Transfer desk · by bank
Kotak Mahindra Bank transfer partners
10 bank routes out and 1 onward programme exit across 2 currencies — every ratio in our-points : partner-miles. Cards that ride each currency are chipped below it, and every route carries the date we last read the ratio out of its source document.
0 of 10 of these routes publish how long the transfer takes, and 0 publish a minimum you have to clear. The rest publish neither and say so — we don't fill a blank with a plausible number.
Every window below names who says so — 0 of 10 rest on a document Kotak Mahindra Bank or the receiving programme published itself , and the rest say plainly that a community grid is the only witness. None yet carry a stopwatch of our own — we publish those as we run the transfers, never before. How we time transfers →
Best partner to use right now Kotak Air Miles → ALL - Accor Live Limitless at 2:1 — one point becomes ₹1.07, 108% of what it is worth sitting still · as of 5 Aug 2026
This page answers “where do Kotak Mahindra Bank points go?”. For what one Kotak Air Miles point is worth, every way in to it and its nerf log, the programme hub is the better answer: Kotak Air Miles → · IndiGo BluChip →
Kotak Air Miles
₹1.00/pt house value · earned by: Kotak Air+ Prime · Kotak Air+ · Kotak Air · Kotak Solitaire you earn this
best way out ALL - Accor Live Limitless at 2:1 → ₹1.07 a point (108% of ₹1.00) · as of 5 Aug 2026
0 of 10 routes publish a landing time · none publishes a minimum
all 10 routes out of Kotak Air Miles
| Partner | Ratio | Lands in | The read |
|---|---|---|---|
| Air India Maharaja Club | 1:1
→ ₹0.80 a point
(80%) Kotak Air+ Prime: 2:1 Kotak Air: 3:1 | not published | The one 1:1 route — Air India domestic + Star Alliance premium cabins. Still worth ~₹0.8/mile vs the ₹1 flat Unbox redemption, so book travel direct unless you need Maharaja specifically. Only on: Kotak Air+ Prime, Kotak Air, Kotak Solitaire |
| Etihad Guest | 2:1
→ ₹0.50 a point
(50%) | not published | Etihad business to AUH and beyond — but 2 Air Miles per mile halves the ₹1 flat value. Only on: Kotak Air+ Prime, Kotak Air+, Kotak Solitaire |
| Qatar Airways Privilege Club (Avios) | 2:1
→ ₹0.50 a point
(50%) | not published | Qsuite awards via the shared Avios pool — the 9th official partner our first pass missed (both Kotak PDFs list it). Same 2:1 toll as BA. |
| The British Airways Club (Avios) | 2:1
→ ₹0.50 a point
(50%) | not published | Avios for short-haul and partner sweet spots; Qatar Privilege Club transfers at the same 2:1 via the shared Avios pool. Poor value against the ₹1 Unbox redemption. |
| United MileagePlus | 2:1
→ ₹0.50 a point
(50%) | not published | Wide Star Alliance access, no fuel surcharges — but the 2:1 makes it a top-up route only. |
| Cathay Pacific Asia Miles | 2:1
→ ₹0.50 a point
(50%) | not published | oneworld premium cabins via Cathay; 2:1 dilutes the value. |
| Air France-KLM Flying Blue | 2:1
→ ₹0.50 a point
(50%) | not published | Flying Blue Promo Rewards from India; 2:1 keeps it a fallback. |
| ALL - Accor Live Limitless | 2:1
→ ₹1.07 a point
(108%) | not published | Accor's near-fixed €40/2,000-point value survives even the 2:1 for a disciplined redemption. |
| Air Canada Aeroplan | 2:1
→ ₹0.50 a point
(50%) | not published | 2:1 into Aeroplan — surcharge-free Star partner awards; the only Kotak door to Air Canada's chart. Only on: Kotak Air+ Prime, Kotak Air+ |
| Marriott Bonvoy | 3:1
→ ₹0.22 a point
(22%) | not published | The worst route here — 3 Air Miles per Bonvoy point. Only for topping up a near-complete award. |
Nothing on this currency publishes a window that short. The routes that might be fast enough are the ones publishing no time at all — we won't guess for them.
