Transfer desk · by program
Feeding Shangri-La Circle from India
Every way in — 10 direct card routes, 9 chains via intermediaries, 1 partner-balance hop — priced at the ₹6.35/pt house value. Multi-leg paths show the aggregated end-to-end ratio. Every ratio here reads our points : partner miles — 2:1 means two of your points buy one partner mile, 1:2 means one point buys two. The strongest pipe today: HSBC Premier (Metal) at 5:1.
Program detail — award charts, nerf log, ways out: the Shangri-La Circle hub →
01 · Direct from a card
The best conversion each Indian currency reaches, and the highest-ranked card that rides it. Every card route is in the ranked table under it.
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HSBC Reward Points 5:1 (1–2 days)
Best on HSBC Premier (Metal) — 7 cards on this currency can ride it
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SBI Travel Credits 6:1 (weeks)
Best on SBI Card MILES PRIME — 3 cards on this currency can ride it
Every card route, ranked
10 rows · best conversion first
| Card | Earns | Ratio | Miles / pt | ₹ / pt | Time | → out |
|---|---|---|---|---|---|---|
| HSBC Premier (Metal) yours #7 HSBC Reward Points | HSBC Reward Points | 5:1 (1–2 days) | 0.20 | ₹1.27 | instantly, or within 1 business day | |
| HSBC TravelOne yours #19 HSBC Reward Points | HSBC Reward Points | 5:1 (1–2 days) | 0.20 | ₹1.27 | instantly, or within 1 business day | |
| HSBC Privé yours #44 HSBC Reward Points | HSBC Reward Points | 5:1 (1–2 days) | 0.20 | ₹1.27 | instantly, or within 1 business day | |
| HSBC Smart Value yours #837 HSBC Reward Points | HSBC Reward Points | 5:1 (1–2 days) | 0.20 | ₹1.27 | instantly, or within 1 business day | |
| HSBC Advance Platinum yours #925 HSBC Reward Points | HSBC Reward Points | 5:1 (1–2 days) | 0.20 | ₹1.27 | instantly, or within 1 business day | |
| SBI Card MILES PRIME yours #58 SBI Travel Credits | SBI Travel Credits | 6:1 (weeks) | 0.17 | ₹1.06 | up to 21 days | |
| SBI Card MILES ELITE yours #95 SBI Travel Credits | SBI Travel Credits | 6:1 (weeks) | 0.17 | ₹1.06 | up to 21 days | |
| SBI Card MILES yours #136 SBI Travel Credits | SBI Travel Credits | 6:1 (weeks) | 0.17 | ₹1.06 | up to 21 days | |
| HSBC Platinum yours #75 HSBC Reward Points | HSBC Reward Points | 10:1 (1–2 days) | 0.10 | ₹0.64 | instantly, or within 1 business day | |
| HSBC RuPay Platinum yours #76 HSBC Reward Points | HSBC Reward Points | 10:1 (1–2 days) | 0.10 | ₹0.64 | instantly, or within 1 business day |
02 · Via intermediaries — aggregated ratio
9 chains · every leg's toll multiplied in
Card points hopping through 1–4 partner programs into Shangri-La Circle, every leg multiplied into one end-to-end ratio. A chain is that whole path; each transfer inside it is a leg, and each one costs days and usually points. Only chains that unlock this program or beat the direct route render — the value-traps are suppressed.
