Axis Magnus vs Axis Magnus for Burgundy (2026)
Axis Magnus for Burgundy vs Axis Magnus: which wins?
₹3,93,696ranking value a year at ₹3L a month, to Axis Magnus for Burgundy
Skip the duel — the board, ranked → · nothing to sign up for
Same card, two fates: the 5:2 casualty vs the 5:4 survivor — is the Burgundy gate worth double the transfer ratio?
Axis Magnus wins under ₹0.5L/month; Axis Magnus for Burgundy takes over above it.
Every metric, row by row — 12 compared
Head to head
| Axis Magnus | Metric | Axis Magnus for Burgundy |
|---|---|---|
| #5 | Our rank | #1 — wins this row |
| ₹12,500/yr — wins this row | Fee — joining · annual (+ GST) | ₹30,000/yr |
| ₹25,00,000 spend | Fee waiver | ₹30,00,000 spend |
| 2% + GST. Dynamic currency conversion markup 2% since 28 August 2026, up from 1.5% — NOT the bank-wide 3.5% — per Magnus's own revision notice | Forex markup | 2% + GST. Dynamic currency conversion markup 2% since 28 August 2026, up from 1.5% — NOT the bank-wide 3.5% — per Magnus's own revision notice |
| 3.0%/mo (42.58%/yr, compounded as quoted by Axis) | APR | 3.0%/mo (42.58%/yr, compounded as quoted by Axis) |
| 2.4% | Headline earn rate | 4.8% — wins this row |
| Axis EDGE Reward Points | Currency | Axis EDGE Reward Points |
| ₹0.40/pt | House value | ₹0.40/pt |
| ₹12,500 voucher — Luxe, Postcard Hotels or Yatra | Welcome benefit | ₹5,000 voucher — Luxe gift card, The Postcard Hotels or Yatra (new cards only; customers upgraded from plain Magnus get nothing) |
| 667 of 793 | Lounge doors opened | 667 of 793 |
| ₹24L+/yr | Income — salaried | Burgundy relationship required — official criteria: net salary credit above ₹3L/month in an Axis Salary Account, or ₹10L AMB in savings, or ₹30L TRV (₹1Cr incl. demat) |
| ₹24L+/yr | Income — self-employed | Same Burgundy gates via balances: ₹10L AMB in savings or ₹30L TRV (₹1Cr incl. demat), consistently maintained through the month |
Gold marks the better side of a row. House value is our ₹-per-point mark for each card's currency — the full valuation index →
The ₹ face-off at ₹1L/₹3L/₹5L a month
Ranking-value face-off
Everyday spend at each card's base rate plus a realistic ~20% at its best accelerator (less for narrow or capped boosters) — milestones, fee waivers and the redemption haircut all at our house ₹/point. That's why the biggest headline rate doesn't automatically win. This is the ranking model, the one that orders the board; each card page prints the earn-rate-only net annual value instead, which reads lower for any card with an accelerator (both models, side by side). Tune it to your own spend in the calculator.
Axis Magnus wins under ₹0.5L/month; Axis Magnus for Burgundy takes over above it.
Where the lead changes hands — a 20-step sweep from ₹0.25L to ₹5L/month
Where the lead changes hands
The lead changes hands at ₹0.5L a month: Axis Magnus is ahead by ₹7,996 at ₹0.25L, Axis Magnus for Burgundy by ₹3,83,280 at ₹5L.
