1 CRED Reward point is worth ₹1.00 in India.
₹1.00₹1,000 per 1,000 points, our house mark
₹1.00 · first marked 16 Aug 2026, never re-marked since
How we got this ₹ figure
₹1.00 is our HOUSE value for a point — what a disciplined traveller actually clears, not the best redemption we have ever seen (₹1.00, the ceiling) and not the worst you can always fall back on (₹0.50, the floor). It is the number every route on this page is priced with.
We hold one dated point for CRED Reward Points — the mark itself. There is no earlier valuation on our record, so this page shows no trend line rather than drawing one. How we value a point →
Which of my cards reach it? — 1 do
One card earns CRED Reward Points outright. The figure is the reward rate — what ₹100 of ORDINARY spend earns back at our house ₹/point, before milestones, accelerators and the annual fee. How we compute it →
CRED IndusInd Bank RuPay Credit Card1.0%IndusInd BankA two-rate closed loop the issuer publishes outright. ₹1 a point against flight and hotel bookings in the CRED app, CRED Store purchases and select CRED Pay merchants — but only up to 70% of any one transaction. ₹0.50 a point against credit-card and utility bills paid inside CRED, where 100% of the balance is usable; that is the always-available fallback and therefore the floor. There is no transfer route to any airline or hotel programme at any ratio, so the ₹1 travel rate is a booking discount, not a mile. Points land in the CRED app 2–3 days after the statement, not at the swipe.
CRED Reward Points has held — we grade its nerf risk stable No tracker events on record for this program How we grade it →
Expiry: 24 months — "CRED Reward Points will be valid for 24 months", restated on the same page as "Reward Points will expire after 2 years from date of issuance" (official)
No corridor on our board prices a seat in CRED Reward Points against a published chart — every option that reaches it is dynamic, and an estimate is not a seat. the 2,196 corridors that DO have a verified price →
Straight answers
The questions people actually type about CRED Reward Points — answered from the same data as everything above, with the same numbers.
What is 1 CRED Reward point worth in INR?
Our desk marks CRED Reward Points at ₹1.00 a point — so 1,000 points are worth ₹1,000 and 10,000 are worth ₹10,000. That is the number every route on this page is priced with. The ₹0.50 floor is the redemption you can always fall back on; the ₹1.00 ceiling is the best sweet spot we have actually verified. The mark is holding flat, last reviewed 16 Aug 2026. The valuation index prices it against every other program we cover.
Which Indian cards earn CRED Reward Points?
1 Indian card earns CRED Reward Points outright. Best-ranked earner: CRED IndusInd Bank RuPay Credit Card, at 1.0% reward rate. The card list above names each of them with its rank, its ratio and what one of its points becomes here.
When did CRED Reward Points last devalue?
We hold no dated events for CRED Reward Points at all — no devaluation, no buff, nothing sourced — and we will not fill that gap with a guess. The nerf-risk grade reads stable, which on a program with no logged history means untested rather than safe.
Verified against CRED (Dreamplug Technologies), on an IndusInd Bank co-brand's own documents on · our house ₹/point, ₹1.00 today
Not published , and we will not invent it: how long posting takes · its award terms — surcharges and the booking window.