Transfer desk · by program
Feeding United MileagePlus from India
Every way in — 18 direct card routes, 4 chains via intermediaries, 6 partner-balance hops — priced at the ₹1.00/pt house value. Multi-leg paths show the aggregated end-to-end ratio. The strongest pipe today: Axis Olympus at 1:4.
Program detail — award charts, nerf log, ways out: the United MileagePlus hub →
01 · Direct from a card
| Card | Earns | Ratio | Miles / pt | ₹ / pt | Time | → out |
|---|---|---|---|---|---|---|
| Axis Olympus #8 | Axis EDGE Miles | 1:4 | 4.00 | ₹4.00 | 2–3 days | |
| Axis Atlas #2 | Axis EDGE Miles | 1:2 | 2.00 | ₹2.00 | 2–3 days | |
| Axis Horizon #33 | Axis EDGE Miles | 1:1 | 1.00 | ₹1.00 | 2–3 days | |
| Axis Magnus for Burgundy #3 | Axis EDGE Reward Points | 5:4 | 0.80 | ₹0.80 | 2–3 days | |
| HDFC Infinia Metal #1 | HDFC Reward Points | 2:1 | 0.50 | ₹0.50 | 24 hours | |
| HDFC Diners Club Black Metal #5 | HDFC Reward Points | 2:1 | 0.50 | ₹0.50 | 24 hours | |
| HSBC Premier (Metal) #9 | HSBC Reward Points | 2:1 | 0.50 | ₹0.50 | instant | |
| Kotak Air+ #16 | Kotak Air Miles | 2:1 | 0.50 | ₹0.50 | not published | |
| HSBC TravelOne #17 | HSBC Reward Points | 2:1 | 0.50 | ₹0.50 | instant | |
| HDFC Diners Club Privilege #23 | HDFC Reward Points | 2:1 | 0.50 | ₹0.50 | 24 hours | |
| SBI Card MILES PRIME #36 | SBI Travel Credits | 2:1 | 0.50 | ₹0.50 | up to 21 days | |
| Kotak Solitaire #46 | Kotak Air Miles | 2:1 | 0.50 | ₹0.50 | not published | |
| SBI Card MILES ELITE #47 | SBI Travel Credits | 2:1 | 0.50 | ₹0.50 | up to 21 days | |
| SBI Card MILES #62 | SBI Travel Credits | 2:1 | 0.50 | ₹0.50 | up to 21 days | |
| Axis Magnus (legacy) #6 | Axis EDGE Reward Points | 5:2 | 0.40 | ₹0.40 | 2–3 days | |
| Axis Bank Reserve #20 | Axis EDGE Reward Points | 5:2 | 0.40 | ₹0.40 | 2–3 days | |
| HDFC Regalia Gold #11 | HDFC Reward Points | 100:33 | 0.33 | ₹0.33 | 24 hours | |
| Axis Bank SELECT #40 | Axis EDGE Reward Points | 10:1 | 0.10 | ₹0.10 | 2–3 days |
02 · Via intermediaries — aggregated ratio
Card points hopping through 1–4 partner programs into United MileagePlus, every leg multiplied into one end-to-end ratio. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.
| Path | Aggregated | Miles / pt | ₹ / mile | → out |
|---|---|---|---|---|
| Amex Membership Rewards → Marriott Bonvoy → United MileagePlus legs 1:1 · 3:1 + bonus ⚠ min 3,000 pts · max 2,40,000 pts/day | 2:1† | 0.50 | ₹1.00 | |
| RBL Reward Points → Club ITC → Marriott Bonvoy → United MileagePlus legs 3:1 · 2:3 · 3:1 + bonus · rbl-world-safari only ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day | 4:1† | 0.25 | ₹1.00 | |
| RBL Reward Points (Nova/Lumière) → Club ITC → Marriott Bonvoy → United MileagePlus legs 1:1 · 2:3 · 3:1 + bonus · rbl-lumiere/rbl-nova only RBL Nova: 2.67:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day | 1.33:1† | 0.75 | ₹1.33 | |
| IndusInd Reward Points → Singapore Airlines KrisFlyer → Marriott Bonvoy → United MileagePlus legs 10:3 · 2:1 · 3:1 + bonus IndusInd Pioneer Heritage: 8:1 · IndusInd Pinnacle World: 8:1 · IndusInd Legend: 16:1 ⚠ Singapore Airlines KrisFlyer: min 3,000 miles · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day | 13.33:1† | 0.07 | ₹10.67 |
03 · Already holding hotel or partner points?
Balance-origin hops — a stash you already hold, no card involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.
| Your balance in | Ratio | Miles / pt | ₹ / mile | Time | → out |
|---|---|---|---|---|---|
| Shangri-La Circle ⚠ min 1,000 points | 1:1 | 1.00 | ₹6.35 | ~4–6 weeks | |
| Marriott Bonvoy Bonvoy's preferred airline partner. A 25% promo bonus ran through 2026-06-30 (expired). Indian cards reach U… ⚠ min 3,000 pts · max 2,40,000 pts/day | 3:1 | 0.50 | ₹1.30 | 2–5 days | |
| Accor Live Limitless (ALL) ⚠ min 2,000 pts | 2:1 | 0.50 | ₹4.30 | up to 6 weeks | |
| IHG One Rewards ⚠ min 10,000 pts | 5:1 | 0.20 | ₹2.75 | up to 6 weeks (official) | |
| Wyndham Rewards ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 | 0.20 | ₹3.25 | 6–8 weeks | |
| Hilton Honors ⚠ min 10,000 pts · cap 500,000 pts/calendar year | 10:1 | 0.10 | ₹4.00 | up to 30 days |
Miles/pt = United MileagePlus miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the burn at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. † priced at the marginal bonus-block rate (e.g. Bonvoy 60,000-pt blocks) — smaller transfers land fewer miles than the row implies. Cards saved in your wallet are highlighted automatically.