Axis Magnus for Burgundy vs Axis Burgundy Private (2026)
Axis Burgundy Private vs Axis Magnus for Burgundy: which wins?
₹3,93,696ranking value a year at ₹3L a month, to Axis Magnus for Burgundy
Skip the duel — the board, ranked → · nothing to sign up for
The velvet rope vs the invite-only vault — ₹30,000 behind a Burgundy account against a ₹5 Cr relationship where every fee reads Nil and even the Apr-2026 partners stay 5:4.
Axis Magnus for Burgundy out-earns Axis Burgundy Private at every spend level we model, from ₹25k to ₹5L a month.
Every metric, row by row — 12 compared
Head to head
| Axis Magnus for Burgundy | Metric | Axis Burgundy Private |
|---|---|---|
| #1 | Our rank | invite-only |
| ₹30,000/yr — wins this row | Fee — joining · annual (+ GST) | ₹1,00,000/yr |
| ₹30,00,000 spend | Fee waiver | By relationship |
| 2% + GST. Dynamic currency conversion markup 2% since 28 August 2026, up from 1.5% — NOT the bank-wide 3.5% — per Magnus's own revision notice | Forex markup | Nil — no foreign-currency markup, and Nil dynamic-currency-conversion markup too; the 12-Aug-2026 KFS named THREE Axis cards at zero DCC — Burgundy Private, PRIMUS and OLYMPUS — but the 18-Aug-2026 edition moved OLYMPUS into the 1.8% clause from 28 August 2026, leaving Burgundy Private and PRIMUS as the two — wins this row |
| 3.0%/mo (42.58%/yr, compounded as quoted by Axis) | APR | 1.5% p.m. (19.56% p.a.) — the lowest rate Axis publishes, per the bank's own Key Fact Sheet (sosc-credit-cards.pdf); corrects CardExpert's "nil interest" launch claim |
| 4.8% | Headline earn rate | 6.0% — wins this row |
| Axis EDGE Reward Points | Currency | Axis EDGE Reward Points |
| ₹0.40/pt | House value | ₹0.40/pt |
| ₹5,000 voucher — Luxe gift card, The Postcard Hotels or Yatra (new cards only; customers upgraded from plain Magnus get nothing) | Welcome benefit | None — the card ships bare; the ₹1,00,000 fee reads Nil for the Burgundy Private clients who are the only people allowed to hold it |
| 667 of 793 | Lounge doors opened | 667 of 793 |
| Burgundy relationship required — official criteria: net salary credit above ₹3L/month in an Axis Salary Account, or ₹10L AMB in savings, or ₹30L TRV (₹1Cr incl. demat) | Income — salaried | No income route — invite-only: Burgundy Private banking relationship with ₹5 Cr+ total relationship value |
| Same Burgundy gates via balances: ₹10L AMB in savings or ₹30L TRV (₹1Cr incl. demat), consistently maintained through the month | Income — self-employed | Same gate — the ₹5 Cr+ private-banking relationship is the underwriting |
Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →
The ₹ face-off at ₹1L/₹3L/₹5L a month
Ranking-value face-off
Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. This is the ranking model, the one that orders the board; each card page prints the earn-rate-only net annual value instead, which reads lower for any card with an accelerator (both models, side by side). Tune it to your own spend in the calculator.
Axis Magnus for Burgundy out-earns Axis Burgundy Private at every spend level we model, from ₹25k to ₹5L a month.
How the gap moves with spend — a 20-step sweep from ₹0.25L to ₹5L/month
How the gap moves with spend
Axis Magnus for Burgundy leads at all 20 steps, but not by the same amount: ₹71,008 at ₹0.25L a month, ₹5,06,560 at ₹5L — the gap fans out with spend, widest at ₹5L (₹5,06,560).
Axis Magnus for Burgundy runs a 24.0% booster on Travel Edge portal, where Axis Burgundy Private earns one flat rate.
