1 DBS Cash point is worth ₹0.20 in India.
₹0.20₹200 per 1,000 points, our house mark
₹0.20 · first marked 16 Aug 2026, never re-marked since
How we got this ₹ figure
₹0.20 is our HOUSE value for a point — what a disciplined traveller actually clears, not the best redemption we have ever seen (₹0.20, the ceiling) and not the worst you can always fall back on (₹0.20, the floor). It is the number every route on this page is priced with.
We hold one dated point for DBS Cash Points — the mark itself. There is no earlier valuation on our record, so this page shows no trend line rather than drawing one. How we value a point →
Which of my cards reach it? — 9 do
9 cards earn DBS Cash Points outright. The figure is the reward rate — what ₹100 of ORDINARY spend earns back at our house ₹/point, before milestones, accelerators and the annual fee. How we compute it →
DBS Spark 5 Credit Card0.2%DBS Bank IndiaDBS Spark 10 Credit Card0.2%DBS Bank IndiaDBS Spark 20 Credit Card0.2%DBS Bank India6 more cards that earn it — same ranking, best first
A separate, lower-value currency from dbs-vantage-points (₹1.00 flat) despite sharing an issuer — this is the Spark family's "Cash Points" (dbs.bank.in/in/ credit-cards/spark.html: "1 CP = upto ₹0.20"), redeemed on dbsdelights.in for shopping/travel/dining discounts. Every published welcome and milestone figure solves to exactly ₹0.20/point across all three Spark tiers (2,500 CP = ₹500, 5,000 CP = ₹1,000, 7,500 CP = ₹1,500), so floor = value = ceiling with no spread despite the product page's "upto" hedge. ₹99 + GST per redemption bank-wide (consolidated MITC).
DBS Cash Points has held — we grade its nerf risk stable No tracker events on record for this program How we grade it →
Expiry: none published — DBS states no expiry for Spark Cash Points on the product page or MITC
No corridor on our board prices a seat in DBS Cash Points against a published chart — every option that reaches it is dynamic, and an estimate is not a seat. the 2,196 corridors that DO have a verified price →
Straight answers
The questions people actually type about DBS Cash Points — answered from the same data as everything above, with the same numbers.
What is 1 DBS Cash point worth in INR?
Our desk marks DBS Cash Points at ₹0.20 a point — so 1,000 points are worth ₹200 and 10,000 are worth ₹2,000. That is the number every route on this page is priced with. The ₹0.20 floor is the redemption you can always fall back on; the ₹0.20 ceiling is the best sweet spot we have actually verified. The mark is holding flat, last reviewed 16 Aug 2026. The valuation index prices it against every other program we cover.
Which Indian cards earn DBS Cash Points?
9 Indian cards earn DBS Cash Points outright. Best-ranked earners: DBS Spark 5 Credit Card, DBS Spark 10 Credit Card and DBS Spark 20 Credit Card, the best of them at 0.2% reward rate. The card list above names each of them with its rank, its ratio and what one of its points becomes here.
When did DBS Cash Points last devalue?
We hold no dated events for DBS Cash Points at all — no devaluation, no buff, nothing sourced — and we will not fill that gap with a guess. The nerf-risk grade reads stable, which on a program with no logged history means untested rather than safe.
Verified against DBS Bank India's own documents on · our house ₹/point, ₹0.20 today
Not published , and we will not invent it: how long posting takes · its award terms — surcharges and the booking window.
Every document behind this page — 3 of them, each with the day we read it
- official DBS's Spark page prices the unit outright — "1 CP = upto ₹0.20" — and sends it to dbsdelights.in for shopping, travel and dining discounts: a price DBS puts on its own catalogue.
- official The Spark product-benefit T&C is the authoritative earn grid, and its welcome and milestone figures solve to exactly ₹0.20 a point on all three tiers — which is why the band has no spread.
- official The consolidated MITC carries the ₹99 + GST charged on every Cash Point redemption — a bank-wide fee that takes a bite out of any small redemption at this rate.