| Path | Aggregated | Miles / pt | ₹ / mile | → out |
|---|---|---|---|---|
| HDFC Reward Points → Singapore Airlines KrisFlyer → Shangri-La Circle legs 1:1 · 12:1 · only via HDFC Infinia Metal · HDFC Diners Club Black Metal · HDFC Biz Black Metal · HDFC Regalia Gold · HDFC BizPower · HDFC Diners Club Privilege · HDFC Regalia HDFC Diners Club Privilege: 24:1 · HDFC Regalia Gold: 24:1 · HDFC Regalia: 24:1 · HDFC BizPower: 24:1 ⚠ min 20,000 miles · cap 180,000 miles per calendar year | 12:1 | 0.08 | ₹12.00 | |
| Axis EDGE Miles → Singapore Airlines KrisFlyer → Shangri-La Circle legs 1:2 · 12:1 Axis Bank PRIMUS: 2.4:1 · Axis Olympus: 3:1 · Axis Horizon: 12:1 · IndianOil Axis Bank Premium: 24:1 ⚠ min 20,000 miles · cap 180,000 miles per calendar year | 6:1 | 0.17 | ₹12.00 | |
| Axis EDGE Reward Points → Singapore Airlines KrisFlyer → Shangri-La Circle legs 5:2 · 12:1 Axis Magnus for Burgundy: 15:1 · Axis Burgundy Private: 15:1 · Axis Bank SELECT: 120:1 · Axis Bank Privilege: 120:1 · Axis Bank REWARDS: 120:1 · Samsung Axis Bank Infinite: 240:1 · Samsung Axis Bank Signature: 240:1 · Axis Bank My Zone: 240:1 · Axis Bank NEO: 240:1 · Axis Bank Freecharge: 240:1 · Axis Bank My Wings: 240:1 · Axis Bank My Zone Easy: 240:1 · Axis Bank Privilege Easy: 240:1 · IndianOil Easy Axis Bank: 240:1 · IndianOil Axis Bank Credit Card: 240:1 · Axis Bank Platinum: 240:1 · Axis Bank Pride Platinum: 240:1 · Axis Bank Pride Signature: 240:1 · Axis Bank Titanium Smart Traveller: 240:1 · Axis Bank Corporate Credit Card: 240:1 · Axis Bank Business Supreme Visa: 240:1 · Axis Bank Business Supreme Mastercard: 240:1 ⚠ min 20,000 miles · cap 180,000 miles per calendar year | 30:1 | 0.03 | ₹12.00 | |
| Amex Membership Rewards → Singapore Airlines KrisFlyer → Shangri-La Circle legs 2:1 · 12:1 ⚠ min 20,000 miles · cap 180,000 miles per calendar year | 24:1 | 0.04 | ₹12.00 | |
| RBL Reward Points → Club ITC → Marriott Bonvoy → Singapore Airlines KrisFlyer → Shangri-La Circle legs 3:1 · 2:3 · 3:1 · 12:1 · only via RBL iGlobe · RBL World Safari Plus · RBL Insignia Preferred Banking World Card RBL iGlobe: 76.8:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day · Singapore Airlines KrisFlyer: min 20,000 miles · cap 180,000 miles per calendar year | 57.6:1† | 0.02 | ₹14.40 | |
| RBL Reward Points (Nova/Lumière) → Club ITC → Marriott Bonvoy → Singapore Airlines KrisFlyer → Shangri-La Circle legs 1:1 · 2:3 · 3:1 · 12:1 · only via RBL Nova · RBL Lumière RBL Nova: 38.4:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day · Singapore Airlines KrisFlyer: min 20,000 miles · cap 180,000 miles per calendar year | 19.2:1† | 0.05 | ₹19.20 | |
| AURUM Reward Points → Club ITC → Marriott Bonvoy → Singapore Airlines KrisFlyer → Shangri-La Circle legs 5:1 · 2:3 · 3:1 · 12:1 ⚠ Club ITC: min 2,000 Green Points, then multiples of 100 (ITC official) · cap 5,000 Green Points/quarter · 20,000/year (halved 1-May-2026; history: 15k/qtr + 60k/yr set Jul-2023, then 10k/40k) · Marriott Bonvoy: min 3,000 pts · max 240,000 pts/day · Singapore Airlines KrisFlyer: min 20,000 miles · cap 180,000 miles per calendar year | 96:1† | 0.01 | ₹24.00 | |
| Kotak Air Miles → Accor Live Limitless (ALL) → Virgin Australia Velocity → Singapore Airlines KrisFlyer → Shangri-La Circle legs 2:1 · 1:1 · 31:20 · 12:1 ⚠ Accor Live Limitless (ALL): min 4,000 pts · Virgin Australia Velocity: min 5,000 points · Singapore Airlines KrisFlyer: min 20,000 miles · cap 180,000 miles per calendar year | 37.2:1 | 0.03 | ₹37.20 | |
| IndusInd Reward Points → Singapore Airlines KrisFlyer → Shangri-La Circle legs 4:1 · 12:1 IndusInd PIONEER Private: 12:1 · IndusInd Pioneer Heritage: 24:1 · IndusInd Pinnacle World: 24:1 · IndusInd Pioneer Legacy: 24:1 ⚠ min 20,000 miles · cap 180,000 miles per calendar year | 48:1 | 0.02 | ₹38.40 |
03 · Already holding hotel or partner points?
