Award flight · one-way
Zurich → Mumbai on points: 42 options, the board now symmetric with Mumbai → Zurich. Award charts price the zone pair or the distance band, not the direction, so every program that prices the India-origin leg is mirrored here — a mirror still flagged as an estimate never takes the crown. The cheapest verified business seat on the board is 42,500 via American Airlines AAdvantage, and economy starts at 20,000 on the same oneworld region chart: at 4,064 miles this pair misses Aeroplan's 4,000-mile line by 64, so the same SWISS jet that costs Delhi 40,000 costs Mumbai 70,000 and Doha wins. 17 rows are first-hand chart reads.
The play · economy
Which card mints this?
+7 more ways in — the full funnel, ratios and ₹/mile side by side →
One of your cards is in those 7 — see it in the funnel →
| Program | Metal / routing | Points | Surcharge | All-in ₹ | vs play |
|---|---|---|---|---|---|
| American Airlines AAdvantage the play | oneworld partner metal, AAdvantage region award — or Qatar via DOH, or Royal Jordanian via AMM, or Qatar Airways via DOH, or Oman Air via MCT, or British Airways via LHR | 20,000 | — | ₹20,000 | the play |
| Lufthansa Miles & More | SWISS own metal from ZRH, dynamic award | ~23,000 est. | — | ₹23,000 | 1.1× |
| Avios (BA / Qatar / Finnair) | Qatar Airways via DOH (oneworld) — Avios partner chart, per-segment | ~27,000 est. | — | ₹27,000 | 1.4× |
| Air China PhoenixMiles | Star Alliance metal (LH partner metal — CA itself flies only Delhi from India), India→Europe — Air China PhoenixMiles | ~30,000 est. | — | ₹27,000 | 1.4× |
| Air France-KLM Flying Blue | Air France / KLM / SkyTeam metal, Flying Blue (dynamic) — or Saudia via JED | ~27,500 est. | — | ₹27,500 | 1.4× |
| Air India Maharaja Points | Air India via Delhi (Star Alliance), Value tier — no AI nonstop from Mumbai | ~35,000 est. | — | ₹28,000 | 1.4× |
| Copa Airlines ConnectMiles | Star Alliance partner metal, India→Europe — Copa ConnectMiles (fixed region chart) | 30,000 | — | ₹30,000 | 1.5× |
| Alaska Airlines Atmos Rewards | Oman Air via MCT (oneworld partner award), India→Europe — Alaska Atmos | 30,000 | — | ₹30,000 | 1.5× |
| Aegean Miles+Bonus | Star Alliance partner metal, India→Europe — Aegean Miles+Bonus | 35,000 | — | ₹35,000 | 1.8× |
| China Eastern Miles | SkyTeam metal (AF/KLM), India→Europe — China Eastern Eastern Miles | ~45,000 est. | — | ₹38,250 | 1.9× |
| Air Europa SUMA | SkyTeam partner metal (AF/KLM), India→Europe — Air Europa SUMA | ~48,000 est. | — | ₹38,400 | 1.9× |
| United MileagePlus | Star Alliance partner metal, India→Europe — United MileagePlus | ~40,000 est. | — | ₹40,000 | 2.0× |
| Avianca LifeMiles | Star Alliance partner metal, India→Europe — Avianca LifeMiles | ~40,000 est. | — | ₹40,000 | 2.0× |
| Air Canada Aeroplan | Star Alliance partner metal, Aeroplan distance-band award (6,540 km) — or Ethiopian Airlines via ADD, or EgyptAir via CAI, or Turkish Airlines via IST, or Lufthansa via FRA | 42,500 | — | ₹42,500 | 2.1× |
| EVA Air Infinity MileageLands | Star Alliance metal (Air India/LH — EVA itself serves no Indian city; the award rides partner metal), India→Europe — EVA Infinity MileageLands | 44,500 | — | ₹44,500 | 2.2× |
| SAS EuroBonus | SkyTeam metal (AF/KLM/Saudia + SAS), India→Europe — SAS EuroBonus | ~54,000 est. | — | ₹48,600 | 2.4× |
| Delta SkyMiles | SkyTeam partner metal (AF/KLM), India→Europe — Delta SkyMiles (dynamic) | ~55,000 est. | — | ₹55,000 | 2.8× |
| Vietnam Airlines Lotusmiles | KLM via AMS (ZRH–AMS–BOM) — Vietnam LotusMiles | 60,000 | — | ₹60,000 | 3.0× |
| TAP Air Portugal Miles&Go | Star Alliance partner metal, India→Europe — TAP Miles&Go | ~80,000 est. | — | ₹64,000 | 3.2× |
The play · business
Which card mints this?
