1 Union Rewardz point is worth ₹0.25 in India.
₹0.25₹250 per 1,000 points, our house mark
₹0.25 · first marked 15 Aug 2026, never re-marked since
How we got this ₹ figure
₹0.25 is our HOUSE value for a point — what a disciplined traveller actually clears, not the best redemption we have ever seen (₹0.25, the ceiling) and not the worst you can always fall back on (₹0.25, the floor). It is the number every route on this page is priced with.
We hold one dated point for Union Rewardz Points — the mark itself. There is no earlier valuation on our record, so this page shows no trend line rather than drawing one. How we value a point →
Which of my cards reach it? — 12 do
12 cards earn Union Rewardz Points outright. The figure is the reward rate — what ₹100 of ORDINARY spend earns back at our house ₹/point, before milestones, accelerators and the annual fee. How we compute it →
Union Bank UNICORN1.0%Union Bank of IndiaUnion Bank NEXTERIA1.0%Union Bank of IndiaUnion Bank DIVAA ICON0.5%Union Bank of India9 more cards that earn it — same ranking, best first
The currency behind every Union Bank of India credit card — NEXTERIA, UNICORN, DIVAA ICON, RuPay Select, Sparsh and the two JCB cards all print the same line on their own product pages, "1 Reward point = Rs. 0.25". It is a CLOSED LOOP with exactly one door — the MITC says points are redeemed "for credit card bill payment, purchasing gift vouchers etc." through the Union Rewardz app or website, and names no airline, no hotel and no transfer partner at all. So the band is flat by construction: ₹0.25 is the floor, the value and the ceiling, and no amount of holding makes a Union point worth more. Union Bank publishes no expiry rule for the points; we render that absence rather than invent a fuse.
Union Rewardz Points has held — we grade its nerf risk stable No tracker events on record for this program How we grade it →
No corridor on our board prices a seat in Union Rewardz Points against a published chart — every option that reaches it is dynamic, and an estimate is not a seat. the 2,196 corridors that DO have a verified price →
Straight answers
The questions people actually type about Union Rewardz Points — answered from the same data as everything above, with the same numbers.
What is 1 Union Rewardz point worth in INR?
Our desk marks Union Rewardz Points at ₹0.25 a point — so 1,000 points are worth ₹250 and 10,000 are worth ₹2,500. That is the number every route on this page is priced with. The ₹0.25 floor is the redemption you can always fall back on; the ₹0.25 ceiling is the best sweet spot we have actually verified. The mark is holding flat, last reviewed 15 Aug 2026. The valuation index prices it against every other program we cover.
Which Indian cards earn Union Rewardz Points?
12 Indian cards earn Union Rewardz Points outright. Best-ranked earners: Union Bank UNICORN, Union Bank NEXTERIA and Union Bank DIVAA ICON, the best of them at 1.0% reward rate. The card list above names each of them with its rank, its ratio and what one of its points becomes here.
When did Union Rewardz Points last devalue?
We hold no dated events for Union Rewardz Points at all — no devaluation, no buff, nothing sourced — and we will not fill that gap with a guess. The nerf-risk grade reads stable, which on a program with no logged history means untested rather than safe.
Verified against Union Bank of India's own documents on · our house ₹/point, ₹0.25 today
Not published , and we will not invent it: when the points expire · how long posting takes · its award terms — surcharges and the booking window.
Every document behind this page — 2 of them, each with the day we read it
- official Union Bank's RuPay Select product page — the rate in the issuer's own words, "4 points (1 Reward point = Rs. 0.25)", the line every card on this shelf repeats
- official Union Bank's credit-card MITC (effective 25 Sep 2025) — the redemption doors that make this a closed loop, and the 10,000-point monthly earn cap that bounds it