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Karur Vysya Bank credit cards: 3 you can apply for

The best one for most people is KVB Eternis Credit Card.

−₹12,000a year after fees, at ₹75,000 a month

KVB Eternis Credit Card

−₹12,000 a year, after fees

₹29,999 fee · Reward rate 2%–6%

Keep

It is the one Karur Vysya Bank card open to apply that we can value.

Rank all 3 at your own spend in the card finder

Verified 3 sources

Points and where they go

Karur Vysya Bank's main points currency is KVB Reward Points, worth ₹1.00 a point; it does not transfer to an airline or hotel.

What Karur Vysya Bank cards earn
ProgrammeWorth a pointCardsPartners
KVB Reward Points₹1.004none

Values are what we think a point is worth in India.

Recent changes

We have no dated change to any Karur Vysya Bank card on record.

All 7 Karur Vysya Bank cards

Fees run ₹0 to ₹29,999; 1 charges nothing a year but a joining fee to get in. We cannot value 6 of them: Karur Vysya Bank publishes no fee or no earn table for those cards, so they are listed as "Not valued". Each card shows what it pays back a year after its fee at ₹75,000 a month, and our verdict: 6 keep, 1 downgrade, 0 cancel.

Open to apply 3

  1. KVB Eternis Credit Card

    −₹12,000 a year, after fees

    ₹29,999 fee · Reward rate 2%–6%

    Keep

  2. KVB Honour Credit Card

    Not valued fee or rewards not published

    ₹0 joining + ₹999/yr · Lounges in India

    Keep

  3. KVB Platinum Credit Card

    Not valued fee or rewards not published

    ₹0 joining + ₹599/yr

    Downgrade

Invite only 3

  1. KVB Altura Credit Card

    Not valued fee or rewards not published

    Fee not published · Reward rate 1%–5%

    Keep Invite only

  2. KVB Samara Credit Card

    Not valued fee or rewards not published

    Fee not published · Reward rate 0.5%–3%

    Keep Invite only

  3. KVB Aura Credit Card

    Not valued fee or rewards not published

    Fee not published · Reward rate 0.3%–2%

    Keep Invite only

Business cards 1 card

Filter Karur Vysya Bank cards by fee, lounges or forex

Karur Vysya Bank in RBI's figures

Cards in force
8,462
0.0% of India's cards
Spent in August 2026
₹27 crore
42% of it online
Spend per card
₹32,157
a month, on average

Source: the Reserve Bank of India's monthly card statistics, August 2026. Every bank's figures

Sources

The Karur Vysya Bank documents that state its fees and charges, and RBI's release. Each card's page lists its own sources too.

  1. Official Product page — Joining fee Free, Annual fee ₹599 waived above ₹1,00,000 of previous-year spend, 3.5% forex markup, and no lounge access advertised read
  2. Official Product page — Joining fee Free, Annual fee ₹999 waived above ₹3,00,000 of previous-year spend, 4 complimentary domestic lounge visits, and 3.5% forex markup read
  3. Official Reserve Bank of India: ATM, Acceptance Infrastructure and Card Statistics for the Month of August 2026 read