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Axis Magnus for Burgundy vs Axis Miles & More World Select

Verified 16 sources

Your monthly spend

Axis Miles & More World Select beats Axis Magnus for Burgundy by ₹24,100 a year at ₹30,000 a month: ₹8,600 against −₹15,500, after fees

Axis Miles & More World Select beats Axis Magnus for Burgundy by ₹15,900 a year at ₹75,000 a month: ₹22,200 against ₹6,300, after fees

Axis Miles & More World Select beats Axis Magnus for Burgundy by ₹2,300 a year at ₹1.5 lakh a month: ₹44,900 against ₹42,600, after fees

Axis Magnus for Burgundy beats Axis Miles & More World Select by ₹1,67,600 a year at ₹3 lakh a month: ₹2,57,800 against ₹90,200, after fees

Axis Magnus for Burgundy beats Axis Miles & More World Select by ₹3,89,300 a year at ₹5 lakh a month: ₹5,40,000 against ₹1,50,700, after fees

Axis Bank

Axis Magnus for Burgundy

Our verdict: Keep

Axis Miles & More World Select credit card

Axis Bank

Axis Miles & More World Select

Our verdict: Keep

Axis Miles & More World Select vs Axis Magnus for Burgundy: which should you pick?

Both are Axis Bank cards: Axis Magnus for Burgundy costs ₹30,000/yr, Axis Miles & More World Select ₹10,000 joining, then ₹4,500/yr. Below ₹1.75 lakh a month Axis Miles & More World Select is the better card; from ₹1.75 lakh up, Axis Magnus for Burgundy takes over, and by ₹5 lakh a month it is ₹3,89,300 a year ahead. At ₹75,000 a month much of Axis Miles & More World Select's edge is the fee: it costs ₹4,500 a year, while Axis Magnus for Burgundy charges ₹30,000, even though Axis Magnus for Burgundy earns more on the spend itself. Pick Axis Magnus for Burgundy instead if you want to move points to airlines and hotels: its points reach 27 transfer partners to Axis Miles & More World Select's none, or if you spend abroad: its forex markup is 2% against 3.5% on Axis Miles & More World Select, 1.5 percentage points less on every rupee spent in another currency.

Axis Miles & More World Select pays a renewal bonus whatever you spend, and Axis Magnus for Burgundy pays nothing to stay; Axis Magnus for Burgundy runs a 24.0% booster on Travel Edge portal, where Axis Miles & More World Select earns one flat rate.

Axis Magnus for Burgundy review Axis Miles & More World Select review

Side by side

Axis Magnus for Burgundy and Axis Miles & More World Select, fact by fact
FactAxis Magnus for BurgundyAxis Miles & More World Select
Can you get itOpen to applyOpen to apply
Fee (joining · annual, + GST)₹30,000/yr₹10,000 joining, then ₹4,500/yr✓ Better
Fee waiverSpend ₹30,00,000 a yearNone
Reward rate on everyday spend4.8%✓ Better3.0%
PointsAxis EDGE Reward PointsLufthansa Miles & More
Our value per point₹0.40₹1.00
Transfer partners27✓ BetterNone
Lounges it gets you into667 of 792667 of 792
Forex markup2% + GST✓ Better3.5% + GST
Welcome benefit₹5,000 voucher — Luxe gift card, The Postcard Hotels or Yatra (new cards only; customers upgraded from plain Magnus get nothing)15,000 award miles on the first transaction (₹10,000 joining fee, then ₹4,500/yr)

✓ Better marks the side that wins a row; rows that compare unlike things are not scored. Axis Magnus for Burgundy is ahead on 6 of the 11 rows we can call.

More facts 8 rows
Rank, verdict, lounge visits and fine print
FactAxis Magnus for BurgundyAxis Miles & More World Select
Our rank#1✓ Better#17
Our verdictKeepKeep
Lounge visits in IndiaUnlimited at the 20 rooms on Axis's Set B list — present the card itself. Since 28-08-2026 the Priority Pass card is not valid at an Indian domestic lounge, so there is no free Priority Pass entry there and no paid one either; PP still works abroad and at the post-immigration lounges Axis counts as international8/quarter at the 20 rooms on Axis's Set B list
Lounge visits abroadUnlimited (Priority Pass)4/year
Forex, in the bank’s words2% + GST. Dynamic currency conversion markup 2% since 28 August 2026, up from 1.5% — NOT the bank-wide 3.5% — per Magnus's own revision notice3.5% + GST. Dynamic currency conversion markup 3.5% since 28 August 2026, up from 1.5%, per the bank-wide revision notice.
Interest (APR)3.0%/mo (42.58%/yr, compounded as quoted by Axis)3.75%/mo (55.55%/yr) — the bank-wide MITC names "MILES and MORE Axis Bank World Select Card" in Axis's standard tier
Income needed (salaried)Burgundy relationship required — official criteria: net salary credit above ₹3L/month in an Axis Salary Account, or ₹10L AMB in savings, or ₹30L TRV (₹1Cr incl. demat)not published
Income needed (self-employed)Same Burgundy gates via balances: ₹10L AMB in savings or ₹30L TRV (₹1Cr incl. demat), consistently maintained through the monthnot published

Our value per point is what we think a point is worth when you use it well; every currency's figure and its reasoning is on points values.

