Transfer desk · by bank
HSBC transfer partners
20 bank routes out across 1 currency — every ratio in our-points : partner-miles. Cards that ride each currency are chipped below it, and every route carries the date we last read the ratio out of its source document.
20 of 20 of these routes publish how long the transfer takes, and 0 publish a minimum you have to clear. The rest publish neither and say so — we don't fill a blank with a plausible number.
Every window below names who says so — 20 of 20 rest on a document HSBC or the receiving programme published itself — every one of them. None yet carry a stopwatch of our own — we publish those as we run the transfers, never before. How we time transfers →
Best partner to use right now HSBC Reward Points → ALL - Accor Live Limitless at 1:1 — one point becomes ₹2.15, 215% of what it is worth sitting still · as of 23 Aug 2026
This page answers “where do HSBC points go?”. For what one HSBC Reward Points point is worth, every way in to it and its nerf log, the programme hub is the better answer: HSBC Reward Points →
HSBC Reward Points
₹1.00/pt house value · earned by: HSBC Premier (Metal) · HSBC TravelOne · HSBC Privé · HSBC Platinum · HSBC RuPay Platinum · HSBC Smart Value · HSBC Advance Platinum you earn this
best way out ALL - Accor Live Limitless at 1:1 → ₹2.15 a point (215% of ₹1.00) · as of 23 Aug 2026
fastest way out: instantly or within 1 working day · 20 of 20 routes publish a landing time · none publishes a minimum
all 20 routes out of HSBC Reward Points
| Partner | Ratio | Lands in | The read |
|---|---|---|---|
| Singapore Airlines KrisFlyer | 1:1 (1–2 days)
→ ₹1.10 a point
(110%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly or within 1 working day — 1–2 days, counted in working days | Star Alliance premium cabins; instant from the HSBC app — 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| The British Airways Club (Avios) | 1:1 (1–2 days)
→ ₹1.00 a point
(100%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly or within 1 working day — 1–2 days, counted in working days | Short-haul distance bands; pool to Qatar Qsuite. Instant, and 1:1 on TravelOne and Premier against 2:1 on the Platinums. |
| Qatar Airways Privilege Club (Avios) | 1:1 (1–2 days)
→ ₹1.00 a point
(100%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly or within 1 working day — 1–2 days, counted in working days | Qsuite to Doha and onward — a clean 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| Air India Maharaja Club | 1:1 (up to a week)
→ ₹0.80 a point
(80%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | 5 working days — Up to a week, counted in working days | Domestic + Star Alliance after the Vistara merger; posts in ~5 working days. 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| Air France-KLM Flying Blue | 1:1 (1–2 days)
→ ₹1.00 a point
(100%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly or within 1 working day — 1–2 days, counted in working days | Monthly Promo Rewards to Europe — 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| Etihad Guest | 1:1 (1–2 days)
→ ₹1.00 a point
(100%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly or within 1 working day — 1–2 days, counted in working days | Etihad business to AUH and Europe; instant, at 1:1 on TravelOne and Premier and 2:1 on the Platinums. |
| EVA Air Infinity MileageLands | 1:1 (1–2 days)
→ ₹1.00 a point
(100%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly or within 1 working day — 1–2 days, counted in working days | EVA business to Taipei and North America; Star Alliance. 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| Japan Airlines Mileage Bank | 1:1 (weeks)
→ ₹1.10 a point
