Edge+ CSB Bank RuPay Credit Card vs Edge Federal Bank Visa Credit Card
Edge+ CSB Bank RuPay Credit Card by ₹4,000 a year at ₹75,000 a month
Edge+ CSB Bank Mastercard Credit Card vs Edge Federal Bank Visa Credit Card
CSB Bank / Jupiter (Amica Financial Technologies)
Federal Bank / Jupiter (Amica Financial Technologies)
Edge Federal Bank Visa Credit Card vs Edge+ CSB Bank Mastercard Credit Card: which should you pick?
Edge+ CSB Bank Mastercard Credit Card and Edge Federal Bank Visa Credit Card both earn Jupiter Jewels, so the transfer partners are the same; what separates them is how fast each earns and what each costs. Edge+ CSB Bank Mastercard Credit Card is the better card at every spend we test, and its lead over Edge Federal Bank Visa Credit Card grows as you spend more: ₹1,300 a year at ₹25,000 a month, ₹26,400 at ₹5 lakh. At ₹75,000 a month the gap is mostly what each card earns on your spend: Edge+ CSB Bank Mastercard Credit Card returns ₹7,600 a year in rewards to Edge Federal Bank Visa Credit Card's ₹3,600. Pick Edge Federal Bank Visa Credit Card instead if you would rather pay less to get the card: Edge Federal Bank Visa Credit Card costs ₹0 joining, then ₹999/yr, Edge+ CSB Bank Mastercard Credit Card ₹0/yr · ₹999 joining (one-time).
Edge Federal Bank Visa Credit Card's ongoing earn stops at ₹7,50,000 of spend a month, where Edge+ CSB Bank Mastercard Credit Card's doesn't; Edge+ CSB Bank Mastercard Credit Card charges ₹999 once at issuance and nothing to renew.
Edge+ CSB Bank Mastercard Credit Card review Edge Federal Bank Visa Credit Card review
Side by side
| Fact | Edge+ CSB Bank Mastercard Credit Card | Edge Federal Bank Visa Credit Card |
|---|---|---|
| Can you get it | Not confirmed on sale | Closed to new applicants |
| Fee (joining · annual, + GST) | ₹0/yr · ₹999 joining (one-time) | ₹0 joining, then ₹999/yr✓ Better |
| Fee waiver | None | Spend ₹1,20,000 a year |
| Reward rate on everyday spend | 1.0%✓ Better | 0.4% |
| Points | Jupiter Jewels | Jupiter Jewels |
| Our value per point | ₹0.20 | ₹0.20 |
| Transfer partners | None | None |
| Lounges it gets you into | 0 of 792 | 0 of 792 |
| Forex markup | not published | 2% |
| Welcome benefit | not published | not published |
✓ Better marks the side that wins a row; rows that compare unlike things are not scored. Edge+ CSB Bank Mastercard Credit Card is ahead on 7 of the 8 rows we can call.
More facts 6 rows
| Fact | Edge+ CSB Bank Mastercard Credit Card | Edge Federal Bank Visa Credit Card |
|---|---|---|
| Our rank | Not ranked (not confirmed) | Not ranked (closed) |
| Our verdict | Keep | Keep |
| Lounge visits in India | not published | not published |
| Lounge visits abroad | not published | not published |
| Forex, in the bank’s words | not published | 2% on every international transaction |
| Interest (APR) | not published | 3.75%/mo (45%/yr) on purchases and on cash advances alike |
Neither issuer publishes an income floor for these two. Edge+ CSB Bank Mastercard Credit Card is not confirmed to be on sale; Edge Federal Bank Visa Credit Card is closed to new applications, and only grandfathered holders still have it. How people actually get Edge Federal Bank Visa Credit Card is on its card page.
Our value per point is what we think a point is worth when you use it well; every currency's figure and its reasoning is on points values.
What each is worth to you
| Monthly spend | Edge+ CSB Bank Mastercard Credit Card | Edge Federal Bank Visa Credit Card |
|---|---|---|
| At ₹30,000 a month | ₹3,000✓ Better | ₹1,400 |
| At ₹75,000 a month | ₹7,600✓ Better | ₹3,600 |
| At ₹1.5 lakh a month | ₹15,100✓ Better | ₹7,200 |
| At ₹3 lakh a month | ₹30,200✓ Better | ₹14,400 |
| At ₹5 lakh a month | ₹50,400✓ Better | ₹24,000 |
| Pays for itself from | The first rupee✓ Better | ₹10,000 a month, by waiving its fee |
On an everyday mix of spending (groceries, bills, travel, fuel and the rest), using each card's own rules for each kind of spend. The same figures as each card's own page.
