Program hub

Scapia Coins

Fixed 5 coins = ₹1, but ONLY against flights and hotels inside the Scapia app — no cashback, no transfers, no partners. The value never moves; the lock-in is total. (Official Scapia terms.)

Federal Bank × Scapia·holding flat·reviewed 2026-07-10
₹0.20
Floor
₹0.20
House value / point
₹0.20
Ceiling
Trend

Nerf risk: stable No tracker events on record for this program

Expiry: 36 months from accrual (official T&C)

Floor = the worst redemption you can always fall back on; ceiling = the best sweet-spot exit. The house value is what a disciplined traveller actually clears.

Every way in

What a point has been worth

Derived only from quantified, dated events in the tracker — no interpolation, no vibes.

₹0.20 → ₹0.20 since 2023
  • 10 Jul 2026 ₹0.20 current house value
  • 1 Jun 2023 ₹0.20 program launch / coverage start — no recorded movement while indexed

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