Award flight · one-way
Toronto → Mumbai on points: 43 options across the alliance backbones our cards can reach. Canada sits inside ANA's Zone 6, and ANA prints that zone pair "to/from" — so its partner-chart 68,000 for Air India business via Delhi is verified in this direction too, and it undercuts AAdvantage's 70,000 Club Suite via London. Aeroplan books Star partner metal at a fixed 12,493 km distance band and Flying Blue covers SkyTeam dynamically. Most of the rest of this board is mirrored from bom-yyz — honest estimates, never THE PLAY.
The play · economy
Which card mints this?
+7 more ways in — the full funnel, ratios and ₹/mile side by side →
One of your cards is in those 7 — see it in the funnel →
| Program | Metal / routing | Points | Surcharge | All-in ₹ | vs play |
|---|---|---|---|---|---|
| Cathay Asia Miles the play | Cathay Pacific via Hong Kong (oneworld), Standard award | 38,000 | — | ₹38,000 | the play |
| Air Europa SUMA | SkyTeam partner metal (AF/KLM), India→North America — Air Europa SUMA | ~48,000 est. | — | ₹38,400 | 1.0× |
| Air India Maharaja Points | Air India via Delhi (Star Alliance), Value tier | ~50,000 est. | — | ₹40,000 | 1.1× |
| American Airlines AAdvantage | oneworld partner metal, AAdvantage region award — via LHR, or Qatar via DOH, or Cathay Pacific via HKG, or Royal Jordanian via AMM, or Qatar Airways via DOH, or British Airways via LHR | 40,000 | — | ₹40,000 | 1.1× |
| ANA Mileage Club | Star-partner award on Air India via Delhi — one-way bookable since 24-Jun-2025 | 40,000 | — | ₹40,000 | 1.1× |
| Copa Airlines ConnectMiles | Star Alliance partner metal, India→North America — Copa ConnectMiles (fixed region chart) | 40,000 | — | ₹40,000 | 1.1× |
| Air China PhoenixMiles | Star Alliance metal (LH partner metal — CA itself flies only Delhi from India), India→North America — Air China PhoenixMiles | ~45,000 est. | — | ₹40,500 | 1.1× |
| Alaska Airlines Atmos Rewards | British Airways via LHR (oneworld partner award), India→North America — Alaska Atmos | 42,500 | — | ₹42,500 | 1.1× |
| China Eastern Miles | SkyTeam metal (AF/KLM), India→North America — China Eastern Eastern Miles | ~55,000 est. | — | ₹46,750 | 1.2× |
| Avianca LifeMiles | Star Alliance partner metal, India→North America — Avianca LifeMiles | ~47,000 est. | — | ₹47,000 | 1.2× |
| SAS EuroBonus | SkyTeam metal (AF/KLM/Saudia + SAS), India→North America — SAS EuroBonus | ~54,000 est. | — | ₹48,600 | 1.3× |
| Aegean Miles+Bonus | Star Alliance partner metal, India→North America — Aegean Miles+Bonus | 50,000 | — | ₹50,000 | 1.3× |
| Air France-KLM Flying Blue | Air France / KLM / SkyTeam metal, Flying Blue (dynamic) — via AMS, or Virgin Atlantic via LHR, or Saudia via JED | ~55,000 est. | — | ₹55,000 | 1.4× |
| Air Canada Aeroplan | Star Alliance partner metal, Aeroplan distance-band award (12,493 km) — nonstop — or Air Canada nonstop | 60,000 | — | ₹60,000 | 1.6× |
| United MileagePlus | Star Alliance partner metal, India→North America — United MileagePlus | ~60,000 est. | — | ₹60,000 | 1.6× |
| EVA Air Infinity MileageLands | Star Alliance metal (Air India/LH — EVA itself serves no Indian city; the award rides partner metal), India→North America — EVA Infinity MileageLands | 60,000 | — | ₹60,000 | 1.6× |
| TAP Air Portugal Miles&Go | Star Alliance partner metal, India→North America — TAP Miles&Go | ~80,000 est. | — | ₹64,000 | 1.7× |
| Delta SkyMiles | SkyTeam partner metal (AF/KLM), India→North America — Delta SkyMiles (dynamic) | ~75,000 est. | — | ₹75,000 | 2.0× |
| Vietnam Airlines Lotusmiles | KLM via AMS (YYZ–AMS–BOM) — Vietnam LotusMiles | 85,000 | — | ₹85,000 | 2.2× |
The play · business
Which card mints this?
