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HDFC BizBlack swaps its welcome for Accor+ Explorer and stops waiving the joining fee

For BizBlack cards set up from 15 September 2026, ₹1.5 lakh in 90 days buys All Accor+ Explorer, not Club Marriott plus a Taj voucher, and no longer waives the ₹10,000 joining fee.

What changed

Worse for you

Fee change · HDFC Bank

Before

₹1.5 lakh in 90 days bought Club Marriott plus a ₹5,000 Taj stay voucher and waived the ₹10,000 joining fee; income bar ITR above ₹30 lakh

After

Cards set up from 15 Sep 2026: ₹1.5 lakh in 90 days buys All Accor+ Explorer (Elite All Accor Gold) and no fee waiver; business ITR above ₹45 lakh

See it with every other change

The card this affects

HDFC’s BizBlack Metal page now dates a new welcome. For cards set up on or after 15 September 2026, spending ₹1.5 lakh in the first 90 days unlocks All Accor+ Explorer membership with Elite All Accor Gold status.

The old offer on the same spend was different in two ways:

  • What you get. Cards set up from 25 October 2025 to 14 September 2026 still get Club Marriott plus a ₹5,000 Taj stay voucher.
  • The joining fee. The same ₹1.5 lakh used to waive the ₹10,000 first-year fee. That line has gone from the Fees & Charges block, so a new holder now pays it.

The published eligibility moved too: from ITR above ₹30 lakh to business-income ITR above ₹45 lakh.

Unchanged: the ₹10,000 fee, the ₹7.5 lakh renewal waiver and 5 reward points per ₹150.

Source: HDFC Bank — BizBlack Metal Edition product page, re-read 1 October 2026.

Comparisons this changes

HDFC BizPower vs HDFC Biz Black Metal

HDFC's two business cards, four times apart on fee — ₹2,500 against ₹10,000, a ₹12L ITR bar against ₹45L. BizBlack earns twice as hard and reaches one programme; BizPower earns like a Regalia Gold and reaches twenty-two.

More on this story

  1. HDFC sells ALL Accor+ Explorer for 10,000 points on SmartBuy — without the free nights

  2. ALL Accor+ Explorer rises to ₹23,199 a year in India

  3. Axis EDGE brings Accor back, drops ITC, and adds Cathay, Miles & More and Hilton

  4. ALL Accor runs a 50% BluChip bonus on the IndiGo corridor, 8–22 September

  5. Accor Plus bolts a ₹2,500 dining voucher onto its ₹19,499 membership until 7 September

  6. HDFC switches on 22 transfer partners for BizPower

HDFC Bank transfer partners

Sources

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