+7 more ways in — the full funnel, ratios and ₹/mile side by side →
One of your cards is in those 7 — see it in the funnel →
| Program | Metal / routing | Points | Surcharge | All-in ₹ | vs play |
|---|---|---|---|---|---|
| American Airlines AAdvantage the play | oneworld partner metal, AAdvantage region award — or Qatar via DOH, or Royal Jordanian via AMM, or Qatar Airways via DOH, or Oman Air via MCT, or British Airways via LHR | 42,500 | — | ₹42,500 | the play |
| Copa Airlines ConnectMiles | Star Alliance partner metal, India→Europe — Copa ConnectMiles (fixed region chart) | 45,000 | — | ₹45,000 | 1.1× |
| Air China PhoenixMiles | Star Alliance metal (LH partner metal — CA itself flies only Delhi from India), India→Europe — Air China PhoenixMiles | ~55,000 est. | — | ₹49,500 | 1.2× |
| Aegean Miles+Bonus | Star Alliance partner metal, India→Europe — Aegean Miles+Bonus | 55,000 | — | ₹55,000 | 1.3× |
| Alaska Airlines Atmos Rewards | Oman Air via MCT (oneworld partner award), India→Europe — Alaska Atmos | 60,000 | — | ₹60,000 | 1.4× |
| Lufthansa Miles & More | Air India via DEL (ZRH–DEL–BOM) — Star Alliance partner award, fixed Miles & More chart | 62,500 | — | ₹62,500 | 1.5× |
| Avianca LifeMiles | Star Alliance partner metal, India→Europe — Avianca LifeMiles | ~63,000 est. | — | ₹63,000 | 1.5× |
| Avios (BA / Qatar / Finnair) | Qatar Qsuite via DOH (oneworld), route-based Avios | ~67,500 est. | — | ₹67,500 | 1.6× |
| China Eastern Miles | SkyTeam metal (AF/KLM), India→Europe — China Eastern Eastern Miles | ~80,000 est. | — | ₹68,000 | 1.6× |
| Air Canada Aeroplan | Star Alliance partner metal, Aeroplan distance-band award (6,540 km) — or Ethiopian Airlines via ADD, or EgyptAir via CAI, or Turkish Airlines via IST, or Lufthansa via FRA | 70,000 | — | ₹70,000 | 1.6× |
| EVA Air Infinity MileageLands | Star Alliance metal (Air India/LH — EVA itself serves no Indian city; the award rides partner metal), India→Europe — EVA Infinity MileageLands | 71,000 | — | ₹71,000 | 1.7× |
| Etihad Guest | Etihad via AUH (one stop) — Saver Award dynamic, the trap | ~75,000 est. | — | ₹75,000 | 1.8× |
| Air Europa SUMA | SkyTeam partner metal (AF/KLM), India→Europe — Air Europa SUMA | ~95,000 est. | — | ₹76,000 | 1.8× |
| United MileagePlus | Star Alliance partner metal, India→Europe — United MileagePlus | ~80,000 est. | — | ₹80,000 | 1.9× |
| Air India Maharaja Points | Air India via Delhi (Star Alliance), Value tier — no AI nonstop from Mumbai | ~100,000 est. | — | ₹80,000 | 1.9× |
| Air France-KLM Flying Blue | Air France / KLM / SkyTeam metal, Flying Blue (dynamic) — or Saudia via JED | ~85,000 est. | — | ₹85,000 | 2.0× |
| Emirates Skywards | Emirates via DXB (one stop) — Classic Rewards, calculator-priced | ~95,000 est. | — | ₹85,500 | 2.0× |
| SAS EuroBonus | SkyTeam metal (AF/KLM/Saudia + SAS), India→Europe — SAS EuroBonus | ~108,000 est. | — | ₹97,200 | 2.3× |
| TAP Air Portugal Miles&Go | Star Alliance partner metal, India→Europe — TAP Miles&Go | ~125,000 est. | — | ₹1,00,000 | 2.4× |
| Vietnam Airlines Lotusmiles | KLM via AMS (ZRH–AMS–BOM) — Vietnam LotusMiles | 120,000 | — | ₹1,20,000 | 2.8× |
| Delta SkyMiles | SkyTeam partner metal (AF/KLM), India→Europe — Delta SkyMiles (dynamic) | ~140,000 est. | — | ₹1,40,000 | 3.3× |
The play · first
Which card mints this?
+7 more ways in — the full funnel, ratios and ₹/mile side by side →
One of your cards is in those 7 — see it in the funnel →
| Program | Metal / routing | Points | Surcharge | All-in ₹ | vs play |
|---|---|---|---|---|---|
| American Airlines AAdvantage the play | oneworld partner metal, AAdvantage region award — or Qatar via DOH, or Royal Jordanian via AMM, or Qatar Airways via DOH, or Oman Air via MCT, or British Airways via LHR | 62,500 | — | ₹62,500 | the play |
| Air Canada Aeroplan | Star Alliance partner metal, Aeroplan distance-band award (6,540 km) — or Ethiopian Airlines via ADD, or EgyptAir via CAI, or Turkish Airlines via IST, or Lufthansa via FRA | 100,000 | — | ₹1,00,000 | 1.6× |
All-in ₹ = points × the program's house value (valuation index) + the sourced one-way surcharge; a dash means the carrier doesn't publish it and the ranking counts it ₹0 — the row's note carries the caveat. That surcharge is the airline's own cash charge on an award — YQ, as the notes below call it — and it is not the fuel-surcharge waiver your credit card advertises: that one hands back a hundred rupees or two at a petrol pump, this one runs to tens of thousands and decides whether the award is worth taking at all. “Dynamic” and estimated (~… est.) rows never compete for the play — the crown is always a verified, bookable price. Feed-ins come from the same transfer data as the optimizer, multi-hop chains included.
Chart-priced, not live seats. These prices are read off each programme’s published award chart and valued at our own house ₹/point. 37% of the 39,855 priced options on the board are stated estimates for programmes that publish no chart; they are marked ~ est. and never crowned the play. Nobody here can see whether a seat exists on your date — confirm the space with the programme before you transfer. Points that leave your issuer do not come back.
The cash on top of the miles. Lufthansa Miles & More, Avios (BA / Qatar / Finnair), Air France-KLM Flying Blue, Etihad Guest and Emirates Skywards state that a carrier-imposed surcharge is charged on an award. American Airlines AAdvantage, Air India Maharaja Points, Alaska Airlines Atmos Rewards, China Eastern Miles, United MileagePlus and Vietnam Airlines Lotusmiles make you liable for one if the operating airline levies it, without saying whether it does. Air Canada Aeroplan states it adds none on its own metal. Government taxes and airport charges are payable in every case. Almost no programme publishes the amount, so the desk carries each one’s policy in its own words — on its programme hub — rather than a number nobody published. 9 other programmes priced here publish nothing the desk could read.
Open this corridor in British Airways’ Flight Finder → It fills in your search — ZRH to BOM on 29/12/2026, which you change there. It does not show award space, and no link on this page can. It is the only carrier handoff the desk ships: Qatar returns CASH fares under award-looking parameters, Aeroplan discards them behind a login, KrisFlyer’s search has no URL to link to, and the Flying Blue template in circulation has never been verified.
