1 IDBI Delight point is worth ₹0.25 in India.
₹0.25₹250 per 1,000 points, our house mark
₹0.25 · first marked 15 Aug 2026, never re-marked since
How we got this ₹ figure
₹0.25 is our HOUSE value for a point — what a disciplined traveller actually clears, not the best redemption we have ever seen (₹0.25, the ceiling) and not the worst you can always fall back on (₹0.25, the floor). It is the number every route on this page is priced with.
We hold one dated point for IDBI Delight Points — the mark itself. There is no earlier valuation on our record, so this page shows no trend line rather than drawing one. How we value a point →
Which of my cards reach it? — 7 do
7 cards earn IDBI Delight Points outright. The figure is the reward rate — what ₹100 of ORDINARY spend earns back at our house ₹/point, before milestones, accelerators and the annual fee. How we compute it →
IDBI Bank LIC Eclat Select1.0%IDBI BankIDBI Bank Euphoria World0.8%IDBI BankIDBI Bank Royale Signature0.8%IDBI Bank4 more cards that earn it — same ranking, best first
IDBI's own rewards portal answers the question in one line — "What is the value of 1 IDBI Delight Point? Value of 1 Delight Point = Rs. 0.25" — and that is the only rate the bank has ever published. Read the vintage honestly: the current idbidelight portal is a JavaScript application that serves no readable FAQ to anyone who is not logged in, so the quarter comes from the last version of that same official FAQ that rendered as a page. Nothing since contradicts it. Points buy catalogue goods, gift vouchers, recharges, movie tickets, and flight, hotel and bus bookings inside the portal, plus straight cashback — a fixed-rate currency with no spread, which is why floor = value = ceiling. NOT the Bandhan Delights programme despite the name. No airline or hotel transfer partner is published, so these points reach no loyalty programme. First redemption needs 1,000 points, and on the two LIC co-brands every redemption costs Rs. 99, which is a real haircut on a small burn.
IDBI Delight Points has held — we grade its nerf risk stable No tracker events on record for this program How we grade it →
Expiry: 36 months excluding the month of accrual for bank-awarded points; 12 months for points earned in a campaign or at a partner store
No corridor on our board prices a seat in IDBI Delight Points against a published chart — every option that reaches it is dynamic, and an estimate is not a seat. the 2,196 corridors that DO have a verified price →
Straight answers
The questions people actually type about IDBI Delight Points — answered from the same data as everything above, with the same numbers.
What is 1 IDBI Delight point worth in INR?
Our desk marks IDBI Delight Points at ₹0.25 a point — so 1,000 points are worth ₹250 and 10,000 are worth ₹2,500. That is the number every route on this page is priced with. The ₹0.25 floor is the redemption you can always fall back on; the ₹0.25 ceiling is the best sweet spot we have actually verified. The mark is holding flat, last reviewed 15 Aug 2026. The valuation index prices it against every other program we cover.
Which Indian cards earn IDBI Delight Points?
7 Indian cards earn IDBI Delight Points outright. Best-ranked earners: IDBI Bank LIC Eclat Select, IDBI Bank Euphoria World and IDBI Bank Royale Signature, the best of them at 1.0% reward rate. The card list above names each of them with its rank, its ratio and what one of its points becomes here.
When did IDBI Delight Points last devalue?
We hold no dated events for IDBI Delight Points at all — no devaluation, no buff, nothing sourced — and we will not fill that gap with a guess. The nerf-risk grade reads stable, which on a program with no logged history means untested rather than safe.
Verified against IDBI Bank's own documents on · our house ₹/point, ₹0.25 today
Not published , and we will not invent it: how long posting takes · its award terms — surcharges and the booking window.
Every document behind this page — 2 of them, each with the day we read it
- official IDBI's own Delight FAQ, captured 16-Jul-2019 — "What is the value of 1 IDBI Delight Point? Value of 1 Delight Point = Rs. 0.25". The only rate the bank has ever published.
- official IDBI Bank's live Delight page — the programme still runs, still pays Delight Points on card spend, still redeems into its own 7,000-reward catalogue. It publishes no rate.