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1 SBI Travel Credit is worth ₹1.00 in India.

₹1.00

₹1,000 per 1,000 Travel Credits, our house mark

held at ₹1.00 · re-marked 10 Jul

Reviewed

How we got this ₹ figure

₹1.00 is our HOUSE value for a Travel Credit — what a disciplined traveller actually clears, not the best redemption we have ever seen (₹1.80, the ceiling) and not the worst you can always fall back on (₹0.50, the floor). It is the number every route on this page is priced with.

The mark has 2 dated points in data/valuation-history.yaml, each one pinned to a quantified event in the tracker — no interpolation. The last move was re-marked 10 Jul. How we value a point →

Which of my cards reach it? — 3 do

3 cards earn SBI Travel Credits outright. The figure is the reward rate — what ₹100 of ORDINARY spend earns back at our house ₹/point, before milestones, accelerators and the annual fee. How we compute it →

SBI Card MILES PRIME1.0%SBI CardSBI Card MILES ELITE1.0%SBI CardSBI Card MILES0.5%SBI Card

The SBI MILES range's currency (MILES, MILES PRIME, MILES ELITE — and where the discontinued Etihad Guest SBI holders were migrated). 25 partners — 17 airlines, 8 hotels — of which 14 sit at 1:1; Maharaja, Avios, Flying Blue and Aeroplan carry the value, and the travel portal pays a flat ₹0.50 floor. Watch the 2:1 tier (Emirates, Turkish, United).

To Accor Live Limitless (ALL)₹1.072:1 (weeks)

best way out — what one Travel Credit is worth once it lands

SBI Travel Credits has held — we grade its nerf risk stable No tracker events on record for this program How we grade it →

₹0.50
Floor
₹1.00
House value / Travel Credit
₹1.80
Ceiling
—
Trend

Expiry: 24 months from accrual (official T&C) — the shortest fuse on this index

What these points actually fly

These points feed 23 programmes that publish an award chart. Cheapest verified seat per cabin, in SBI Travel Credits, transfer already priced in:

  1. Bengaluru → Colombo Economy 6,500 pts via Avios (BA / Qatar / Finnair) at 1:1 the play
  2. Delhi → Mumbai Business 12,500 pts via Air Canada Aeroplan at 1:1 the play
  3. Mumbai → Hyderabad First 25,000 pts via Air Canada Aeroplan at 1:1 the play

every corridor these points reach — 2,431 priced →

The map view see the whole network →
SBI Travel Credits — the transfer routes in and outAccor Live Limitless (ALL)2:1Shangri-La Circle6:1Avios (BA / Qatar / Finnair)1:1Air France-KLM Flying Blue1:1Air Canada Aeroplan1:1Cathay Asia Miles1:1Qantas Frequent Flyer1:1Thai Royal Orchid Plus1:1Vietnam Airlines Lotusmiles1:1Orchid Rewards1:1Air India Maharaja Points1:1Wyndham Rewards1:1SBI Travel Credits0 in · 25 out

This drawing wants a wide screen. Every route it draws is in the lists below, priced.

+13 more out — every route is listed below, and drawn on the map.

Every way out

Ranked by real ₹ per point at our house values — the play first, the traps last. Ratios read SBI Travel Credits : partner miles.

By alliance: Star Alliance 6 · oneworld 4 · SkyTeam 3 · Airlines in no alliance 4 · Hotel and retail programmes 8

