Transfer desk · by program
Feeding Marriott Bonvoy from India
Every way in — 13 direct card routes, 7 chains via intermediaries, 11 partner-balance hops — priced at the ₹0.65/pt house value. Multi-leg paths show the aggregated end-to-end ratio. The strongest pipe today: HSBC Premier (Metal) at 1:1.
Program detail — award charts, nerf log, ways out: the Marriott Bonvoy hub →
Moving source points — each row shows what lands
01 · Direct from a card
| Card | Earns | Ratio | Miles / pt | ₹ / pt | Time | → out |
|---|---|---|---|---|---|---|
| HSBC Premier (Metal) #9 | HSBC Reward Points | 1:1 | 1.00 | ₹0.65 | instant | |
| HSBC TravelOne #17 | HSBC Reward Points | 1:1 | 1.00 | ₹0.65 | instant | |
| Amex Platinum Travel #19 | Amex Membership Rewards | 1:1 | 1.00 | ₹0.65 | 24–48 hours (SLA 5 working days) | |
| Amex Platinum Charge #24 | Amex Membership Rewards | 1:1 | 1.00 | ₹0.65 | 24–48 hours (SLA 5 working days) | |
| Amex Membership Rewards Card #25 | Amex Membership Rewards | 1:1 | 1.00 | ₹0.65 | 24–48 hours (SLA 5 working days) | |
| Amex Platinum Reserve #29 | Amex Membership Rewards | 1:1 | 1.00 | ₹0.65 | 24–48 hours (SLA 5 working days) | |
| Amex Gold Charge #58 | Amex Membership Rewards | 1:1 | 1.00 | ₹0.65 | 24–48 hours (SLA 5 working days) | |
| HDFC Infinia Metal #1 | HDFC Reward Points | 2:1 | 0.50 | ₹0.33 | 24 hours | |
| HDFC Diners Club Black Metal #5 | HDFC Reward Points | 2:1 | 0.50 | ₹0.33 | 24 hours | |
| HDFC Diners Club Privilege #23 | HDFC Reward Points | 2:1 | 0.50 | ₹0.33 | 24 hours | |
| Kotak Air+ #16 | Kotak Air Miles | 3:1 | 0.33 | ₹0.22 | not published | |
| Kotak Solitaire #46 | Kotak Air Miles | 3:1 | 0.33 | ₹0.22 | not published | |
| HDFC Regalia Gold #11 | HDFC Reward Points | 100:33 | 0.33 | ₹0.21 | 24 hours |
02 · Via intermediaries — aggregated ratio
Card points hopping through 1–4 partner programs into Marriott Bonvoy, every leg multiplied into one end-to-end ratio. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.
| Path | Aggregated | Miles / pt | ₹ / mile | → out |
|---|---|---|---|---|
| RBL Reward Points → Club ITC → Marriott Bonvoy legs 3:1 · 2:3 · rbl-world-safari only ⚠ min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) | 2:1 | 0.50 | ₹0.50 | |
| Axis EDGE Miles → Club ITC → Marriott Bonvoy legs 1:2 · 2:3 Axis Olympus: 1:6 · Axis Horizon: 1:1.5 ⚠ min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) | 1:3 | 3.00 | ₹0.67 | |
| Axis EDGE Reward Points → Club ITC → Marriott Bonvoy legs 5:2 · 2:3 Axis Magnus for Burgundy: 1:1.2 · Axis Bank SELECT: 3.33:1 ⚠ min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) | 1.67:1 | 0.60 | ₹0.67 | |
| RBL Reward Points (Nova/Lumière) → Club ITC → Marriott Bonvoy legs 1:1 · 2:3 · rbl-lumiere/rbl-nova only RBL Nova: 1.33:1 ⚠ min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) | 1:1.5 | 1.50 | ₹0.67 | |
| HDFC Reward Points → Club ITC → Marriott Bonvoy legs 2:1 · 2:3 ⚠ min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) | 1.33:1 | 0.75 | ₹1.33 | |
| SBI Travel Credits → Club ITC → Marriott Bonvoy legs 2:1 · 2:3 ⚠ min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) | 1.33:1 | 0.75 | ₹1.33 | |
| IndusInd Reward Points → Singapore Airlines KrisFlyer → Marriott Bonvoy legs 10:3 · 2:1 IndusInd Pioneer Heritage: 4:1 · IndusInd Pinnacle World: 4:1 · IndusInd Legend: 8:1 ⚠ min 3,000 miles | 6.67:1 | 0.15 | ₹5.33 |
03 · Already holding hotel or partner points?
Balance-origin hops — a stash you already hold, no card involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.
| Your balance in | Ratio | Miles / pt | ₹ / mile | Time | → out |
|---|---|---|---|---|---|
| Club ITC CAP HALVED 1-May-2026: 5,000 GP/quarter (was 10,000), 20k/yr — throttles every card→Club ITC→Marriott chain … ⚠ min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) | 2:3 | 1.50 | ₹0.67 | 8–10 weeks | |
| United MileagePlus The best paper ratio of the nine, gated behind US-centric elite status few Indians hold. ₹1.00 → ₹0.65 (~65%… ⚠ cap 50,000 miles per calendar year; requires United Premier Silver status or above | 1:1 | 1.00 | ₹1.00 | — | |
| Air Canada Aeroplan 1:1 but elite-gated. ~65% retained — and Aeroplan is HDFC-reachable at 2:1, so feeding Bonvoy this way costs… ⚠ min 500 points · cap requires Aeroplan Elite Status | 1:1 | 1.00 | ₹1.00 | — | |
| ANA Mileage Club 1:1 per HfP — anomalously rich; re-verify with ANA before moving anything. ANA miles die hard at 36 months, … | 1:1 | 1.00 | ₹1.00 | — | |
| Japan Airlines Mileage Bank ₹4.40 of JAL miles → ₹1.65 of Bonvoy (38%). JAL's hard 36-month expiry makes this the least-mad of the onewo… | 4:3 | 0.75 | ₹1.47 | — | |
| Emirates Skywards The richest airline→hotel ratio anywhere — 41% of house value retained (₹2.70 in → ₹1.10 out). The rescue va… ⚠ min 3,000 miles · cap 100,000 miles per transaction | 3:2 | 0.67 | ₹1.35 | ~48 hours | |
| Singapore Airlines KrisFlyer ₹2.20 of KrisFlyer → ₹0.65 of Bonvoy (~30% retained). Only for miles about to die on KrisFlyer's hard 3-year… ⚠ min 3,000 miles | 2:1 | 0.50 | ₹2.20 | — | |
| Ethiopian ShebaMiles Live 24-Mar-2026 — Bonvoy's 10th inbound miles-to-points partner, the only one added since Jun-2025. ₹2.00 o… | 2:1 | 0.50 | ₹2.00 | not published | |
| Avios (BA / Qatar / Finnair) Via the Qatar Airways Privilege Club wallet only (BA has no such feature); main member only, Bonvoy account … ⚠ min 1,000 Avios · cap 500,000 Avios/member/day | 2:1 | 0.50 | ₹2.00 | within 8 weeks | |
| Cathay Asia Miles 25% retained at house values. Asia Miles' 18-month activity clock is easy to reset — rescue rarely needed. ⚠ min 2,000 miles | 2:1 | 0.50 | ₹2.00 | — | |
| flipkart-supercoins Two-way since ~Aug-2025 (reverse Marriott→SuperCoins throttled to 3,000 pts/transfer Dec-2025). No public T&… | 2:1 | 0.50 | — | in-app |
Miles/pt = Marriott Bonvoy miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the burn at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. Cards saved in your wallet are highlighted automatically.