Transfer desk · by program
Feeding Avianca LifeMiles from India
Every way in — 4 direct card routes, 9 chains via intermediaries, 4 partner-balance hops — priced at the ₹1.00/pt house value. Multi-leg paths show the aggregated end-to-end ratio. The strongest pipe today: HDFC Infinia Metal at 2:1.
Program detail — award charts, nerf log, ways out: the Avianca LifeMiles hub →
01 · Direct from a card
| Card | Earns | Ratio | Miles / pt | ₹ / pt | Time | → out |
|---|---|---|---|---|---|---|
| HDFC Infinia Metal #1 | HDFC Reward Points | 2:1 | 0.50 | ₹0.50 | 24 hours | |
| HDFC Diners Club Black Metal #5 | HDFC Reward Points | 2:1 | 0.50 | ₹0.50 | 24 hours | |
| HDFC Regalia Gold #11 | HDFC Reward Points | 2:1 | 0.50 | ₹0.50 | 24 hours | |
| HDFC Diners Club Privilege #23 | HDFC Reward Points | 2:1 | 0.50 | ₹0.50 | 24 hours |
02 · Via intermediaries — aggregated ratio
Card points hopping through 1–4 partner programs into Avianca LifeMiles, every leg multiplied into one end-to-end ratio. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.
| Path | Aggregated | Miles / pt | ₹ / mile | → out |
|---|---|---|---|---|
| Amex Membership Rewards → Marriott Bonvoy → Avianca LifeMiles legs 1:1 · 3:1 ⚠ min 3,000 pts · max 2,40,000 pts/day | 3:1 | 0.33 | ₹1.50 | |
| RBL Reward Points → Club ITC → Marriott Bonvoy → Avianca LifeMiles legs 3:1 · 2:3 · 3:1 · rbl-world-safari only ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day | 6:1 | 0.17 | ₹1.50 | |
| Axis EDGE Miles → Club ITC → Marriott Bonvoy → Avianca LifeMiles legs 1:2 · 2:3 · 3:1 Axis Olympus: 1:2 · Axis Horizon: 2:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day | 1:1 | 1.00 | ₹2.00 | |
| Axis EDGE Reward Points → Club ITC → Marriott Bonvoy → Avianca LifeMiles legs 5:2 · 2:3 · 3:1 Axis Magnus for Burgundy: 2.5:1 · Axis Bank SELECT: 10:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day | 5:1 | 0.20 | ₹2.00 | |
| HSBC Reward Points → Accor Live Limitless (ALL) → Avianca LifeMiles legs 1:1 · 2:1 ⚠ min 4,000 pts | 2:1 | 0.50 | ₹2.00 | |
| RBL Reward Points (Nova/Lumière) → Club ITC → Marriott Bonvoy → Avianca LifeMiles legs 1:1 · 2:3 · 3:1 · rbl-lumiere/rbl-nova only RBL Nova: 4:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day | 2:1 | 0.50 | ₹2.00 | |
| SBI Travel Credits → Accor Live Limitless (ALL) → Avianca LifeMiles legs 2:1 · 2:1 ⚠ min 4,000 pts | 4:1 | 0.25 | ₹4.00 | |
| Kotak Air Miles → Accor Live Limitless (ALL) → Avianca LifeMiles legs 2:1 · 2:1 ⚠ min 4,000 pts | 4:1 | 0.25 | ₹4.00 | |
| IndusInd Reward Points → Singapore Airlines KrisFlyer → Marriott Bonvoy → Avianca LifeMiles legs 10:3 · 2:1 · 3:1 IndusInd Pioneer Heritage: 12:1 · IndusInd Pinnacle World: 12:1 · IndusInd Legend: 24:1 ⚠ Singapore Airlines KrisFlyer: min 3,000 miles · Marriott Bonvoy: min 3,000 pts · max 2,40,000 pts/day | 20:1 | 0.05 | ₹16.00 |
03 · Already holding hotel or partner points?
Balance-origin hops — a stash you already hold, no card involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.
| Your balance in | Ratio | Miles / pt | ₹ / mile | Time | → out |
|---|---|---|---|---|---|
| Accor Live Limitless (ALL) ⚠ min 4,000 pts | 2:1 | 0.50 | ₹4.30 | up to 6 weeks | |
| Marriott Bonvoy NO 5k bonus (removed Oct 2022). HDFC does 2:1 direct — never chain. ⚠ min 3,000 pts · max 2,40,000 pts/day | 3:1 | 0.33 | ₹1.95 | ~1 day | |
| IHG One Rewards ⚠ min 10,000 pts | 5:1 | 0.20 | ₹2.75 | up to 6 weeks (official) | |
| Wyndham Rewards ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 | 0.20 | ₹3.25 | 6–8 weeks |
Miles/pt = Avianca LifeMiles miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the burn at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. Cards saved in your wallet are highlighted automatically.