Transfer desk · by program
Feeding Lufthansa Miles & More from India
Every way in — 0 direct card routes, 5 chains via intermediaries, 1 partner-balance hop — priced at the ₹1.00/pt house value. Multi-leg paths show the aggregated end-to-end ratio. The cheapest way in today: Axis EDGE Reward Points via Wyndham Rewards at an aggregated 12.5:1 (₹5.00/mile).
Program detail — award charts, nerf log, ways out: the Lufthansa Miles & More hub →
01 · Direct from a card
No Indian card transfers into Lufthansa Miles & More directly — the chains below are the only way in. That scarcity is the whole reason they're worth the tolls.
02 · Via intermediaries — aggregated ratio
Card points hopping through 1–4 partner programs into Lufthansa Miles & More, every leg multiplied into one end-to-end ratio. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.
| Path | Aggregated | Miles / pt | ₹ / mile | → out |
|---|---|---|---|---|
| Axis EDGE Reward Points → Wyndham Rewards → Lufthansa Miles & More legs 5:2 · 5:1 Axis Magnus for Burgundy: 6.25:1 · Axis Bank SELECT: 50:1 ⚠ min 6,000 pts · cap 60,000 pts per transfer | 12.5:1 | 0.08 | ₹5.00 | |
| HDFC Reward Points → Wyndham Rewards → Lufthansa Miles & More legs 1:1 · 5:1 HDFC Regalia Gold: 10:1 ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 | 0.20 | ₹5.00 | |
| Axis EDGE Miles → Wyndham Rewards → Lufthansa Miles & More legs 1:2 · 5:1 Axis Olympus: 1.25:1 · Axis Horizon: 5:1 ⚠ min 6,000 pts · cap 60,000 pts per transfer | 2.5:1 | 0.40 | ₹5.00 | |
| HSBC Reward Points → Wyndham Rewards → Lufthansa Miles & More legs 1:1 · 5:1 ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 | 0.20 | ₹5.00 | |
| SBI Travel Credits → Wyndham Rewards → Lufthansa Miles & More legs 1:1 · 5:1 ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 | 0.20 | ₹5.00 |
03 · Already holding hotel or partner points?
Balance-origin hops — a stash you already hold, no card involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.
| Your balance in | Ratio | Miles / pt | ₹ / mile | Time | → out |
|---|---|---|---|---|---|
| Wyndham Rewards SETTLED direct 2026-07-21 (two official pages) — the FIRST path into Miles & More from any Indian currency —… ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 | 0.20 | ₹3.25 | 6–8 weeks |
Miles/pt = Lufthansa Miles & More miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the burn at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. Cards saved in your wallet are highlighted automatically.