2:1 (weeks)
Accor Live Limitless (ALL) up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
listed as ALL - Accor Live Limitless
Accor's near-fixed €40/2,000-pt value halves through this ratio.
₹1.07 /pt
6:1 (weeks)
Shangri-La Circle up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Looks brutal, but GC points are rich — roughly ₹1.4/credit at GC's ~9¢ value. Min 1,200 credits.
₹1.06 /pt
1:1 (weeks)
Avios (BA / Qatar / Finnair) up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
listed as The British Airways Club (Avios)
1:1 Avios without an Amex — short-haul sweet spots and Qatar Qsuite via Avios.
₹1.00 /pt
1:1 (weeks)
Air France-KLM Flying Blue up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Promo Rewards from India at full 1:1 value.
₹1.00 /pt
1:1 (weeks)
Air Canada Aeroplan up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Star Alliance long-haul business without fuel surcharges.
₹1.00 /pt
20 more ways out — same ranking, the traps last
1:1 (weeks)
Cathay Asia Miles up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
listed as Cathay Pacific Asia Miles
oneworld via HKG; a rare 1:1 Asia Miles feed from an Indian bank card.
₹1.00 /pt
1:1 (weeks)
Qantas Frequent Flyer up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
oneworld access for Australia trips.
₹1.00 /pt
1:1 (weeks)
Thai Royal Orchid Plus up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Star Alliance via BKK regional premium cabins.
₹1.00 /pt
1:1 (weeks)
Vietnam Airlines Lotusmiles up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
A recent addition — a clean 1:1 SkyTeam feed for short-haul SE Asia. Niche, but full value.
₹1.00 /pt
1:1 (weeks)
Orchid Rewards up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Royal Orchid mid-scale stays — the third 1:1 hotel exit. Domestic, niche, but full value.
₹1.00 /pt
1:1 (weeks)
Air India Maharaja Points up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
listed as Air India Maharaja Club
The headline route — domestic + Star Alliance premium cabins post-Vistara.
₹0.80 /pt
1:1 (weeks)
Wyndham Rewards up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Flat-ish awards; situational.
₹0.65 /pt
2:1 (weeks)
Japan Airlines Mileage Bank up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
oneworld Japan awards at half value.
₹0.55 /pt
1:1 (weeks)
IHG One Rewards up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
1:1 into IHG — decent with 4th-night-free stacking.
₹0.55 /pt
1:1 (weeks)
SpiceJet SpiceClub up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Domestic top-ups; low value.
₹0.50 /pt
2:1 (weeks)
Turkish Airlines Miles&Smiles up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Star Alliance sweet spots survive even at 2:1, barely.
₹0.50 /pt
2:1 (weeks)
United MileagePlus up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Wide Star Alliance reach, weak ratio.
₹0.50 /pt
2:1 (weeks)
Saudia Alfursan up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
SkyTeam via JED/RUH; niche.
₹0.50 /pt
2:1 (weeks)
Ethiopian ShebaMiles up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Star Alliance to Africa; hard to book, weak ratio.
₹0.50 /pt
2:1 (up to a week)
Club ITC 3–5 working days (ITC official) — Up to a week programme-published· 29 Aug — The receiving programme states this window in its own document. no minimum published
ITC luxury nights at half value.
₹0.50 /pt
2:1 (weeks)
Jumeirah One up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Dubai luxury niche.
₹0.50 /pt
2:1 (weeks)
Air Arabia AirRewards up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
listed as AirRewards (Air Arabia)
Gulf low-cost top-ups; skip.
₹0.47 /pt
2:1 (weeks)
Emirates Skywards up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Half value — only for topping up a Skywards balance you already hold.
₹0.45 /pt
1:1 (weeks)
AirAsia Rewards up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
Cheap SE Asia short-haul; thin per-point worth.
₹0.23 /pt
1:1 (weeks)
Radisson Rewards up to 21 days — Weeks issuer-published· 9 Aug — The card issuer states this window in its own document. no minimum published
1:1 into Radisson Rewards — situational for domestic/APAC stays, full value on paper.
₹0.22 /pt
Gone (1)
— Etihad Guest removed

Rank every corridor across every currency →

What a Travel Credit has been worth

Derived only from quantified, dated events in the tracker — no interpolation, no vibes.

₹1.00 — unchanged since 2024
  • 10 Jul 2026 ₹1.00 current house value
  • 23 Apr 2024 ₹1.00 2024-04-23 — SBI Card launches MILES/MILES ELITE with Travel Credits at 1 TC = ₹1 on 1:1 airmile conversions. No recorded movement since launch: the 2025-07-15 insurance pull and 2026-01-10 lounge tiering (both in the changelog) are perk-side, not ₹/point.

Straight answers

The questions people actually type about SBI Travel Credits — answered from the same data as everything above, with the same numbers.

What is 1 SBI Travel Credit worth in INR?

Our desk marks SBI Travel Credits at ₹1.00 a Travel Credit — so 1,000 Travel Credits are worth ₹1,000 and 10,000 are worth ₹10,000. That is the number every route on this page is priced with. The ₹0.50 floor is the redemption you can always fall back on; the ₹1.80 ceiling is the best sweet spot we have actually verified. The mark is holding flat, last reviewed 9 Jul 2026. The valuation index prices it against every other program we cover.

What is the SBI Travel Credits transfer ratio?

Every ratio on this page is read source points : destination points and is never inverted. The best way out on our board is 2:1 to Accor Live Limitless (ALL) . We track no live route in and 25 out, each listed above with what one point becomes, the cards that may ride it, and the per-card exceptions where an issuer gives some cardholders a different rate.

Which Indian cards earn SBI Travel Credits?

3 Indian cards earn SBI Travel Credits outright. Best-ranked earners: SBI Card MILES PRIME, SBI Card MILES ELITE and SBI Card MILES, the best of them at 1.0% reward rate. The card list above names each of them with its rank, its ratio and what one of its points becomes here.

Which airlines can I transfer SBI Travel Credits to?

17 airline programmes (and 8 hotel or retail programmes). Best by what one point becomes: Avios (BA / Qatar / Finnair) at 1:1, Air France-KLM Flying Blue at 1:1, Air Canada Aeroplan at 1:1, Cathay Asia Miles at 1:1, Qantas Frequent Flyer at 1:1, Thai Royal Orchid Plus at 1:1, and 11 more. Every one is in the ways-out block above with its ₹ per point, its published landing window and the cards allowed to ride it.

When did SBI Travel Credits last devalue?

We hold no dated events for SBI Travel Credits at all — no devaluation, no buff, nothing sourced — and we will not fill that gap with a guess. The nerf-risk grade reads stable, which on a program with no logged history means untested rather than safe.

Verified against SBI Card's own documents on · our house ₹/Travel Credit, ₹1.00 today

Not published , and we will not invent it: how long posting takes · its award terms — surcharges and the booking window.

Every document behind this page — 2 of them, each with the day we read it
  1. official The SBI Card MILES rewards-programme T&C — a Travel Credit converts into an air mile or a hotel point at up to 1:1 and expires 2 years from receipt. The 1:1 door is what the ₹1 mark prices.
  2. official SBI Card's own MILES explainer — Travel Credits book flights, hotels and holiday packages on the SBI Card travel portal at a flat ₹0.50 each. That portal rate is the floor under the mark.

Something stale or wrong? The document wins — tell us →