Qatar AirwaysRoyal JordanianOman AirBritish Airways oneworld
AAdvantage prices partner awards on a fixed region-to-region chart. A valid oneworld routing is assumed.
Feed it: 60,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 120,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 40,000 RBL Reward Points (Nova/Lumière) (2:1 via Club ITC → Marriott Bonvoy)
SWISS Star Alliance
SWISS own-metal Zurich→Mumbai. Miles & More passes HEAVY carrier-imposed surcharges on LH/LX own metal — after the 2026-08-01 recalibration this is the ONLY bad thing about it. The surcharges are now observed rather than estimated: one-way ex-Frankfurt runs EUR 395-546 to India, the Middle East, Africa and Asia (Delhi EUR 475, Mumbai EUR 474, Dubai EUR 397, Singapore EUR 406) and a flat EUR 836-885 to North America; ex-Zurich runs CHF 330-490 to India, Asia and Africa and CHF 730-764 to North America; First is dearer again at EUR 993 transatlantic; intra-Europe is EUR 59-85. They move fast and in one direction — March 2026 added EUR 100 to Frankfurt-Delhi and EUR 200 to every North American one-way inside three weeks. Ex-India departures sit at the top of the bands. The MILES ask, by contrast, is far lower than this board used to assume: the cheapest one-way Business Light ex-Frankfurt now runs 37,786 miles (Delhi) to 78,914 (Singapore), so an LH/LX own-metal award is no longer the automatic mistake it was called here before — Aeroplan and United MileagePlus still price the same seats and remain the better cash-out. A valid SWISS routing is assumed.
Estimate Dynamic/unpublished-chart program — estimate is the typical one-way economy level Zurich→Mumbai (range 5,000–46,000), economy is a mid-tariff typical, not an observation: no per-route economy survey exists and the Light-vs-Flex spread on one flight runs 5-7x (Amsterdam-Delhi 5,700 Light vs 33,700 Flex), with transatlantic economy seen as low as 88 miles; not a fixed chart price, never THE PLAY.
Feed it: 57,500 Axis EDGE Reward Points (5:2) · 23,000 Axis EDGE Miles (1:1) · 115,000 HDFC Reward Points (5:1 via Wyndham Rewards)
Qatar Airways oneworld
BOM-DOH (Z3, 12,500) + DOH-ZRH (2,793 mi, Z4, 14,500) = 27,000 Avios, Qatar via Doha — the economy twin of the 67,500 business row already on this corridor, same routing, same bands.
Estimate Reverse of bom-zrh — Avios (BA / Qatar / Finnair)'s chart prices the zone pair, not the direction. The bom-zrh row is a verified chart read at this price; this direction is mirrored from it, not separately re-read, so it is flagged an estimate and never crowned THE PLAY.
Feed it: 27,000 HDFC Reward Points (1:1) · 54,000 Amex Membership Rewards (2:1) · 27,000 HSBC Reward Points (1:1)
Lufthansa Star Alliance
Air China PhoenixMiles prices its own metal (India→Beijing, resumed Apr-2026) plus Star partners. North Asia is its only genuine strength; elsewhere it is a weak Star pricer with heavy fuel surcharges (why the currency sits at ₹0.90). India-origin levels are not published, so all values are estimated off trans-Pacific anchors. One-way (current PhoenixMiles).
Estimate Reverse of bom-zrh — Air China PhoenixMiles prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: PhoenixMiles' official zone division could not be reconciled with this corridor — Air China publishes no India-origin level, and its published zone tables do not map cleanly onto these city pairs. This value is extrapolated from the nearest published anchors, not a verified chart price.
Feed it: 37,500 HSBC Reward Points (1.25:1 via Accor Live Limitless (ALL)) · 75,000 Amex Membership Rewards (2.5:1 via Marriott Bonvoy) · 150,000 RBL Reward Points (5:1 via Club ITC → Marriott Bonvoy)
Air FranceKLMSaudia SkyTeam
Flying Blue prices dynamically — no fixed chart. Air France/KLM pass carrier (YQ) surcharges on own metal — typically €90–110 economy / €200–300 business one-way long-haul; intra-region SkyTeam ~€15–40. Typical one-way economy runs 20k–35k; award space and travel date drive the real number.
Estimate Dynamic program — estimate is the typical one-way level for this region-pair (range 20k–35k); not a fixed chart price, and never crowned THE PLAY.
Feed it: 27,500 HDFC Reward Points (1:1) · 13,750 Axis EDGE Miles (1:2) · 27,500 HSBC Reward Points (1:1)
Air India Star Alliance
The April-2026 chart prices by zone, not metro — Europe economy is a flat 35,000 whether you board in Delhi or connect ZRH–DEL–BOM (AI has no Mumbai–Zurich nonstop; Swiss owns it). A connection plus ₹28,000 of points for a seat cash undercuts: the business rows are where this corridor's points belong.
Estimate Air India publishes no award chart. Its own Points Calculator states that “Fares indicated above are dependent on the time of booking and seat availability”, and Maharaja Club prices every award either as a Value fare (the discounted rate for booking well in advance) or as a higher Prime fare closer to departure. This number is the Value-fare floor as sampled after the April-2026 repricing — not a published chart cell: Value space is not always available on a given flight, and the same seat prices higher once it is gone. Pricing model re-verified against Air India’s Maharaja Club T&C and Points Calculator on 2026-08-09. This direction is additionally mirrored from the reverse corridor — Maharaja prices the zone pair, not the direction of travel — and has not been sampled separately.
