Edge Federal Bank Visa Credit Card
Federal Bank / Jupiter (Amica Financial Technologies)
₹3,600 a year at ₹75,000 a month
The Edge+ with no forex markup — on paper. Jupiter has priced it and written its reward grid, but not launched it.
Reward rate 1%–5% — everyday spend to its best bonus category, before the fee
This is the Mastercard sibling of the Edge+ RuPay card, and CSB Bank's own fee table already prices it: ₹999 once at joining, no annual fee, and a forex markup of Nil where the RuPay Edge+ charges 3.5%.
Jupiter's T&C gives it its own reward grid: 25 Jewels per ₹100 on Jupiter Flights and Hotels, capped at 7,500 Jewels a statement cycle, and 5 Jewels per ₹100 on everything else. Jewels are worth ₹0.20 each on flights, the Jupiter store, vouchers and gold, and can move to Air India Maharaja Club at 6 Jewels to 1 point. The catch is in the same document. Forex spends earn no Jewels at all, so the zero markup is the whole foreign-spend benefit. The grid applies "from the date of launch", and no launch date, product page or apply path exists anywhere we can read. When a holder is issued this card, the RuPay card's travel accelerator moves here and stops on the RuPay. If it launches as written, it is a ₹999 one-time card with no forex markup that still earns an airline-transferable currency. Until then, treat it as announced on paper.
About 1.0% back on everyday spend, paid in Jupiter Jewels worth ₹0.20 each. Up to 5.0% on its bonus categories.
| Spend | Back |
|---|---|
| Jupiter Flights + Hotels | 5.0% |
At ₹0.20 a point.
CSB Bank's combined Edge / Edge+ T&C (hosted by Jupiter), read 2026-10-24: the Edge+ Mastercard grid pays 25 Jewels/₹100 on Jupiter Flights + Hotels (7,500 a cycle) and 5 elsewhere; Jewels are not awarded on fuel, government, rent, utility, wallet/gift/prepaid/voucher loads, cash advances, card-fee or balance payments, or any EMI; and "Forex spends will not earn any rewards".
| Category | Earns | Detail |
|---|---|---|
| Travel (airlines, hotels, transit) | Earns more | 25 Jewels/₹100 (≈5% at ₹0.20) on Jupiter Flights + Hotels, capped at 7,500 Jewels a statement cycle |
| Forex / international spends | Earns nothing | "Forex spends will not earn any rewards" — the markup is Nil, but so is the earn |
| Fuel | Earns nothing | No Jewels on "Fuel spends" (Edge / Edge+ T&C) |
| Utilities (electricity/water/gas) | Earns nothing | No Jewels on "Utility bill payments (electricity, gas, etc.)" (Edge / Edge+ T&C) |
| Government / tax | Earns nothing | No Jewels on "Govt related transactions" (Edge / Edge+ T&C) |
| Rent & property management | Earns nothing | No Jewels on "Rent payment transactions" (Edge / Edge+ T&C) |
| Wallet loads | Earns nothing | No Jewels on wallet loads, gift or prepaid card loads or voucher purchases (Edge / Edge+ T&C) |
| EMI conversions / merchant EMI | Earns nothing | No Jewels on "All types of EMI transactions" (Edge / Edge+ T&C) |
Source: CSB Bank / Jupiter (Amica Financial Technologies) terms.
₹0/yr · ₹999 joining (one-time), plus GST.
At ₹1,000 a month (₹12,000 a year), on everyday spending this card returns ₹100 (rewards ₹100) with no fee to pay, so it comes out at ₹100 a year, ahead from the lowest spend we test. How we find the break-even
This card charges nothing at the anniversary — its one fee was taken at issue. There is no renewal decision to make; keeping it costs ₹0 a year.
Downgrade: CSB Bank / Jupiter (Amica Financial Technologies) publishes no card you can step down to, so we name none. That leaves keep or cancel.
Called to cancel? Tell us what the bank offered · Calendars of upcoming changes
Forex markup, interest and late fees: not published here yet. We have not copied this card's schedule of charges into our table; the documents we did read are under Sources.
| Rule | What the bank says |
|---|---|
| How you get it | Not confirmed on sale |
| Income, salaried | not published |
| Income, self-employed | not published |
| Age | not published |
Not yet copied from the bank’s terms into our table.
Not confirmed on sale — the issuer still documents this card but we could not confirm it is open to new applications. Treat any application path with care.
No lounge access: opens 0 of 792 lounges we track. Find a card that gets you in.
Welcome bonus: none published.
Spend milestones: none published.
: Jupiter Edge+ shopping Jewels now need ₹15,000 of spend in the statement cycle (about the Edge+ CSB Bank RuPay Credit Card)
Federal Bank / Jupiter (Amica Financial Technologies)
₹3,600 a year at ₹75,000 a month
CSB Bank / Jupiter (Amica Financial Technologies)
₹3,000 a year at ₹75,000 a month
CSB Bank / Jupiter (Amica Financial Technologies)
₹7,600 a year at ₹75,000 a month
Last checked . Every fact on this page comes from these 4 documents; the bank's own are marked official.
We price the card on an everyday mix of spending (30% groceries · 10% utilities · 20% travel · 6% fuel · 34% everything else), using this card's own rules for each kind of spend; it earns nothing on utilities and fuel, so that spend earns no points. Then we add milestone bonuses and take off the fee.
This figure does not count a card's bonus categories (they need you to shop a certain way); our rankings add each card's best bonus category on a realistic share of spend. Our comparisons use this same figure.
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