+7 more ways in — the full funnel, ratios and ₹/mile side by side →
One of your cards is in those 7 — see it in the funnel →
| Program | Metal / routing | Points | Surcharge | All-in ₹ | vs play |
|---|---|---|---|---|---|
| ANA Mileage Club the play | Star-partner award on Air India via Delhi — one-way bookable since 24-Jun-2025 | 68,000 | — | ₹68,000 | the play |
| Air China PhoenixMiles | Star Alliance metal (LH partner metal — CA itself flies only Delhi from India), India→North America — Air China PhoenixMiles | ~75,000 est. | — | ₹67,500 | 1.0× |
| American Airlines AAdvantage | oneworld partner metal, AAdvantage region award — via LHR, or Qatar via DOH, or Cathay Pacific via HKG, or Royal Jordanian via AMM, or Qatar Airways via DOH, or British Airways via LHR | 70,000 | — | ₹70,000 | 1.0× |
| Aegean Miles+Bonus | Star Alliance partner metal, India→North America — Aegean Miles+Bonus | 75,000 | — | ₹75,000 | 1.1× |
| Air Europa SUMA | SkyTeam partner metal (AF/KLM), India→North America — Air Europa SUMA | ~95,000 est. | — | ₹76,000 | 1.1× |
| Copa Airlines ConnectMiles | Star Alliance partner metal, India→North America — Copa ConnectMiles (fixed region chart) | 80,000 | — | ₹80,000 | 1.2× |
| Alaska Airlines Atmos Rewards | British Airways via LHR (oneworld partner award), India→North America — Alaska Atmos | 85,000 | — | ₹85,000 | 1.3× |
| China Eastern Miles | SkyTeam metal (AF/KLM), India→North America — China Eastern Eastern Miles | ~100,000 est. | — | ₹85,000 | 1.3× |
| Air Canada Aeroplan | Star Alliance partner metal, Aeroplan distance-band award (12,493 km) — nonstop — or Air Canada nonstop | 90,000 | — | ₹90,000 | 1.3× |
| Avianca LifeMiles | Star Alliance partner metal, India→North America — Avianca LifeMiles | ~90,000 est. | — | ₹90,000 | 1.3× |
| Air France-KLM Flying Blue | Air France / KLM / SkyTeam metal, Flying Blue (dynamic) — via AMS, or Virgin Atlantic via LHR, or Saudia via JED | ~95,000 est. | — | ₹95,000 | 1.4× |
| SAS EuroBonus | SkyTeam metal (AF/KLM/Saudia + SAS), India→North America — SAS EuroBonus | ~108,000 est. | — | ₹97,200 | 1.4× |
| EVA Air Infinity MileageLands | Star Alliance metal (Air India/LH — EVA itself serves no Indian city; the award rides partner metal), India→North America — EVA Infinity MileageLands | 97,500 | — | ₹97,500 | 1.4× |
| TAP Air Portugal Miles&Go | Star Alliance partner metal, India→North America — TAP Miles&Go | ~125,000 est. | — | ₹1,00,000 | 1.5× |
| Air India Maharaja Points | Air India via Delhi (Star Alliance), Value tier | ~130,000 est. | — | ₹1,04,000 | 1.5× |
| United MileagePlus | Star Alliance partner metal, India→North America — United MileagePlus | ~110,000 est. | — | ₹1,10,000 | 1.6× |
| Emirates Skywards | Emirates via Dubai — Classic Rewards, calculator-priced | ~132,000 est. | — | ₹1,18,800 | 1.7× |
| Cathay Asia Miles | Cathay Pacific via Hong Kong (oneworld), Standard award | 119,000 | — | ₹1,19,000 | 1.8× |
| Etihad Guest | Etihad via Abu Dhabi (one stop) — dynamic, the documented trap | ~120,000 est. | — | ₹1,20,000 | 1.8× |
| Virgin Atlantic Flying Club | Virgin Atlantic BOM–LHR–YYZ (both legs VS metal) — dynamic Saver pricing | ~135,000 est. | — | ₹1,35,000 | 2.0× |
| Vietnam Airlines Lotusmiles | KLM via AMS (YYZ–AMS–BOM) — Vietnam LotusMiles | 170,000 | — | ₹1,70,000 | 2.5× |
| Delta SkyMiles | SkyTeam partner metal (AF/KLM), India→North America — Delta SkyMiles (dynamic) | ~230,000 est. | — | ₹2,30,000 | 3.4× |
The play · first
Which card mints this?
+7 more ways in — the full funnel, ratios and ₹/mile side by side →
One of your cards is in those 7 — see it in the funnel →
| Program | Metal / routing | Points | Surcharge | All-in ₹ | vs play |
|---|---|---|---|---|---|
| American Airlines AAdvantage the play | oneworld partner metal, AAdvantage region award — via LHR, or Qatar via DOH, or Cathay Pacific via HKG, or Royal Jordanian via AMM, or Qatar Airways via DOH, or British Airways via LHR | 115,000 | — | ₹1,15,000 | the play |
| Air Canada Aeroplan | Star Alliance partner metal, Aeroplan distance-band award (12,493 km) — nonstop — or Air Canada nonstop | 150,000 | — | ₹1,50,000 | 1.3× |
All-in ₹ = points × the program's house value (valuation index) + the sourced one-way surcharge; a dash means the carrier doesn't publish it and the ranking counts it ₹0 — the row's note carries the caveat. That surcharge is the airline's own cash charge on an award — YQ, as the notes below call it — and it is not the fuel-surcharge waiver your credit card advertises: that one hands back a hundred rupees or two at a petrol pump, this one runs to tens of thousands and decides whether the award is worth taking at all. “Dynamic” and estimated (~… est.) rows never compete for the play — the crown is always a verified, bookable price. Feed-ins come from the same transfer data as the optimizer, multi-hop chains included.
Chart-priced, not live seats. These prices are read off each programme’s published award chart and valued at our own house ₹/point. 37% of the 39,855 priced options on the board are stated estimates for programmes that publish no chart; they are marked ~ est. and never crowned the play. Nobody here can see whether a seat exists on your date — confirm the space with the programme before you transfer. Points that leave your issuer do not come back.
