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YES lists its novio card for domestic lounge access

YES BANK's 28 September 2026 MITC adds novio to its ₹50,000 domestic-lounge spend table. The bank publishes no visit count, the RuPay virtual twin is not listed, and there is still no international lounge access.

What changed

Worse for you

Lounge change · YES Bank

Before

novio absent from both of the MITC's lounge tables, so no lounge access

After

novio named in the domestic-lounge threshold table at ₹50,000 of spend in the previous quarter; no visit count published; still no international lounge feature

See it with every other change

The card this affects

YES BANK novio

YES Bank

Not valued no published fee or earn rate to price

Keep

YES BANK re-issued its credit-card MITC on 28 September 2026 as CMITC_V18_28092026, and one word changed for novio. The domestic-lounge spend table’s ₹50,000 row used to end at Zagg. It now reads “Elite+ / Elite+ issued against FD / Select / Select for NRI / Select issued against FD / BYOC / Yes Prosperity Business / Wellness Plus / Zagg / Novio”.

The same section says only cardholders “with the lounge access feature and who meet the spends threshold” get in, so the listing is the access. Spend ₹50,000 on the card in one calendar quarter and you qualify for complimentary domestic lounges in the next one.

The MITC does not say how many visits that buys. For the count it sends you to the card’s product page on the YES BANK website, and YES has never published one for this card. So the lounge row for novio says spend-gated, count not published. We will not borrow a number from Zagg or Select.

Three things did not change. The RuPay virtual twin, “Novio RuPay virtual”, is not in the row. Neither novio form has the international lounge feature. The card is still lifetime free, with the 3.50% foreign-currency markup that is the Indian norm.

The 5 October 2026 edition, CMITC_V18_05102026, carries the row unchanged.

Source: YES BANK Credit Card MITC, the domestic-lounge threshold table, editions CMITC_V18_28092026 and CMITC_V18_05102026.

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