Transfer desk · by bank
HDFC Bank transfer partners
22 routes out of 1 currency — every ratio in our-points : partner-miles, every claim sourced. Cards that ride each currency are chipped below it.
HDFC Reward Points
₹1.00/pt house value · earned by: HDFC Infinia Metal · HDFC Diners Club Black Metal · HDFC Regalia Gold · HDFC Diners Club Privilege
| Partner | Ratio | Time | The read |
|---|---|---|---|
| Singapore Airlines KrisFlyer | 1:1 HDFC Regalia Gold: 2:1 HDFC Diners Club Privilege: 2:1 | 7 working days | The legacy 1:1 route. Saver business MAA/BLR/DEL → SIN and onward to Europe is where ₹2+/point lives. |
| Air Canada Aeroplan | 2:1 HDFC Regalia Gold: 100:33 | 24 hours | Star Alliance on a near-fixed chart; strong for North America and Europe business, no fuel surcharges. |
| Avianca LifeMiles | 2:1 | 24 hours | No fuel surcharges on Star Alliance premium cabins; frequent buy-miles cheapness. HDFC-exclusive route. |
| British Airways Executive Club (Avios) | 2:1 HDFC Regalia Gold: 100:33 | 24 hours | Short-haul distance-band Avios; pool and hop to Qatar Qsuite. |
| Qatar Airways Privilege Club (Avios) | 2:1 HDFC Regalia Gold: 100:33 | 24 hours | Qsuite to Doha and onward; Avios move freely across BA/Finnair/Qatar. Added 2025. |
| Finnair Plus (Avios) | 1:1 HDFC Regalia Gold: 2:1 | 24 hours | The best Avios on-ramp at 1:1. Distance bands and Qatar Qsuite via pooling. |
| Air France-KLM Flying Blue | 1:1 HDFC Regalia Gold: 2:1 | 24 hours | Monthly Promo Rewards to Europe at a clean 1:1; dynamic base chart otherwise. |
| Cathay Asia Miles | 2:1 HDFC Regalia Gold: 100:33 | 24 hours | Cathay business to Hong Kong and oneworld sweet spots. Added 2025. |
| Etihad Guest | 2:1 HDFC Regalia Gold: 100:33 | 24 hours | Etihad business to AUH and Europe; watch increasingly dynamic pricing. |
| Turkish Airlines Miles&Smiles | 2:1 | 24 hours | Cheap Star Alliance awards to Europe/US — if you can survive the booking experience. |
| United MileagePlus | 2:1 HDFC Regalia Gold: 100:33 | 24 hours | No fuel surcharges and wide Star Alliance access; dynamic but occasionally a steal. |
| Thai Royal Orchid Plus | 2:1 HDFC Regalia Gold: 100:33 | 24 hours | Star Alliance via BKK; regional premium cabins. Added 2025. |
| Air India Maharaja Club | 2:1 HDFC Regalia Gold: 100:33 | 48–96 hours | Domestic + Star Alliance; the default premium-cabin target post-Vistara merger. Added Feb 2025. |
| Vietnam Airlines LotusSmiles | 1:1 HDFC Regalia Gold: 2:1 | 24 hours | SkyTeam short-haul across SE Asia; niche, but a clean 1:1. |
| AirAsia Rewards | 1:1 HDFC Regalia Gold: 2:1 | 24 hours | Cheap SE Asia short-haul economy; 1:1 keeps it painless for cash-fare offsets. |
| SpiceJet SpiceClub | 1:1 HDFC Regalia Gold: 2:1 | 24 hours | Domestic SpiceJet fares only; thin value, treat as a last resort. |
| ALL - Accor Live Limitless | 2:1 | 24 hours | Near-fixed ~€40 per 2,000 ALL points against any stay; the most predictable hotel value here. |
| Marriott Bonvoy | 2:1 HDFC Regalia Gold: 100:33 | 24 hours | Fully dynamic since 2025; free-night awards are what's left. Added 2025. |
| Club ITC | 2:1 | 2–4 working days | ITC luxury nights and suite upgrades across India; Green Points for dining. Added 2025. ITC's own partner page names Infinia, Diners Black AND Regalia Gold eligible (2026-07-21). |
| IHG One Rewards | 1:1 HDFC Regalia Gold: 2:1 | 24 hours | 1:1, but IHG points are worth little — only for one specific costed booking. |
| Radisson Rewards | 1:1 HDFC Regalia Gold: 2:1 | 24 hours | Thin per-point value, strictly situational. |
| Wyndham Rewards | 1:1 HDFC Regalia Gold: 2:1 | 24 hours | Flat-ish redemptions and low points worth; niche use only. |
No way out — HDFC Bank's closed loops
Marriott Bonvoy (Marriott Bonvoy HDFC Bank) · Tata NeuCoins (Tata Neu Infinity HDFC Bank) — these currencies have no transfer partners at all. Redemption value is whatever the catalogue pays; the card pages carry the honest ₹/point.