The cash on top of the miles. Cathay Asia Miles, Air France-KLM Flying Blue, Emirates Skywards and Etihad Guest state that a carrier-imposed surcharge is charged on an award. Air India Maharaja Points, American Airlines AAdvantage, Alaska Airlines Atmos Rewards, China Eastern Miles, United MileagePlus and Vietnam Airlines Lotusmiles make you liable for one if the operating airline levies it, without saying whether it does. Air Canada Aeroplan states it adds none on its own metal. Government taxes and airport charges are payable in every case. Almost no programme publishes the amount, so the desk carries each one’s policy in its own words — on its programme hub — rather than a number nobody published. 11 other programmes priced here publish nothing the desk could read.
Cathay Pacific oneworld
The cheapest published economy to Toronto: BOM–HKG–YYZ's 10,452 miles sit in the 7,501+ band — 38,000 Standard one-way, distance counted with layovers. Reconstructed post-May-2026 pricing (Cathay unpublished the charts), capped Standard space, SBI 1:1 feed. The long way round, priced like it isn't.
Feed it: 76,000 Amex Membership Rewards (2:1) · 38,000 SBI Travel Credits (1:1) · 198,000 RBL Reward Points (5.21:1 via Club ITC → Marriott Bonvoy)
Air FranceKLM SkyTeam
Air Europa SUMA prices SkyTeam partner metal off a five-band ONE-WAY distance chart: 0–600 mi 6k/12k · 601–1,250 12k/24k · 1,251–1,750 15k/30k · 1,751–3,500 32k/64k · over 3,500 48k/95k (economy/business). This corridor reads the over-3,500 mi band. The 2020 chart that made India→Europe a 51k business steal is gone — the short Gulf hops are where SUMA is now cheap. Partner awards are SUMA call-centre only, paid entirely in Miles, and non-refundable.
Estimate Reverse of bom-yyz — Air Europa SUMA prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read.
Feed it: 48,000 HSBC Reward Points (1:1 via Accor Live Limitless (ALL)) · 96,000 HDFC Reward Points (2:1 via Accor Live Limitless (ALL)) · 240,000 Axis EDGE Reward Points (5:1 via Accor Live Limitless (ALL))
Air India Star Alliance
Toronto sits at the top of the April-2026 chart's 40,000–50,000 North America economy tier — 50,000, sampled for Delhi–Toronto, and Mumbai adds a Delhi connection on the same award. ANA books the identical Air India seats for 40,000; being undercut on your own metal is the Maharaja house specialty.
Estimate Air India publishes no award chart. Its own Points Calculator states that “Fares indicated above are dependent on the time of booking and seat availability”, and Maharaja Club prices every award either as a Value fare (the discounted rate for booking well in advance) or as a higher Prime fare closer to departure. This number is the Value-fare floor as sampled after the April-2026 repricing — not a published chart cell: Value space is not always available on a given flight, and the same seat prices higher once it is gone. Pricing model re-verified against Air India’s Maharaja Club T&C and Points Calculator on 2026-08-09. This direction is additionally mirrored from the reverse corridor — Maharaja prices the zone pair, not the direction of travel — and has not been sampled separately.
Feed it: 50,000 IndusInd Reward Points (1:1) · 25,000 Axis EDGE Miles (1:2) · 50,000 ICICI Reward Points (1:1)
Qatar AirwaysBritish AirwaysCathay PacificRoyal Jordanian oneworld
AAdvantage prices partner awards on a fixed region-to-region chart. A valid oneworld routing is assumed.
Feed it: 120,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 240,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 80,000 RBL Reward Points (Nova/Lumière) (2:1 via Club ITC → Marriott Bonvoy)
Air India Star Alliance
ANA's partner chart prices the whole Zone 4 ⇄ Zone 6 pair — India to anywhere in North America, Canada and Mexico included — at 40,000 one-way in economy and 68,000 in business (80,000 / 136,000 round-trip), season-blind and distance-blind, with the one-way cell published since 24-Jun-2025. It wants a single Star partner end to end (Air India here); ANA's own metal via Tokyo is dearer in business at 71,500. The cell is written "to/from" — the same number in both directions. Fuel surcharges apply and Marriott Bonvoy 3:1 is the only Indian road in; miles expire in 36 months.
Feed it: 105,000 Amex Membership Rewards (2.63:1 via Marriott Bonvoy) · 210,000 RBL Reward Points (5.25:1 via Club ITC → Marriott Bonvoy) · 70,000 RBL Reward Points (Nova/Lumière) (1.75:1 via Club ITC → Marriott Bonvoy)
Star Alliance
Copa ConnectMiles prices Star partner metal off its FIXED region chart (India sits in Copa’s "Central Asia" zone). Standout value — India→Europe 45k business, India→Sub-Saharan Africa 17.5k economy on Ethiopian (Cairo is a dearer 20k Middle East cell) — but NO Indian card feeds ConnectMiles (buy-miles or a US co-brand only), so treat it as a reference benchmark, not a wallet-reachable route.
Feed it: 105,000 Amex Membership Rewards (2.63:1 via Marriott Bonvoy) · 210,000 RBL Reward Points (5.25:1 via Club ITC → Marriott Bonvoy) · 70,000 RBL Reward Points (Nova/Lumière) (1.75:1 via Club ITC → Marriott Bonvoy)
Lufthansa Star Alliance
Air China PhoenixMiles prices its own metal (India→Beijing, resumed Apr-2026) plus Star partners. North Asia is its only genuine strength; elsewhere it is a weak Star pricer with heavy fuel surcharges (why the currency sits at ₹0.90). India-origin levels are not published, so all values are estimated off trans-Pacific anchors. One-way (current PhoenixMiles).
