Program hub

StanC 360° Reward Points

Fixed-value: 1 point = ₹1 in the 360° catalogue, minus a ₹99 fee per redemption. No transfers — a tight floor–ceiling band, which is either the appeal or the problem.

Standard Chartered·holding flat·reviewed 2026-07-09
₹0.75
Floor
₹1.00
House value / point
₹1.00
Ceiling
Trend

Nerf risk: stable No tracker events on record for this program

Expiry: 3 years from accrual

Floor = the worst redemption you can always fall back on; ceiling = the best sweet-spot exit. The house value is what a disciplined traveller actually clears.

Every way in

What a point has been worth

Derived only from quantified, dated events in the tracker — no interpolation, no vibes.

₹1.00 → ₹1.00 since 2017
  • 10 Jul 2026 ₹1.00 current house value
  • 18 Sept 2017 ₹1.00 2017-09-18 — Standard Chartered launches Ultimate; the official press release states 'Value of One reward point is equal to Rs 1'. No recorded movement since: the 360° catalogue still pays ₹1/pt today (the later ₹99 redemption fee is a fee, not a rate).

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