Axis Magnus for Burgundy draws above the line, Axis Burgundy Private below · ₹0.25L to ₹5L a month, step by step
| Monthly spend | Axis Magnus for Burgundy | Axis Burgundy Private | In front |
|---|---|---|---|
| ₹0.25L | −₹10,992 | −₹82,000 | Axis Magnus for Burgundy by ₹71,008 |
| ₹0.5L | ₹8,016 | −₹64,000 | Axis Magnus for Burgundy by ₹72,016 |
| ₹0.75L | ₹27,024 | −₹46,000 | Axis Magnus for Burgundy by ₹73,024 |
| ₹1L | ₹46,032 | −₹28,000 | Axis Magnus for Burgundy by ₹74,032 |
| ₹1.25L | ₹65,040 | −₹10,000 | Axis Magnus for Burgundy by ₹75,040 |
| ₹1.5L | ₹84,048 | ₹8,000 | Axis Magnus for Burgundy by ₹76,048 |
| ₹1.75L | ₹1,30,656 | ₹26,000 | Axis Magnus for Burgundy by ₹1,04,656 |
| ₹2L | ₹1,77,264 | ₹44,000 | Axis Magnus for Burgundy by ₹1,33,264 |
| ₹2.25L | ₹2,23,872 | ₹62,000 | Axis Magnus for Burgundy by ₹1,61,872 |
| ₹2.5L | ₹3,00,480 | ₹80,000 | Axis Magnus for Burgundy by ₹2,20,480 |
| ₹2.75L | ₹3,47,088 | ₹98,000 | Axis Magnus for Burgundy by ₹2,49,088 |
| ₹3L | ₹3,93,696 | ₹1,16,000 | Axis Magnus for Burgundy by ₹2,77,696 |
| ₹3.25L | ₹4,40,304 | ₹1,34,000 | Axis Magnus for Burgundy by ₹3,06,304 |
| ₹3.5L | ₹4,86,912 | ₹1,52,000 | Axis Magnus for Burgundy by ₹3,34,912 |
| ₹3.75L | ₹5,33,520 | ₹1,70,000 | Axis Magnus for Burgundy by ₹3,63,520 |
| ₹4L | ₹5,80,128 | ₹1,88,000 | Axis Magnus for Burgundy by ₹3,92,128 |
| ₹4.25L | ₹6,26,736 | ₹2,06,000 | Axis Magnus for Burgundy by ₹4,20,736 |
| ₹4.5L | ₹6,73,344 | ₹2,24,000 | Axis Magnus for Burgundy by ₹4,49,344 |
| ₹4.75L | ₹7,19,952 | ₹2,42,000 | Axis Magnus for Burgundy by ₹4,77,952 |
| ₹5L | ₹7,66,560 | ₹2,60,000 | Axis Magnus for Burgundy by ₹5,06,560 |
Transfer reach — 27 shared live routes
Transfer reach
Both cards earn Axis EDGE Reward Points, so the partner list is identical — 27 live transfer routes each. The ratios are not: see below.
3 shared routes — the full partner lists
Both reach
- Singapore Airlines KrisFlyer 5:4
- Finnair Plus (Avios) 5:2 vs 5:4
- Qatar Airways Privilege Club (Avios) 5:2 vs 5:4
Full route maps on each card page, best ₹/point routes on the optimizer →
What to watch out for — 6 points
What to watch out for
Axis Magnus for Burgundy · 7 more →
- The famous up-to-25,000 EDGE Miles monthly milestone is gone — the 35/₹200 ladder is the accelerated general-spend rate; Travel Edge 5X is a separate portal overlay
- Grab Deals and GyFTR are Axis-wide 'up to 5X' overlays on the 12-point base — not a 10X SmartBuy analogue, and Axis publishes no firm GyFTR rate for this card
- The 35/₹200 tier caps at (credit limit + ₹1.5L)/month since Jun-2025
Axis Burgundy Private · 3 more →
- Invite-only behind a ₹5 Cr Burgundy Private Total Relationship Value — EXCLUDING demat — so the fee is Nil but the door costs crores
- ₹1,00,000 + GST surfaces if the private-banking relationship lapses or you downgrade out — that lapse fee DOUBLED from ₹50,000 on 1 Sep 2026, and TRV is tested in the month before your card anniversary month, so a relationship that slipped in the wrong month bills six figures
- Aug–Nov 2026 revision package: since 28 Aug 2026 Priority Pass no longer opens Indian domestic lounges (present The One Card itself; PP stays for international and post-immigration lounges), and from 15 Nov 2026 the bundled memberships renew only with your explicit consent
The call
For the ₹1L/month spender, Axis Magnus for Burgundy nets ₹46,032 against −₹28,000 — a ₹74,032 gap. At ₹5L/month, Axis Magnus for Burgundy nets ₹7,66,560 against ₹2,60,000 — a ₹5,06,560 gap. Lounge chasers get no tiebreak here: both open 667 of 793 tracked doors.