Estimate Reverse of bom-yyz — Air China PhoenixMiles prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. PhoenixMiles' official zone division could not be reconciled with this corridor — Air China publishes no India-origin level, and its published zone tables do not map cleanly onto these city pairs. This value is extrapolated from the nearest published anchors, not a verified chart price.
Feed it: 56,250 HSBC Reward Points (1.25:1 via Accor Live Limitless (ALL)) · 120,000 Amex Membership Rewards (2.67:1 via Marriott Bonvoy) · 240,000 RBL Reward Points (5.33:1 via Club ITC → Marriott Bonvoy)
British AirwaysQatar AirwaysRoyal Jordanian oneworld
Alaska Atmos bands the TOTAL DISTANCE FLOWN, not the nonstop great circle: the cheapest Atmos routing is British Airways via LHR, ~8,028 flown miles against a 7,763-mile nonstop, which reads the Asia-Pacific chart's 7,001-10,000 mi band — 42,500 economy / 85,000 business one-way, plus the $20 partner booking fee per person each way (up from $12.50 on 1-Jul-2026). One-way.
Feed it: 112,500 Amex Membership Rewards (2.65:1 via Marriott Bonvoy) · 225,000 RBL Reward Points (5.29:1 via Club ITC → Marriott Bonvoy) · 75,000 RBL Reward Points (Nova/Lumière) (1.76:1 via Club ITC → Marriott Bonvoy)
Air FranceKLM SkyTeam
China Eastern prices its own metal (India→Shanghai/Kunming nonstop) plus SkyTeam partners. North Asia is its genuine ex-India strength; other regions estimate off the nearest published China-anchored band (Eastern Miles publishes no India-origin matrix). All one-way.
Estimate Reverse of bom-yyz — China Eastern Miles prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. Eastern Miles publishes no India-origin award matrix — this level estimates off the nearest published China-anchored band, as the row note states, not a verified chart price.
Feed it: 366,667 Amex Membership Rewards (6.67:1 via Hilton Honors) · 1,375,000 Axis EDGE Reward Points (25:1 via Hilton Honors) · 275,000 Axis EDGE Miles (5:1 via Hilton Honors)
Star Alliance
LifeMiles prices Star partner metal off an unpublished grid; India→Europe business ~63k is the headline sweet spot (beats Aeroplan). Business is the value cabin here; economy is mediocre. The chart is semi-fixed/unpublished, so some bands are estimates.
Estimate Reverse of bom-yyz — Avianca LifeMiles prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. LifeMiles publishes no award chart — Avianca withdrew its public zone table in 2023 and prices Star partner awards off an unpublished internal grid. This level is extrapolated from that historical zone pricing plus dated community booking reports, not a verified chart price.
Feed it: 141,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 282,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 94,000 HDFC Reward Points (2:1)
Air FranceKLMSaudiaSAS SkyTeam
SAS joined SkyTeam on 1-Sept-2024, so EuroBonus now prices SkyTeam metal. Ex-India sweet spot: intra-"CESA" business to North Asia/Japan at ~30k. Watch the ×2 multiplier on Air Europa/China Airlines/Vietnam Airlines (UX/CI/VN) metal. One-way = 60% of round-trip.
Estimate Reverse of bom-yyz — SAS EuroBonus prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read.
Feed it: 378,000 HDFC Reward Points (7:1 via Radisson Rewards) · 378,000 SBI Travel Credits (7:1 via Radisson Rewards) · 945,000 Axis EDGE Reward Points (17.5:1 via Radisson Rewards)
Star Alliance
Aegean Miles+Bonus prices Star partner metal off one region chart published as ROUND TRIPS — its own rule is that a one-way costs exactly half, and the halved figure is what we show. India sits in the "Near East & Central Asia" zone: the Far East is a flat 30k/45k one-way (Tokyo costs the same as Bangkok), Europe 35k/55k, North America 50k/75k. That chart is a single upper-triangular ZONE-PAIR matrix — 45 published cells for 9 zones, exactly one per unordered pair — so YYZ → BOM and BOM → YYZ resolve to the same cell. Re-read against the chart and promoted from mirror-estimate to chart read on 2026-08-06. No Indian card feeds it — Marriott Bonvoy 3:1 is the only road in, and awards only display once you hold the full balance.
Feed it: 120,000 Amex Membership Rewards (2.4:1 via Marriott Bonvoy) · 240,000 RBL Reward Points (4.8:1 via Club ITC → Marriott Bonvoy) · 80,000 RBL Reward Points (Nova/Lumière) (1.6:1 via Club ITC → Marriott Bonvoy)
Air FranceKLMVirgin AtlanticSaudia SkyTeam
Flying Blue prices dynamically — no fixed chart. Air France/KLM pass carrier (YQ) surcharges on own metal — typically €90–110 economy / €200–300 business one-way long-haul; intra-region SkyTeam ~€15–40. Typical one-way economy runs 45k–75k; award space and travel date drive the real number.
Estimate Dynamic program — estimate is the typical one-way level for this region-pair (range 45k–75k); not a fixed chart price, and never crowned THE PLAY.
Feed it: 55,000 HDFC Reward Points (1:1) · 27,500 Axis EDGE Miles (1:2) · 55,000 HSBC Reward Points (1:1)
Air Canada Star Alliance
Aeroplan prices Star partner awards by total distance FLOWN. This row is the direct great-circle band; a connecting routing that flies farther can land in the next band up. A valid Star routing (nonstop or via a Star hub within the maximum permitted mileage) is assumed.
