Transfer desk · by program
Feeding Lufthansa Miles & More from India
Every way in — 32 direct card routes, 3 chains via intermediaries, 2 partner-balance hops — priced at the ₹1.00/pt house value. Multi-leg paths show the aggregated end-to-end ratio. Every ratio here reads our points : partner miles — 2:1 means two of your points buy one partner mile, 1:2 means one point buys two. The strongest pipe today: Axis Olympus at 1:4.
Program detail — award charts, nerf log, ways out: the Lufthansa Miles & More hub →
01 · Direct from a card
The best conversion each Indian currency reaches, and the highest-ranked card that rides it. Every card route is in the ranked table under it.
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Axis EDGE Miles 1:4 (up to a week)
Best on Axis Olympus — 5 cards on this currency can ride it
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Axis EDGE Reward Points 5:4 (up to a week)
Best on Axis Magnus for Burgundy — 27 cards on this currency can ride it
Every card route, ranked
32 rows · best conversion first
| Card | Earns | Ratio | Miles / pt | ₹ / pt | Time | → out |
|---|---|---|---|---|---|---|
| Axis Olympus yours #5 Axis EDGE Miles | Axis EDGE Miles | 1:4 (up to a week) | 4.00 | ₹4.00 | up to 5 working days min 500 EDGE Miles | |
| Axis Horizon yours #41 Axis EDGE Miles | Axis EDGE Miles | 1:1 (up to a week) | 1.00 | ₹1.00 | up to 5 working days min 500 EDGE Miles | |
| Axis Bank PRIMUS yours #45 Axis EDGE Miles | Axis EDGE Miles | 1:1 (up to a week) | 1.00 | ₹1.00 | up to 5 working days min 500 EDGE Miles | |
| Axis Atlas yours #674 Axis EDGE Miles | Axis EDGE Miles | 1:1 (up to a week) | 1.00 | ₹1.00 | up to 5 working days min 500 EDGE Miles | |
| Axis Magnus for Burgundy yours #2 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:4 (up to a week) | 0.80 | ₹0.80 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Burgundy Private yours #6 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:4 (up to a week) | 0.80 | ₹0.80 | up to 5 working days min 300 EDGE REWARD Points | |
| IndianOil Axis Bank Premium yours #132 Axis EDGE Miles | Axis EDGE Miles | 2:1 (up to a week) | 0.50 | ₹0.50 | up to 5 working days min 500 EDGE Miles | |
| Axis Magnus yours #10 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (up to a week) | 0.40 | ₹0.40 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Reserve yours #37 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (up to a week) | 0.40 | ₹0.40 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Purchase Reward Card yours #549 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (up to a week) | 0.40 | ₹0.40 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Signature yours #702 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (up to a week) | 0.40 | ₹0.40 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank MY Business yours #852 Axis EDGE Reward Points | Axis EDGE Reward Points | 5:2 (up to a week) | 0.40 | ₹0.40 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank SELECT yours #69 Axis EDGE Reward Points | Axis EDGE Reward Points | 10:1 (up to a week) | 0.10 | ₹0.10 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Privilege yours #116 Axis EDGE Reward Points | Axis EDGE Reward Points | 10:1 (up to a week) | 0.10 | ₹0.10 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank REWARDS yours #186 Axis EDGE Reward Points | Axis EDGE Reward Points | 10:1 (up to a week) | 0.10 | ₹0.10 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank My Zone yours #182 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Samsung Axis Bank Signature yours #188 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank NEO yours #190 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Freecharge yours #228 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank My Wings yours #230 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank My Zone Easy yours #231 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Platinum yours #232 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Pride Platinum yours #233 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Pride Signature yours #234 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Titanium Smart Traveller yours #235 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| IndianOil Axis Bank Credit Card yours #245 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Privilege Easy yours #384 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| IndianOil Easy Axis Bank yours #385 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Business Supreme Visa yours #444 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Business Supreme Mastercard yours #445 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Axis Bank Corporate Credit Card yours #446 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points | |
| Samsung Axis Bank Infinite yours #683 Axis EDGE Reward Points | Axis EDGE Reward Points | 20:1 (up to a week) | 0.05 | ₹0.05 | up to 5 working days min 300 EDGE REWARD Points |
02 · Via intermediaries — aggregated ratio
3 chains · every leg's toll multiplied in
Card points hopping through 1–4 partner programs into Lufthansa Miles & More, every leg multiplied into one end-to-end ratio. A chain is that whole path; each transfer inside it is a leg, and each one costs days and usually points. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.