Feed it: 35,000 IndusInd Reward Points (1:1) · 17,500 Axis EDGE Miles (1:2) · 35,000 ICICI Reward Points (1:1)
Star Alliance
Copa ConnectMiles prices Star partner metal off its FIXED region chart (India sits in Copa’s "Central Asia" zone). Standout value — India→Europe 45k business, India→Sub-Saharan Africa 17.5k economy on Ethiopian (Cairo is a dearer 20k Middle East cell) — but NO Indian card feeds ConnectMiles (buy-miles or a US co-brand only), so treat it as a reference benchmark, not a wallet-reachable route.
Feed it: 75,000 Amex Membership Rewards (2.5:1 via Marriott Bonvoy) · 150,000 RBL Reward Points (5:1 via Club ITC → Marriott Bonvoy) · 50,000 RBL Reward Points (Nova/Lumière) (1.67:1 via Club ITC → Marriott Bonvoy)
Oman AirQatar AirwaysRoyal JordanianBritish Airways oneworld
Alaska Atmos bands the TOTAL DISTANCE FLOWN, not the nonstop great circle: the cheapest Atmos routing is Oman Air via MCT, ~4,163 flown miles against a 4,064-mile nonstop, which reads the Asia-Pacific chart's 3,001-5,000 mi band — 30,000 economy / 60,000 business one-way, plus the $20 partner booking fee per person each way (up from $12.50 on 1-Jul-2026). One-way.
Feed it: 75,000 Amex Membership Rewards (2.5:1 via Marriott Bonvoy) · 150,000 RBL Reward Points (5:1 via Club ITC → Marriott Bonvoy) · 50,000 RBL Reward Points (Nova/Lumière) (1.67:1 via Club ITC → Marriott Bonvoy)
Star Alliance
Aegean Miles+Bonus prices Star partner metal off one region chart published as ROUND TRIPS — its own rule is that a one-way costs exactly half, and the halved figure is what we show. India sits in the "Near East & Central Asia" zone: the Far East is a flat 30k/45k one-way (Tokyo costs the same as Bangkok), Europe 35k/55k, North America 50k/75k. That chart is a single upper-triangular ZONE-PAIR matrix — 45 published cells for 9 zones, exactly one per unordered pair — so ZRH → BOM and BOM → ZRH resolve to the same cell. Re-read against the chart and promoted from mirror-estimate to chart read on 2026-08-06. No Indian card feeds it — Marriott Bonvoy 3:1 is the only road in, and awards only display once you hold the full balance.
Feed it: 90,000 Amex Membership Rewards (2.57:1 via Marriott Bonvoy) · 180,000 RBL Reward Points (5.14:1 via Club ITC → Marriott Bonvoy) · 60,000 RBL Reward Points (Nova/Lumière) (1.71:1 via Club ITC → Marriott Bonvoy)
Air FranceKLM SkyTeam
China Eastern prices its own metal (India→Shanghai/Kunming nonstop) plus SkyTeam partners. North Asia is its genuine ex-India strength; other regions estimate off the nearest published China-anchored band (Eastern Miles publishes no India-origin matrix). All one-way.
Estimate Reverse of bom-zrh — China Eastern Miles prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: Eastern Miles publishes no India-origin award matrix — this level estimates off the nearest published China-anchored band, as the row note states, not a verified chart price.
Feed it: 300,000 Amex Membership Rewards (6.67:1 via Hilton Honors) · 1,125,000 Axis EDGE Reward Points (25:1 via Hilton Honors) · 225,000 Axis EDGE Miles (5:1 via Hilton Honors)
Air FranceKLM SkyTeam
Air Europa SUMA prices SkyTeam partner metal off a five-band ONE-WAY distance chart: 0–600 mi 6k/12k · 601–1,250 12k/24k · 1,251–1,750 15k/30k · 1,751–3,500 32k/64k · over 3,500 48k/95k (economy/business). This corridor reads the over-3,500 mi band. The 2020 chart that made India→Europe a 51k business steal is gone — the short Gulf hops are where SUMA is now cheap. Partner awards are SUMA call-centre only, paid entirely in Miles, and non-refundable.
Estimate Reverse of bom-zrh — Air Europa SUMA's chart prices the zone pair, not the direction. The bom-zrh row is a verified chart read at this price; this direction is mirrored from it, not separately re-read, so it is flagged an estimate and never crowned THE PLAY.
Feed it: 48,000 HSBC Reward Points (1:1 via Accor Live Limitless (ALL)) · 96,000 HDFC Reward Points (2:1 via Accor Live Limitless (ALL)) · 240,000 Axis EDGE Reward Points (5:1 via Accor Live Limitless (ALL))
Star Alliance
United went fully dynamic in 2020 (no fixed chart), so ~40,000 is a typical Saver partner level to Europe. But Aeroplan often prices the same Star seat lower, so compare before burning United miles.
Estimate Reverse of bom-zrh — United MileagePlus prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: United MileagePlus Saver partner level, India→Europe on Star Alliance metal; United went fully dynamic in 2020, so this is a typical Saver that moves with availability and cabin scarcity.
Feed it: 20,000 Axis EDGE Miles (1:2) · 100,000 Axis EDGE Reward Points (5:2) · 90,000 Amex Membership Rewards (2.25:1 via Marriott Bonvoy)
Star Alliance
LifeMiles prices Star partner metal off an unpublished grid; India→Europe business ~63k is the headline sweet spot (beats Aeroplan). Business is the value cabin here; economy is mediocre. The chart is semi-fixed/unpublished, so some bands are estimates.
Estimate Reverse of bom-zrh — Avianca LifeMiles prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: LifeMiles publishes no award chart — Avianca withdrew its public zone table in 2023 and prices Star partner awards off an unpublished internal grid. This level is extrapolated from that historical zone pricing plus dated community booking reports, not a verified chart price.
Feed it: 120,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 240,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 80,000 HDFC Reward Points (2:1)
Ethiopian AirlinesEgyptAirTurkish AirlinesLufthansa Star Alliance
Aeroplan prices Star partner awards by total distance FLOWN. This row is the direct great-circle band; a connecting routing that flies farther can land in the next band up. A valid Star routing (nonstop or via a Star hub within the maximum permitted mileage) is assumed.