Axis Magnus draws above the line, Axis Magnus for Burgundy below · ₹0.25L to ₹5L a month, step by step
| Monthly spend | Axis Magnus | Axis Magnus for Burgundy | In front |
|---|---|---|---|
| ₹0.25L | −₹2,996 | −₹10,992 | Axis Magnus by ₹7,996 |
| ₹0.5L | ₹6,508 | ₹8,016 | Axis Magnus for Burgundy by ₹1,508 |
| ₹0.75L | ₹16,012 | ₹27,024 | Axis Magnus for Burgundy by ₹11,012 |
| ₹1L | ₹25,516 | ₹46,032 | Axis Magnus for Burgundy by ₹20,516 |
| ₹1.25L | ₹35,020 | ₹65,040 | Axis Magnus for Burgundy by ₹30,020 |
| ₹1.5L | ₹44,524 | ₹84,048 | Axis Magnus for Burgundy by ₹39,524 |
| ₹1.75L | ₹67,828 | ₹1,30,656 | Axis Magnus for Burgundy by ₹62,828 |
| ₹2L | ₹91,132 | ₹1,77,264 | Axis Magnus for Burgundy by ₹86,132 |
| ₹2.25L | ₹1,26,936 | ₹2,23,872 | Axis Magnus for Burgundy by ₹96,936 |
| ₹2.5L | ₹1,50,240 | ₹3,00,480 | Axis Magnus for Burgundy by ₹1,50,240 |
| ₹2.75L | ₹1,73,544 | ₹3,47,088 | Axis Magnus for Burgundy by ₹1,73,544 |
| ₹3L | ₹1,96,848 | ₹3,93,696 | Axis Magnus for Burgundy by ₹1,96,848 |
| ₹3.25L | ₹2,20,152 | ₹4,40,304 | Axis Magnus for Burgundy by ₹2,20,152 |
| ₹3.5L | ₹2,43,456 | ₹4,86,912 | Axis Magnus for Burgundy by ₹2,43,456 |
| ₹3.75L | ₹2,66,760 | ₹5,33,520 | Axis Magnus for Burgundy by ₹2,66,760 |
| ₹4L | ₹2,90,064 | ₹5,80,128 | Axis Magnus for Burgundy by ₹2,90,064 |
| ₹4.25L | ₹3,13,368 | ₹6,26,736 | Axis Magnus for Burgundy by ₹3,13,368 |
| ₹4.5L | ₹3,36,672 | ₹6,73,344 | Axis Magnus for Burgundy by ₹3,36,672 |
| ₹4.75L | ₹3,59,976 | ₹7,19,952 | Axis Magnus for Burgundy by ₹3,59,976 |
| ₹5L | ₹3,83,280 | ₹7,66,560 | Axis Magnus for Burgundy by ₹3,83,280 |
Transfer reach — 27 shared live routes
Transfer reach
Both cards earn Axis EDGE Reward Points, so the partner list is identical — 27 live transfer routes each. The ratios are not: see below.
3 shared routes — the full partner lists
Both reach
- Singapore Airlines KrisFlyer 5:2 vs 5:4
- Finnair Plus (Avios) 5:1 vs 5:2
- Qatar Airways Privilege Club (Avios) 5:1 vs 5:2
Full route maps on each card page, best ₹/point routes on the optimizer →
What to watch out for — 6 points
What to watch out for
Axis Magnus · 6 more →
- The up-to-25,000 EDGE Miles monthly milestone is gone — the accelerated tier is all that's left
- Marriott is still gone and ITC left the 25 Sep 2026 grid. Accor returned, but at 5:1 with BA, Finnair, Qatar, Cathay, IndiGo and Lotusmiles — not the 5:2 standard
- Since Jun-2025 the 35/₹200 tier caps at (credit limit + ₹1.5L) a calendar month — spend past that ceiling drops back to 12 per ₹200, so recycling is dead
Axis Magnus for Burgundy · 7 more →
- The famous up-to-25,000 EDGE Miles monthly milestone is gone — the 35/₹200 ladder is the accelerated general-spend rate; Travel Edge 5X is a separate portal overlay
- Grab Deals and GyFTR are Axis-wide 'up to 5X' overlays on the 12-point base — not a 10X SmartBuy analogue, and Axis publishes no firm GyFTR rate for this card
- The 35/₹200 tier caps at (credit limit + ₹1.5L)/month since Jun-2025
The call
For the ₹1L/month spender, Axis Magnus for Burgundy nets ₹46,032 against ₹25,516 — a ₹20,516 gap. At ₹5L/month, Axis Magnus for Burgundy nets ₹7,66,560 against ₹3,83,280 — a ₹3,83,280 gap. Lounge chasers get no tiebreak here: both open 667 of 793 tracked doors.
