BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//travelwith.cc//calendar feeds//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-WR-CALNAME:travelwith.cc — points expiry audits
X-WR-CALDESC:Yearly balance-audit reminders for every loyalty currency whos
 e points die on a timer. Each event quotes the real expiry rule\; currenci
 es that never expire are left out.
BEGIN:VEVENT
UID:expiry-audit-hdfc-reward-points@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261016
SUMMARY:Audit your HDFC Reward Points balance
DESCRIPTION:The actual rule: 3 years from accrual\; the whole balance nulli
 fies if the card sits unused 365 days (official T&C). That runs per point 
 or per account activity\, not on a calendar date — so this yearly nudge 
 is an audit cadence\, not the deadline. Check the balance\, note what expi
 res next\, and burn or extend before it does. House value: ₹1.00/pt. Val
 uations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-icici-reward-points@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261009
SUMMARY:Audit your ICICI Reward Points balance
DESCRIPTION:The actual rule: 3 years from issuance. That runs per point or 
 per account activity\, not on a calendar date — so this yearly nudge is 
 an audit cadence\, not the deadline. Check the balance\, note what expires
  next\, and burn or extend before it does. House value: ₹1.00/pt. Valuat
 ions: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-krisflyer-miles@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260101
SUMMARY:Audit your Singapore Airlines KrisFlyer balance
DESCRIPTION:The actual rule: hard 3 years from accrual — no activity exte
 nsion. That runs per point or per account activity\, not on a calendar dat
 e — so this yearly nudge is an audit cadence\, not the deadline. Check t
 he balance\, note what expires next\, and burn or extend before it does. H
 ouse value: ₹1.10/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-avios@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260127
SUMMARY:Audit your Avios (BA / Qatar / Finnair) balance
DESCRIPTION:The actual rule: activity-based — lapse after 36 months with 
 no earning or spending. That runs per point or per account activity\, not 
 on a calendar date — so this yearly nudge is an audit cadence\, not the 
 deadline. Check the balance\, note what expires next\, and burn or extend 
 before it does. House value: ₹1.00/pt. Valuations: https://travelwith.cc
 /valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-hsbc-reward-points@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260502
SUMMARY:Audit your HSBC Reward Points balance
DESCRIPTION:The actual rule: 3 years from the end of the month earned (offi
 cial rewards T&C). That runs per point or per account activity\, not on a 
 calendar date — so this yearly nudge is an audit cadence\, not the deadl
 ine. Check the balance\, note what expires next\, and burn or extend befor
 e it does. House value: ₹1.00/pt. Valuations: https://travelwith.cc/valu
 ations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-marriott-bonvoy@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260710
SUMMARY:Audit your Marriott Bonvoy balance
DESCRIPTION:The actual rule: activity-based — forfeited after 24 months w
 ithout earning activity. That runs per point or per account activity\, not
  on a calendar date — so this yearly nudge is an audit cadence\, not the
  deadline. Check the balance\, note what expires next\, and burn or extend
  before it does. House value: ₹0.65/pt. Valuations: https://travelwith.c
 c/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-air-india-maharaja@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260924
SUMMARY:Audit your Air India Maharaja Points balance
DESCRIPTION:The actual rule: 24 months\; any paid Air India or Air India Ex
 press flight extends the whole balance another 24 months (award tickets do
 n't count). That runs per point or per account activity\, not on a calenda
 r date — so this yearly nudge is an audit cadence\, not the deadline. Ch
 eck the balance\, note what expires next\, and burn or extend before it do
 es. House value: ₹0.80/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-flying-blue@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260528
SUMMARY:Audit your Air France-KLM Flying Blue balance
DESCRIPTION:The actual rule: activity-based — any earn every 24 months ke
 eps the balance alive. That runs per point or per account activity\, not o
 n a calendar date — so this yearly nudge is an audit cadence\, not the d
 eadline. Check the balance\, note what expires next\, and burn or extend b
 efore it does. House value: ₹1.00/pt. Valuations: https://travelwith.cc/
 valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-accor-all@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260917
SUMMARY:Audit your Accor Live Limitless (ALL) balance
DESCRIPTION:The actual rule: lapse after 365 days without points activity. 
