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HDFC Regalia Gold domestic lounge access now gated — ₹60,000/quarter

HDFC Regalia Gold's domestic lounge access now requires ₹60,000 prior-quarter spend for 3 visits/quarter. International lounge access remains unchanged.

HDFC Bank has introduced a spend gate for domestic lounge access on the Regalia Gold card, effective 1 July 2026. Cardholders will now need to spend ₹60,000 in the prior quarter to get 3 complimentary domestic lounge visits per quarter. The change does not affect international lounge access, with 6 Priority Pass visits still available annually. This revision comes on the heels of an earn rate cut in mid-May, further reducing the card’s value. Our take: if you rely heavily on domestic lounge access, review your spend patterns to ensure you can meet the new ₹60,000 threshold. Otherwise, consider alternative cards with more generous lounge access policies.

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