Feed it: 21,250 Axis EDGE Miles (1:2) · 42,500 SBI Travel Credits (1:1) · 106,250 Axis EDGE Reward Points (5:2)
Air IndiaLufthansa Star Alliance
EVA Infinity MileageLands prices Star metal off its zone chart (India = "Central/South Asia" zone; one-way = half round-trip). EVA own metal via Taipei covers Japan/N-Asia/SE-Asia/US/Europe; Gulf/Africa/Oceania are partner-metal only. India→US business ~97.5k (possibly ~55-60k on a fully-EVA routing).
Feed it: 44,500 HSBC Reward Points (1:1) · 296,667 Amex Membership Rewards (6.67:1 via Hilton Honors) · 1,112,500 Axis EDGE Reward Points (25:1 via Hilton Honors)
Air FranceKLMSaudiaSAS SkyTeam
SAS joined SkyTeam on 1-Sept-2024, so EuroBonus now prices SkyTeam metal. Ex-India sweet spot: intra-"CESA" business to North Asia/Japan at ~30k. Watch the ×2 multiplier on Air Europa/China Airlines/Vietnam Airlines (UX/CI/VN) metal. One-way = 60% of round-trip.
Estimate Reverse of bom-zrh — SAS EuroBonus's chart prices the zone pair, not the direction. The bom-zrh row is a verified chart read at this price; this direction is mirrored from it, not separately re-read, so it is flagged an estimate and never crowned THE PLAY.
Feed it: 378,000 HDFC Reward Points (7:1 via Radisson Rewards) · 378,000 SBI Travel Credits (7:1 via Radisson Rewards) · 945,000 Axis EDGE Reward Points (17.5:1 via Radisson Rewards)
Air FranceKLM SkyTeam
Delta has had no award chart since 2015 — fully dynamic, so ~55,000 is a representative saver-ish partner level to Europe; peak dates and 2026 partner hikes can swing business 1.5–3×. Kenya Airways (NBO) and Korean (ICN) are the strongest ex-India SkyTeam value.
Estimate Reverse of bom-zrh — Delta SkyMiles prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: Delta SkyMiles is fully dynamic (no chart since 2015); ~55,000/140,000 is a representative SkyTeam partner saver level India→Europe on AF/KLM/KE/VN/MU metal — peak dates and the 2026 partner hikes swing business 1.5–3×.
Feed it: 165,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 330,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 110,000 HSBC Reward Points (2:1 via Accor Live Limitless (ALL))
KLM SkyTeam
LotusMiles deducts miles PER FLIGHT SEGMENT on its SkyTeam partner table (official chart, effective 1-Aug-2025), and no SkyTeam carrier flies ZRH–BOM nonstop — so the price is a SUM, not one cell. Cheapest verified SkyTeam build is KLM ZRH–AMS–BOM — per-segment: BOM–AMS 35,000 (SW Asia × Europe) + AMS–ZRH 25,000 (Europe × Europe) = 60,000. India is SW Asia on that table; LotusMiles' own SGN/HAN metal runs off a separate chart (25k/60k one-way). One-way.
Feed it: 60,000 HDFC Reward Points (1:1) · 60,000 HSBC Reward Points (1:1) · 60,000 SBI Travel Credits (1:1)
Star Alliance
TAP's 4 May 2026 devaluation lifted India→Europe (its "Europe and North Africa" zone) from 70k/115k to 80k/125k one-way. TAP's own metal and the Lufthansa group carry the heaviest fuel surcharges of any Star program into Europe; Turkish, EgyptAir and Ethiopian routings dodge most of the YQ. Keep the itinerary inside two TAP zones — anything touching a third is billed segment by segment and summed.
Estimate Reverse of bom-zrh — TAP Air Portugal Miles&Go's chart prices the zone pair, not the direction. The bom-zrh row is a verified chart read at this price; this direction is mirrored from it, not separately re-read, so it is flagged an estimate and never crowned THE PLAY.
Feed it: 195,000 Amex Membership Rewards (2.44:1 via Marriott Bonvoy) · 390,000 RBL Reward Points (4.88:1 via Club ITC → Marriott Bonvoy) · 130,000 RBL Reward Points (Nova/Lumière) (1.63:1 via Club ITC → Marriott Bonvoy)
Qatar AirwaysRoyal JordanianOman AirBritish Airways oneworld
AAdvantage prices partner awards on a fixed region-to-region chart. A valid oneworld routing is assumed.
Feed it: 127,500 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 255,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 85,000 RBL Reward Points (Nova/Lumière) (2:1 via Club ITC → Marriott Bonvoy)
Star Alliance
Copa ConnectMiles prices Star partner metal off its FIXED region chart (India sits in Copa’s "Central Asia" zone). Standout value — India→Europe 45k business, India→Sub-Saharan Africa 17.5k economy on Ethiopian (Cairo is a dearer 20k Middle East cell) — but NO Indian card feeds ConnectMiles (buy-miles or a US co-brand only), so treat it as a reference benchmark, not a wallet-reachable route.
Feed it: 120,000 Amex Membership Rewards (2.67:1 via Marriott Bonvoy) · 240,000 RBL Reward Points (5.33:1 via Club ITC → Marriott Bonvoy) · 80,000 RBL Reward Points (Nova/Lumière) (1.78:1 via Club ITC → Marriott Bonvoy)
Lufthansa Star Alliance
Air China PhoenixMiles prices its own metal (India→Beijing, resumed Apr-2026) plus Star partners. North Asia is its only genuine strength; elsewhere it is a weak Star pricer with heavy fuel surcharges (why the currency sits at ₹0.90). India-origin levels are not published, so all values are estimated off trans-Pacific anchors. One-way (current PhoenixMiles).
