travelwith.cc

The issuer board

Every Citibank credit card.

39 cards on the desk, ranked #800 to #903 against every other card in India — not against each other. Fees run ₹0 to ₹3,000, and 19 of them are genuinely free for life. 17 of the 39 we carry without ranking, because Citibank publishes no fee or no earn table for them — they are listed at the bottom, with what we do know.

how this board is ordered fold that back up

Ordered by our board, best first. The rank is the card's position among all Indian cards we price, so a gap between two rows is other issuers' cards sitting between them.

RBI, July 2026: 2,79,530 cards in force — 0.2% of every credit card in India · ₹557 cr spent on them that month, 78% of it online.

The one worth having

#864 in India Cancel

Jet Airways Citibank Titanium

Free for life, and the volume rung of India's first airline co-brand.

₹14,400 ranking value a year at ₹3L/month
₹0 fee what it costs
0.4% headline earn rate
Read the verdict →

Narrow 39 Citibank cards

network, lounges, the fine print and what you can be approved for fold that back up

The first seven narrow the board — a card that isn't what you asked for is hidden, not greyed, because six hundred dimmed rows are a hazard rather than a filter. Income is different: it greys the cards you can't be approved for and prints the reason, since "you can't get this" is worth knowing. Spend categories come from each card's own MITC/T&C exclusions; a card that publishes no rule for a category stays, because silence isn't a claim. Abroad and late fee read the issuer's own MITC line: 3.5% is India's norm, so "under" means cheaper than standard, and a card whose document states neither is filed under "not published" rather than assumed cheap. Your picks live in the URL, so the link you copy is the board you're looking at.

The board

All 22 priced cards, best to worst.

rank · card · fee (what you pay to get it) · headline earn rate, per ₹100 of ordinary spend · verdict

  1. #864 Jet Airways Citibank Titanium ₹0 fee 0.4% Cancel
  2. #865 Jet Airways Citibank Silver ₹0 fee 0.4% Cancel
  3. #866 Jet Airways Citibank Platinum ₹2,000 joining + ₹2,500/yr 0.8% Cancel
  4. #867 Jet Airways CitiBusiness ₹0 fee 0.4% Cancel
  5. #868 Diners Club International British Airways ₹0 joining + ₹3,000/yr 2.5% Cancel
  6. #869 Taj Epicure Diners Club ₹2,000 fee 0.7% Cancel
  7. #870 Delhi Metro Citibank ₹0 fee 0.7% Cancel
  8. #881 Citibank Platinum Credit Card ₹1,000 fee 0.6% Keep
  9. #882 Citibank Gold Credit Card ₹0 fee 0.5% Keep
  10. #883 Citibank Silver Credit Card ₹0 fee 0.3% Keep
  11. #885 Citibank Woman's Credit Card ₹0 fee 0.5% Keep
  12. #887 CRY Citibank Credit Card ₹0 fee 0.3% Cancel
  13. #888 WWF Citibank Credit Card ₹0 fee 0.3% Cancel
  14. #889 MTV Citibank Credit Card ₹0 fee 0.5% Cancel
  15. #890 Hutch Citibank Credit Card ₹0 fee 2.0% Keep
the remaining 7 Citibank cards, #891–#902
  1. #891 Reliance Gold Credit Card ₹0 fee 0.5% Cancel
  2. #892 Reliance Silver Credit Card ₹0 fee 0.5% Cancel
  3. #893 Maruti Suzuki AutoCard ₹0 fee 1.0% Keep
  4. #895 IndianOil Citibank Credit Card ₹0 fee 0.5% Cancel
  5. #897 Citi Titanium Cash Rewards Credit Card ₹0 joining + ₹500/yr 0.5% Keep
  6. #898 First Citizen Citibank Platinum Credit Card ₹1,500 fee 0.7% Keep
  7. #902 Citibank Rewards Domestic Credit Card ₹1,000 fee 0.6% Downgrade

Carried, not ranked

17 cards Citibank won't put a number on.

Each of these is missing the fee, the earn table, or both, in every document Citibank publishes. We keep the card — its page, its lounge row, its sources — and we refuse to rank it, because a net-value number computed against a fee nobody published would be wrong by exactly that fee. Each promotes itself onto the board above the day the document lands.

  1. Citi PremierMiles Card Fee not published earn n/p
  2. Citi Prestige Credit Card Fee not published earn n/p
  3. Citi Rewards Credit Card Fee not published earn n/p
  4. IndianOil Citi Credit Card ₹1,000 fee earn n/p
  5. Citi Cash Back Credit Card Fee not published earn n/p
12 more we carry without a number
  1. First Citizen Citi Credit Card ₹500 fee earn n/p
  2. IKEA Family Credit Card by Citi ₹0 fee earn n/p
  3. CitiBusiness Credit Card Fee not published earn n/p
  4. IndianOil CitiBusiness Credit Card Fee not published earn n/p
  5. Citibank Choice Credit Card ₹0 fee earn n/p
  6. Citibank Woman's Visa Mini Card ₹0 fee earn n/p
  7. Royal Sundaram Citibank Gold Credit Card Fee not published 0.6%
  8. Diners Club International Citibank Credit Card ₹1,000 fee earn n/p
  9. International Times Citibank Card ₹0 fee earn n/p
  10. Citibank Ultima Credit Card Fee not published earn n/p
  11. Citi Corporate Credit Card Fee not published earn n/p
  12. Paytm Credit Card by Citi Fee not published earn n/p

Our standing verdicts

19 keep · 3 downgrade · 17 cancel

What these cards pay in

Citibank Reward Points · InterMiles · Avios (BA / Qatar / Finnair) · Diners Club Rewards Points (Citibank India)