Award route card · one-way
Same duel as Bengaluru, longer flight, identical charts: KrisFlyer's Zone-6 pricing doesn't care which Indian metro you leave from, and Air India's flat SE-Asia tiers don't either. Mumbai's one wrinkle is Aeroplan — at 2,428 great-circle miles this corridor squeaks under the 2,500-mile band boundary that Bengaluru clears with room, so the 47,500 partner award holds here too. Arithmetic still crowns Maharaja.
The play · business
Feed it: 50,000 IndusInd Reward Points (1:1) · 25,000 Axis EDGE Miles (1:2) · 50,000 ICICI Reward Points (1:1)
| Program | Metal / routing | Points | Surcharge | All-in ₹ | vs play |
|---|---|---|---|---|---|
| Air India Maharaja Points | Air India nonstop (Star Alliance), Value tier | 50,000 | — | ₹40,000 | the play |
| Air Canada Aeroplan | Air India or Singapore Airlines metal (Star Alliance partner award) | 47,500 | — | ₹47,500 | 1.2× |
| Singapore Airlines KrisFlyer | Singapore Airlines nonstop, Saver (Zone 6 chart) | 45,000 | ₹6,000 | ₹55,500 | 1.4× |
The play · economy
Feed it: 12,000 IndusInd Reward Points (1:1) · 6,000 Axis EDGE Miles (1:2) · 12,000 ICICI Reward Points (1:1)
| Program | Metal / routing | Points | Surcharge | All-in ₹ | vs play |
|---|---|---|---|---|---|
| Air India Maharaja Points | Air India nonstop (Star Alliance), Value tier | 12,000 | — | ₹9,600 | the play |
| Singapore Airlines KrisFlyer | Singapore Airlines nonstop, Saver (Zone 6 chart) | 19,000 | ₹5,000 | ₹25,900 | 2.7× |
All-in ₹ = points × the program's house value (valuation index) + the sourced one-way surcharge; a dash means the carrier doesn't publish it and the ranking counts it ₹0 — the row's note carries the caveat. “Dynamic” rows never compete for the play. Feed-ins come from the same transfer data as the optimizer, 2-hop chains included.
50,000 in business after April 2026 — more points than KrisFlyer's 45,000 but cheaper rupees to mint at ₹0.80 house value, with six issuers feeding it. The merger dividend priced against SQ's hegemony.
Feed it: 50,000 IndusInd Reward Points (1:1) · 25,000 Axis EDGE Miles (1:2) · 50,000 ICICI Reward Points (1:1)
BOM–SIN's 2,428 great-circle miles sit just inside the 0–2,500-mile Atlantic–Pacific band (47,500 post-June-2026) — the same band CardExpert prices for Delhi–Bangkok. Verify the band at booking; routing via a connection tips it into the 75,000 tier.
Feed it: 23,750 Axis EDGE Miles (1:2) · 47,500 SBI Travel Credits (1:1) · 1,18,750 Axis EDGE Reward Points (5:2)
45,000 Saver post-Nov-2025. BOM–SIN carries SQ's regional J product; book at the 355-day window or fight for the seats everyone else's transferred points are chasing.
Feed it: 45,000 HDFC Reward Points (1:1) · 22,500 Axis EDGE Miles (1:2) · 90,000 Amex Membership Rewards (2:1)
The flat 12,000-point SE Asia economy tier, ex-Mumbai edition. ICICI and SBI transfer 1:1; nothing published comes close on this corridor's cheap end.
Feed it: 12,000 IndusInd Reward Points (1:1) · 6,000 Axis EDGE Miles (1:2) · 12,000 ICICI Reward Points (1:1)
Zone 6 Saver — the rate that got cheaper in Nov 2025 and still loses to a ₹14–25k cash fare. SQ economy ex-BOM is a purchase, not a redemption.
Feed it: 19,000 HDFC Reward Points (1:1) · 9,500 Axis EDGE Miles (1:2) · 38,000 Amex Membership Rewards (2:1)