What each is worth to you

A year of rewards and bonuses, after the fee
Monthly spendAxis Magnus for BurgundyAxis Miles & More World Select
At ₹30,000 a month−₹15,500₹8,600✓ Better
At ₹75,000 a month₹6,300₹22,200✓ Better
At ₹1.5 lakh a month₹42,600₹44,900✓ Better
At ₹3 lakh a month₹2,57,800✓ Better₹90,200
At ₹5 lakh a month₹5,40,000✓ Better₹1,50,700
Pays for itself from₹63,000 a month₹2,000 a month✓ Better

On an everyday mix of spending (groceries, bills, travel, fuel and the rest), using each card's own rules for each kind of spend. The same figures as each card's own page.

Every spend from ₹25,000 to ₹5 lakh 20 steps
Axis Magnus for Burgundy and Axis Miles & More World Select at each ₹25,000 step
Monthly spendAxis Magnus for BurgundyAxis Miles & More World SelectAhead
₹25,000−₹17,900₹7,100✓ BetterAxis Miles & More World Select by ₹25,000
₹50,000−₹5,800₹14,600✓ BetterAxis Miles & More World Select by ₹20,400
₹75,000₹6,300₹22,200✓ BetterAxis Miles & More World Select by ₹15,900
₹1 lakh₹18,400₹29,700✓ BetterAxis Miles & More World Select by ₹11,300
₹1.25 lakh₹30,500₹37,300✓ BetterAxis Miles & More World Select by ₹6,800
₹1.5 lakh₹42,600₹44,900✓ BetterAxis Miles & More World Select by ₹2,300
₹1.75 lakh₹54,700✓ Better₹52,400Axis Magnus for Burgundy by ₹2,300
₹2 lakh₹86,600✓ Better₹60,000Axis Magnus for Burgundy by ₹26,600
₹2.25 lakh₹1,21,900✓ Better₹67,500Axis Magnus for Burgundy by ₹54,400
₹2.5 lakh₹1,57,200✓ Better₹75,100Axis Magnus for Burgundy by ₹82,100
₹2.75 lakh₹1,92,500✓ Better₹82,700Axis Magnus for Burgundy by ₹1,09,800
₹3 lakh₹2,57,800✓ Better₹90,200Axis Magnus for Burgundy by ₹1,67,600
₹3.25 lakh₹2,93,000✓ Better₹97,800Axis Magnus for Burgundy by ₹1,95,200
₹3.5 lakh₹3,28,300✓ Better₹1,05,300Axis Magnus for Burgundy by ₹2,23,000
₹3.75 lakh₹3,63,600✓ Better₹1,12,900Axis Magnus for Burgundy by ₹2,50,700
₹4 lakh₹3,98,900✓ Better₹1,20,500Axis Magnus for Burgundy by ₹2,78,400
₹4.25 lakh₹4,34,200✓ Better₹1,28,000Axis Magnus for Burgundy by ₹3,06,200
₹4.5 lakh₹4,69,400✓ Better₹1,35,600Axis Magnus for Burgundy by ₹3,33,800
₹4.75 lakh₹5,04,700✓ Better₹1,43,100Axis Magnus for Burgundy by ₹3,61,600
₹5 lakh₹5,40,000✓ Better₹1,50,700Axis Magnus for Burgundy by ₹3,89,300
How we work out the yearly value

We put each card through the same everyday mix of spending, apply that card's own rules for each kind of spend (some earn nothing on fuel or bills), add its milestone and renewal bonuses at our value per point, and take off the fee unless that spend waives it. Bonus categories that need you to shop a certain way are not counted. Your own mix will differ: try your numbers in the calculator, or read how we value cards.

Before you choose

Transfer partners 27 and 0

Axis Magnus for Burgundy's Axis EDGE Reward Points move to 27 airline and hotel partners; Axis Miles & More World Select's Lufthansa Miles & More cannot be moved to any.

Only Axis Magnus for Burgundy: Singapore Airlines KrisFlyer, Finnair Plus (Avios), Qatar Airways Privilege Club (Avios).

Every partner and ratio is on each card's page; the best value for your points is on the transfer optimizer.

Watch out 6 points

Axis Magnus for Burgundy

  • The famous up-to-25,000 EDGE Miles monthly milestone is gone — the 35/₹200 ladder is the accelerated general-spend rate; Travel Edge 5X is a separate portal overlay
  • Grab Deals and GyFTR are Axis-wide 'up to 5X' overlays on the 12-point base — not a 10X SmartBuy analogue, and Axis publishes no firm GyFTR rate for this card
  • The 35/₹200 tier caps at (credit limit + ₹1.5L)/month since Jun-2025

7 more on its page

Axis Miles & More World Select

  • ₹10,000 joining fee up front, then ₹4,500/yr — no spend-based waiver; only Miles & More HON Circle and Senator members get it free
  • 3.5% forex markup guts its value on the foreign spend it's named for
  • €395–885 carrier surcharge on every one-way own-metal award (Delhi €475 ≈ ₹52,000), up €100–200 in Mar-2026; Lufthansa Group metal dynamic since Jun-2025 and Discover/Air Dolomiti joined it on 3 Mar 2026

3 more on its page

Common questions 5 answered

Which is better, Axis Magnus for Burgundy or Axis Miles & More World Select?