 That runs per point or per account activity\, not on a calendar date — s
 o this yearly nudge is an audit cadence\, not the deadline. Check the bala
 nce\, note what expires next\, and burn or extend before it does. House va
 lue: ₹2.15/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-sbi-travel-credits@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261121
SUMMARY:Audit your SBI Travel Credits balance
DESCRIPTION:The actual rule: 24 months from accrual (official T&C) — the 
 shortest fuse on this index. That runs per point or per account activity\,
  not on a calendar date — so this yearly nudge is an audit cadence\, not
  the deadline. Check the balance\, note what expires next\, and burn or ex
 tend before it does. House value: ₹1.00/pt. Valuations: https://travelwi
 th.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-stanc-reward-points@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260207
SUMMARY:Audit your StanC 360° Reward Points balance
DESCRIPTION:The actual rule: 3 years from accrual. That runs per point or p
 er account activity\, not on a calendar date — so this yearly nudge is a
 n audit cadence\, not the deadline. Check the balance\, note what expires 
 next\, and burn or extend before it does. House value: ₹1.00/pt. Valuati
 ons: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-ihg-one-rewards@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260516
SUMMARY:Audit your IHG One Rewards balance
DESCRIPTION:The actual rule: lapse after 12 months of inactivity (elite mem
 bers exempt). That runs per point or per account activity\, not on a calen
 dar date — so this yearly nudge is an audit cadence\, not the deadline. 
 Check the balance\, note what expires next\, and burn or extend before it 
 does. House value: ₹0.55/pt. Valuations: https://travelwith.cc/valuation
 s
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-scapia-coins@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260916
SUMMARY:Audit your Scapia Coins balance
DESCRIPTION:The actual rule: 36 months from accrual (official T&C). That ru
 ns per point or per account activity\, not on a calendar date — so this 
 yearly nudge is an audit cadence\, not the deadline. Check the balance\, n
 ote what expires next\, and burn or extend before it does. House value: 
 ₹0.20/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-indusind-reward-points@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260328
SUMMARY:Audit your IndusInd Reward Points balance
DESCRIPTION:The actual rule: 24 months from accrual (official Tiger MITC). 
 That runs per point or per account activity\, not on a calendar date — s
 o this yearly nudge is an audit cadence\, not the deadline. Check the bala
 nce\, note what expires next\, and burn or extend before it does. House va
 lue: ₹0.80/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-au-reward-points@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260103
SUMMARY:Audit your AU Reward Points balance
DESCRIPTION:The actual rule: 24 months from the transaction date (points ea
 rned from 11-Apr-2023). That runs per point or per account activity\, not 
 on a calendar date — so this yearly nudge is an audit cadence\, not the 
 deadline. Check the balance\, note what expires next\, and burn or extend 
 before it does. House value: ₹0.25/pt. Valuations: https://travelwith.cc
 /valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-yes-rewardz@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260621
SUMMARY:Audit your YES Rewardz (YES CC Rewardz) balance
DESCRIPTION:The actual rule: 36 months from the date of earning. That runs 
 per point or per account activity\, not on a calendar date — so this yea
 rly nudge is an audit cadence\, not the deadline. Check the balance\, note
  what expires next\, and burn or extend before it does. House value: ₹0.
 25/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-irctc-reward-points@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261020
SUMMARY:Audit your IRCTC SBI Reward Points balance
DESCRIPTION:The actual rule: 2 years from date of membership registration (
 official IRCTC SBI Premier T&C\, w.e.f. 26 Dec 2024). That runs per point 
 or per account activity\, not on a calendar date — so this yearly nudge 
 is an audit cadence\, not the deadline. Check the balance\, note what expi
 res next\, and burn or extend before it does. House value: ₹1.00/pt. Val
 uations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-aeroplan@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260716
SUMMARY:Audit your Air Canada Aeroplan balance
DESCRIPTION:The actual rule: activity-based — 18 months without earning o
 r redeeming and the balance lapses. That runs per point or per account act
 ivity\, not on a calendar date — so this yearly nudge is an audit cadenc
 e\, not the deadline. Check the balance\, note what expires next\, and bur
 n or extend before it does. House value: ₹1.00/pt. Valuations: https://t
 ravelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-lifemiles@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260718
SUMMARY:Audit your Avianca LifeMiles balance
DESCRIPTION:The actual rule: activity-based — lapse after 12 months witho
 ut EARNING (redemptions don't reset the clock\; elites and co-brand spend 
 get 24 months). That runs per point or per account activity\, not on a cal
 endar date — so this yearly nudge is an audit cadence\, not the deadline
 . Check the balance\, note what expires next\, and burn or extend before i
 t does. House value: ₹1.00/pt. Valuations: https://travelwith.cc/valuati
 ons
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-asia-miles@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261225
SUMMARY:Audit your Cathay Asia Miles balance
DESCRIPTION:The actual rule: activity-based — any earn or redeem every 18
  months keeps the balance alive. That runs per point or per account activi
 ty\, not on a calendar date — so this yearly nudge is an audit cadence\,
  not the deadline. Check the balance\, note what expires next\, and burn o
 r extend before it does. House value: ₹1.00/pt. Valuations: https://trav
 elwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-etihad-guest@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260519
SUMMARY:Audit your Etihad Guest balance
DESCRIPTION:The actual rule: activity-based — 18 months from the last tra
 nsaction\, and since Jun-2024 only an Etihad/partner FLIGHT resets the clo
 ck (transfers and buys don't\; Platinum/Diamond exempt). That runs per poi
 nt or per account activity\, not on a calendar date — so this yearly nud
 ge is an audit cadence\, not the deadline. Check the balance\, note what e
 xpires next\, and burn or extend before it does. House value: ₹1.00/pt. 
 Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-emirates-skywards@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261019
SUMMARY:Audit your Emirates Skywards balance
DESCRIPTION:The actual rule: hard 3 years\, tied to your birthday month. Th
 at runs per point or per account activity\, not on a calendar date — so 
 this yearly nudge is an audit cadence\, not the deadline. Check the balanc
 e\, note what expires next\, and burn or extend before it does. House valu
 e: ₹0.90/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-turkish-miles-smiles@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260421
SUMMARY:Audit your Turkish Airlines Miles&Smiles balance
DESCRIPTION:The actual rule: hard 3 years from accrual. That runs per point
  or per account activity\, not on a calendar date — so this yearly nudge
  is an audit cadence\, not the deadline. Check the balance\, note what exp
 ires next\, and burn or extend before it does. House value: ₹1.00/pt. Va
 luations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-qantas-frequent-flyer@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260328
SUMMARY:Audit your Qantas Frequent Flyer balance
DESCRIPTION:The actual rule: activity-based — lapse after 18 months witho
 ut earning or redeeming. That runs per point or per account activity\, not
  on a calendar date — so this yearly nudge is an audit cadence\, not the
  deadline. Check the balance\, note what expires next\, and burn or extend
  before it does. House value: ₹1.00/pt. Valuations: https://travelwith.c
 c/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-jal-mileage-bank@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261206
SUMMARY:Audit your Japan Airlines Mileage Bank balance
DESCRIPTION:The actual rule: hard 36 months from accrual. That runs per poi
 nt or per account activity\, not on a calendar date — so this yearly nud
 ge is an audit cadence\, not the deadline. Check the balance\, note what e
 xpires next\, and burn or extend before it does. House value: ₹1.10/pt. 
 Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-thai-royal-orchid-plus@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261016
SUMMARY:Audit your Thai Royal Orchid Plus balance
DESCRIPTION:The actual rule: hard 3 years from accrual. That runs per point
  or per account activity\, not on a calendar date — so this yearly nudge
  is an audit cadence\, not the deadline. Check the balance\, note what exp
 ires next\, and burn or extend before it does. House value: ₹1.00/pt. Va
 luations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-club-itc@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260221
SUMMARY:Audit your Club ITC balance
DESCRIPTION:The actual rule: activity-based — one qualifying transaction 
 a year keeps the balance alive. That runs per point or per account activit
 y\, not on a calendar date — so this yearly nudge is an audit cadence\, 
 not the deadline. Check the balance\, note what expires next\, and burn or
  extend before it does. House value: ₹1.00/pt. Valuations: https://trave
 lwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-wyndham-rewards@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261227
SUMMARY:Audit your Wyndham Rewards balance
DESCRIPTION:The actual rule: 4 years hard\; sooner after 18 months of inact
 ivity. That runs per point or per account activity\, not on a calendar dat
 e — so this yearly nudge is an audit cadence\, not the deadline. Check t
 he balance\, note what expires next\, and burn or extend before it does. H
 ouse value: ₹0.65/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-american-aadvantage@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261202
SUMMARY:Audit your American Airlines AAdvantage balance
DESCRIPTION:The actual rule: activity-based — 24 months without earning o
 r redeeming. That runs per point or per account activity\, not on a calend
 ar date — so this yearly nudge is an audit cadence\, not the deadline. C
 heck the balance\, note what expires next\, and burn or extend before it d
 oes. House value: ₹1.00/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-ana-mileage-club@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260301
SUMMARY:Audit your ANA Mileage Club balance
DESCRIPTION:The actual rule: hard 36 months from accrual — no activity ex
 tension. That runs per point or per account activity\, not on a calendar d
 ate — so this yearly nudge is an audit cadence\, not the deadline. Check
  the balance\, note what expires next\, and burn or extend before it does.