| Path | Aggregated | Miles / pt | ₹ / mile | → out |
|---|---|---|---|---|
| HDFC Reward Points → Wyndham Rewards → Lufthansa Miles & More legs 1:1 · 5:1 · only via HDFC Infinia Metal · HDFC Diners Club Black Metal · HDFC Regalia Gold · HDFC BizPower HDFC Regalia Gold: 10:1 · HDFC BizPower: 10:1 ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 | 0.20 | ₹5.00 | |
| HSBC Reward Points → Wyndham Rewards → Lufthansa Miles & More legs 1:1 · 5:1 HSBC Platinum: 10:1 · HSBC RuPay Platinum: 10:1 ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 | 0.20 | ₹5.00 | |
| SBI Travel Credits → Wyndham Rewards → Lufthansa Miles & More legs 1:1 · 5:1 ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 | 0.20 | ₹5.00 |
03 · Already holding hotel or partner points?
2 program hops · no card involved
Balance-origin hops — a transfer between two loyalty programs rather than out of a card, so it is a stash you already hold and no card is involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.
| Your balance in | Ratio | Miles / pt | ₹ / mile | Time | → out |
|---|---|---|---|---|---|
| World of Hyatt The default 2.5:1 — ~27% retained, and Miles & More's cash surcharges take another bite on the redemption si… ⚠ min 5,000 Hyatt points per transaction, then 1,250-point increments | 2.5:1 (a month or more)‡ | 0.40 | ₹3.75 | allow 6 to 8 weeks for processing | |
| Wyndham Rewards SETTLED direct 2026-07-21 (two official pages) — the FIRST path into Miles & More from any Indian currency —… ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 (a month or more) | 0.20 | ₹3.25 | 6–8 weeks |
Miles/pt = Lufthansa Miles & More miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the redemption at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. ‡ the ratio is the BASE rate, which every transfer size pays. The block bonus is extra and only at whole blocks: 10,000 points earns none of it, 60,000 earns it once, 90,000 still earns it once. Cards saved in your wallet are highlighted automatically.
Straight answers
The questions people actually type about moving points into Lufthansa Miles & More — answered from the same rows as the tables above, with the same numbers.
How long do Axis EDGE Miles → Lufthansa Miles & More transfers take?
Up to 5 working days. Axis EDGE Miles converts at 1:4, so one point becomes 4.00 Lufthansa Miles & More points, worth ₹4.00 at our house mark. 5 cards on this currency can ride it, and Axis Olympus is the highest-ranked. That gap is the risk: award space can vanish before the miles land, so never move points on spec.
How long do Axis EDGE Reward Points → Lufthansa Miles & More transfers take?
Up to 5 working days. Axis EDGE Reward Points converts at 5:4, so one point becomes 0.80 Lufthansa Miles & More points, worth ₹0.80 at our house mark. 27 cards on this currency can ride it, and Axis Magnus for Burgundy is the highest-ranked. That gap is the risk: award space can vanish before the miles land, so never move points on spec.
What's the best ratio into Lufthansa Miles & More?
1:4 from Axis EDGE Miles, on Axis Olympus (ranked #5). One point becomes 4.00 Lufthansa Miles & More points — ₹4.00 of value at our house mark. Nothing else on this page converts harder; the direct table above ranks the rest of the field, per-card exceptions already applied.
Do Lufthansa Miles & More points expire?
Yes — 36 months, but reset by any mile-earning transaction — miles stay alive while a co-brand card transacts monthly. That clock runs on the balance sitting in Lufthansa Miles & More, not on the card points you started with — which is the argument for transferring against a booking rather than parking a stash here.
What's the minimum transfer into Lufthansa Miles & More?
Axis EDGE Miles: 500 EDGE Miles · Axis EDGE Reward Points: 300 EDGE REWARD Points. Each is a floor on the points leaving, per transaction — the balance you need sitting in the bank's account before the button works, not the miles that land. Partner-balance hops carry their own: World of Hyatt min 5,000 Hyatt points per transaction, then 1,250-point increments · Wyndham Rewards min 6,000 pts.