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Small finance bank

Equitas Small Finance Bank credit cards: 5 you can apply for

The best one for most people is Equitas PowerMiles.

₹12,700a year after fees, at ₹75,000 a month

Equitas PowerMiles

₹12,700 a year, after fees

₹5,000 fee · Lounges in India and abroad · 2% forex markup · Reward rate 1.5%–4.5%

Ranked higher: its bonus category adds ₹4,100 a year

Keep

It pays back the most of the 5 Equitas Small Finance Bank cards open to apply that we can value.

Rank all 5 at your own spend in the card finder

Verified 2 sources

Points and where they go

Equitas Small Finance Bank's main points currency is Equitas PowerMiles Points, worth ₹0.50 a point; it does not transfer to an airline or hotel. Its cards earn 3 kinds of points in all.

What Equitas Small Finance Bank cards earn
ProgrammeWorth a pointCardsPartners
Equitas PowerMiles Points₹0.502none
Equitas Selfe Reward Points₹0.352none
Equitas Tiga Reward Points₹0.152none

Values are what we think a point is worth in India.

Recent changes

We have no dated change to any Equitas Small Finance Bank card on record.

All 6 Equitas Small Finance Bank cards

Fees run ₹500 to ₹5,000. Each card shows what it pays back a year after its fee at ₹75,000 a month, and our verdict: 5 keep, 1 downgrade, 0 cancel.

Open to apply 5

  1. Equitas PowerMiles

    ₹12,700 a year, after fees

    ₹5,000 fee · Lounges in India and abroad · 2% forex markup · Reward rate 1.5%–4.5%

    Ranked higher: its bonus category adds ₹4,100 a year

    Keep

  2. Equitas Selfe Credit Card

    ₹5,900 a year, after fees

    ₹1,000 fee · Lounges in India · Reward rate 0.7%–3.5%

    Ranked higher: its bonus category adds ₹10,100 a year

    Keep

  3. Equitas PowerMiles Secured

    ₹7,700 a year, after fees

    ₹5,000 fee · 2% forex markup · Reward rate 1.5%–4.5%

    Ranked higher: its bonus category adds ₹4,100 a year

    Keep

  4. Equitas Tiga

    ₹1,300 a year, after fees

    ₹500 fee · Reward rate 0.2%–0.5%

    Keep

  5. Equitas Selfe Secured

    ₹3,900 a year, after fees

    ₹2,000 fee · Reward rate 0.7%–3.5%

    Ranked higher: its bonus category adds ₹10,100 a year

    Downgrade

Not confirmed on sale 1 card

  1. Equitas Tiga Secured

    ₹400 a year, after fees

    ₹1,000 fee · Reward rate 0.2%–0.5%

    Keep

Filter Equitas Small Finance Bank cards by fee, lounges or forex

Standard charges

The charges Equitas Small Finance Bank words the same way on most of its cards, from each card's most important terms and conditions. A card that differs prints its own figure on its own page.

Equitas Small Finance Bank's standard charges
ChargeWhat the bank saysOur readCards
Interest (APR)3.75%/mo (45%/yr)High3 of 3

Cards counts the Equitas Small Finance Bank cards whose terms print this exact wording, out of those whose terms print the charge at all.

Equitas Small Finance Bank in RBI's figures

Cards in force
29,309
0.0% of India's cards
Spent in August 2026
₹63 crore
32% of it online
Spend per card
₹21,665
a month, on average

Source: the Reserve Bank of India's monthly card statistics, August 2026. Every bank's figures

Sources

The Equitas Small Finance Bank documents that state its fees and charges, and RBI's release. Each card's page lists its own sources too.

  1. Official MITC for Credit Cards v1.3 — the fee table at the issuer: PowerMiles ₹5,000, forex markup 2%, finance charges 3.75%/mo (45%/yr) read
  2. Official Reserve Bank of India: ATM, Acceptance Infrastructure and Card Statistics for the Month of August 2026 read