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CSB Bank credit cards: 2 you can apply for

The best one for most people is Edge+ CSB Bank RuPay Credit Card.

₹7,600a year after fees, at ₹75,000 a month

Edge+ CSB Bank RuPay Credit Card

₹7,600 a year, after fees

₹999 joining · Reward rate 1%–10%

Ranked higher: its bonus category adds ₹3,600 a year

Keep

It pays back the most of the 2 CSB Bank cards open to apply that we can value.

Rank all 2 at your own spend in the card finder

Verified 1 source

Points and where they go

CSB Bank's main points currency is Jupiter Jewels, worth ₹0.20 a point; it does not transfer to an airline or hotel.

What CSB Bank cards earn
ProgrammeWorth a pointCardsPartners
Jupiter Jewels₹0.203none

Values are what we think a point is worth in India.

Every CSB Bank transfer partner 1 route
Jupiter Jewels: where they transfer
Transfer toRatioOne point becomesTime
Air India Maharaja ClubJupiter Jewels is itself a programme: a move between programmes 6:1₹0.173-5 working days

Ratios read Jupiter Jewels : the partner's points. One point becomes = what it is worth once it lands, at our value for the partner.

Compare every route, including longer ones through other programmes

Recent changes

All 3 CSB Bank cards

None of them charges an annual fee, and 1 of them is genuinely free for life; 2 charge nothing a year but a joining fee to get in. Each card shows what it pays back a year after its fee at ₹75,000 a month, and our verdict: 3 keep, 0 downgrade, 0 cancel.

Open to apply 2

  1. Edge+ CSB Bank RuPay Credit Card

    ₹7,600 a year, after fees

    ₹999 joining · Reward rate 1%–10%

    Ranked higher: its bonus category adds ₹3,600 a year

    Keep

  2. Edge CSB Bank RuPay Credit Card

    ₹3,000 a year, after fees

    ₹0 fee · Reward rate 0.4%–2%

    Ranked higher: its bonus category adds ₹1,700 a year

    Keep

Not confirmed on sale 1 card

  1. Edge+ CSB Bank Mastercard Credit Card

    ₹7,600 a year, after fees

    ₹999 joining · Reward rate 1%–5%

    Ranked higher: its bonus category adds ₹3,600 a year

    Keep

Filter CSB Bank cards by fee, lounges or forex

CSB Bank in RBI's figures

Cards in force
1,90,112
0.2% of India's cards
Spent in August 2026
₹223 crore
76% of it online
Spend per card
₹11,716
a month, on average

Source: the Reserve Bank of India's monthly card statistics, August 2026. Every bank's figures

Sources

The CSB Bank documents that state its fees and charges, and RBI's release. Each card's page lists its own sources too.

  1. Official Reserve Bank of India: ATM, Acceptance Infrastructure and Card Statistics for the Month of August 2026 read