Transfer desk · by program
Feeding Southwest Rapid Rewards from India
Every way in — 0 direct card routes, 11 chains via intermediaries, 2 partner-balance hops — priced at the ₹1.20/pt house value. Multi-leg paths show the aggregated end-to-end ratio. Every ratio here reads our points : partner miles — 2:1 means two of your points buy one partner mile, 1:2 means one point buys two. The cheapest way in today: Amex Membership Rewards via Marriott Bonvoy at an aggregated 2.4:1 (₹1.20/mile).
Program detail — award charts, nerf log, ways out: the Southwest Rapid Rewards hub →
01 · Direct from a card
No Indian card transfers into Southwest Rapid Rewards directly — the chains one tap below are the only way in, and the lede above already names the cheapest of them. That scarcity is the whole reason they're worth the tolls.
02 · Via intermediaries — aggregated ratio
11 chains · every leg's toll multiplied in
Card points hopping through 1–4 partner programs into Southwest Rapid Rewards, every leg multiplied into one end-to-end ratio. A chain is that whole path; each transfer inside it is a leg, and each one costs days and usually points. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.
| Path | Aggregated | Miles / pt | ₹ / mile | → out |
|---|---|---|---|---|
| Amex Membership Rewards → Marriott Bonvoy → Southwest Rapid Rewards legs 1:1 · 3:1 + bonus ⚠ min 3,000 pts · max 240,000 pts/day | 2.4:1† | 0.42 | ₹1.20 | |
| RBL Reward Points → Club ITC → Marriott Bonvoy → Southwest Rapid Rewards legs 3:1 · 2:3 · 3:1 + bonus · only via RBL iGlobe · RBL World Safari Plus · RBL Insignia Preferred Banking World Card RBL iGlobe: 6.4:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 4.8:1† | 0.21 | ₹1.20 | |
| RBL Reward Points (Nova/Lumière) → Club ITC → Marriott Bonvoy → Southwest Rapid Rewards legs 1:1 · 2:3 · 3:1 + bonus · only via RBL Nova · RBL Lumière RBL Nova: 3.2:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 1.6:1† | 0.63 | ₹1.60 | |
| AURUM Reward Points → Club ITC → Marriott Bonvoy → Southwest Rapid Rewards legs 5:1 · 2:3 · 3:1 + bonus ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 8:1† | 0.13 | ₹2.00 | |
| HSBC Reward Points → Marriott Bonvoy → Southwest Rapid Rewards legs 1:1 · 3:1 + bonus HSBC Platinum: 4.8:1 · HSBC RuPay Platinum: 4.8:1 ⚠ min 3,000 pts · max 240,000 pts/day | 2.4:1† | 0.42 | ₹2.40 | |
| HDFC Reward Points → Singapore Airlines KrisFlyer → Marriott Bonvoy → Southwest Rapid Rewards legs 1:1 · 4:3 · 3:1 + bonus · only via HDFC Infinia Metal · HDFC Diners Club Black Metal · HDFC Biz Black Metal · HDFC Regalia Gold · HDFC BizPower · HDFC Diners Club Privilege · HDFC Regalia HDFC Diners Club Privilege: 6.4:1 · HDFC Regalia Gold: 6.4:1 · HDFC Regalia: 6.4:1 · HDFC BizPower: 6.4:1 ⚠ Singapore Airlines KrisFlyer: min 3,000 miles · cap 250,000 miles per calendar year · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 3.2:1† | 0.31 | ₹3.20 | |
| Axis EDGE Miles → Singapore Airlines KrisFlyer → Marriott Bonvoy → Southwest Rapid Rewards legs 1:2 · 4:3 · 3:1 + bonus Axis Bank PRIMUS: 1:1.56 · Axis Olympus: 1:1.25 · Axis Horizon: 3.2:1 · IndianOil Axis Bank Premium: 6.4:1 ⚠ Singapore Airlines KrisFlyer: min 3,000 miles · cap 250,000 miles per calendar year · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 1.6:1† | 0.63 | ₹3.20 | |
| Axis EDGE Reward Points → Singapore Airlines KrisFlyer → Marriott Bonvoy → Southwest Rapid Rewards legs 5:2 · 4:3 · 3:1 + bonus Axis Magnus for Burgundy: 4:1 · Axis Burgundy Private: 4:1 · Axis Bank SELECT: 32:1 · Axis Bank Privilege: 32:1 · Axis Bank REWARDS: 32:1 · Samsung Axis Bank Infinite: 64:1 · Samsung Axis Bank Signature: 64:1 · Axis Bank My Zone: 64:1 · Axis Bank NEO: 64:1 · Axis Bank Freecharge: 64:1 · Axis Bank My Wings: 64:1 · Axis Bank My Zone Easy: 64:1 · Axis Bank Privilege Easy: 64:1 · IndianOil Easy Axis Bank: 64:1 · IndianOil Axis Bank Credit Card: 64:1 · Axis Bank Platinum: 64:1 · Axis Bank Pride Platinum: 64:1 · Axis Bank Pride Signature: 64:1 · Axis Bank Titanium Smart Traveller: 64:1 · Axis Bank Corporate Credit Card: 64:1 · Axis Bank Business Supreme Visa: 64:1 · Axis Bank Business Supreme Mastercard: 64:1 ⚠ Singapore Airlines KrisFlyer: min 3,000 miles · cap 250,000 miles per calendar year · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 8:1† | 0.13 | ₹3.20 | |