Estimate Reverse of bom-zrh — Air China PhoenixMiles prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: PhoenixMiles' official zone division could not be reconciled with this corridor — Air China publishes no India-origin level, and its published zone tables do not map cleanly onto these city pairs. This value is extrapolated from the nearest published anchors, not a verified chart price.
Feed it: 135,000 Amex Membership Rewards (2.45:1 via Marriott Bonvoy) · 270,000 RBL Reward Points (4.91:1 via Club ITC → Marriott Bonvoy) · 68,750 HSBC Reward Points (1.25:1 via Accor Live Limitless (ALL))
Star Alliance
Aegean Miles+Bonus prices Star partner metal off one region chart published as ROUND TRIPS — its own rule is that a one-way costs exactly half, and the halved figure is what we show. India sits in the "Near East & Central Asia" zone: the Far East is a flat 30k/45k one-way (Tokyo costs the same as Bangkok), Europe 35k/55k, North America 50k/75k. That chart is a single upper-triangular ZONE-PAIR matrix — 45 published cells for 9 zones, exactly one per unordered pair — so ZRH → BOM and BOM → ZRH resolve to the same cell. Re-read against the chart and promoted from mirror-estimate to chart read on 2026-08-06. No Indian card feeds it — Marriott Bonvoy 3:1 is the only road in, and awards only display once you hold the full balance.
Feed it: 135,000 Amex Membership Rewards (2.45:1 via Marriott Bonvoy) · 270,000 RBL Reward Points (4.91:1 via Club ITC → Marriott Bonvoy) · 90,000 RBL Reward Points (Nova/Lumière) (1.64:1 via Club ITC → Marriott Bonvoy)
Oman AirQatar AirwaysRoyal JordanianBritish Airways oneworld
Alaska Atmos bands the TOTAL DISTANCE FLOWN, not the nonstop great circle: the cheapest Atmos routing is Oman Air via MCT, ~4,163 flown miles against a 4,064-mile nonstop, which reads the Asia-Pacific chart's 3,001-5,000 mi band — 30,000 economy / 60,000 business one-way, plus the $20 partner booking fee per person each way (up from $12.50 on 1-Jul-2026). One-way.
Feed it: 150,000 Amex Membership Rewards (2.5:1 via Marriott Bonvoy) · 300,000 RBL Reward Points (5:1 via Club ITC → Marriott Bonvoy) · 100,000 RBL Reward Points (Nova/Lumière) (1.67:1 via Club ITC → Marriott Bonvoy)
Air India Star Alliance
Miles & More's PARTNER chart is the one thing the 3-Jun-2025 switch to dynamic pricing did not touch, and the official Award Flight chart (correct as of 3 March 2026) gives INDIA its own region, separate from South East Asia and from Central Asia/Far East. Europe↔India in business is 125,000 miles RETURN — the same band as Europe↔North America, not the dearer South East Asia column. The halving is published, not assumed: Miles & More's General terms and conditions for Award Flights, §1.1 One-way Award Flight, reads “One-way Award Flights allow you to book an Award Flight for a single leg for 50% fewer miles than a standard Award Flight”, and carves out only Lufthansa/SWISS/Austrian metal, where the saving tracks the dynamic online offer. That puts this corridor at 62,500 one-way, fixed and published, on PARTNER metal. Air India carries it via Delhi (ZRH–DEL–BOM), all-AI metal at 1.11× the great-circle — inside the on-the-way limit, which keeps the whole intercontinental leg out of the dynamic engine. It beats the SWISS own-metal ask, which this desk levels at 94,000 floating 85,000–1,78,000 (89,806 miles cheapest one-way Business Light in the Jul-2026 ex-Zurich survey) — and it is FIXED, where the dynamic ask is not. The chart is miles-only: the PDF still makes you pay “taxes, fees, airline surcharges payable to the respective airlines”, so the cash bill follows the OPERATING carrier — which is exactly why partner metal escapes the EUR 395–885 one-way that Lufthansa and SWISS own metal carries. On this pair that means Air India's charge rather than SWISS's CHF 330–490 ex-Zurich. The SWISS nonstop still exists as the dynamic alternate; award space on Air India, not the price, is the constraint here.
Feed it: 156,250 Axis EDGE Reward Points (5:2) · 62,500 Axis EDGE Miles (1:1) · 312,500 HDFC Reward Points (5:1 via Wyndham Rewards)
Star Alliance
LifeMiles prices Star partner metal off an unpublished grid; India→Europe business ~63k is the headline sweet spot (beats Aeroplan). Business is the value cabin here; economy is mediocre. The chart is semi-fixed/unpublished, so some bands are estimates.
Estimate Reverse of bom-zrh — Avianca LifeMiles prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: LifeMiles publishes no award chart — Avianca withdrew its public zone table in 2023 and prices Star partner awards off an unpublished internal grid. This level is extrapolated from that historical zone pricing plus dated community booking reports, not a verified chart price.
Feed it: 189,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 378,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 126,000 HDFC Reward Points (2:1)
Qatar Airways oneworld
Qatar's Avios pricing is by segment: BOM–DOH (Z3) 24,500 J + DOH–ZRH (2,793 mi, Z4) 43,000 J = 67,500 Avios in Qsuite, one stop — ZRH slips under the 3,000-mile Z4 boundary; Doha–London/Amsterdam/Paris sit in the disputed Z5 band above it (estimated). Six issuers feed Avios directly, but AAdvantage books the identical Qsuite for 42,500 if you can fund it. No peak/off-peak on partners.
Estimate Reverse of bom-zrh — Avios (BA / Qatar / Finnair)'s chart prices the zone pair, not the direction. The bom-zrh row is a verified chart read at this price; this direction is mirrored from it, not separately re-read, so it is flagged an estimate and never crowned THE PLAY.