Feed it: 30,000 Axis EDGE Miles (1:2) · 60,000 SBI Travel Credits (1:1) · 150,000 Axis EDGE Reward Points (5:2)
Star Alliance
United went fully dynamic in 2020 (no fixed chart), so ~60,000 is a typical Saver partner level to North America. But Aeroplan often prices the same Star seat lower, so compare before burning United miles.
Estimate Reverse of bom-yyz — United MileagePlus prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. United MileagePlus Saver partner level, India→North America on Star Alliance metal; United went fully dynamic in 2020, so this is a typical Saver that moves with availability and cabin scarcity.
Feed it: 30,000 Axis EDGE Miles (1:2) · 150,000 Axis EDGE Reward Points (5:2) · 120,000 Amex Membership Rewards (2:1 via Marriott Bonvoy)
Air IndiaLufthansa Star Alliance
EVA Infinity MileageLands prices Star metal off its zone chart (India = "Central/South Asia" zone; one-way = half round-trip). EVA own metal via Taipei covers Japan/N-Asia/SE-Asia/US/Europe; Gulf/Africa/Oceania are partner-metal only. India→US business ~97.5k (possibly ~55-60k on a fully-EVA routing).
Feed it: 60,000 HSBC Reward Points (1:1) · 400,000 Amex Membership Rewards (6.67:1 via Hilton Honors) · 1,500,000 Axis EDGE Reward Points (25:1 via Hilton Honors)
Star Alliance
TAP's 4 May 2026 devaluation lifted India→North America (its "Canada, USA, Mexico and the Caribbean" zone) from 70k/115k to 80k/125k one-way. That is ONE chart cell, and it holds only while the itinerary stays inside two TAP regions — an Asian gateway onto the transpacific hop. Any build that also crosses Europe spans a third region, and TAP then bills flight by flight and sums: 80k/125k plus 65k/120k = 145k/245k. Lufthansa-group metal carries the heaviest surcharges on Star.
Estimate Reverse of bom-yyz — TAP Air Portugal Miles&Go prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read.
Feed it: 195,000 Amex Membership Rewards (2.44:1 via Marriott Bonvoy) · 390,000 RBL Reward Points (4.88:1 via Club ITC → Marriott Bonvoy) · 130,000 RBL Reward Points (Nova/Lumière) (1.63:1 via Club ITC → Marriott Bonvoy)
Air FranceKLM SkyTeam
Delta has had no award chart since 2015 — fully dynamic, so ~75,000 is a representative saver-ish partner level to North America; peak dates and 2026 partner hikes can swing business 1.5–3×. Kenya Airways (NBO) and Korean (ICN) are the strongest ex-India SkyTeam value.
Estimate Reverse of bom-yyz — Delta SkyMiles prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. Delta SkyMiles is fully dynamic (no chart since 2015); ~75,000/230,000 is a representative SkyTeam partner saver level India→North America on AF/KLM/KE/VN/MU metal — peak dates and the 2026 partner hikes swing business 1.5–3×.
Feed it: 225,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 450,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 150,000 HSBC Reward Points (2:1 via Accor Live Limitless (ALL))
KLM SkyTeam
LotusMiles deducts miles PER FLIGHT SEGMENT on its SkyTeam partner table (official chart, effective 1-Aug-2025), and no SkyTeam carrier flies YYZ–BOM nonstop — so the price is a SUM, not one cell. Cheapest verified SkyTeam build is KLM BOM–AMS–YYZ — per-segment: BOM–AMS 35,000 (SW Asia × Europe) + AMS–YYZ 50,000 (Europe × North America) = 85,000. India is SW Asia on that table; LotusMiles' own SGN/HAN metal runs off a separate chart (25k/60k one-way). One-way.
Feed it: 85,000 HDFC Reward Points (1:1) · 85,000 HSBC Reward Points (1:1) · 85,000 SBI Travel Credits (1:1)
Air India Star Alliance
ANA's partner chart prices the whole Zone 4 ⇄ Zone 6 pair — India to anywhere in North America, Canada and Mexico included — at 40,000 one-way in economy and 68,000 in business (80,000 / 136,000 round-trip), season-blind and distance-blind, with the one-way cell published since 24-Jun-2025. It wants a single Star partner end to end (Air India here); ANA's own metal via Tokyo is dearer in business at 71,500. The cell is written "to/from" — the same number in both directions. Fuel surcharges apply and Marriott Bonvoy 3:1 is the only Indian road in; miles expire in 36 months.
Feed it: 174,000 Amex Membership Rewards (2.56:1 via Marriott Bonvoy) · 348,000 RBL Reward Points (5.12:1 via Club ITC → Marriott Bonvoy) · 116,000 RBL Reward Points (Nova/Lumière) (1.71:1 via Club ITC → Marriott Bonvoy)
Lufthansa Star Alliance
Air China PhoenixMiles prices its own metal (India→Beijing, resumed Apr-2026) plus Star partners. North Asia is its only genuine strength; elsewhere it is a weak Star pricer with heavy fuel surcharges (why the currency sits at ₹0.90). India-origin levels are not published, so all values are estimated off trans-Pacific anchors. One-way (current PhoenixMiles).
Estimate Reverse of bom-yyz — Air China PhoenixMiles prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. PhoenixMiles' official zone division could not be reconciled with this corridor — Air China publishes no India-origin level, and its published zone tables do not map cleanly onto these city pairs. This value is extrapolated from the nearest published anchors, not a verified chart price.
