Transfer desk · by program
Feeding Avianca LifeMiles from India
Every way in — 4 direct card routes, 10 chains via intermediaries, 4 partner-balance hops — priced at the ₹1.00/pt house value. Multi-leg paths show the aggregated end-to-end ratio. Every ratio here reads our points : partner miles — 2:1 means two of your points buy one partner mile, 1:2 means one point buys two. The strongest pipe today: HDFC Infinia Metal at 2:1.
Program detail — award charts, nerf log, ways out: the Avianca LifeMiles hub →
01 · Direct from a card
The best conversion each Indian currency reaches, and the highest-ranked card that rides it. Every card route is in the ranked table under it.
-
HDFC Reward Points 2:1 (1–2 days)
Best on HDFC Infinia Metal — 4 cards on this currency can ride it
Every card route, ranked
4 rows · best conversion first
| Card | Earns | Ratio | Miles / pt | ₹ / pt | Time | → out |
|---|---|---|---|---|---|---|
| HDFC Infinia Metal yours #1 HDFC Reward Points | HDFC Reward Points | 2:1 (1–2 days) | 0.50 | ₹0.50 | 24 hours | |
| HDFC Diners Club Black Metal yours #4 HDFC Reward Points | HDFC Reward Points | 2:1 (1–2 days) | 0.50 | ₹0.50 | 24 hours | |
| HDFC Regalia Gold yours #14 HDFC Reward Points | HDFC Reward Points | 2:1 (1–2 days) | 0.50 | ₹0.50 | 24 hours | |
| HDFC BizPower yours #15 HDFC Reward Points | HDFC Reward Points | 2:1 (1–2 days) | 0.50 | ₹0.50 | 24 hours |
02 · Via intermediaries — aggregated ratio
10 chains · every leg's toll multiplied in
Card points hopping through 1–4 partner programs into Avianca LifeMiles, every leg multiplied into one end-to-end ratio. A chain is that whole path; each transfer inside it is a leg, and each one costs days and usually points. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.
| Path | Aggregated | Miles / pt | ₹ / mile | → out |
|---|---|---|---|---|
| Amex Membership Rewards → Marriott Bonvoy → Avianca LifeMiles legs 1:1 · 3:1 ⚠ min 3,000 pts · max 240,000 pts/day | 3:1 | 0.33 | ₹1.50 | |
| RBL Reward Points → Club ITC → Marriott Bonvoy → Avianca LifeMiles legs 3:1 · 2:3 · 3:1 · only via RBL iGlobe · RBL World Safari Plus · RBL Insignia Preferred Banking World Card RBL iGlobe: 8:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 6:1 | 0.17 | ₹1.50 | |
| HSBC Reward Points → Accor Live Limitless (ALL) → Avianca LifeMiles legs 1:1 · 2:1 HSBC Platinum: 4:1 · HSBC RuPay Platinum: 4:1 ⚠ min 4,000 pts | 2:1 | 0.50 | ₹2.00 | |
| RBL Reward Points (Nova/Lumière) → Club ITC → Marriott Bonvoy → Avianca LifeMiles legs 1:1 · 2:3 · 3:1 · only via RBL Nova · RBL Lumière RBL Nova: 4:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 2:1 | 0.50 | ₹2.00 | |
| AURUM Reward Points → Club ITC → Marriott Bonvoy → Avianca LifeMiles legs 5:1 · 2:3 · 3:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 10:1 | 0.10 | ₹2.50 | |
| Axis EDGE Miles → Singapore Airlines KrisFlyer → Marriott Bonvoy → Avianca LifeMiles legs 1:2 · 4:3 · 3:1 Axis Bank PRIMUS: 1:1.25 · Axis Olympus: 1:1 · Axis Horizon: 4:1 · IndianOil Axis Bank Premium: 8:1 ⚠ Singapore Airlines KrisFlyer: min 3,000 miles · cap 250,000 miles per calendar year · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 2:1 | 0.50 | ₹4.00 | |
| Axis EDGE Reward Points → Accor Live Limitless (ALL) → Avianca LifeMiles legs 5:1 · 2:1 Axis Burgundy Private: 2.5:1 · Axis Magnus for Burgundy: 5:1 · Axis Bank SELECT: 20:1 · Axis Bank Privilege: 20:1 · Axis Bank REWARDS: 20:1 · Samsung Axis Bank Infinite: 20:1 · Samsung Axis Bank Signature: 20:1 · Axis Bank My Zone: 20:1 · Axis Bank NEO: 20:1 · Axis Bank Corporate Credit Card: 20:1 · Axis Bank Business Supreme Visa: 20:1 · Axis Bank Business Supreme Mastercard: 20:1 ⚠ min 4,000 pts | 10:1 | 0.10 | ₹4.00 | |