Feed it: 67,500 HDFC Reward Points (1:1) · 135,000 Amex Membership Rewards (2:1) · 67,500 HSBC Reward Points (1:1)
Air FranceKLM SkyTeam
China Eastern prices its own metal (India→Shanghai/Kunming nonstop) plus SkyTeam partners. North Asia is its genuine ex-India strength; other regions estimate off the nearest published China-anchored band (Eastern Miles publishes no India-origin matrix). All one-way.
Estimate Reverse of bom-zrh — China Eastern Miles prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: Eastern Miles publishes no India-origin award matrix — this level estimates off the nearest published China-anchored band, as the row note states, not a verified chart price.
Feed it: 533,334 Amex Membership Rewards (6.67:1 via Hilton Honors) · 2,000,000 Axis EDGE Reward Points (25:1 via Hilton Honors) · 400,000 Axis EDGE Miles (5:1 via Hilton Honors)
Ethiopian AirlinesEgyptAirTurkish AirlinesLufthansa Star Alliance
Aeroplan prices Star partner awards by total distance FLOWN. This row is the direct great-circle band; a connecting routing that flies farther can land in the next band up. A valid Star routing (nonstop or via a Star hub within the maximum permitted mileage) is assumed.
Feed it: 35,000 Axis EDGE Miles (1:2) · 70,000 SBI Travel Credits (1:1) · 175,000 Axis EDGE Reward Points (5:2)
Air IndiaLufthansa Star Alliance
EVA Infinity MileageLands prices Star metal off its zone chart (India = "Central/South Asia" zone; one-way = half round-trip). EVA own metal via Taipei covers Japan/N-Asia/SE-Asia/US/Europe; Gulf/Africa/Oceania are partner-metal only. India→US business ~97.5k (possibly ~55-60k on a fully-EVA routing).
Feed it: 71,000 HSBC Reward Points (1:1) · 473,334 Amex Membership Rewards (6.67:1 via Hilton Honors) · 1,775,000 Axis EDGE Reward Points (25:1 via Hilton Honors)
Etihad Airways
Saver Award dynamic; documented India→Europe through-fares run 100,000+ miles plus heavy charges, one stop. Chain-only from India once Amex MR drops Etihad on 01-Jul-2026 (Hilton 10:1, IHG 5:1, Shangri-La 1:1). Listed as the trap, not the play.
Estimate Reverse of bom-zrh — Etihad Guest prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: Etihad Guest Saver Award starting level for the ~4,194-mile flown itinerary (via AUH), read off Etihad's last published one-way distance-band structure (5,000-mile band). Etihad publishes no award chart today - GuestSeat became Saver Award on 13-Nov-2025 and pricing lives in the Miles Calculator - so fixed-rate space is limited and real quotes often run well above this floor.
Feed it: 37,500 Axis EDGE Miles (1:2) · 75,000 HSBC Reward Points (1:1) · 187,500 Axis EDGE Reward Points (5:2)
Air FranceKLM SkyTeam
Air Europa SUMA prices SkyTeam partner metal off a five-band ONE-WAY distance chart: 0–600 mi 6k/12k · 601–1,250 12k/24k · 1,251–1,750 15k/30k · 1,751–3,500 32k/64k · over 3,500 48k/95k (economy/business). This corridor reads the over-3,500 mi band. The 2020 chart that made India→Europe a 51k business steal is gone — the short Gulf hops are where SUMA is now cheap. Partner awards are SUMA call-centre only, paid entirely in Miles, and non-refundable.
Estimate Reverse of bom-zrh — Air Europa SUMA's chart prices the zone pair, not the direction. The bom-zrh row is a verified chart read at this price; this direction is mirrored from it, not separately re-read, so it is flagged an estimate and never crowned THE PLAY.
Feed it: 95,000 HSBC Reward Points (1:1 via Accor Live Limitless (ALL)) · 190,000 HDFC Reward Points (2:1 via Accor Live Limitless (ALL)) · 475,000 Axis EDGE Reward Points (5:1 via Accor Live Limitless (ALL))
Star Alliance
United went fully dynamic in 2020 (no fixed chart), so ~80,000 is a typical Saver partner level to Europe. But Aeroplan often prices the same Star seat lower, so compare before burning United miles.
Estimate Reverse of bom-zrh — United MileagePlus prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: United MileagePlus Saver partner level, India→Europe on Star Alliance metal; United went fully dynamic in 2020, so this is a typical Saver that moves with availability and cabin scarcity.
Feed it: 40,000 Axis EDGE Miles (1:2) · 200,000 Axis EDGE Reward Points (5:2) · 180,000 Amex Membership Rewards (2.25:1 via Marriott Bonvoy)
Air India Star Alliance
100,000 points, Europe zone rate, with a Delhi connection Mumbai can't avoid on AI metal. Aeroplan's 70,000 books Swiss's own NONSTOP for 30,000 fewer points — the arithmetic argues itself. Printed so the comparison is on the board.
Estimate Air India publishes no award chart. Its own Points Calculator states that “Fares indicated above are dependent on the time of booking and seat availability”, and Maharaja Club prices every award either as a Value fare (the discounted rate for booking well in advance) or as a higher Prime fare closer to departure. This number is the Value-fare floor as sampled after the April-2026 repricing — not a published chart cell: Value space is not always available on a given flight, and the same seat prices higher once it is gone. Pricing model re-verified against Air India’s Maharaja Club T&C and Points Calculator on 2026-08-09. This direction is additionally mirrored from the reverse corridor — Maharaja prices the zone pair, not the direction of travel — and has not been sampled separately.
Feed it: 100,000 IndusInd Reward Points (1:1) · 50,000 Axis EDGE Miles (1:2) · 100,000 ICICI Reward Points (1:1)
Air FranceKLMSaudia SkyTeam
Flying Blue prices dynamically — no fixed chart. Air France/KLM pass carrier (YQ) surcharges on own metal — typically €90–110 economy / €200–300 business one-way long-haul; intra-region SkyTeam ~€15–40. Typical one-way business runs 63.75k–90k; award space and travel date drive the real number.
