Award route card · one-way

Mumbai Seoul

BOM → ICN 5,548 km · 3,448 mi — long-haul, no nonstop; every award is a 1-stop 7 programs priced as of 2026-07-22

Korean Air doesn't touch Mumbai, so the Delhi trophy — a Korean Prestige seat — simply isn't bookable here. What's left is Cathay metal via Hong Kong, priced three ways. Asia Miles is the economy floor at 20,000 Standard, SBI-fed 1:1 and the outright cheapest here; AAdvantage's region chart owns business at 40,000, the cheapest flat bed; JMB matches the metal at 23,000 / 42,000 on a clean HSBC 1:1 feed. Whichever ledger you hold, the fixed play is Cathay.

Business

The play · business

American Airlines AAdvantage

Cathay Pacific business via HKG (oneworld partner award)

Feed it: 1,20,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 2,40,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 40,000 Axis EDGE Miles (1:1 via Club ITC → Marriott Bonvoy)

40,000 pts
surcharge not published
₹40,000 all-in at house ₹
Program Metal / routing Points Surcharge All-in ₹ vs play
American Airlines AAdvantage Cathay Pacific business via HKG (oneworld partner award) 40,000 ₹40,000 the play
Japan Airlines Mileage Bank Cathay Pacific business via HKG (oneworld) via JAL partner chart 42,000 ₹46,200 1.2×
Cathay Asia Miles Cathay Pacific business via HKG (oneworld), Standard award — cumulative-distance pricing 60,000 ₹60,000 1.5×
Air Canada Aeroplan Air India via Delhi (Star Alliance partner award) 75,000 ₹75,000 1.9×
Singapore Airlines KrisFlyer Singapore Airlines via SIN (one stop), Saver 88,000 ₹96,800 2.4×

Economy

The play · economy

Cathay Asia Miles

Cathay Pacific via HKG (oneworld), Standard award — cumulative-distance pricing

Feed it: 40,000 Amex Membership Rewards (2:1) · 20,000 SBI Travel Credits (1:1) · 96,001 RBL Reward Points (4.8:1 via Club ITC → Marriott Bonvoy)

20,000 pts
surcharge not published
₹20,000 all-in at house ₹
Program Metal / routing Points Surcharge All-in ₹ vs play
Cathay Asia Miles Cathay Pacific via HKG (oneworld), Standard award — cumulative-distance pricing 20,000 ₹20,000 the play
American Airlines AAdvantage Cathay Pacific via HKG (oneworld partner award) 22,500 ₹22,500 1.1×
Air India Maharaja Points Air India via Delhi (Star Alliance), Value tier — one award, BOM-DEL-ICN 30,000 ₹24,000 1.2×
Japan Airlines Mileage Bank Cathay Pacific via HKG (oneworld) via JAL partner chart 23,000 ₹25,300 1.3×
Singapore Airlines KrisFlyer Singapore Airlines via SIN (one stop), Saver 42,000 ₹46,200 2.3×
Malaysia Airlines Enrich Malaysia Airlines via KUL (one stop) — revenue-based Enrich pricing dynamic

All-in ₹ = points × the program's house value (valuation index) + the sourced one-way surcharge; a dash means the carrier doesn't publish it and the ranking counts it ₹0 — the row's note carries the caveat. “Dynamic” rows never compete for the play. Feed-ins come from the same transfer data as the optimizer, multi-hop chains included.

Row by row

Business

American Airlines AAdvantage

the play 40,000 pts

Cathay Pacific business via HKG (oneworld partner award)

40,000 AA miles for Cathay business BOM–HKG–ICN — 5,000 under SKYPASS's off-peak Prestige, and unlike SKYPASS it's actually bookable from Mumbai. 120,000 Bonvoy at 3:1; JMB two rows down books the identical seats at 42,000 with a direct HSBC feed — price your chain before picking.

Feed it: 1,20,000 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 2,40,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 40,000 Axis EDGE Miles (1:1 via Club ITC → Marriott Bonvoy)

as of 2026-07-22 10xtravel.com
Business

Japan Airlines Mileage Bank

42,000 pts

Cathay Pacific business via HKG (oneworld) via JAL partner chart

42,000 one-way business on Cathay metal, squeaking under the 4,000-mile band edge — 2,000 over AA for the same seats but fed directly by HSBC at 1:1, no hotel chain required. The best bank-funded flat bed to Seoul from Mumbai; book both sectors as one partner award.

Feed it: 21,000 Axis EDGE Miles (1:2) · 42,000 HSBC Reward Points (1:1) · 1,05,000 Axis EDGE Reward Points (5:2)

as of 2026-07-22 10xtravel.com
Business

Cathay Asia Miles

60,000 pts

Cathay Pacific business via HKG (oneworld), Standard award — cumulative-distance pricing

60,000 Standard in business — 18,000 to 20,000 over JMB and AA on the identical Cathay seats. The May-2026 restructure left Asia Miles expensive above 2,750 miles; hold it for the sub-2,750 nonstops where its 33,000 shines and fund this corridor elsewhere.

Feed it: 1,20,000 Amex Membership Rewards (2:1) · 60,000 SBI Travel Credits (1:1) · 2,88,000 RBL Reward Points (4.8:1 via Club ITC → Marriott Bonvoy)

as of 2026-07-22 suitesmile.com
Business

Air Canada Aeroplan

75,000 pts

Air India via Delhi (Star Alliance partner award)

BOM–DEL–ICN flies ~3,600 miles — the 2,501–5,000 Atlantic–Pacific band, 75,000 business post-June-2026 on Air India metal, surcharge-free. Nearly double AA's 40,000 for a worse-reviewed seat; the row exists because SBI feeds Aeroplan 1:1. Stranded balances only.