| SBI Travel Credits → Club ITC → Marriott Bonvoy → Southwest Rapid Rewards legs 2:1 · 2:3 · 3:1 + bonus ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 3.2:1† | 0.31 | ₹3.20 | |
| Kotak Air Miles → Marriott Bonvoy → Southwest Rapid Rewards legs 3:1 · 3:1 + bonus ⚠ min 3,000 pts · max 240,000 pts/day | 7.2:1† | 0.14 | ₹7.20 | |
| IndusInd Reward Points → Singapore Airlines KrisFlyer → Marriott Bonvoy → Southwest Rapid Rewards legs 4:1 · 4:3 · 3:1 + bonus IndusInd PIONEER Private: 3.2:1 · IndusInd Pioneer Heritage: 6.4:1 · IndusInd Pinnacle World: 6.4:1 · IndusInd Pioneer Legacy: 6.4:1 ⚠ Singapore Airlines KrisFlyer: min 3,000 miles · cap 250,000 miles per calendar year · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day | 12.8:1† | 0.08 | ₹10.24 |
03 · Already holding hotel or partner points?
2 program hops · no card involved
Balance-origin hops — a transfer between two loyalty programs rather than out of a card, so it is a stash you already hold and no card is involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.
| Your balance in | Ratio | Miles / pt | ₹ / mile | Time | → out |
|---|---|---|---|---|---|
| World of Hyatt 5,000 points → 2,400 Rapid Rewards points, a published exception. Rapid Rewards is a revenue peg with no par… ⚠ min 5,000 Hyatt points per transaction, then 1,250-point increments | 5:2.4 (a month or more)‡ | 0.48 | ₹3.13 | allow 6 to 8 weeks for processing | |
| Marriott Bonvoy Fixed-value US domestic currency; poor ₹/pt via this route. ⚠ min 3,000 pts · max 240,000 pts/day | 3:1 (1–2 days)‡ | 0.33 | ₹1.95 | 1–2 days |
Miles/pt = Southwest Rapid Rewards miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the redemption at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. † ranked at the BEST-CASE block rate — the volume bonus on a leg of this chain (Bonvoy 5,000 miles per 60,000 points, Hyatt 5,000 per 50,000) pays only at whole blocks, so a transfer that doesn't fill one lands fewer miles than this row implies. ‡ the ratio is the BASE rate, which every transfer size pays. The block bonus is extra and only at whole blocks: 10,000 points earns none of it, 60,000 earns it once, 90,000 still earns it once. Cards saved in your wallet are highlighted automatically.
Straight answers
The questions people actually type about moving points into Southwest Rapid Rewards — answered from the same rows as the tables above, with the same numbers.
What's the best ratio into Southwest Rapid Rewards?
No card transfers in directly, so the best ratio is a chain: 2.4:1 aggregated from Amex Membership Rewards via Marriott Bonvoy. One source point ends up as 0.42 Southwest Rapid Rewards, a cost of ₹1.20 a mile. Every leg's toll is already multiplied into that number.
Do Southwest Rapid Rewards expire?
No — points do not expire while the account stays open. That takes the expiry clock off the table, but not the devaluation clock: what these points buy gets repriced whenever the program feels like it, and the hub's nerf log is where we track that.
What's the minimum transfer into Southwest Rapid Rewards?
Not on the card routes. None of the issuers feeding Southwest Rapid Rewards publishes a transfer minimum we can read — the number lives behind the transfer screen's login — so we print none rather than guess one and strand your points at the last step. Where a partner-balance hop does publish a floor, we print it: World of Hyatt min 5,000 Hyatt points per transaction, then 1,250-point increments · Marriott Bonvoy min 3,000 pts. Each is per transaction, and any cap rides on the same row.