Estimate Dynamic program — estimate is the typical one-way level for this region-pair (range 63.75k–90k); not a fixed chart price, and never crowned THE PLAY.
Feed it: 85,000 HDFC Reward Points (1:1) · 42,500 Axis EDGE Miles (1:2) · 85,000 HSBC Reward Points (1:1)
Emirates
No chart — the Miles Calculator prices ZRH–DXB–BOM per date, Saver space is thin, and the May-2026 devaluation lifted premium Classic Rewards ~15%. Chain-only from India (Hilton 10:1, IHG 5:1, Bonvoy). Calculator plus Emirates' heavy surcharges — verify before transferring.
Estimate Reverse of bom-zrh — Emirates Skywards prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: Emirates Skywards one-way Saver estimate, re-marked 01-Aug-2026 to the official miles-calculator pull of 25-Jul-2026 (post the 20-May-2026 devaluation, premium cabins +~15%; connecting corridors summed per leg); dynamic - no published chart, Saver space thin, Flex/Flex Plus price well above.
Feed it: 190,000 Amex Membership Rewards (2:1) · 480,000 RBL Reward Points (5.05:1 via Club ITC → Marriott Bonvoy) · 190,000 SBI Travel Credits (2:1)
Air FranceKLMSaudiaSAS SkyTeam
SAS joined SkyTeam on 1-Sept-2024, so EuroBonus now prices SkyTeam metal. Ex-India sweet spot: intra-"CESA" business to North Asia/Japan at ~30k. Watch the ×2 multiplier on Air Europa/China Airlines/Vietnam Airlines (UX/CI/VN) metal. One-way = 60% of round-trip.
Estimate Reverse of bom-zrh — SAS EuroBonus's chart prices the zone pair, not the direction. The bom-zrh row is a verified chart read at this price; this direction is mirrored from it, not separately re-read, so it is flagged an estimate and never crowned THE PLAY.
Feed it: 756,000 HDFC Reward Points (7:1 via Radisson Rewards) · 756,000 SBI Travel Credits (7:1 via Radisson Rewards) · 1,890,000 Axis EDGE Reward Points (17.5:1 via Radisson Rewards)
Star Alliance
TAP's 4 May 2026 devaluation lifted India→Europe (its "Europe and North Africa" zone) from 70k/115k to 80k/125k one-way. TAP's own metal and the Lufthansa group carry the heaviest fuel surcharges of any Star program into Europe; Turkish, EgyptAir and Ethiopian routings dodge most of the YQ. Keep the itinerary inside two TAP zones — anything touching a third is billed segment by segment and summed.
Estimate Reverse of bom-zrh — TAP Air Portugal Miles&Go's chart prices the zone pair, not the direction. The bom-zrh row is a verified chart read at this price; this direction is mirrored from it, not separately re-read, so it is flagged an estimate and never crowned THE PLAY.
Feed it: 300,000 Amex Membership Rewards (2.4:1 via Marriott Bonvoy) · 600,000 RBL Reward Points (4.8:1 via Club ITC → Marriott Bonvoy) · 200,000 RBL Reward Points (Nova/Lumière) (1.6:1 via Club ITC → Marriott Bonvoy)
KLM SkyTeam
LotusMiles deducts miles PER FLIGHT SEGMENT on its SkyTeam partner table (official chart, effective 1-Aug-2025), and no SkyTeam carrier flies ZRH–BOM nonstop — so the price is a SUM, not one cell. Cheapest verified SkyTeam build is KLM ZRH–AMS–BOM — per-segment: BOM–AMS 70,000 (SW Asia × Europe) + AMS–ZRH 50,000 (Europe × Europe) = 120,000. India is SW Asia on that table; LotusMiles' own SGN/HAN metal runs off a separate chart (25k/60k one-way). One-way.
Feed it: 120,000 HDFC Reward Points (1:1) · 120,000 HSBC Reward Points (1:1) · 120,000 SBI Travel Credits (1:1)
Air FranceKLM SkyTeam
Delta has had no award chart since 2015 — fully dynamic, so ~140,000 is a representative saver-ish partner level to Europe; peak dates and 2026 partner hikes can swing business 1.5–3×. Kenya Airways (NBO) and Korean (ICN) are the strongest ex-India SkyTeam value.
Estimate Reverse of bom-zrh — Delta SkyMiles prices the zone pair, not the direction, so the bom-zrh row is mirrored here rather than re-read. That row is itself an estimate: Delta SkyMiles is fully dynamic (no chart since 2015); ~55,000/140,000 is a representative SkyTeam partner saver level India→Europe on AF/KLM/KE/VN/MU metal — peak dates and the 2026 partner hikes swing business 1.5–3×.
Feed it: 420,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 840,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 280,000 HSBC Reward Points (2:1 via Accor Live Limitless (ALL))
Qatar AirwaysRoyal JordanianOman AirBritish Airways oneworld
AAdvantage prices partner awards on a fixed region-to-region chart. A valid oneworld routing is assumed.
Feed it: 187,500 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 375,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 125,000 RBL Reward Points (Nova/Lumière) (2:1 via Club ITC → Marriott Bonvoy)
Ethiopian AirlinesEgyptAirTurkish AirlinesLufthansa Star Alliance
Aeroplan prices Star partner awards by total distance FLOWN. This row is the direct great-circle band; a connecting routing that flies farther can land in the next band up. A valid Star routing (nonstop or via a Star hub within the maximum permitted mileage) is assumed.
Feed it: 50,000 Axis EDGE Miles (1:2) · 100,000 SBI Travel Credits (1:1) · 250,000 Axis EDGE Reward Points (5:2)
Flying back? Mumbai to Zurich on points (BOM–ZRH). Or take the whole region: every corridor we price into South Asia — 380 of them. Or pick any two hubs — 2,450 corridors priced.