Both are Axis Bank cards: Axis Magnus for Burgundy costs ₹30,000/yr, Axis Miles & More World Select ₹10,000 joining, then ₹4,500/yr. Below ₹1.75 lakh a month Axis Miles & More World Select is the better card; from ₹1.75 lakh up, Axis Magnus for Burgundy takes over, and by ₹5 lakh a month it is ₹3,89,300 a year ahead. At ₹75,000 a month much of Axis Miles & More World Select's edge is the fee: it costs ₹4,500 a year, while Axis Magnus for Burgundy charges ₹30,000, even though Axis Magnus for Burgundy earns more on the spend itself. Pick Axis Magnus for Burgundy instead if you want to move points to airlines and hotels: its points reach 27 transfer partners to Axis Miles & More World Select's none, or if you spend abroad: its forex markup is 2% against 3.5% on Axis Miles & More World Select, 1.5 percentage points less on every rupee spent in another currency.

Axis Magnus for Burgundy or Axis Miles & More World Select: which is worth more at ₹3 lakh a month?

Axis Magnus for Burgundy beats Axis Miles & More World Select by ₹1,67,600 a year at ₹3 lakh a month. Both figures are a year's rewards and bonuses on an everyday spending mix, after the fee.

Which costs less to get, Axis Magnus for Burgundy or Axis Miles & More World Select?

Axis Miles & More World Select: ₹10,000 joining, then ₹4,500/yr against ₹30,000/yr. Axis Magnus for Burgundy waives its fee if you spend ₹30,00,000 a year; Axis Miles & More World Select has no fee waiver.

Which gets you into more airport lounges, Axis Magnus for Burgundy or Axis Miles & More World Select?

Both get you into 667 of the 792 lounges we track.

How current is this comparison?

Axis Magnus for Burgundy was last checked against its bank's own documents on 12 Oct 2026, Axis Miles & More World Select on 19 Oct 2026. Every figure here is worked out again from those records each time the site is built, so a change to either card shows up the day we log it.

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Sources

Axis Magnus for Burgundy was last checked against its bank's own documents on 12 Oct 2026, Axis Miles & More World Select on 19 Oct 2026. Every fact above comes from these 16 documents; the banks' own are marked official. A fact a bank does not publish shows as "not published", never as zero.

The documents 16 sources
  1. Official Magnus for Burgundy FAQ PDF (21 pp) — 60 EDGE RP per ₹200 on Travel Edge up to ₹2L/month; 5 EDGE RP = 4 partner miles read
  2. Official Magnus revision T&C PDF (eff. 20-Jun-2025) — the 35 EDGE RP per ₹200 tier runs only to (credit limit + ₹1.5L) a calendar month and reverts to 12 per ₹200 above read
  3. Official Axis Bank Magnus product page — the Burgundy variant's welcome is any one ₹5,000 voucher (Luxe, The Postcard Hotels or Yatra) and is expressly NOT applicable to customers read
  4. Official Axis Bank Key Fact Sheet — Magnus for Burgundy joining ₹30,000 / annual ₹30,000, waived on ₹30,00,000 of preceding-year spend, 42.58% p.a. read
  5. Official Axis's Magnus-for-Burgundy revision notice — effective 28 Aug 2026: "Dynamic Currency Conversion markup will be revised to 2% from 1.5%" read
  6. Official Axis Bank Points/Miles Transfer ratio table — "Burgundy Private credit card & Magnus credit card for Burgundy: 5 EDGE REWARD Points = 4 Partner Points" read
  7. Community SaveSage (Apr-2026 — legacy 5:4 retained, new partners 5:2) read
  8. Community CardExpert — Burgundy variant ships on Mastercard read
  9. Community TechnoFino — opening Burgundy (₹10L AMB) for the card, RM-routed application read
  10. Official Axis Bank master MITC for credit cards — the fees, charges and terms this card's MITC row is read from read
  11. Community Miles & More guide (Feb 2026) — India–Europe partner business at 125,000 miles return; surcharges around ₹8,000 on Turkish and under ₹5,000 on LOT read
  12. Official Axis Bank Miles & More product page — World Select earns 6 award miles per ₹200 of eligible spend, 15,000 welcome miles on the first transaction read
  13. Official MILES AND MORE AXIS BANK WORLD SELECT revision notice (published 27-Jul-2026) — 28-08-2026: DCC markup 1.5% → 3.5%, a ₹1,300 late-payment slab above ₹50,000 outstanding read
  14. Official Axis Bank Domestic Airport Lounge Access Program — Miles & More World Select sits in Set B at 8 complimentary visits per quarter and is NOT exempt from the ₹50,000 read
  15. Official Revision of Miles & More Axis Bank card T&C, effective 20-Jun-2025 — the excluded spend categories for reward earn read
  16. Community CardInsider review (both variants) read

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