  House value: ₹1.00/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-virgin-velocity@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261004
SUMMARY:Audit your Virgin Australia Velocity balance
DESCRIPTION:The actual rule: activity-based — lapse after 24 months witho
 ut earning. That runs per point or per account activity\, not on a calenda
 r date — so this yearly nudge is an audit cadence\, not the deadline. Ch
 eck the balance\, note what expires next\, and burn or extend before it do
 es. House value: ₹1.00/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-copa-connectmiles@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260120
SUMMARY:Audit your Copa Airlines ConnectMiles balance
DESCRIPTION:The actual rule: activity-based — lapse after 24 months witho
 ut earning. That runs per point or per account activity\, not on a calenda
 r date — so this yearly nudge is an audit cadence\, not the deadline. Ch
 eck the balance\, note what expires next\, and burn or extend before it do
 es. House value: ₹1.00/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-miles-and-more@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261117
SUMMARY:Audit your Lufthansa Miles & More balance
DESCRIPTION:The actual rule: 36 months\, but reset by any mile-earning tran
 saction — miles stay alive while a co-brand card transacts monthly. That
  runs per point or per account activity\, not on a calendar date — so th
 is yearly nudge is an audit cadence\, not the deadline. Check the balance\
 , note what expires next\, and burn or extend before it does. House value:
  ₹1.00/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-federal-reward-points@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261019
SUMMARY:Audit your Federal Bank Reward Points balance
DESCRIPTION:The actual rule: 3 years from accrual. That runs per point or p
 er account activity\, not on a calendar date — so this yearly nudge is a
 n audit cadence\, not the deadline. Check the balance\, note what expires 
 next\, and burn or extend before it does. House value: ₹0.25/pt. Valuati
 ons: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-stanc-easemytrip-points@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260608
SUMMARY:Audit your Standard Chartered Rewards (EaseMyTrip) balance
DESCRIPTION:The actual rule: 2 years from accrual. That runs per point or p
 er account activity\, not on a calendar date — so this yearly nudge is a
 n audit cadence\, not the deadline. Check the balance\, note what expires 
 next\, and burn or extend before it does. House value: ₹0.25/pt. Valuati
 ons: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-tata-neucoins@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260404
SUMMARY:Audit your Tata NeuCoins balance
DESCRIPTION:The actual rule: 12 months from the end of the month earned (Ta
 ta Neu HDFC T&C\, w.e.f. 1-Aug-2025). That runs per point or per account a
 ctivity\, not on a calendar date — so this yearly nudge is an audit cade
 nce\, not the deadline. Check the balance\, note what expires next\, and b
 urn or extend before it does. House value: ₹1.00/pt. Valuations: https:/
 /travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-kotak-reward-points@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260727
SUMMARY:Audit your Kotak Reward Points balance
DESCRIPTION:The actual rule: 24 months from the credit date (Kotak card rew
 ards T&C). That runs per point or per account activity\, not on a calendar
  date — so this yearly nudge is an audit cadence\, not the deadline. Che
 ck the balance\, note what expires next\, and burn or extend before it doe
 s. House value: ₹0.25/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-tap-miles-go@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261027
SUMMARY:Audit your TAP Air Portugal Miles&Go balance
DESCRIPTION:The actual rule: hard 3 years from accrual — and some bonus/p
 romo miles die in 12 months. That runs per point or per account activity\,
  not on a calendar date — so this yearly nudge is an audit cadence\, not
  the deadline. Check the balance\, note what expires next\, and burn or ex
 tend before it does. House value: ₹1.00/pt. Valuations: https://travelwi
 th.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-aegean-miles-bonus@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20261127
SUMMARY:Audit your Aegean Miles+Bonus balance
DESCRIPTION:The actual rule: award miles never expire\, but the account (an
 d balance) lapses after 60 months without a paid Aegean flight. That runs 
 per point or per account activity\, not on a calendar date — so this yea
 rly nudge is an audit cadence\, not the deadline. Check the balance\, note
  what expires next\, and burn or extend before it does. House value: ₹1.
 00/pt. Valuations: https://travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
BEGIN:VEVENT
UID:expiry-audit-korean-skypass@travelwith.cc
DTSTAMP:20260718T060553Z
DTSTART;VALUE=DATE:20260215
SUMMARY:Audit your Korean Air SKYPASS balance
DESCRIPTION:The actual rule: hard 10 years from accrual — the longest fus
 e of any airline mile on this index. That runs per point or per account ac
 tivity\, not on a calendar date — so this yearly nudge is an audit caden
 ce\, not the deadline. Check the balance\, note what expires next\, and bu
 rn or extend before it does. House value: ₹1.00/pt. Valuations: https://
 travelwith.cc/valuations
URL:https://travelwith.cc/valuations
RRULE:FREQ=YEARLY
END:VEVENT
END:VCALENDAR
