Transfer desk · by program

Feeding IndiGo BluChip from India

Every way in — 7 direct card routes, 8 chains via intermediaries, 1 partner-balance hop — priced at the ₹0.50/pt house value. Multi-leg paths show the aggregated end-to-end ratio. The strongest pipe today: Axis Atlas at 2:1.

01 · Direct from a card

CardEarnsRatioMiles / pt₹ / ptTime→ out
Axis Atlas #2 Axis EDGE Miles 2:1 0.50 ₹0.25 2–3 days
Axis Olympus #8 Axis EDGE Miles 2:1 0.50 ₹0.25 2–3 days
Axis Horizon #33 Axis EDGE Miles 2:1 0.50 ₹0.25 2–3 days
Axis Magnus for Burgundy #3 Axis EDGE Reward Points 5:2 0.40 ₹0.20 2–3 days
Axis Magnus (legacy) #6 Axis EDGE Reward Points 5:1 0.20 ₹0.10 2–3 days
Axis Bank Reserve #20 Axis EDGE Reward Points 5:1 0.20 ₹0.10 2–3 days
Axis Bank SELECT #40 Axis EDGE Reward Points 5:1 0.20 ₹0.10 2–3 days

02 · Via intermediaries — aggregated ratio

Card points hopping through 1–4 partner programs into IndiGo BluChip, every leg multiplied into one end-to-end ratio. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.

PathAggregatedMiles / pt₹ / mile→ out
HSBC Reward Points Accor Live Limitless (ALL) → IndiGo BluChip
legs 1:1 · 3:2
⚠ min 3,000 pts
1.5:1 0.67 ₹1.50
HDFC Reward Points Accor Live Limitless (ALL) → IndiGo BluChip
legs 2:1 · 3:2
⚠ min 3,000 pts
3:1 0.33 ₹3.00
SBI Travel Credits Accor Live Limitless (ALL) → IndiGo BluChip
legs 2:1 · 3:2
⚠ min 3,000 pts
3:1 0.33 ₹3.00
Kotak Air Miles Accor Live Limitless (ALL) → IndiGo BluChip
legs 2:1 · 3:2
⚠ min 3,000 pts
3:1 0.33 ₹3.00
Amex Membership Rewards Avios (BA / Qatar / Finnair) Accor Live Limitless (ALL) → IndiGo BluChip
legs 2:1 · 7:2 · 3:2
⚠ Avios (BA / Qatar / Finnair): min 3,500 Avios (inferred from the published block) · Accor Live Limitless (ALL): min 3,000 pts
10.5:1 0.10 ₹5.25
RBL Reward Points Club ITC Marriott Bonvoy Avios (BA / Qatar / Finnair) Accor Live Limitless (ALL) → IndiGo BluChip
legs 3:1 · 2:3 · 3:1 · 7:2 · 3:2 · rbl-world-safari only
⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day · Avios (BA / Qatar / Finnair): min 3,500 Avios (inferred from the published block) · Accor Live Limitless (ALL): min 3,000 pts
25.2:1 0.04 ₹6.30
RBL Reward Points (Nova/Lumière) Club ITC Marriott Bonvoy Avios (BA / Qatar / Finnair) Accor Live Limitless (ALL) → IndiGo BluChip
legs 1:1 · 2:3 · 3:1 · 7:2 · 3:2 · rbl-lumiere/rbl-nova only
RBL Nova: 16.8:1
⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day · Avios (BA / Qatar / Finnair): min 3,500 Avios (inferred from the published block) · Accor Live Limitless (ALL): min 3,000 pts
8.4:1 0.12 ₹8.40
IndusInd Reward Points Singapore Airlines KrisFlyer Accor Live Limitless (ALL) → IndiGo BluChip
legs 10:3 · 9:2 · 3:2
IndusInd Pioneer Heritage: 13.5:1 · IndusInd Pinnacle World: 13.5:1 · IndusInd Legend: 27:1
⚠ Singapore Airlines KrisFlyer: min 4,500 miles · cap 180,000 miles per calendar year · Accor Live Limitless (ALL): min 3,000 pts
22.5:1 0.04 ₹18.00

03 · Already holding hotel or partner points?

Balance-origin hops — a stash you already hold, no card involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.

Your balance inRatioMiles / pt₹ / mileTime→ out
Accor Live Limitless (ALL)
LIVE since 13 Jul 2026 (confirmed on the IndiGo loyalty site + LFAL/CardInsider/CardMaven, 2026-07-21) — 3,0…
⚠ min 3,000 pts
3:2 0.67 ₹3.23

Miles/pt = IndiGo BluChip miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the burn at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. † priced at the marginal bonus-block rate (e.g. Bonvoy 60,000-pt blocks) — smaller transfers land fewer miles than the row implies. Cards saved in your wallet are highlighted automatically.