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The issuer board

Every ICICI Bank credit card.

99 cards on the desk, ranked #3 to #1096 against every other card in India — not against each other. Fees run ₹0 to ₹20,000, and 18 of them are genuinely free for life. 56 of the 99 we carry without ranking, because ICICI Bank publishes no fee or no earn table for them — they are listed at the bottom, with what we do know.

how this board is ordered fold that back up

Ordered by our board, best first. The rank is the card's position among all Indian cards we price, so a gap between two rows is other issuers' cards sitting between them.

RBI, July 2026: 1,96,92,767 cards in force — 16.0% of every credit card in India · ₹34,026 cr spent on them that month, 73% of it online.

The one worth having

#3 in India Keep

ICICI Emeralde Private Metal

The quiet over-achiever — if your spend dodges the exclusions.

₹1,68,000 ranking value a year at ₹3L/month
₹12,499 fee what it costs
3.0% headline earn rate
Read the verdict →

Narrow 99 ICICI Bank cards

network, lounges, the fine print and what you can be approved for fold that back up

The first seven narrow the board — a card that isn't what you asked for is hidden, not greyed, because six hundred dimmed rows are a hazard rather than a filter. Income is different: it greys the cards you can't be approved for and prints the reason, since "you can't get this" is worth knowing. Spend categories come from each card's own MITC/T&C exclusions; a card that publishes no rule for a category stays, because silence isn't a claim. Abroad and late fee read the issuer's own MITC line: 3.5% is India's norm, so "under" means cheaper than standard, and a card whose document states neither is filed under "not published" rather than assumed cheap. Your picks live in the URL, so the link you copy is the board you're looking at.

The board

All 43 priced cards, best to worst.

rank · card · fee (what you pay to get it) · headline earn rate, per ₹100 of ordinary spend · verdict

  1. #3 ICICI Emeralde Private Metal ₹12,499 fee 3.0% Keep
  2. #38 ICICI Times Black ₹20,000 fee 2.0% Keep
  3. #71 Amazon Pay ICICI Bank ₹0 fee 1.0% Keep
  4. #81 Adani One ICICI Bank Signature ₹5,000 fee 1.5% Downgrade
  5. #82 Adani One ICICI Bank Platinum ₹750 fee 1.0% Downgrade
  6. #86 Emirates Skywards ICICI Bank Emeralde ₹10,000 fee 1.8% Keep
  7. #111 Emirates Skywards ICICI Bank Sapphiro ₹5,000 fee 1.4% Downgrade
  8. #113 MakeMyTrip ICICI Bank ₹999 fee 1.0% Keep
  9. #115 MakeMyTrip ICICI Bank Platinum ₹500 joining 0.5% Keep
  10. #143 ICICI Sapphiro ₹6,500 joining + ₹3,500/yr 0.5% Downgrade
  11. #146 ICICI Bank Rubyx ₹3,000 joining + ₹2,000/yr 0.5% Downgrade
  12. #149 ICICI Bank Emeralde ₹12,000 fee 1.0% Downgrade
  13. #165 ICICI Bank Coral ₹500 fee 0.5% Downgrade
  14. #169 ICICI Bank Expressions ₹499 fee 0.8% Downgrade
  15. #170 ICICI Bank HPCL Super Saver ₹500 fee 0.5% Downgrade
the remaining 28 ICICI Bank cards, #238–#1083
  1. #238 ICICI Bank HPCL Coral Credit Card ₹199 fee 0.5% Keep
  2. #240 ICICI Bank Platinum Chip Credit Card ₹0 fee 0.5% Keep
  3. #258 ICICI Bank Parakram ₹0 fee 0.3% Keep
  4. #259 ICICI Bank Parakram Select ₹0 fee 0.5% Keep
  5. #260 ICICI Bank Coral against FD ₹500 fee 0.5% Downgrade
  6. #261 ICICI Bank Rubyx against FD ₹3,000 joining + ₹2,000/yr 0.5% Downgrade
  7. #269 ICICI Bank NRI Coral ₹1,000 joining + ₹500/yr 0.5% Downgrade
  8. #270 ICICI Bank NRI Sapphiro ₹6,500 joining + ₹3,500/yr 0.5% Downgrade
  9. #448 ICICI Bank Business Advantage Black ₹1,500 joining + ₹1,000/yr 1.0% Keep
  10. #449 ICICI Bank Business Advantage Blue ₹500 fee 1.0% Keep
  11. #450 ICICI Bank Platinum Business Card ₹999 fee 0.1% Keep
  12. #451 ICICI Bank Corporate Platinum ₹999 fee 0.3% Keep
  13. #452 ICICI Bank Business Ascent Amex ₹2,000 joining + ₹1,500/yr 0.4% Keep
  14. #453 ICICI Bank Business Essential Amex ₹1,000 fee 0.1% Keep
  15. #456 ICICI Bank Gold Business Card ₹0 fee 0.1% Keep
  16. #457 ICICI Bank Corporate Gold ₹0 fee 0.1% Keep
  17. #680 MakeMyTrip ICICI Bank Signature ₹2,500 joining 0.6% Keep
  18. #685 Emirates Skywards ICICI Bank Rubyx ₹1,000 fee 0.9% Downgrade
  19. #686 Chennai Super Kings ICICI Bank ₹500 fee 0.5% Keep
  20. #790 InterMiles ICICI Bank Coral Credit Card ₹1,250 fee 0.4% Cancel
  21. #856 British Airways ICICI Bank Premium ₹7,000 fee 4.0% Cancel
  22. #857 British Airways ICICI Bank Classic ₹3,500 fee 2.0% Cancel
  23. #1003 ICICI Bank HPCL Gold ₹500 fee 0.3% Cancel
  24. #1004 ICICI Bank HPCL Silver ₹500 fee 0.3% Cancel
  25. #1014 Toyota ICICI Bank Co-Branded ₹0 fee 0.3% Cancel
  26. #1015 ICICI Bank Gitanjali Jewellery ₹0 fee 0.3% Cancel
  27. #1082 ICICI Unifare Bangalore Metro ₹299 fee 0.5% Cancel
  28. #1083 ICICI Unifare Mumbai Metro ₹299 fee 0.5% Cancel

Carried, not ranked

56 cards ICICI Bank won't put a number on.