(110%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | 10 working days — Weeks, counted in working days | oneworld to Japan; excellent business awards — 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| Qantas Frequent Flyer | 1:1 (1–2 days)
→ ₹1.00 a point
(100%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly or within 1 working day — 1–2 days, counted in working days | oneworld via Qantas; Australia and partner awards. 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| Thai Royal Orchid Plus | 1:1 (1–2 days)
→ ₹1.00 a point
(100%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly or within 1 working day — 1–2 days, counted in working days | Star Alliance via BKK; regional premium cabins. 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| Vietnam Airlines Lotusmiles | 1:1 (1–2 days)
→ ₹1.00 a point
(100%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly or within 1 working day — 1–2 days, counted in working days | SkyTeam short-haul across SE Asia. 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| Turkish Airlines Miles&Smiles | 2:1 (1–2 days)
→ ₹0.50 a point
(50%) HSBC Platinum: 4:1 HSBC RuPay Platinum: 4:1 | instantly or within 1 working day — 1–2 days, counted in working days | Cheap Star Alliance sweet spots to Europe/US, but a 2:1 haircut on TravelOne and Premier and 4:1 on the Platinums. |
| United MileagePlus | 2:1 (1–2 days)
→ ₹0.50 a point
(50%) HSBC Platinum: 3:1 HSBC RuPay Platinum: 3:1 | instantly or within 1 working day — 1–2 days, counted in working days | Wide Star Alliance, no fuel surcharges; 2:1 on TravelOne and Premier, 3:1 on the Platinums. |
| Hainan Airlines Fortune Wings | 2:1 (up to a week)
→ ₹0.50 a point
(50%) HSBC Platinum: 4:1 HSBC RuPay Platinum: 4:1 | 5 working days — Up to a week, counted in working days | Niche China routes and thin availability; 2:1 on TravelOne and Premier, 4:1 on the Platinums. |
| AirAsia Rewards | 1:3 (1–2 days)
→ ₹0.69 a point
(69%) HSBC Platinum: 1:2 HSBC RuPay Platinum: 1:2 | instantly or within 1 working day — 1–2 days, counted in working days | 1 point → 3 AirAsia points on TravelOne and Premier, 2 on the Platinums — and they are worth little either way; cash-fare offsets only. |
| ALL - Accor Live Limitless | 1:1 (1–2 days)
→ ₹2.15 a point
(215%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly, or within 1 business day — 1–2 days, counted in working days | Near-fixed ~€40 per 2,000 ALL points; the most predictable hotel value. 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| Marriott Bonvoy | 1:1 (1–2 days)
→ ₹0.65 a point
(65%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly, or within 1 business day — 1–2 days, counted in working days | Dynamic since 2025; free-night awards are what's left. 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| IHG One Rewards | 1:1 (1–2 days)
→ ₹0.55 a point
(55%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly, or within 1 business day — 1–2 days, counted in working days | IHG nights; low per-point worth. 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| Wyndham Rewards | 1:1 (1–2 days)
→ ₹0.65 a point
(65%) HSBC Platinum: 2:1 HSBC RuPay Platinum: 2:1 | instantly, or within 1 business day — 1–2 days, counted in working days | Flat redemptions, low points worth. 1:1 on TravelOne and Premier, 2:1 on the Platinums. |
| Shangri-La Circle | 5:1 (1–2 days)
→ ₹1.27 a point
(127%) HSBC Platinum: 10:1 HSBC RuPay Platinum: 10:1 | instantly, or within 1 business day — 1–2 days, counted in working days | 5 points → 1 Shangri-La point on TravelOne and Premier, 10 on the Platinums; steep, strictly for topping up a stay. |
Nothing on this currency publishes a window that short. The routes that might be fast enough are the ones publishing no time at all — we won't guess for them.