Feed it: 37,500 Axis EDGE Miles (1:2) · 75,000 SBI Travel Credits (1:1) · 1,87,500 Axis EDGE Reward Points (5:2)

as of 2026-07-22 cardexpert.in
Business

Singapore Airlines KrisFlyer

88,000 pts

Singapore Airlines via SIN (one stop), Saver

88,000 Saver for two SQ business legs through Changi — the easiest-funded flat bed to Seoul from Mumbai, 18,000 to 20,000 over the Cathay charts that need a Bonvoy chain or an HSBC balance. The ~4-hour detour is the toll; SQ metal both legs is the consolation. Corrected 2026-07-22 to the official SQ 1-Nov-2025 chart (Zone 6→7). Every award routes via SIN (no India–Japan/Korea nonstop), which backtracks and may recalculate higher — this is the published reference fare and a floor.

Feed it: 88,000 HDFC Reward Points (1:1) · 44,000 Axis EDGE Miles (1:2) · 1,76,000 Amex Membership Rewards (2:1)

as of 2026-07-22 pointsmax.in
Economy

Cathay Asia Miles

the play 20,000 pts

Cathay Pacific via HKG (oneworld), Standard award — cumulative-distance pricing

Cathay's own ledger sums BOM–HKG–ICN to ~3,950 flown miles — the 2,751–5,000 Standard band at 20,000, no India premium above 2,750. The outright cheapest published economy to Seoul from Mumbai, SBI-fed 1:1. Standard space is capped per flight; dynamic "Choice" pricing takes over when it's gone.

Feed it: 40,000 Amex Membership Rewards (2:1) · 20,000 SBI Travel Credits (1:1) · 96,001 RBL Reward Points (4.8:1 via Club ITC → Marriott Bonvoy)

as of 2026-07-22 suitesmile.com
Economy

American Airlines AAdvantage

22,500 pts

Cathay Pacific via HKG (oneworld partner award)

Korea is AA's Asia Region 1 — 22,500 one-way from the Indian Subcontinent on Cathay via Hong Kong, the cheapest published economy on the corridor. 67,500 Bonvoy at 3:1 (see /transfers/to/american-aadvantage); with Korean Air absent from Mumbai, AA's region chart is what a fixed price looks like here.

Feed it: 67,500 Amex Membership Rewards (3:1 via Marriott Bonvoy) · 1,35,000 RBL Reward Points (6:1 via Club ITC → Marriott Bonvoy) · 22,500 Axis EDGE Miles (1:1 via Club ITC → Marriott Bonvoy)

as of 2026-07-22 10xtravel.com
Economy

Air India Maharaja Points

30,000 pts

Air India via Delhi (Star Alliance), Value tier — one award, BOM-DEL-ICN

Seoul sits on the April-2026 chart's flat 30,000-point East Asia economy tier, and the zone chart prices a BOM–DEL–ICN connection on one Air India award at the same rate as Delhi's nonstop. Dearer than AA and Asia Miles — but direct-fed from Air India's own cards, no chains. Business still isn't published route-level.

Feed it: 30,000 IndusInd Reward Points (1:1) · 15,000 Axis EDGE Miles (1:2) · 30,000 ICICI Reward Points (1:1)

as of 2026-07-22 magnify.club
Economy

Japan Airlines Mileage Bank

23,000 pts

Cathay Pacific via HKG (oneworld) via JAL partner chart

BOM–HKG–ICN totals ~3,950 flown miles — 50 inside JMB's 2,001–4,000 partner band, so economy books at 23,000 where Tokyo (past 4,000) jumps to 37,000. Effectively AA's price with a real bank feed: HSBC 1:1, Axis EDGE 1:2, SBI 2:1. One-ways allowed.

Feed it: 11,500 Axis EDGE Miles (1:2) · 23,000 HSBC Reward Points (1:1) · 57,500 Axis EDGE Reward Points (5:2)

as of 2026-07-22 10xtravel.com
Economy

Singapore Airlines KrisFlyer

42,000 pts

Singapore Airlines via SIN (one stop), Saver

Zone 6→7 — Mumbai prices like Delhi: 42,000 Saver via Changi in economy. 15,000 over Asia Miles' Hong Kong routing, and Singapore is a real detour for Seoul; the case is the funding, with four Indian issuers minting KrisFlyer directly. Corrected 2026-07-22 to the official SQ 1-Nov-2025 chart (Zone 6→7). Every award routes via SIN (no India–Japan/Korea nonstop), which backtracks and may recalculate higher — this is the published reference fare and a floor.

Feed it: 42,000 HDFC Reward Points (1:1) · 21,000 Axis EDGE Miles (1:2) · 84,000 Amex Membership Rewards (2:1)

as of 2026-07-22 pointsmax.in
Economy

Malaysia Airlines Enrich

dynamic

Malaysia Airlines via KUL (one stop) — revenue-based Enrich pricing

MH connects BOM–KUL–ICN on its own metal (KUL–ICN is active per MH's destination table), but Enrich prices off the cash fare — ~0.8–1.2¢ a point, no chart, no Indian bank feed (IHG 5:1, Hilton 25:3 only). A dog-leg south for a balance-dump; every fixed chart above beats it.

Ways in: Amex Membership Rewards 9.26:1 via Hilton Honors · Axis EDGE Reward Points 12.5:1 via IHG One Rewards · HDFC Reward Points 5:1 via IHG One Rewards

as of 2026-07-22 enrich.malaysiaairlines.com