trip against miles that have not landed.
What's the best ratio into AirAsia Rewards?
1:5 from Axis EDGE Miles, on Axis Bank PRIMUS (ranked #45). One point becomes 5.00 AirAsia Rewards — ₹1.15 of value at our house mark. Nothing else on this page converts harder; the direct table above ranks the rest of the field, per-card exceptions already applied.
Do AirAsia Rewards expire?
We have not verified an expiry rule for AirAsia Rewards, so we do not publish one — an invented clock is worse than no clock. Check the program's own terms before you move a balance in, and treat every ratio on this page as the answer to "what does it convert at", not "how long can it sit".
What's the minimum transfer into AirAsia Rewards?
Axis EDGE Miles: 500 EDGE Miles · Axis EDGE Reward Points: 300 EDGE REWARD Points. Each is a floor on the points leaving, per transaction — the balance you need sitting in the bank's account before the button works, not the miles that land. HSBC Reward Points · HDFC Reward Points · SBI Travel Credits and 2 more publish no floor we can read — those issuers keep the number behind the transfer screen's login, so we print nothing rather than a guess that strands your points at the last step. Partner-balance hops carry their own: Mag Miles min 100 Mag Miles first transfer, 10 thereafter · Hilton Honors min 10,000 pts.