Every spend from ₹25,000 to ₹5 lakh 20 steps
| Monthly spend | Edge+ CSB Bank Mastercard Credit Card | Edge Federal Bank Visa Credit Card | Ahead |
|---|---|---|---|
| ₹25,000 | ₹2,500✓ Better | ₹1,200 | Edge+ CSB Bank Mastercard Credit Card by ₹1,300 |
| ₹50,000 | ₹5,000✓ Better | ₹2,400 | Edge+ CSB Bank Mastercard Credit Card by ₹2,600 |
| ₹75,000 | ₹7,600✓ Better | ₹3,600 | Edge+ CSB Bank Mastercard Credit Card by ₹4,000 |
| ₹1 lakh | ₹10,100✓ Better | ₹4,800 | Edge+ CSB Bank Mastercard Credit Card by ₹5,300 |
| ₹1.25 lakh | ₹12,600✓ Better | ₹6,000 | Edge+ CSB Bank Mastercard Credit Card by ₹6,600 |
| ₹1.5 lakh | ₹15,100✓ Better | ₹7,200 | Edge+ CSB Bank Mastercard Credit Card by ₹7,900 |
| ₹1.75 lakh | ₹17,600✓ Better | ₹8,400 | Edge+ CSB Bank Mastercard Credit Card by ₹9,200 |
| ₹2 lakh | ₹20,200✓ Better | ₹9,600 | Edge+ CSB Bank Mastercard Credit Card by ₹10,600 |
| ₹2.25 lakh | ₹22,700✓ Better | ₹10,800 | Edge+ CSB Bank Mastercard Credit Card by ₹11,900 |
| ₹2.5 lakh | ₹25,200✓ Better | ₹12,000 | Edge+ CSB Bank Mastercard Credit Card by ₹13,200 |
| ₹2.75 lakh | ₹27,700✓ Better | ₹13,200 | Edge+ CSB Bank Mastercard Credit Card by ₹14,500 |
| ₹3 lakh | ₹30,200✓ Better | ₹14,400 | Edge+ CSB Bank Mastercard Credit Card by ₹15,800 |
| ₹3.25 lakh | ₹32,800✓ Better | ₹15,600 | Edge+ CSB Bank Mastercard Credit Card by ₹17,200 |
| ₹3.5 lakh | ₹35,300✓ Better | ₹16,800 | Edge+ CSB Bank Mastercard Credit Card by ₹18,500 |
| ₹3.75 lakh | ₹37,800✓ Better | ₹18,000 | Edge+ CSB Bank Mastercard Credit Card by ₹19,800 |
| ₹4 lakh | ₹40,300✓ Better | ₹19,200 | Edge+ CSB Bank Mastercard Credit Card by ₹21,100 |
| ₹4.25 lakh | ₹42,800✓ Better | ₹20,400 | Edge+ CSB Bank Mastercard Credit Card by ₹22,400 |
| ₹4.5 lakh | ₹45,400✓ Better | ₹21,600 | Edge+ CSB Bank Mastercard Credit Card by ₹23,800 |
| ₹4.75 lakh | ₹47,900✓ Better | ₹22,800 | Edge+ CSB Bank Mastercard Credit Card by ₹25,100 |
| ₹5 lakh | ₹50,400✓ Better | ₹24,000 | Edge+ CSB Bank Mastercard Credit Card by ₹26,400 |
How we work out the yearly value
We put each card through the same everyday mix of spending, apply that card's own rules for each kind of spend (some earn nothing on fuel or bills), add its milestone and renewal bonuses at our value per point, and take off the fee unless that spend waives it. Bonus categories that need you to shop a certain way are not counted. Your own mix will differ: try your numbers in the calculator, or read how we value cards.
Before you choose
Transfer partners 0 shared
Both cards earn Jupiter Jewels, so they move points to the same 0 partners .
Every partner and ratio is on each card's page; the best value for your points is on the transfer optimizer.
Watch out 6 points
Edge+ CSB Bank Mastercard Credit Card
- Not launched: the reward grid applies 'from the date of launch', and no launch date, product page or apply path is published
- Forex spends earn no Jewels, so the only foreign-spend benefit is the missing markup
- Once you are issued this card, the RuPay Edge+'s travel accelerator moves here and stops on the RuPay
Edge Federal Bank Visa Credit Card
- DISCONTINUED BY THE ISSUER: Federal Bank's own co-branded page, stamped 23 August 2026, lists the Federal Edge programme among those that "have been discontinued" — while Jupiter's product page was still selling the card that same day
- Federal names the discontinued partner as "M/s Europa Neomarketing Pvt Ltd"; Jupiter's own T&C names its co-branding partner as "Amica Neo Marketing Private Limited". The product names match; the company names do not, and we have not sourced a rename
- The category leg is capped at 15,000 Jewels a billing cycle — ₹3,000 a month — and the MITC says the ceiling depends on "the type of booster pack purchased", which the product page never mentions
Common questions 5 answered
Which is better, Edge+ CSB Bank Mastercard Credit Card or Edge Federal Bank Visa Credit Card?
