BOBCARD doubles domestic lounge spend gate to ₹75,000

BOBCARD has nearly doubled the spend gate on unlimited domestic lounges for Eterna, Eterna (FD), Tiara, and Varunah Premium cardholders. The gate was previously ₹40,000 of spend in the preceding calendar quarter, but is now ₹75,000 in the preceding calendar quarter. This change took effect on 15 July 2026, despite an earlier addendum suggesting it would be deferred to 1 October 2026. The operative Features and Rewards T&C confirms the new gate, with no date qualifier or reference to the previous ₹40,000 threshold. The product pages for these cards also reflect the updated gate. The spend gate increase means cardholders must now spend ₹25,000 per month to maintain unlimited domestic lounge access, up from ₹13,333 per month previously. Missing a quarter will result in paying at the door for the next quarter. Readers may still find the earlier addendum, which could cause confusion about the effective date of the change. However, the governing T&C and product pages confirm the new gate is already in effect. Our take: if you’re a lifetime-free Eterna cardholder, you’ll need to significantly increase your spend to maintain unlimited domestic lounge access. If you can’t meet the new gate, consider alternative uses for your card or plan to pay for lounge access when needed. The increased spend requirement may not be feasible for all cardholders, so review your spending habits and adjust accordingly. For those who can meet the new gate, the unlimited domestic lounge access remains a valuable benefit. However, for others, the change may reduce the card’s value proposition. In any case, cardholders should be aware of the new spend gate and plan their spending and lounge access accordingly. The change is now in effect, and cardholders should adjust their behaviour to maximize their benefits. If the new gate is too high, consider your options and plan for the next quarter. The key takeaway is that the spend gate has increased, and cardholders must adapt to maintain their benefits.

The new gate applies to all four cards, and the Features and Rewards T&C is the operative document. The change took effect on 15 July 2026, and cardholders should review their spending to ensure they can meet the new gate. The previous addendum is no longer applicable, and the new gate is the governing threshold.

Our take: the increased spend gate may impact the value proposition of these cards for some cardholders. If you’re affected, consider your options and plan accordingly. The change is now in effect, and you should adjust your behaviour to maximize your benefits. If the new gate is too high, you may need to reconsider your card usage or explore other options. However, for those who can meet the new gate, the unlimited domestic lounge access remains a valuable benefit. In any case, be aware of the new spend gate and plan your spending and lounge access accordingly. The key is to understand the change and adapt to maximize your benefits.

The spend gate increase is a significant change, and cardholders should be aware of the new threshold. The Features and Rewards T&C confirms the change, and the product pages reflect the updated gate. Cardholders should review their spending and plan accordingly to maintain their benefits. If you’re unable to meet the new gate, you may need to adjust your card usage or explore other options. However, for those who can meet the new gate, the unlimited domestic lounge access remains a valuable benefit. Our take: adjust your behaviour to maximize your benefits, and be aware of the new spend gate.