what each card can actually mint — caps by tier (4 cards)
| Card | Earns | Monthly earn cap | Accelerator ceiling | Its own ratio |
|---|---|---|---|---|
| Kotak Air+ Prime | 2 / ₹100 | none published | no ₹ ceiling published | Air India Maharaja Club: 2:1 |
| Kotak Air+ | 2 / ₹100 | none published | no ₹ ceiling published | shut out of: Air India Maharaja Club |
| Kotak Air | 1 / ₹100 | none published | no ₹ ceiling published | Air India Maharaja Club: 3:1 shut out of: Etihad Guest, Air Canada Aeroplan |
| Kotak Solitaire | 3 / ₹100 | none published | no ₹ ceiling published | shut out of: Air Canada Aeroplan |
IndiGo BluChip
₹0.50/pt house value · earned by: IndiGo Kotak Premium Credit Card · IndiGo Kotak Credit Card you earn this
best way out ALL - Accor Live Limitless at 6:1 → ₹0.36 a point (72% of ₹0.50) · as of 5 Aug 2026
1 onward exit from inside IndiGo BluChip — the only way out, and it is one leg further
Second leg, moved from the IndiGo BluChip account rather than the Kotak Mahindra Bank portal — you need a membership on both sides. Ratios are IndiGo BluChip points : destination miles. A volume bonus is printed as its own term and never averaged into the rate.
| Programme | Ratio | Worth | Lands in | Mins, caps & bonus |
|---|---|---|---|---|
| ALL - Accor Live Limitless | 6:1 | ₹0.36 a point 72% of ₹0.50 | not published | min 6,000 BluChips |
No way out — Kotak Mahindra Bank's closed loops
Kotak White Pass (Kotak White, Kotak White Reserve) · Kotak Reward Points (Kotak Zen Signature, Kotak NRI Royale Signature, Kotak League Platinum, Kotak Cashback+, Kotak Cashback+ Prime, Kotak UPI RuPay, IndianOil Kotak Credit Card, Kotak BizEdge Credit Card, Kotak811 Dream Different, Kotak 811 Credit Card, Kotak Biz, Kotak Solitaire Business, Kotak Infinite, Kotak Royale Signature, Kotak Privy League Signature, Kotak Mojo Platinum, Kotak Veer Select, Kotak Veer Platinum, Kotak Urbane Gold, Kotak Essentia Platinum, Kotak Feast Gold, Kotak Solaris Platinum, Kotak Silk Inspire Platinum, Easyday Kotak Titanium Card, Easyday Kotak Silver Card) · Statement cashback (₹) (PVR INOX Kotak, Amazon Pay Kotak Business Credit Card, Kotak Delight Platinum, PVR Kotak Gold, PVR Kotak Platinum, Myntra Kotak, METRO Kotak) — these currencies have no transfer partner and no onward programme hop either. Both files were checked: a currency listed here is a genuine dead end, not one whose exits simply live in the other file. Redemption value is whatever the catalogue pays; the card pages carry the honest ₹/point.
Kotak Mahindra Bank transfers — the questions people actually ask
How to transfer Kotak Air Miles to Air India Maharaja Club?
Kotak Air Miles moves to Air India Maharaja Club at 1:1 — read our-points : partner-miles, never inverted. One Kotak Air Miles point becomes ₹0.80 of value at our house values, against ₹1.00 sitting where it is. Nobody publishes how long it takes to land, and we will not guess. You transfer from the Kotak Mahindra Bank rewards portal, not from the airline's side. Either way it is one-way and irreversible — the miles cannot come back.
Which airlines can I transfer Kotak Air Miles to?
10 priced programmes — ALL - Accor Live Limitless (2:1), Air India Maharaja Club (1:1), Etihad Guest (2:1), Qatar Airways Privilege Club (Avios) (2:1), The British Airways Club (Avios) (2:1), United MileagePlus (2:1), and 4 more, every one listed in the table above with its ratio, landing window and what one point becomes in rupees.
Can I transfer Kotak Mahindra Bank points to KrisFlyer?
No. No Kotak Mahindra Bank currency on our board has a route into Singapore Airlines KrisFlyer, directly or through a programme hop. The currencies Kotak Mahindra Bank cards earn reach 10 other programmes instead, all listed above. We would rather say no than point you at a chain we cannot price.