Edge+ CSB Bank Mastercard Credit Card and Edge Federal Bank Visa Credit Card both earn Jupiter Jewels, so the transfer partners are the same; what separates them is how fast each earns and what each costs. Edge+ CSB Bank Mastercard Credit Card is the better card at every spend we test, and its lead over Edge Federal Bank Visa Credit Card grows as you spend more: ₹1,300 a year at ₹25,000 a month, ₹26,400 at ₹5 lakh. At ₹75,000 a month the gap is mostly what each card earns on your spend: Edge+ CSB Bank Mastercard Credit Card returns ₹7,600 a year in rewards to Edge Federal Bank Visa Credit Card's ₹3,600. Pick Edge Federal Bank Visa Credit Card instead if you would rather pay less to get the card: Edge Federal Bank Visa Credit Card costs ₹0 joining, then ₹999/yr, Edge+ CSB Bank Mastercard Credit Card ₹0/yr · ₹999 joining (one-time).
Edge+ CSB Bank Mastercard Credit Card or Edge Federal Bank Visa Credit Card: which is worth more at ₹3 lakh a month?
Edge+ CSB Bank Mastercard Credit Card beats Edge Federal Bank Visa Credit Card by ₹15,800 a year at ₹3 lakh a month. Both figures are a year's rewards and bonuses on an everyday spending mix, after the fee.
Which costs less to get, Edge+ CSB Bank Mastercard Credit Card or Edge Federal Bank Visa Credit Card?
Edge Federal Bank Visa Credit Card: ₹0 joining, then ₹999/yr against ₹0/yr · ₹999 joining (one-time). Edge+ CSB Bank Mastercard Credit Card has no fee waiver; Edge Federal Bank Visa Credit Card waives its fee if you spend ₹1,20,000 a year.
Which gets you into more airport lounges, Edge+ CSB Bank Mastercard Credit Card or Edge Federal Bank Visa Credit Card?
Both get you into 0 of the 792 lounges we track.
How current is this comparison?
Edge+ CSB Bank Mastercard Credit Card was last checked against its bank's own documents on 26 Oct 2026, Edge Federal Bank Visa Credit Card on 23 Aug 2026. Every figure here is worked out again from those records each time the site is built, so a change to either card shows up the day we log it.
Sources
Edge+ CSB Bank Mastercard Credit Card was last checked against its bank's own documents on 26 Oct 2026, Edge Federal Bank Visa Credit Card on 23 Aug 2026. Every fact above comes from these 9 documents; the banks' own are marked official. A fact a bank does not publish shows as "not published", never as zero.
The documents 9 sources
- Official CSB Bank Key Fact Statement for Edge, Edge+ RuPay and Edge+ Mastercard: ₹999 joining, Nil annual, Nil forex on the Mastercard read
- Official CSB Bank MITC for Edge, Edge+ RuPay and Edge+ Mastercard: the same fee and forex rows read
- Official Combined Edge/Edge+ T&C: the Edge+ Mastercard reward grid, the forex-earns-nothing rule and the RuPay travel hand-over read
- Official Air India — Jupiter Jewels transfer grid, 6 Jewels : 1 Maharaja point read
- Official Federal Bank's co-branded credit cards page — the notice that the Federal Edge programme has been discontinued, and the two-product range that survives it read
- Official Jupiter's Edge-Federal Card Terms and Conditions — the clause naming Federal Bank as issuer and its co-branding partner by name read
- Official Product page and FAQ — assured 10% Jewels on a self-chosen travel, dining or shopping category, assured 2% Jewels internationally, ₹999 annual fee waived at ₹1.2 lakh of spend read
- Official Key Fact Statement — Joining Fee Nil, Annual Membership Fee ₹999 waived at ₹1.2 lakh, forex markup 2%, card issuance and closure Nil, replacement ₹249 read
- Official MITC — 2 Jewels per ₹100 on every qualified spend, 10 Jewels per ₹100 in the chosen category, 15,000 Jewels a billing cycle, and 5 Jewels = ₹1 in cash read