Feed it: 180,000 Amex Membership Rewards (2.4:1 via Marriott Bonvoy) · 360,000 RBL Reward Points (4.8:1 via Club ITC → Marriott Bonvoy) · 93,750 HSBC Reward Points (1.25:1 via Accor Live Limitless (ALL))
Qatar AirwaysBritish AirwaysCathay PacificRoyal Jordanian oneworld
AAdvantage prices partner awards on a fixed region-to-region chart. A valid oneworld routing is assumed.
Feed it: 210,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 420,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 140,000 RBL Reward Points (Nova/Lumière) (2:1 via Club ITC → Marriott Bonvoy)
Star Alliance
Aegean Miles+Bonus prices Star partner metal off one region chart published as ROUND TRIPS — its own rule is that a one-way costs exactly half, and the halved figure is what we show. India sits in the "Near East & Central Asia" zone: the Far East is a flat 30k/45k one-way (Tokyo costs the same as Bangkok), Europe 35k/55k, North America 50k/75k. That chart is a single upper-triangular ZONE-PAIR matrix — 45 published cells for 9 zones, exactly one per unordered pair — so YYZ → BOM and BOM → YYZ resolve to the same cell. Re-read against the chart and promoted from mirror-estimate to chart read on 2026-08-06. No Indian card feeds it — Marriott Bonvoy 3:1 is the only road in, and awards only display once you hold the full balance.
Feed it: 180,000 Amex Membership Rewards (2.4:1 via Marriott Bonvoy) · 360,000 RBL Reward Points (4.8:1 via Club ITC → Marriott Bonvoy) · 120,000 RBL Reward Points (Nova/Lumière) (1.6:1 via Club ITC → Marriott Bonvoy)
Air FranceKLM SkyTeam
Air Europa SUMA prices SkyTeam partner metal off a five-band ONE-WAY distance chart: 0–600 mi 6k/12k · 601–1,250 12k/24k · 1,251–1,750 15k/30k · 1,751–3,500 32k/64k · over 3,500 48k/95k (economy/business). This corridor reads the over-3,500 mi band. The 2020 chart that made India→Europe a 51k business steal is gone — the short Gulf hops are where SUMA is now cheap. Partner awards are SUMA call-centre only, paid entirely in Miles, and non-refundable.
Estimate Reverse of bom-yyz — Air Europa SUMA prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read.
Feed it: 95,000 HSBC Reward Points (1:1 via Accor Live Limitless (ALL)) · 190,000 HDFC Reward Points (2:1 via Accor Live Limitless (ALL)) · 475,000 Axis EDGE Reward Points (5:1 via Accor Live Limitless (ALL))
Star Alliance
Copa ConnectMiles prices Star partner metal off its FIXED region chart (India sits in Copa’s "Central Asia" zone). Standout value — India→Europe 45k business, India→Sub-Saharan Africa 17.5k economy on Ethiopian (Cairo is a dearer 20k Middle East cell) — but NO Indian card feeds ConnectMiles (buy-miles or a US co-brand only), so treat it as a reference benchmark, not a wallet-reachable route.
Feed it: 195,000 Amex Membership Rewards (2.44:1 via Marriott Bonvoy) · 390,000 RBL Reward Points (4.88:1 via Club ITC → Marriott Bonvoy) · 130,000 RBL Reward Points (Nova/Lumière) (1.63:1 via Club ITC → Marriott Bonvoy)
British AirwaysQatar AirwaysRoyal Jordanian oneworld
Alaska Atmos bands the TOTAL DISTANCE FLOWN, not the nonstop great circle: the cheapest Atmos routing is British Airways via LHR, ~8,028 flown miles against a 7,763-mile nonstop, which reads the Asia-Pacific chart's 7,001-10,000 mi band — 42,500 economy / 85,000 business one-way, plus the $20 partner booking fee per person each way (up from $12.50 on 1-Jul-2026). One-way.
Feed it: 210,000 Amex Membership Rewards (2.47:1 via Marriott Bonvoy) · 420,000 RBL Reward Points (4.94:1 via Club ITC → Marriott Bonvoy) · 140,000 RBL Reward Points (Nova/Lumière) (1.65:1 via Club ITC → Marriott Bonvoy)
Air FranceKLM SkyTeam
China Eastern prices its own metal (India→Shanghai/Kunming nonstop) plus SkyTeam partners. North Asia is its genuine ex-India strength; other regions estimate off the nearest published China-anchored band (Eastern Miles publishes no India-origin matrix). All one-way.
Estimate Reverse of bom-yyz — China Eastern Miles prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. Eastern Miles publishes no India-origin award matrix — this level estimates off the nearest published China-anchored band, as the row note states, not a verified chart price.
Feed it: 666,667 Amex Membership Rewards (6.67:1 via Hilton Honors) · 2,500,000 Axis EDGE Reward Points (25:1 via Hilton Honors) · 500,000 Axis EDGE Miles (5:1 via Hilton Honors)
Air Canada Star Alliance
Aeroplan prices Star partner awards by total distance FLOWN. This row is the direct great-circle band; a connecting routing that flies farther can land in the next band up. A valid Star routing (nonstop or via a Star hub within the maximum permitted mileage) is assumed.
Feed it: 45,000 Axis EDGE Miles (1:2) · 90,000 SBI Travel Credits (1:1) · 225,000 Axis EDGE Reward Points (5:2)
Star Alliance
LifeMiles prices Star partner metal off an unpublished grid; India→Europe business ~63k is the headline sweet spot (beats Aeroplan). Business is the value cabin here; economy is mediocre. The chart is semi-fixed/unpublished, so some bands are estimates.