Our standing verdicts: Axis Magnus for Burgundy — Keep; Axis Burgundy Private — Keep. Axis Magnus for Burgundy takes 4 of the 6 rounds we can score — that's the overall call. Your spend pattern can overrule us: run your exact numbers →
Common questions — 5 answered
Straight answers
Which is better, Axis Magnus for Burgundy or Axis Burgundy Private?
Axis Magnus for Burgundy. Axis Magnus for Burgundy takes 4 of the 6 rounds we can score. Axis Magnus for Burgundy out-earns Axis Burgundy Private at every spend level we model, from ₹25k to ₹5L a month.
Axis Magnus for Burgundy or Axis Burgundy Private — which earns more at ₹3L a month?
At ₹3L a month, Axis Magnus for Burgundy nets ₹3,93,696 against ₹1,16,000 — a ₹2,77,696 gap. Those are ranking-value figures: everyday spend at the card's base rate plus a realistic slice at its best accelerator, net of the fee.
Which costs less to hold, Axis Magnus for Burgundy or Axis Burgundy Private?
Axis Magnus for Burgundy — ₹30,000/yr against ₹1,00,000/yr. Axis Magnus for Burgundy waives its fee at ₹30,00,000 of spend; Axis Burgundy Private at no spend level — the waiver rides the banking relationship, not the swipe.
Which gets you into more airport lounges, Axis Magnus for Burgundy or Axis Burgundy Private?
Lounge chasers get no tiebreak here: both open 667 of 793 tracked doors. Visit quotas, guest charges and spend gates are per card — the lounge map carries each one.
How current is this comparison?
Both card records were last re-verified against their issuers' own documents on 2026-09-25. Every figure on this page — the ranking values, the fee rows, the lounge counts, the transfer ratios — is recomputed from those records each time the site builds, so a devaluation changes the call the day we log it.
Verified against Axis Bank and Axis Bank's own documents on · the ranking model, at our house ₹/point
Every document behind this page — 15 of them, each with the day we read it
- official Magnus for Burgundy FAQ PDF (21 pp) — 60 EDGE RP per ₹200 on Travel Edge up to ₹2L/month; 5 EDGE RP = 4 partner miles
- official Magnus revision T&C PDF (eff. 20-Jun-2025) — the 35 EDGE RP per ₹200 tier runs only to (credit limit + ₹1.5L) a calendar month and reverts to 12 per ₹200 above
- official Axis Bank Magnus product page — the Burgundy variant's welcome is any one ₹5,000 voucher (Luxe, The Postcard Hotels or Yatra) and is expressly NOT applicable to customers
- official Axis Bank Key Fact Sheet, updated 12-Aug-2026 — Magnus for Burgundy joining ₹30,000 / annual ₹30,000, waived on ₹30,00,000 of preceding-year spend, 42.58% p.a.
- official Axis's Magnus-for-Burgundy revision notice — effective 28 Aug 2026: "Dynamic Currency Conversion markup will be revised to 2% from 1.5%"
- official Axis Bank Points/Miles Transfer ratio table — "Burgundy Private credit card & Magnus credit card for Burgundy: 5 EDGE REWARD Points = 4 Partner Points"
- community SaveSage (Apr-2026 — legacy 5:4 retained, new partners 5:2)
- community CardExpert — Burgundy variant ships on Mastercard
- community TechnoFino — opening Burgundy (₹10L AMB) for the card, RM-routed application
- official Axis Bank Burgundy Private — The One Card (the canonical official page; the old /burgundy-private/credit-card path 404s): 15 EDGE REWARD points per ₹200, no forex mark-up
- official Axis Bank Domestic Airport Lounge Access Program — Burgundy Private listed under Set B with unlimited complimentary access and the ₹50,000 prior-3-month spend criterion
- official Axis revision T&C PDF — annual fee revised ₹50,000 → ₹1,00,000 + GST w.e.f. 01-09-2026 when the ₹5 Cr TRV lapses; Priority Pass invalid at Indian domestic lounges from 28-08-2026
- community CardInsider — invite-only at ₹5 Cr TRV, 15 EDGE RP/₹200, exclusions + 6,000 RP/month insurance cap, welcome Nil; still prints the pre-1-Sep-2026 ₹50,000 fee, so it lags Axis
- community CardExpert launch review — Visa Infinite metal, ₹5 Cr+ net relationship value, 8 meet-and-assist services, Dec-2019 launch
- community PointsMath Axis transfer grid — dedicated column "Burgundy Pvt The One Metal" at 5:4 on every partner incl; the Apr-2026 adds (cells read "5:4(5:2 M4B)")