| SBI Travel Credits → Accor Live Limitless (ALL) → Avianca LifeMiles legs 2:1 · 2:1 ⚠ min 4,000 pts | 4:1 | 0.25 | ₹4.00 | |
| Kotak Air Miles → Accor Live Limitless (ALL) → Avianca LifeMiles legs 2:1 · 2:1 ⚠ min 4,000 pts | 4:1 | 0.25 | ₹4.00 | |
| IndusInd Reward Points → Singapore Airlines KrisFlyer → Marriott Bonvoy → Avianca LifeMiles legs 4:1 · 4:3 · 3:1 IndusInd PIONEER Private: 4:1 · IndusInd Pioneer Heritage: 8:1 · IndusInd Pinnacle World: 8:1 · IndusInd Pioneer Legacy: 8:1 ⚠ Singapore Airlines KrisFlyer: min 3,000 miles · cap 250,000 miles per calendar year · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 16:1 | 0.06 | ₹12.80 |
03 · Already holding hotel or partner points?
4 program hops · no card involved
Balance-origin hops — a transfer between two loyalty programs rather than out of a card, so it is a stash you already hold and no card is involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.
| Your balance in | Ratio | Miles / pt | ₹ / mile | Time | → out |
|---|---|---|---|---|---|
| Accor Live Limitless (ALL) ⚠ min 4,000 pts | 2:1 (a month or more) | 0.50 | ₹4.30 | up to 6 weeks | |
| Marriott Bonvoy NO 5k bonus (removed Oct 2022). HDFC does 2:1 direct — never chain. ⚠ min 3,000 pts · max 240,000 pts/day | 3:1 (1–2 days) | 0.33 | ₹1.95 | ~1 day | |
| IHG One Rewards ⚠ min 10,000 pts | 5:1 (a month or more) | 0.20 | ₹2.75 | up to 6 weeks (official) | |
| Wyndham Rewards ⚠ min 6,000 pts · cap 60,000 pts per transfer | 5:1 (a month or more) | 0.20 | ₹3.25 | 6–8 weeks |
Miles/pt = Avianca LifeMiles miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the redemption at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. Cards saved in your wallet are highlighted automatically.
Straight answers
The questions people actually type about moving points into Avianca LifeMiles — answered from the same rows as the tables above, with the same numbers.
How long do HDFC Reward Points → Avianca LifeMiles transfers take?
24 hours. HDFC Reward Points converts at 2:1, so one point becomes 0.50 Avianca LifeMiles, worth ₹0.50 at our house mark. 4 cards on this currency can ride it, and HDFC Infinia Metal is the highest-ranked. That gap is the risk: award space can vanish before the miles land, so never move points on spec.
What's the best ratio into Avianca LifeMiles?
2:1 from HDFC Reward Points, on HDFC Infinia Metal (ranked #1). One point becomes 0.50 Avianca LifeMiles — ₹0.50 of value at our house mark. Nothing else on this page converts harder; the direct table above ranks the rest of the field, per-card exceptions already applied.
Do Avianca LifeMiles expire?
Yes — activity-based — lapse after 12 months without EARNING (redemptions don't reset the clock; elites and co-brand spend get 24 months). That clock runs on the balance sitting in Avianca LifeMiles, not on the card points you started with — which is the argument for transferring against a booking rather than parking a stash here.
What's the minimum transfer into Avianca LifeMiles?
Not on the card routes. None of the issuers feeding Avianca LifeMiles publishes a transfer minimum we can read — the number lives behind the transfer screen's login — so we print none rather than guess one and strand your points at the last step. Where a partner-balance hop does publish a floor, we print it: Accor Live Limitless (ALL) min 4,000 pts · Marriott Bonvoy min 3,000 pts · IHG One Rewards min 10,000 pts, and 1 more on the rows above. Each is per transaction, and any cap rides on the same row.