Estimate Reverse of bom-yyz — Avianca LifeMiles prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. LifeMiles publishes no award chart — Avianca withdrew its public zone table in 2023 and prices Star partner awards off an unpublished internal grid. This level is extrapolated from that historical zone pricing plus dated community booking reports, not a verified chart price.
Feed it: 270,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 540,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 180,000 HDFC Reward Points (2:1)
Air FranceKLMVirgin AtlanticSaudia SkyTeam
Flying Blue prices dynamically — no fixed chart. Air France/KLM pass carrier (YQ) surcharges on own metal — typically €90–110 economy / €200–300 business one-way long-haul; intra-region SkyTeam ~€15–40. India–US business saver seats price at 95,000 miles one-way (Jul-2026 datapoint); popular dates run 120k–175k or more.
Estimate Dynamic program — estimate is the saver-level one-way for the India–North America pair (saver 95k; popular dates run 120k–175k+); not a fixed chart price, and never crowned THE PLAY.
Feed it: 95,000 HDFC Reward Points (1:1) · 47,500 Axis EDGE Miles (1:2) · 95,000 HSBC Reward Points (1:1)
Air FranceKLMSaudiaSAS SkyTeam
SAS joined SkyTeam on 1-Sept-2024, so EuroBonus now prices SkyTeam metal. Ex-India sweet spot: intra-"CESA" business to North Asia/Japan at ~30k. Watch the ×2 multiplier on Air Europa/China Airlines/Vietnam Airlines (UX/CI/VN) metal. One-way = 60% of round-trip.
Estimate Reverse of bom-yyz — SAS EuroBonus prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read.
Feed it: 756,000 HDFC Reward Points (7:1 via Radisson Rewards) · 756,000 SBI Travel Credits (7:1 via Radisson Rewards) · 1,890,000 Axis EDGE Reward Points (17.5:1 via Radisson Rewards)
Air IndiaLufthansa Star Alliance
EVA Infinity MileageLands prices Star metal off its zone chart (India = "Central/South Asia" zone; one-way = half round-trip). EVA own metal via Taipei covers Japan/N-Asia/SE-Asia/US/Europe; Gulf/Africa/Oceania are partner-metal only. India→US business ~97.5k (possibly ~55-60k on a fully-EVA routing).
Feed it: 97,500 HSBC Reward Points (1:1) · 650,000 Amex Membership Rewards (6.67:1 via Hilton Honors) · 2,437,500 Axis EDGE Reward Points (25:1 via Hilton Honors)
Star Alliance
TAP's 4 May 2026 devaluation lifted India→North America (its "Canada, USA, Mexico and the Caribbean" zone) from 70k/115k to 80k/125k one-way. That is ONE chart cell, and it holds only while the itinerary stays inside two TAP regions — an Asian gateway onto the transpacific hop. Any build that also crosses Europe spans a third region, and TAP then bills flight by flight and sums: 80k/125k plus 65k/120k = 145k/245k. Lufthansa-group metal carries the heaviest surcharges on Star.
Estimate Reverse of bom-yyz — TAP Air Portugal Miles&Go prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read.
Feed it: 300,000 Amex Membership Rewards (2.4:1 via Marriott Bonvoy) · 600,000 RBL Reward Points (4.8:1 via Club ITC → Marriott Bonvoy) · 200,000 RBL Reward Points (Nova/Lumière) (1.6:1 via Club ITC → Marriott Bonvoy)
Air India Star Alliance
The 130,000 North America business tier (Delhi–Toronto is a documented datapoint), via Delhi from Mumbai. Aeroplan does the same routing for 90,000 and ANA for 68,000 — Maharaja business to Canada is the price you pay for not holding anyone else's points.
Estimate Air India publishes no award chart. Its own Points Calculator states that “Fares indicated above are dependent on the time of booking and seat availability”, and Maharaja Club prices every award either as a Value fare (the discounted rate for booking well in advance) or as a higher Prime fare closer to departure. This number is the Value-fare floor as sampled after the April-2026 repricing — not a published chart cell: Value space is not always available on a given flight, and the same seat prices higher once it is gone. Pricing model re-verified against Air India’s Maharaja Club T&C and Points Calculator on 2026-08-09. This direction is additionally mirrored from the reverse corridor — Maharaja prices the zone pair, not the direction of travel — and has not been sampled separately.
Feed it: 130,000 IndusInd Reward Points (1:1) · 65,000 Axis EDGE Miles (1:2) · 130,000 ICICI Reward Points (1:1)
Star Alliance
United went fully dynamic in 2020 (no fixed chart), so ~110,000 is a typical Saver partner level to North America. But Aeroplan often prices the same Star seat lower, so compare before burning United miles.
Estimate Reverse of bom-yyz — United MileagePlus prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. United MileagePlus Saver partner level, India→North America on Star Alliance metal; United went fully dynamic in 2020, so this is a typical Saver that moves with availability and cabin scarcity.
Feed it: 55,000 Axis EDGE Miles (1:2) · 275,000 Axis EDGE Reward Points (5:2) · 240,000 Amex Membership Rewards (2.18:1 via Marriott Bonvoy)
Emirates
Toronto–Dubai–Mumbai prices off the Skywards calculator — no chart, +15% on premium cabins since May 2026, heavy carrier charges. With fixed anchors at 68,000/70,000/90,000, the calculator has to produce a miracle. Check it, then don't.
