1 Bandhan Delight point is worth ₹0.25 in India.
₹0.25₹250 per 1,000 points, our house mark
₹0.25 · first marked 15 Aug 2026, never re-marked since
How we got this ₹ figure
₹0.25 is our HOUSE value for a point — what a disciplined traveller actually clears, not the best redemption we have ever seen (₹0.25, the ceiling) and not the worst you can always fall back on (₹0.20, the floor). It is the number every route on this page is priced with.
We hold one dated point for Bandhan Delight Points — the mark itself. There is no earlier valuation on our record, so this page shows no trend line rather than drawing one. How we value a point →
Which of my cards reach it? — 4 do
4 cards earn Bandhan Delight Points outright. The figure is the reward rate — what ₹100 of ORDINARY spend earns back at our house ₹/point, before milestones, accelerators and the annual fee. How we compute it →
Bandhan Bank Lumina Credit Card2.0%Bandhan BankBandhan Bank Flare Credit Card1.3%Bandhan BankBandhan Bank Ignite Credit Card0.5%Bandhan BankBandhan Bank Sparks Credit Card0.3%Bandhan BankA closed loop at a quarter of a rupee, and Bandhan does the arithmetic itself. No prose on the site names a point value, but every product page carries a "Value Chart" that prices the benefits in rupees, and each one solves to exactly ₹0.25: Ignite's 1,000-point activation benefit is listed at ₹250, its 1,200-point monthly milestone at ₹3,600 a year, and its 8-points-per-₹200 grocery-and-travel accelerator on ₹20,000 a month at ₹2,400; Flare's 5,000-point milestone at ₹15,000; Sparks's 500-point activation at ₹125; Lumina's 10,000-point milestone at ₹30,000. Eight independent rows, one rate. What that rate buys is the ceiling too: Delights is the only exit — the MITC allows Delight Points "towards travel booking, shopping, electronic gift vouchers, and other purchases at https://delights.bandhan.bank.in/" and the FAQ adds cashback against the card bill at Cards360. No airline, no hotel, no transfer of any kind, so nothing can ever be worth more than the catalogue. The floor sits a little under because the Cardholder's Agreement §13.8 lets the price float — "the number of Reward Points required to redeem may vary depending on the product/services/gift vouchers" — and the catalogue itself is behind a login, so an individual item can redeem worse than the chart implies.
Bandhan Delight Points has held — we grade its nerf risk stable No tracker events on record for this program How we grade it →
Expiry: none — Bandhan's FAQ says "the rewards earned by you on your Bandhan Bank Credit Card come with no expiry period", but the whole balance is forfeited immediately on card closure (Cardholder's Agreement §13.13)
No corridor on our board prices a seat in Bandhan Delight Points against a published chart — every option that reaches it is dynamic, and an estimate is not a seat. the 2,196 corridors that DO have a verified price →
Straight answers
The questions people actually type about Bandhan Delight Points — answered from the same data as everything above, with the same numbers.
What is 1 Bandhan Delight point worth in INR?
Our desk marks Bandhan Delight Points at ₹0.25 a point — so 1,000 points are worth ₹250 and 10,000 are worth ₹2,500. That is the number every route on this page is priced with. The ₹0.20 floor is the redemption you can always fall back on; the ₹0.25 ceiling is the best sweet spot we have actually verified. The mark is holding flat, last reviewed 15 Aug 2026. The valuation index prices it against every other program we cover.
Which Indian cards earn Bandhan Delight Points?
4 Indian cards earn Bandhan Delight Points outright. Best-ranked earners: Bandhan Bank Lumina Credit Card, Bandhan Bank Flare Credit Card and Bandhan Bank Ignite Credit Card, the best of them at 2.0% reward rate. The card list above names each of them with its rank, its ratio and what one of its points becomes here.
When did Bandhan Delight Points last devalue?
We hold no dated events for Bandhan Delight Points at all — no devaluation, no buff, nothing sourced — and we will not fill that gap with a guess. The nerf-risk grade reads stable, which on a program with no logged history means untested rather than safe.
Verified against Bandhan Bank's own documents on · our house ₹/point, ₹0.25 today
Not published , and we will not invent it: how long posting takes · its award terms — surcharges and the booking window.
Every document behind this page — 2 of them, each with the day we read it
- official Bandhan's Ignite page and its Value Chart — the bank pricing its own benefits in rupees: a 1,000-point activation benefit at ₹250, a 1,200-point monthly milestone at ₹3,600 a year. Both solve to ₹0.25
- official Bandhan's credit-card FAQ — Delight Points redeem into merchandise, travel, gift vouchers and cashback against the card bill, and carry no expiry period