what each card can actually mint — caps by tier (7 cards)
| Card | Earns | Monthly earn cap | Accelerator ceiling | Its own ratio |
|---|---|---|---|---|
| HSBC Premier (Metal) | 3 / ₹100 | none published | no accelerator | the currency's own ratios |
| HSBC TravelOne | 2 / ₹100 | none published | no ₹ ceiling published | the currency's own ratios |
| HSBC Privé | 3.33 / ₹100 | none published | no accelerator | the currency's own ratios |
| HSBC Platinum | 0.667 / ₹100 | none published | no ₹ ceiling published | Singapore Airlines KrisFlyer: 2:1 The British Airways Club (Avios): 2:1 Qatar Airways Privilege Club (Avios): 2:1 Air India Maharaja Club: 2:1 Air France-KLM Flying Blue: 2:1 Etihad Guest: 2:1 EVA Air Infinity MileageLands: 2:1 Japan Airlines Mileage Bank: 2:1 Qantas Frequent Flyer: 2:1 Thai Royal Orchid Plus: 2:1 Vietnam Airlines Lotusmiles: 2:1 Turkish Airlines Miles&Smiles: 4:1 United MileagePlus: 3:1 Hainan Airlines Fortune Wings: 4:1 AirAsia Rewards: 1:2 ALL - Accor Live Limitless: 2:1 Marriott Bonvoy: 2:1 IHG One Rewards: 2:1 Wyndham Rewards: 2:1 Shangri-La Circle: 10:1 |
| HSBC RuPay Platinum | 0.667 / ₹100 | none published | no accelerator | Singapore Airlines KrisFlyer: 2:1 The British Airways Club (Avios): 2:1 Qatar Airways Privilege Club (Avios): 2:1 Air India Maharaja Club: 2:1 Air France-KLM Flying Blue: 2:1 Etihad Guest: 2:1 EVA Air Infinity MileageLands: 2:1 Japan Airlines Mileage Bank: 2:1 Qantas Frequent Flyer: 2:1 Thai Royal Orchid Plus: 2:1 Vietnam Airlines Lotusmiles: 2:1 Turkish Airlines Miles&Smiles: 4:1 United MileagePlus: 3:1 Hainan Airlines Fortune Wings: 4:1 AirAsia Rewards: 1:2 ALL - Accor Live Limitless: 2:1 Marriott Bonvoy: 2:1 IHG One Rewards: 2:1 Wyndham Rewards: 2:1 Shangri-La Circle: 10:1 |
| HSBC Smart Value | 1 / ₹100 | none published | ₹12,000 a year Online, dining and telecom | the currency's own ratios |
| HSBC Advance Platinum | 1.333 / ₹100 | none published | ₹15,000 a year Spend beyond ₹4,00,000 in an anniversary year | the currency's own ratios |
No way out — HSBC's closed loops
Taj Reward Points (HSBC Taj) · HSBC Cashback (HSBC Live+, HSBC RuPay Cashback) · HSBC Spencer's Retail Reward Points (HSBC Spencer's Retail Classic) — these currencies have no transfer partner and no onward programme hop either. Both files were checked: a currency listed here is a genuine dead end, not one whose exits simply live in the other file. Redemption value is whatever the catalogue pays; the card pages carry the honest ₹/point.
HSBC transfers — the questions people actually ask
How to transfer HSBC Reward Points to Air India Maharaja Club?
HSBC Reward Points moves to Air India Maharaja Club at 1:1 — read our-points : partner-miles, never inverted. One HSBC Reward Points point becomes ₹0.80 of value at our house values, against ₹1.00 sitting where it is. Published landing window: 5 working days. You transfer from the HSBC rewards portal, not from the airline's side. Either way it is one-way and irreversible — the miles cannot come back.
Which airlines can I transfer HSBC Reward Points to?
20 priced programmes — ALL - Accor Live Limitless (1:1), Shangri-La Circle (5:1), Singapore Airlines KrisFlyer (1:1), Japan Airlines Mileage Bank (1:1), The British Airways Club (Avios) (1:1), Qatar Airways Privilege Club (Avios) (1:1), and 14 more, every one listed in the table above with its ratio, landing window and what one point becomes in rupees.
Can I transfer HSBC points to KrisFlyer?
Yes — HSBC Reward Points goes to Singapore Airlines KrisFlyer at 1:1. That makes one HSBC Reward Points point worth ₹1.10 of KrisFlyer miles at our house value. Published landing window: instantly or within 1 working day.
How long do HSBC points take to transfer?
20 of 20 exits publish a window; the rest publish nothing and this page says so rather than filling the blank. The fastest published on HSBC Reward Points is instantly or within 1 working day. Every window names who says so — the issuer, the receiving programme, or a community grid — because a bank's own clause is a promise you can hold it to and a stranger's recollection is not.