Estimate Reverse of bom-yyz — Emirates Skywards prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. Emirates Skywards one-way Saver estimate, re-marked 01-Aug-2026 to the official miles-calculator pull of 25-Jul-2026 (post the 20-May-2026 devaluation, premium cabins +~15%; connecting corridors summed per leg); dynamic - no published chart, Saver space thin, Flex/Flex Plus price well above.
Feed it: 264,000 Amex Membership Rewards (2:1) · 642,000 RBL Reward Points (4.86:1 via Club ITC → Marriott Bonvoy) · 264,000 SBI Travel Credits (2:1)
Cathay Pacific oneworld
119,000 Standard in the 7,501+ band for CX business on both legs. Fine product, wrong price on this board — ANA does Toronto for 68,000 and AA's Qsuite for 70,000. For SBI balances that can't reach either, it exists; book only when Standard space opens.
Feed it: 238,000 Amex Membership Rewards (2:1) · 119,000 SBI Travel Credits (1:1) · 594,000 RBL Reward Points (4.99:1 via Club ITC → Marriott Bonvoy)
Etihad Airways
Same program behaviour documented on the Mumbai–Abu Dhabi–JFK datapoint applies to Toronto: a paper floor around 110,000 miles that real availability never honours ("never below 140,000") plus ₹70,000+ in carrier charges. Every fixed row above beats it.
Estimate Reverse of bom-yyz — Etihad Guest prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. Etihad Guest Saver Award starting level for the ~8,136-mile flown itinerary (via AUH), read off Etihad's last published one-way distance-band structure (top 6,001+ mile band). Etihad publishes no award chart today - GuestSeat became Saver Award on 13-Nov-2025 and pricing lives in the Miles Calculator - so fixed-rate space is limited and real quotes often run well above this floor.
Feed it: 60,000 Axis EDGE Miles (1:2) · 120,000 HSBC Reward Points (1:1) · 300,000 Axis EDGE Reward Points (5:2)
Virgin Atlantic SkyTeam
Virgin flies Mumbai–London and resumed London–Toronto in 2024, so BOM–LHR–YYZ runs end to end on its own metal. Flying Club scrapped its chart in Oct 2024 — every seat prices to the cash fare, with hefty UK/carrier charges either way. Amex MR (2:1) is the only Indian feed; treat any reasonable Upper Class Saver as a find, not a plan.
Estimate Reverse of bom-yyz — Virgin Atlantic Flying Club prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. Virgin Atlantic is dynamic since Oct-2024 (no chart); India-LHR Upper practical off-peak 65-75k for ~7,763 mi, beyond-LHR a summed through-award. Heavy ex-UK carrier surcharges; Amex MR 2:1 is the only Indian feed.
Feed it: 168,750 Amex Membership Rewards (5:4) · 660,000 RBL Reward Points (4.89:1 via Club ITC → Marriott Bonvoy) · 220,000 RBL Reward Points (Nova/Lumière) (1.63:1 via Club ITC → Marriott Bonvoy)
KLM SkyTeam
LotusMiles deducts miles PER FLIGHT SEGMENT on its SkyTeam partner table (official chart, effective 1-Aug-2025), and no SkyTeam carrier flies YYZ–BOM nonstop — so the price is a SUM, not one cell. Cheapest verified SkyTeam build is KLM BOM–AMS–YYZ — per-segment: BOM–AMS 70,000 (SW Asia × Europe) + AMS–YYZ 100,000 (Europe × North America) = 170,000. India is SW Asia on that table; LotusMiles' own SGN/HAN metal runs off a separate chart (25k/60k one-way). One-way.
Feed it: 170,000 HDFC Reward Points (1:1) · 170,000 HSBC Reward Points (1:1) · 170,000 SBI Travel Credits (1:1)
Air FranceKLM SkyTeam
Delta has had no award chart since 2015 — fully dynamic, so ~230,000 is a representative saver-ish partner level to North America; peak dates and 2026 partner hikes can swing business 1.5–3×. Kenya Airways (NBO) and Korean (ICN) are the strongest ex-India SkyTeam value.
Estimate Reverse of bom-yyz — Delta SkyMiles prices this pair off its zone/distance grid, not the direction of travel, so the forward number mirrors here; not a direction-specific chart read. Delta SkyMiles is fully dynamic (no chart since 2015); ~75,000/230,000 is a representative SkyTeam partner saver level India→North America on AF/KLM/KE/VN/MU metal — peak dates and the 2026 partner hikes swing business 1.5–3×.
Feed it: 690,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 1,380,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 460,000 HSBC Reward Points (2:1 via Accor Live Limitless (ALL))
Qatar AirwaysBritish AirwaysCathay PacificRoyal Jordanian oneworld
AAdvantage prices partner awards on a fixed region-to-region chart. A valid oneworld routing is assumed.
Feed it: 345,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 690,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 230,000 RBL Reward Points (Nova/Lumière) (2:1 via Club ITC → Marriott Bonvoy)
Air Canada Star Alliance
Aeroplan prices Star partner awards by total distance FLOWN. This row is the direct great-circle band; a connecting routing that flies farther can land in the next band up. A valid Star routing (nonstop or via a Star hub within the maximum permitted mileage) is assumed.
Feed it: 75,000 Axis EDGE Miles (1:2) · 150,000 SBI Travel Credits (1:1) · 375,000 Axis EDGE Reward Points (5:2)
Flying back? Mumbai to Toronto on points (BOM–YYZ). Or take the whole region: every corridor we price into South Asia — 380 of them. Or pick any two hubs — 2,450 corridors priced.