Scapia devalues lounges — a 100% hike
Scapia doubles the lounge threshold to ₹20,000/month and removes insurance and utility payments from earning coins, making it harder for cardholders to access unlimited domestic lounges. This change increases the required spend by 100%.
Scapia has made significant changes to its rewards program, doubling the lounge threshold to ₹20,000/month. Previously, cardholders could access unlimited domestic lounges with a prior-month spend of ₹10,000. Additionally, insurance and utility payments will no longer earn coins and will not count towards the lounge threshold. This change will primarily affect cardholders who relied on insurance and utility payments to meet the lounge threshold. With these payments no longer earning coins or counting towards the threshold, cardholders will need to spend more on other categories to access the lounges. Our take: if you’re a Scapia cardholder who previously relied on insurance and utility payments to access lounges, it’s time to reevaluate your strategy. Consider alternative cards that offer more rewarding categories or look into other ways to meet the new lounge threshold. While Scapia still offers lifetime-free and 0% forex benefits, the devaluation of its lounge program is a significant blow to its overall value proposition.