Our standing verdicts: Axis Magnus — Keep; Axis Magnus for Burgundy — Keep. Axis Magnus for Burgundy takes 5 of the 6 rounds we can score — that's the overall call. Your spend pattern can overrule us: run your exact numbers →
Common questions — 5 answered
Straight answers
Which is better, Axis Magnus or Axis Magnus for Burgundy?
Axis Magnus for Burgundy. Axis Magnus for Burgundy takes 5 of the 6 rounds we can score. Axis Magnus wins under ₹0.5L/month; Axis Magnus for Burgundy takes over above it.
Axis Magnus or Axis Magnus for Burgundy — which earns more at ₹3L a month?
At ₹3L a month, Axis Magnus for Burgundy nets ₹3,93,696 against ₹1,96,848 — a ₹1,96,848 gap. Those are ranking-value figures: everyday spend at the card's base rate plus a realistic slice at its best accelerator, net of the fee.
Which costs less to hold, Axis Magnus or Axis Magnus for Burgundy?
Axis Magnus — ₹12,500/yr against ₹30,000/yr. Axis Magnus waives its fee at ₹25,00,000 of spend; Axis Magnus for Burgundy at ₹30,00,000 of spend.
Which gets you into more airport lounges, Axis Magnus or Axis Magnus for Burgundy?
Lounge chasers get no tiebreak here: both open 667 of 793 tracked doors. Visit quotas, guest charges and spend gates are per card — the lounge map carries each one.
How current is this comparison?
Both card records were last re-verified against their issuers' own documents on 2026-09-25. Every figure on this page — the ranking values, the fee rows, the lounge counts, the transfer ratios — is recomputed from those records each time the site builds, so a devaluation changes the call the day we log it.
Verified against Axis Bank and Axis Bank's own documents on · the ranking model, at our house ₹/point
Every document behind this page — 17 of them, each with the day we read it
- official Magnus revision T&C PDF (eff. 20-Jun-2025) — 12 EDGE REWARD Points per ₹200 up to ₹1.5L a calendar month, 35 per ₹200 above it only up to (credit limit + ₹1.5L)
- official Axis Bank Magnus product page — welcome voucher worth ₹12,500 (Luxe, The Postcard Hotels or Yatra), unlimited domestic lounge visits
- official Axis Bank Key Fact Sheet, updated 12-Aug-2026 — Magnus joining ₹12,500 / annual ₹12,500 (Nil for a Burgundy Salary Account opened on or after 1 Jul 2026)
- official Axis's Magnus-specific revision notice — effective 28 Aug 2026: "Dynamic Currency Conversion markup will be revised to 2% from 1.5%"
- official Axis Bank Domestic Airport Lounge Access Program — Magnus sits in Set B with unlimited complimentary access, and is NOT on the list of cards exempted from the ₹50,000
- official Axis Bank Points/Miles Transfer ratio table — "Reserve & Magnus credit card: 5 EDGE REWARD Points = 2 Partner Points", against 5:4 for Burgundy Private and Magnus for Burgundy
- community CardExpert review (portal earn + transfer caps)
- community CardInsider review
- community Apr-2026 partner purge
- community CardMaven — card network Visa Infinite (Mastercard World variant also issued)
- community CardMaven forum — Magnus RuPay live (Oct–Dec 2025), same fee & rewards
- community CardInsider forex table — Magnus 2% forex markup (below the 3.5% Axis standard)
- official Magnus for Burgundy FAQ PDF (21 pp) — 60 EDGE RP per ₹200 on Travel Edge up to ₹2L/month; 5 EDGE RP = 4 partner miles
- official Axis's Magnus-for-Burgundy revision notice — effective 28 Aug 2026: "Dynamic Currency Conversion markup will be revised to 2% from 1.5%"
- community SaveSage (Apr-2026 — legacy 5:4 retained, new partners 5:2)
- community CardExpert — Burgundy variant ships on Mastercard
- community TechnoFino — opening Burgundy (₹10L AMB) for the card, RM-routed application