1 program hop · no card involved
Balance-origin hops — a transfer between two loyalty programs rather than out of a card, so it is a stash you already hold and no card is involved. Single leg, so the ratio is the aggregate. Most are rescue valves, not plans: check the ₹/mile before moving anything.
| Your balance in | Ratio | Miles / pt | ₹ / mile | Time | → out |
|---|---|---|---|---|---|
| Singapore Airlines KrisFlyer ₹13.20 of miles → one ₹6.35 SLC point (~48% retained — decent by hotel-hop standards, but SLC points only pa… ⚠ min 20,000 miles · cap 180,000 miles per calendar year | 12:1 | 0.08 | ₹13.20 | — |
Miles/pt = Shangri-La Circle miles per 1 point of the source; aggregated ratios multiply every leg. ₹/mile prices the redemption at house values. Chain rows print their own mins and caps — a capped valve moves slowly no matter how good the ratio. Per-card exceptions show their own aggregated ratio on the row. † ranked at the BEST-CASE block rate — the volume bonus on a leg of this chain (Bonvoy 5,000 miles per 60,000 points, Hyatt 5,000 per 50,000) pays only at whole blocks, so a transfer that doesn't fill one lands fewer miles than this row implies. Cards saved in your wallet are highlighted automatically.
Straight answers
The questions people actually type about moving points into Shangri-La Circle — answered from the same rows as the tables above, with the same numbers.
How long do HSBC Reward Points → Shangri-La Circle transfers take?
Instantly, or within 1 business day. HSBC Reward Points converts at 5:1, so one point becomes 0.20 Shangri-La Circle points, worth ₹1.27 at our house mark. 7 cards on this currency can ride it, and HSBC Premier (Metal) is the highest-ranked. That gap is the risk: award space can vanish before the miles land, so never move points on spec.
How long do SBI Travel Credits → Shangri-La Circle transfers take?
Up to 21 days. SBI Travel Credits converts at 6:1, so one point becomes 0.17 Shangri-La Circle points, worth ₹1.06 at our house mark. 3 cards on this currency can ride it, and SBI Card MILES PRIME is the highest-ranked. That gap is the risk: award space can vanish before the miles land, so never move points on spec.
What's the best ratio into Shangri-La Circle?
5:1 from HSBC Reward Points, on HSBC Premier (Metal) (ranked #7). One point becomes 0.20 Shangri-La Circle points — ₹1.27 of value at our house mark. Nothing else on this page converts harder; the direct table above ranks the rest of the field, per-card exceptions already applied.
Do Shangri-La Circle points expire?
We have not verified an expiry rule for Shangri-La Circle, so we do not publish one — an invented clock is worse than no clock. Check the program's own terms before you move a balance in, and treat every ratio on this page as the answer to "what does it convert at", not "how long can it sit".
What's the minimum transfer into Shangri-La Circle?
Not on the card routes. None of the issuers feeding Shangri-La Circle publishes a transfer minimum we can read — the number lives behind the transfer screen's login — so we print none rather than guess one and strand your points at the last step. Where a partner-balance hop does publish a floor, we print it: Singapore Airlines KrisFlyer min 20,000 miles. Each is per transaction, and any cap rides on the same row.