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AU Reward Points

No longer a closed loop: since 1-Jun-2026 AU points transfer to Maharaja Club — 3:2 on Zenith+ (₹0.67/pt at the mile anchor, the new Zenith+-only ceiling) but a decoy 6:1 everywhere else, which is why the house value stays at the ₹0.25 AU Rewardz travel rate (₹0.20 e-vouchers). Every redemption costs ₹99 + GST.

AU Small Finance Bank·holding flat·reviewed 2026-07-10
₹0.20
Floor
₹0.25
House value / point
₹0.67
Ceiling
—
Trend

Nerf risk: stable No tracker events on record for this program

Expiry: 24 months from the transaction date (points earned from 11-Apr-2023)

Floor = the worst redemption you can always fall back on; ceiling = the best sweet-spot exit. The house value is what a disciplined traveller actually clears.

Every way in

Cards that earn it

AU Ananta
AU Small Finance Bank · ranked #43
0.5% reward rate · 2 pts/₹100
AU Zenith
AU Small Finance Bank · ranked #45
0.8% reward rate · 3 pts/₹100
AU Vetta
AU Small Finance Bank · ranked #54
0.5% reward rate · 2 pts/₹100
AU Zenith+
AU Small Finance Bank · ranked #58
0.3% reward rate · 1 pts/₹100

Every way out

Ranked by real ₹ per point at our house values — the play first, the traps last. Ratios read AU Reward Points points : partner miles.

6:1
Air India Maharaja Club up to 7 working days
AU Zenith+ gets 3:2
The quiet buff of Jun-2026: Zenith+ converts at 3:2 — ₹0.67/pt at the mile anchor, nearly 3× the ₹0.25 catalogue rate. Everything else converts at a decoy 6:1. Ananta isn't in the published table; assume no route until AU says otherwise.
₹0.13 /pt

Rank every corridor across every currency →

What a point has been worth

Derived only from quantified, dated events in the tracker — no interpolation, no vibes.

₹0.25 → ₹0.25 since 2026
  • 10 Jul 2026 ₹0.25 current house value
  • 6 May 2026 ₹0.25 program launch / coverage start — no recorded movement while indexed

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