Each of these is missing the fee, the earn table, or both, in every document ICICI Bank publishes. We keep the card — its page, its lounge row, its sources — and we refuse to rank it, because a net-value number computed against a fee nobody published would be wrong by exactly that fee. Each promotes itself onto the board above the day the document lands.

  1. ICICI Bank Instant Platinum ₹0 fee earn n/p
  2. ICICI Diamant World ₹1,25,000 joining + ₹10,000/yr earn n/p
  3. ICICI Emeralde Private ₹12,000 fee earn n/p
  4. ICICI Bank Business Micro Credit Card ₹0 fee earn n/p
  5. ICICI Bank Alumni ₹0 fee earn n/p
51 more we carry without a number
  1. ICICI Bank Purchase Card ₹0 fee earn n/p
  2. ICICI Bank Dual Billing Purchase Card ₹0 fee earn n/p
  3. ICICI Bank Utility Purchase Card ₹0 fee earn n/p
  4. ICICI Bank CTA Card ₹0 fee earn n/p
  5. Mine Credit Card by ICICI Bank Fee not published earn n/p
  6. Manchester United ICICI Signature ₹2,499 fee earn n/p
  7. Manchester United ICICI Platinum ₹499 fee earn n/p
  8. ICICI Signature ₹25,000 joining + ₹2,000/yr earn n/p
  9. ICICI Ascent Amex ₹4,000 joining + ₹1,000/yr earn n/p
  10. ICICI Platinum Identity ₹2,000 joining + ₹750/yr earn n/p
  11. ICICI Unifare ₹299 fee earn n/p
  12. Accelero ICICI ₹499 fee earn n/p
  13. ICICI HPCL Platinum ₹199 fee earn n/p
  14. InterMiles ICICI Bank Sapphiro Credit Card Fee not published 0.8%
  15. InterMiles ICICI Bank Rubyx Credit Card Fee not published 0.6%
  16. ICICI Bank Ferrari Platinum Fee not published earn n/p
  17. ICICI Bank Ferrari Signature Fee not published earn n/p
  18. ICICI Bank Carbon ₹1,000 joining earn n/p
  19. Kingfisher Airlines ICICI Bank World ₹5,000 joining + ₹2,500/yr earn n/p
  20. Kingfisher Airlines ICICI Bank Platinum ₹2,000 joining + ₹1,000/yr earn n/p
  21. Kingfisher Airlines ICICI Bank Titanium ₹500 fee earn n/p
  22. ICICI Bank Jet Airways Business Advantage ₹2,500 fee earn n/p
  23. ICICI Bank Air Deccan Gold Fee not published earn n/p
  24. ICICI Bank Singapore Airlines Visa Platinum ₹0 joining + ₹6,000/yr earn n/p
  25. ICICI Bank Classic Business Card Fee not published 0.1%
  26. ICICI Bank Big Bazaar Gold Fee not published earn n/p
  27. ICICI Bank Big Bazaar Silver Fee not published earn n/p
  28. ICICI Bank Big Bazaar Shakti Fee not published earn n/p
  29. ICICI Bank Central Gold Fee not published earn n/p
  30. ICICI Bank Future Gold Fee not published earn n/p
  31. ICICI Bank Future Silver Fee not published earn n/p
  32. ICICI Bank Airtel Gold Fee not published 0.3%
  33. ICICI Bank Airtel Silver Fee not published 0.3%
  34. ICICI Bank Indiatimes Fee not published 0.3%
  35. ICICI Bank Megamart Fee not published 0.3%
  36. ICICI Bank Sarovar Hotels Fee not published 0.3%
  37. ICICI Bank Orchid on Ecotel Fee not published earn n/p
  38. ICICI Bank Amway Fee not published 0.3%
  39. ICICI Bank XBOX360 Fee not published earn n/p
  40. ICICI Bank CESC Co-Branded Fee not published 0.3%
  41. ICICI Bank HelpAge India Affinity Fee not published earn n/p
  42. ICICI Bank PRU Life Fee not published 0.3%
  43. ICICI Bank Federal Bank Gold Fee not published 0.3%
  44. ICICI Bank Federal Bank Silver Fee not published 0.3%
  45. ICICI Bank Punjab & Sind Gold Fee not published earn n/p
  46. ICICI Bank Punjab & Sind Silver Fee not published earn n/p
  47. ICICI Bank Punjab & Sind Blue Fee not published earn n/p
  48. ICICI Bank Preferred Gold Fee not published 0.3%
  49. ICICI Bank Preferred Silver Fee not published 0.3%
  50. ICICI Bank Titanium Fee not published 0.5%
  51. ICICI Bank American Express Green Fee not published earn n/p

Our standing verdicts

32 keep · 22 downgrade · 45 cancel

What these cards pay in

ICICI Reward Points · PAYBACK Points (now Zillion Coins) · Emirates Skywards · MakeMyTrip myCash